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Credit union call report ยท Rib Lake, WI

Lakewood Credit Union Call Report

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Lakewood Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 240 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Lakewood Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number66999
Federal Reserve RSSD ID241698

The official copy: search charter number 66999 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Lakewood Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Lakewood Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $275K
1c. Total Cash on Hand 730A $275K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $726K
2c. Cash on Deposit in Other Financial Institutions 730B2 $601K
2. Cash on Deposit (total) 730B $1.3M
3. Time Deposits in Banks and Credit Unions AS0007 $748K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $2.4M
12b. Perpetual Contributed Capital 769B $49K
13. TOTAL OTHER INVESTMENTS AS0017 $49K
15a. Number of Total Loans and Leases 025A 25,670
15b. Total Loans and Leases 025B $11.7M
17. ACL on Loans and Leases AS0048 $69K
19. Land and Building 007 $1.7M
20. Other Fixed Assets 008 $80K
21. NCUA Share Insurance Capitalization Deposit 794 $125K
22d. Accrued Interest on Loans 009A $28K
22e. Accrued Interest on Investments 009B $2K
22f. All Other Assets 009C $116K
22g. Total Other Assets AS0036 $146K
23. TOTAL ASSETS 010 $16.0M
Accounts Payable and Other Liabilities 825 $82K
Member Shares of All Types 013 $14.2M
Total Shares and Deposits 018 $14.2M
Undivided Earnings 940 $1.8M
Net Income (equity) 602 -$34K
Total Net Worth 997 $1.7M
Net Worth Ratio 998 10.92%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $16.0M
Statement of Income and Expense (23 items)
Lakewood Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $347K
3. Income from Investments 120 $37K
5. TOTAL INTEREST INCOME 115 $384K
6. Dividends on Shares 380 $75K
9. TOTAL INTEREST EXPENSE 350 $75K
10. NET INTEREST INCOME IS0010 $309K
12a. Credit Loss Expense - Loans and Leases IS0011 $35K
12e. Total Credit Loss Expense IS0017 $35K
13. Fee Income 131 $35K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$16K
22. Other Non-Operating Income 440 $5K
23. TOTAL NON-INTEREST INCOME 117 $24K
24. Employee Compensation and Benefits 210 $149K
25. Travel and Conference 230 $3K
26. Office Occupancy 250 $35K
27. Office Operations 260 $86K
28. Educational and Promotional 270 $14K
29. Loan Servicing 280 $29K
30. Professional and Outside Services 290 $3K
32. Operating Fees 320 $6K
33. Miscellaneous Operating Expense 360 $8K
34. TOTAL NON-INTEREST EXPENSE 671 $332K
35. NET INCOME 661A -$34K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Lakewood Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $28K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $36K
Loans Granted Year-to-Date 031A $118
Amount of Loans Granted Year-to-Date 031B $4.0M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $222K
Number of current members (not number of accounts) 083 1,141
Number of potential members 084 62,500
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,225.00%
Interest Rate of New Vehicle Loans 523 534.00%
Interest Rate of Used Vehicle Loans 524 757.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $21K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $4K
Total Amount of All Other Shares 630 $85K
Amount of Regular Shares 657 $5.5M
Amount of Share Drafts 902 $2.2M
IRA/KEOGH Accounts - < 1 Year 906A $832K
Share Certificates - < 1 Year 908A $2.5M
Total Amount of Share Certificates 908C $2.8M
Total Amount of Money Market Shares 911 $2.8M
Number of Used Vehicle Loans 968 18,922
NCUA data file FS220A (19 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Lakewood Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $13.9M
Total Shares - 1-3 Years 013B1 $273K
Total Shares and Deposits - < 1 Year 018A $13.9M
Total Shares and Deposits - 1-3 Years 018B1 $273K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 124
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $2.5M
Amount of New Vehicle Loans 385 $441K
Amount of All Other Unsecured Loans/Lines of Credit 397 $316K
Share Certificates 451 $132
Number of Accounts for Share Drafts 452 660
IRA/KEOGH Accounts 453 $35
Number of Accounts for Regular Shares 454 1,358
All other shares 455 $17
Money Market Shares 458 $73
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 2,275
Number of credit union employees who are Full-Time (26 hours or more) 564A 4
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Total credit lines 881 $1.8M
NCUA data file FS220B (16 items)

maturity and repricing buckets (40%), credit cards (17%)

Lakewood Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $273K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $273K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $13.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $85K
Amount of Regular Shares - < 1 Year 657A $5.5M
Amount of Share Drafts - < 1 Year 902A $2.2M
Total Amount of IRA/KEOGH Accounts 906C $832K
Share Certificates - 1-3 Years 908B1 $273K
Money Market Shares - < 1 Year 911A $2.8M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $387K
Number of New Vehicle Loans 958 6,481
Total Shares 966 $2K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $26K
Number of All Other Unsecured Loans/Lines of Credit 994 112
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 2
NCUA data file FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Lakewood Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $5K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $4K
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $884K
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $316K
Outstanding balance of brokered certificates of deposit and share certificates 788 $250K
NCUA data file FS220D (20 items)

member services and products offered (69%), CUSO relationships (27%)

Lakewood Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
NCUA data file FS220G (4 items)

loans and leases (32%), participation loans (18%)

Lakewood Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $1.2M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $735K
Assets Pledged to Secure Borrowings 878 $13.6M
Total Credit Lines at Corporate Credit Unions 884 $1.8M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Lakewood Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $128K
Total number of TDR loans outstanding 1000F $790
Total amount of TDR loans outstanding 1001F $144K
NCUA data file FS220I (14 items)

vehicle lending (59%), delinquency (44%)

Lakewood Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $2K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $20K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $159
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $196
Number of Reportable Delinquent New Vehicle Loans 035E1 25
Number of Reportable Delinquent Used Vehicle Loans 035E2 95
Amount of Reportable Delinquent New Vehicle Loans 041C1 $388
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $68K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $1K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $4K
Amount of New Vehicle Loans YTD Recoveries 551C1 $905
Amount of Used Vehicle Loans YTD Recoveries 551C2 $3K
Commercial Share Accounts 643 $1.7M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $470
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Lakewood Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $26K
Total Amount of Loans & Leases on Loan Schedule 025B1 $11.7M
Amount of All Other Real Estate Loans/Lines of Credit 386B $937
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 750.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 561.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 722.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $883K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $7.5M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Lakewood Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $99K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $29K
Total Unfunded Commitments for Non-Commercial Loans 816T $128K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 80
Number of All Other Real Estate Loans/Lines of Credit 960B 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 74
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Lakewood Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $14.3M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $16.0M
NCUA data file FS220P (14 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Lakewood Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $16K
All Other Unsecured Loans/Lines of Credit DL0022 $6K
New Vehicle Loans DL0030 $229
Used Vehicle Loans DL0037 $68K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $16K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $36K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $51K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $2
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $102K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $102K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $186K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $1K
Amount of Consumer Loans in Non-Accrual Status DL0145 $36K
NCUA data file FS220Q (15 items)

investment portfolio detail (69%)

Lakewood Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $13.6M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $748K
Investment Maturity Distribution - Time Deposits - Total NV0116 $748K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $49K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $49K
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $748K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $49K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $797K
RBC Total Equity RB0001 $1.7M
RBC Allowance for Credit Losses RB0002 $69K
RBC Total Additions RB0005 $69K
RBC Total Deductions RB0009 $125K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $1.7M
RBC Risk-Based Capital Numerator RB0012 $1.7M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $500K
NCUA data file FS220R (38 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Lakewood Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $49K
RBC Schedule Total Consumer Loans RB0060 $4.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $69K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $69K
RBC Schedule Total Loans RB0079 $11.6M
RBC Total for Risk Weighting Total Loans RB0081 -$69K
RBC Total Loans 0% Weight RB0082 -$69K
RBC Schedule Total Other Assets RB0088 $2.0M
RBC Total for Risk Weighting Other Assets RB0090 $125K
RBC Other Assets 0% Weight RB0091 $125K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $16.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $55K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $55K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $16.0M
RBC Allowance for Credit Losses (Loans) RB0177 $69K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 70,148.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 35.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 2,356,215.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 893,216.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $1
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $301K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $42
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $4.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $2.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $7.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $2.9M
All Other (Non-commercial) Real Estate - Open-End - Adjustable Rate - Number of Loans Outstanding RL0041 1.00%
All Other (Non-commercial) Real Estate - Open-End - Adjustable Rate - Amount of Loans Outstanding RL0042 937.00%
All Other (Non-commercial) Real Estate - Open-End - Adjustable Rate - Amount of Loans Granted YTD RL0043 100,000.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $937
All Other (Non-commercial) Real Estate - Amount of Loans Granted YTD - Total RL0045 $100K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $81
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $7.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $3.0M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $4.4M
Total Shares SH0013 $14.2M
Total Shares and Deposits SH0018 $14.2M
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Lakewood Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Acquire participation loans PP0044 $1
Person-to-Person payments PP0045 $1

Lakewood Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Lakewood Credit Union call report?

The Lakewood Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Lakewood Credit Union file?

Lakewood Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Lakewood Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Lakewood Credit Union is 66999.

How often does Lakewood Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Lakewood Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.