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Credit union call report ยท Joint Base MDL, NJ

Lakehurst Naval Federal Credit Union Call Report

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Lakehurst Naval Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 237 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Lakehurst Naval Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number7958
Federal Reserve RSSD ID576587

The official copy: search charter number 7958 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Lakehurst Naval Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Lakehurst Naval Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $278K
1c. Total Cash on Hand 730A $278K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $862K
2. Cash on Deposit (total) 730B $3.3M
3. Time Deposits in Banks and Credit Unions AS0007 $250K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $3.9M
9. Held-to-Maturity Debt Securities AS0073 $24.5M
11. TOTAL INVESTMENT SECURITIES AS0013 $24.5M
12b. Perpetual Contributed Capital 769B $123K
13. TOTAL OTHER INVESTMENTS AS0017 $123K
15a. Number of Total Loans and Leases 025A 1,101
15b. Total Loans and Leases 025B $9.1M
17. ACL on Loans and Leases AS0048 $220K
20. Other Fixed Assets 008 $15K
21. NCUA Share Insurance Capitalization Deposit 794 $320K
22d. Accrued Interest on Loans 009A $32K
22e. Accrued Interest on Investments 009B $94K
22f. All Other Assets 009C $54K
22g. Total Other Assets AS0036 $181K
23. TOTAL ASSETS 010 $37.9M
Accounts Payable and Other Liabilities 825 $280K
Accrued Dividends and Interest Payable 820A $91K
Member Shares of All Types 013 $33.0M
Total Shares and Deposits 018 $33.0M
Undivided Earnings 940 $4.0M
Other Reserves 658 $739K
Total Net Worth 997 $4.8M
Net Worth Ratio 998 12.54%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $37.9M
Statement of Income and Expense (21 items)
Lakehurst Naval Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $334K
3. Income from Investments 120 $527K
5. TOTAL INTEREST INCOME 115 $861K
6. Dividends on Shares 380 $207K
9. TOTAL INTEREST EXPENSE 350 $207K
10. NET INTEREST INCOME IS0010 $654K
12a. Credit Loss Expense - Loans and Leases IS0011 $51K
12e. Total Credit Loss Expense IS0017 $51K
13. Fee Income 131 $35K
22. Other Non-Operating Income 440 $63K
23. TOTAL NON-INTEREST INCOME 117 $98K
24. Employee Compensation and Benefits 210 $190K
25. Travel and Conference 230 $30K
27. Office Operations 260 $43K
28. Educational and Promotional 270 $11K
29. Loan Servicing 280 $96K
30. Professional and Outside Services 290 $62K
32. Operating Fees 320 $2K
33. Miscellaneous Operating Expense 360 $22K
34. TOTAL NON-INTEREST EXPENSE 671 $455K
35. NET INCOME 661A $246K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Lakehurst Naval Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $52K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $204K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $82K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $9K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $714
Loans Granted Year-to-Date 031A $154
Amount of Loans Granted Year-to-Date 031B $1.3M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $318K
Number of current members (not number of accounts) 083 1,804
Number of potential members 084 2,500
Interest Rate of Unsecured Credit Card Loans 521 999.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,300.00%
Interest Rate of New Vehicle Loans 523 525.00%
Interest Rate of Used Vehicle Loans 524 600.00%
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $26K
Amount of Regular Shares 657 $18.2M
Amount of Share Drafts 902 $4.8M
IRA/KEOGH Accounts - < 1 Year 906A $725K
Share Certificates - < 1 Year 908A $8.9M
Total Amount of Share Certificates 908C $9.2M
Number of Used Vehicle Loans 968 90
NCUA data file FS220A (22 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $32.6M
Total Shares - 1-3 Years 013B1 $342K
Total Shares - > 3 Years 013B2 $70K
Total Shares and Deposits - < 1 Year 018A $32.6M
Total Shares and Deposits - 1-3 Years 018B1 $342K
Total Shares and Deposits - > 3 Years 018B2 $70K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 33
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $1.3M
Amount of New Vehicle Loans 385 $567K
Amount of Unsecured Credit Card Loans 396 $710K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.6M
Share Certificates 451 $193
Number of Accounts for Share Drafts 452 1,254
IRA/KEOGH Accounts 453 $43
Number of Accounts for Regular Shares 454 1,804
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 3,294
Number of credit union employees who are Full-Time (26 hours or more) 564A 6
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $614K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,698.00%
Total credit lines 881 $500K
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$231K
NCUA data file FS220B (23 items)

maturity and repricing buckets (40%), credit cards (17%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $13K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $46K
Number - Total Delinquent Credit Card Loans 045A 8
Total Amount of Delinquent Unsecured Credit Card Loans 045B $61K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.3M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.3M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $30.7M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $18.2M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $596
Fair value of Held to Maturity Securities 801 $24.5M
Amount of Share Drafts - < 1 Year 902A $4.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $28K
IRA/KEOGH Accounts - > 3 Years 906B2 $62K
Total Amount of IRA/KEOGH Accounts 906C $815K
Share Certificates - 1-3 Years 908B1 $314K
Share Certificates - > 3 Years 908B2 $9K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $50K
Number of New Vehicle Loans 958 32
Total Shares 966 $3K
Number of Unsecured Credit Card Loans 993 603
Number of All Other Unsecured Loans/Lines of Credit 994 325
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 5
NCUA data file FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $7.2M
NCUA data file FS220D (19 items)

member services and products offered (69%), CUSO relationships (27%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Approved Mortgage Seller 879H $1
Deposits and Shares Meeting 703.10(a) 879M $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $500K
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.1M
NCUA data file FS220I (6 items)

vehicle lending (59%), delinquency (44%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $42K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $60K
Number of Reportable Delinquent Used Vehicle Loans 035E2 3
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $60K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $2K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $5K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $9.1M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $790K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 500.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 500.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 300.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $311K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $3.8M
NCUA data file FS220M (5 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.1M
Total Unfunded Commitments for Non-Commercial Loans 816T $1.1M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 24
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 11
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 16
NCUA data file FS220N (7 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $6.2M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $7.2M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $10.3M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $900K
Total Liabilities LI0069 $33.4M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $101K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $37.9M
NCUA data file FS220P (14 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $24K
Unsecured Credit Card Loans DL0002 $1K
All Other Unsecured Loans/Lines of Credit DL0022 $9K
All Other Unsecured Loans/Lines of Credit DL0023 $21K
All Other Unsecured Loans/Lines of Credit DL0024 $75K
All Other Unsecured Loans/Lines of Credit DL0025 $36K
All Other Unsecured Loans/Lines of Credit DL0026 $9K
All Other Unsecured Loans/Lines of Credit DL0027 $141K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $21
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $56K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $56K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $22K
Amount of Consumer Loans in Non-Accrual Status DL0145 $262K
NCUA data file FS220Q (24 items)

investment portfolio detail (69%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $2.6M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $2.6M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $2.6M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $2.6M
Held-to-maturity Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0077 $21.9M
Held-to-maturity Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0078 $21.9M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $24.5M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $250K
Investment Maturity Distribution - Time Deposits - Total NV0116 $250K
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $24.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $123K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $123K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $6.4M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $7.2M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $10.3M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $900K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $123K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $24.9M
RBC Total Equity RB0001 $4.8M
RBC Allowance for Credit Losses RB0002 $220K
RBC Total Additions RB0005 $220K
RBC Total Deductions RB0009 $320K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $4.7M
RBC Risk-Based Capital Numerator RB0012 $4.7M
NCUA data file FS220R (32 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Lakehurst Naval Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $24.7M
RBC Schedule Total Consumer Loans RB0060 $4.5M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $220K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $220K
RBC Schedule Total Loans RB0079 $8.9M
RBC Total for Risk Weighting Total Loans RB0081 -$220K
RBC Total Loans 0% Weight RB0082 -$220K
RBC Schedule Total Other Assets RB0088 $516K
RBC Total for Risk Weighting Other Assets RB0090 $320K
RBC Other Assets 0% Weight RB0091 $320K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $37.9M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $100K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $100K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $37.9M
RBC Allowance for Credit Losses (Loans) RB0177 $220K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 14.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 2,925,139.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 10.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 864,840.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $3.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 10.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 783,417.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 105,992.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 6,896.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $790K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $106K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $35
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $4.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $106K
Total Shares SH0013 $33.0M
Total Shares and Deposits SH0018 $33.0M

Lakehurst Naval Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Lakehurst Naval Federal Credit Union call report?

The Lakehurst Naval Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Lakehurst Naval Federal Credit Union file?

Lakehurst Naval Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Lakehurst Naval Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Lakehurst Naval Federal Credit Union is 7958.

How often does Lakehurst Naval Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Lakehurst Naval Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.