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Credit union call report ยท New Johnsonville, TN

Lakeside Credit Union Call Report

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Lakeside Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 249 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Lakeside Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number67713
Federal Reserve RSSD ID371492

The official copy: search charter number 67713 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Lakeside Credit Union call report, Q2 2026

Statement of Financial Condition (31 items)
Lakeside Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $423K
1c. Total Cash on Hand 730A $423K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $4.1M
2c. Cash on Deposit in Other Financial Institutions 730B2 $19K
2. Cash on Deposit (total) 730B $4.1M
3. Time Deposits in Banks and Credit Unions AS0007 $17.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $22.0M
12b. Perpetual Contributed Capital 769B $274K
13. TOTAL OTHER INVESTMENTS AS0017 $274K
15a. Number of Total Loans and Leases 025A 1,825
15b. Total Loans and Leases 025B $21.6M
17. ACL on Loans and Leases AS0048 $296K
18c. Foreclosed/Repossessed - Vehicles AS0024 $108K
18e. Foreclosed/Repossessed Assets (total) 798A $108K
19. Land and Building 007 $326K
20. Other Fixed Assets 008 $74K
21. NCUA Share Insurance Capitalization Deposit 794 $326K
22d. Accrued Interest on Loans 009A $87K
22e. Accrued Interest on Investments 009B $58K
22f. All Other Assets 009C $159K
22g. Total Other Assets AS0036 $303K
23. TOTAL ASSETS 010 $44.7M
Accounts Payable and Other Liabilities 825 $80K
Accrued Dividends and Interest Payable 820A $9K
Member Shares of All Types 013 $37.0M
Total Shares and Deposits 018 $37.0M
Undivided Earnings 940 $6.7M
Other Reserves 658 $808K
Total Net Worth 997 $7.6M
Net Worth Ratio 998 16.92%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $44.7M
Statement of Income and Expense (22 items)
Lakeside Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $742K
3. Income from Investments 120 $383K
5. TOTAL INTEREST INCOME 115 $1.1M
6. Dividends on Shares 380 $178K
9. TOTAL INTEREST EXPENSE 350 $178K
10. NET INTEREST INCOME IS0010 $947K
12a. Credit Loss Expense - Loans and Leases IS0011 $35K
12e. Total Credit Loss Expense IS0017 $35K
13. Fee Income 131 $77K
14. Other Operating Income IS0020 $12K
23. TOTAL NON-INTEREST INCOME 117 $88K
24. Employee Compensation and Benefits 210 $338K
25. Travel and Conference 230 $18K
26. Office Occupancy 250 $43K
27. Office Operations 260 $63K
28. Educational and Promotional 270 $12K
29. Loan Servicing 280 $35K
30. Professional and Outside Services 290 $183K
32. Operating Fees 320 $6K
33. Miscellaneous Operating Expense 360 $15K
34. TOTAL NON-INTEREST EXPENSE 671 $714K
35. NET INCOME 661A $287K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Lakeside Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $473K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $4K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $52K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $2K
Loans Granted Year-to-Date 031A $408
Amount of Loans Granted Year-to-Date 031B $3.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $120K
Number of current members (not number of accounts) 083 2,627
Number of potential members 084 7,881
Interest Rate of Unsecured Credit Card Loans 521 1,200.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,100.00%
Interest Rate of New Vehicle Loans 523 700.00%
Interest Rate of Used Vehicle Loans 524 850.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $56K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $11K
Amount of Regular Shares 657 $13.5M
Amount of Share Drafts 902 $9.2M
IRA/KEOGH Accounts - < 1 Year 906A $781K
Share Certificates - < 1 Year 908A $6.3M
Total Amount of Share Certificates 908C $6.5M
Total Amount of Money Market Shares 911 $7.0M
Number of Used Vehicle Loans 968 580
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Lakeside Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $36.8M
Total Shares - 1-3 Years 013B1 $198K
Total Shares and Deposits - < 1 Year 018A $36.8M
Total Shares and Deposits - 1-3 Years 018B1 $198K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 12
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $5.7M
Amount of New Vehicle Loans 385 $10.6M
Amount of Unsecured Credit Card Loans 396 $332K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.5M
Share Certificates 451 $96
Number of Accounts for Share Drafts 452 1,320
IRA/KEOGH Accounts 453 $36
Number of Accounts for Regular Shares 454 2,963
Money Market Shares 458 $166
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 4,581
Number of credit union employees who are Full-Time (26 hours or more) 564A 11
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Number of Outstanding Indirect Loans 617A 308
Total Amount of Outstanding Indirect Loans 618A $7.5M
Total credit lines 881 $3.5M
NCUA data file FS220B (17 items)

maturity and repricing buckets (40%), credit cards (17%)

Lakeside Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $3.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $3.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $33.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $13.5M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $4K
Amount of Share Drafts - < 1 Year 902A $9.2M
Total Amount of IRA/KEOGH Accounts 906C $781K
Share Certificates - 1-3 Years 908B1 $198K
Money Market Shares - < 1 Year 911A $7.0M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $59K
Number of New Vehicle Loans 958 392
Total Shares 966 $5K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $19K
Number of Unsecured Credit Card Loans 993 288
Number of All Other Unsecured Loans/Lines of Credit 994 392
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 9
NCUA data file FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

Lakeside Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $2K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $1K
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $3.7M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $102K
NCUA data file FS220D (17 items)

member services and products offered (69%), CUSO relationships (27%)

Lakeside Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (5 items)

loans and leases (32%), participation loans (18%)

Lakeside Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $289K
Total Value of Investments in CUSOs 851 $13K
Total Aggregate Cash Outlay in CUSOs 853 $13K
Assets Pledged to Secure Borrowings 878 $3.5M
Total Credit Lines at Corporate Credit Unions 884 $3.5M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Lakeside Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $3.9M
Total number of TDR loans outstanding 1000F $104
Total amount of TDR loans outstanding 1001F $1.7M
NCUA data file FS220I (8 items)

vehicle lending (59%), delinquency (44%)

Lakeside Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $217K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $156K
Number of Reportable Delinquent Used Vehicle Loans 035E2 4
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $36K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $28K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $10K
Commercial Share Accounts 643 $453K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $9K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Lakeside Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $21.6M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $209K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 770.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 650.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 900.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $2.3M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $806K
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Lakeside Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $152K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.9M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $1.3M
Total Unfunded Commitments for Non-Commercial Loans 816T $3.9M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $609K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 31
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 7
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 135
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Lakeside Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $37.1M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $44.7M
NCUA data file FS220P (23 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Lakeside Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $14K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $634
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $9K
All Other Unsecured Loans/Lines of Credit DL0022 $58K
All Other Unsecured Loans/Lines of Credit DL0023 $5K
All Other Unsecured Loans/Lines of Credit DL0024 $4K
All Other Unsecured Loans/Lines of Credit DL0025 $2K
All Other Unsecured Loans/Lines of Credit DL0027 $11K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $5
Used Vehicle Loans DL0037 $36K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $41K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $3K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $3K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $20K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $50K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $70K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $64K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $26
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $394K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 308
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $7.5M
NCUA data file FS220Q (19 items)

investment portfolio detail (69%)

Lakeside Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $3.5M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $5.5M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $7.3M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $4.7M
Investment Maturity Distribution - Time Deposits - Total NV0116 $17.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $274K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $274K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $5.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $7.3M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $4.7M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $274K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $17.7M
RBC Total Equity RB0001 $7.6M
RBC Allowance for Credit Losses RB0002 $296K
RBC Total Additions RB0005 $296K
RBC Total Deductions RB0009 $326K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $7.5M
RBC Risk-Based Capital Numerator RB0012 $7.5M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $289K
NCUA data file FS220R (37 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Lakeside Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $274K
RBC Schedule Total Consumer Loans RB0060 $20.6M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $296K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $296K
RBC Schedule Total Loans RB0079 $21.3M
RBC Total for Risk Weighting Total Loans RB0081 -$296K
RBC Total Loans 0% Weight RB0082 -$296K
RBC Schedule Total Other Assets RB0088 $1.1M
RBC Total for Risk Weighting Other Assets RB0090 $326K
RBC Other Assets 0% Weight RB0091 $326K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $44.7M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $30K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $30K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $44.7M
RBC Allowance for Credit Losses (Loans) RB0177 $296K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 36,110.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 27.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 739,242.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 85,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 31,135.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $806K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $85K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 7.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 209,435.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Fixed Rate RL0026 100,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $209K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $100K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $38
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $1.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $185K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $101K
Total Shares SH0013 $37.0M
Total Shares and Deposits SH0018 $37.0M
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 213
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $289K

Lakeside Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Lakeside Credit Union call report?

The Lakeside Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Lakeside Credit Union file?

Lakeside Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Lakeside Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Lakeside Credit Union is 67713.

How often does Lakeside Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Lakeside Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.