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Credit union call report ยท Lincoln Park, MI

Lincoln Park Community Credit Union Call Report

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Lincoln Park Community Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 251 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Lincoln Park Community Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number61701
Federal Reserve RSSD ID5292

The official copy: search charter number 61701 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Lincoln Park Community Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Lincoln Park Community Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $645K
1c. Total Cash on Hand 730A $645K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.0M
2. Cash on Deposit (total) 730B $2.0M
4. All Other Deposits AS0008 $925K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $3.6M
8. Available-for-Sale Debt Securities AS0067 $50.7M
11. TOTAL INVESTMENT SECURITIES AS0013 $50.7M
12b. Perpetual Contributed Capital 769B $255K
13. TOTAL OTHER INVESTMENTS AS0017 $255K
15a. Number of Total Loans and Leases 025A 994
15b. Total Loans and Leases 025B $7.5M
17. ACL on Loans and Leases AS0048 $51K
19. Land and Building 007 $361K
20. Other Fixed Assets 008 $46K
21. NCUA Share Insurance Capitalization Deposit 794 $511K
22d. Accrued Interest on Loans 009A $16K
22e. Accrued Interest on Investments 009B $170K
22f. All Other Assets 009C $391K
22g. Total Other Assets AS0036 $577K
23. TOTAL ASSETS 010 $63.4M
Accounts Payable and Other Liabilities 825 $127K
Member Shares of All Types 013 $50.8M
Nonmember Deposits 880 $5.0M
Total Shares and Deposits 018 $55.8M
Undivided Earnings 940 $11.4M
Total Net Worth 997 $11.4M
Net Worth Ratio 998 18.00%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $63.4M
Statement of Income and Expense (24 items)
Lincoln Park Community Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $203K
3. Income from Investments 120 $827K
5. TOTAL INTEREST INCOME 115 $1.0M
6. Dividends on Shares 380 $67K
7. Interest on Deposits 381 $129K
9. TOTAL INTEREST EXPENSE 350 $196K
10. NET INTEREST INCOME IS0010 $835K
12a. Credit Loss Expense - Loans and Leases IS0011 $17K
12e. Total Credit Loss Expense IS0017 $17K
13. Fee Income 131 $78K
14. Other Operating Income IS0020 $91K
16. Gain (Loss) on Other Investments IS0047 -$1K
23. TOTAL NON-INTEREST INCOME 117 $168K
24. Employee Compensation and Benefits 210 $263K
25. Travel and Conference 230 $2K
26. Office Occupancy 250 $44K
27. Office Operations 260 $236K
28. Educational and Promotional 270 $19K
29. Loan Servicing 280 $50K
30. Professional and Outside Services 290 $137K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $6K
34. TOTAL NON-INTEREST EXPENSE 671 $763K
35. NET INCOME 661A $223K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Lincoln Park Community Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $17K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $16K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $1K
Loans Granted Year-to-Date 031A $97
Amount of Loans Granted Year-to-Date 031B $219K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $20K
Number of current members (not number of accounts) 083 3,044
Number of potential members 084 40,000
Non-Member Deposits 457 $20
Interest Rate of Unsecured Credit Card Loans 521 1,320.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,291.00%
Interest Rate of New Vehicle Loans 523 561.00%
Interest Rate of Used Vehicle Loans 524 661.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $35K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $1K
Total Amount of All Other Shares 630 $1.6M
Amount of Regular Shares 657 $16.3M
Amount of Share Drafts 902 $11.1M
Total Amount of Money Market Shares 911 $22.0M
Number of Used Vehicle Loans 968 43
NCUA form-section FS220A (18 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Lincoln Park Community Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $50.8M
Total Shares and Deposits - < 1 Year 018A $55.8M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 7
Effective date of last audit 063 $72K
Amount of Used Vehicle Loans 370 $635K
Amount of New Vehicle Loans 385 $962K
Amount of Unsecured Credit Card Loans 396 $741K
Amount of All Other Unsecured Loans/Lines of Credit 397 $810K
Number of Accounts for Share Drafts 452 1,906
Number of Accounts for Regular Shares 454 2,712
All other shares 455 $338
Money Market Shares 458 $327
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,303
Number of credit union employees who are Full-Time (26 hours or more) 564A 6
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Number of Outstanding Indirect Loans 617A 55
Total Amount of Outstanding Indirect Loans 618A $728K
Total credit lines 881 $6.0M
NCUA form-section FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Lincoln Park Community Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $16K
Number - Total Delinquent Credit Card Loans 045A 3
Total Amount of Delinquent Unsecured Credit Card Loans 045B $16K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $53.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $72K
All other shares - < 1 Year 630A $1.6M
Amount of Regular Shares - < 1 Year 657A $16.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $14K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $886
Non-Member Deposits - < 1 Year 880A $5.0M
Amount of Share Drafts - < 1 Year 902A $11.1M
Money Market Shares - < 1 Year 911A $22.0M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $159K
Number of New Vehicle Loans 958 67
Total Shares 966 $5K
Number of Unsecured Credit Card Loans 993 409
Number of All Other Unsecured Loans/Lines of Credit 994 370
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 8
NCUA form-section FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Lincoln Park Community Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Accts Held by Member Government Depositors 631 $308K
Outstanding balance of brokered certificates of deposit and share certificates 788 $5.7M
NCUA form-section FS220D (20 items)

member services and products offered (69%), CUSO relationships (27%)

Lincoln Park Community Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Credit Management and Repair 879B6 $1
Online Financial Literacy 879B7 $1
No Cost Bill Payer 879C2 $1
No Cost Tax Prep. Services 879C3 $1
Brokered Certificates of Deposits 879N $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (6 items)

loans and leases (32%), participation loans (18%)

Lincoln Park Community Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $3.1M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $2.0M
Total Value of Investments in CUSOs 851 $100
Total Amount Loaned to CUSOs 852 $500K
Total Aggregate Cash Outlay in CUSOs 853 $100
Total Credit Lines at Corporate Credit Unions 884 $6.0M
NCUA form-section FS220H (1 item)

student loans (43%), delinquency (27%)

Lincoln Park Community Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $3.8M
NCUA form-section FS220I (3 items)

vehicle lending (59%), delinquency (44%)

Lincoln Park Community Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $20K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $11
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $6K
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Lincoln Park Community Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $994
Total Amount of Loans & Leases on Loan Schedule 025B1 $7.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $68K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 700.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 300.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 638.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $452K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $3.8M
NCUA form-section FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Lincoln Park Community Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $3.2M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $48K
Total Unfunded Commitments for Non-Commercial Loans 816T $3.8M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $484K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 54
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 5
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 46
NCUA form-section FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Lincoln Park Community Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $9.5M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $7.1M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $12.7M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $21.4M
Available-for-sale Debt Securities > 10 Years AS0066 $20K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$3.9M
Total Liabilities LI0069 $55.9M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $63.4M
NCUA form-section FS220P (12 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Lincoln Park Community Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $371
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $243
All Other Unsecured Loans/Lines of Credit DL0023 $2K
All Other Unsecured Loans/Lines of Credit DL0024 $2K
All Other Unsecured Loans/Lines of Credit DL0027 $4K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $4
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $16K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $2K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Whole or Partial Loans Purchased under 701.23 DL0144 $4K
Amount of Consumer Loans in Non-Accrual Status DL0145 $16K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 55
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $728K
NCUA form-section FS220Q (35 items)

investment portfolio detail (69%)

Lincoln Park Community Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $145K
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $129K
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $41.1M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $38.1M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $41.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $38.2M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0039 $294K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0040 $185K
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0051 $294K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0052 $185K
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $6.6M
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $6.1M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $6.5M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $6.2M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $54.6M
Total Fair Value Available-for-Sale Debt Securities NV0084 $50.7M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $50.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $255K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $255K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $9.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $7.1M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $12.7M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $21.4M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $20K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $50.9M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 -$1K
Total Gain (Loss) on Investments NV0162 -$1K
RBC Total Equity RB0001 $11.4M
RBC Allowance for Credit Losses RB0002 $51K
RBC Total Additions RB0005 $51K
RBC Total Deductions RB0009 $511K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $10.9M
RBC Risk-Based Capital Numerator RB0012 $10.9M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $728K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $400K
NCUA form-section FS220R (33 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Lincoln Park Community Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $50.9M
RBC Schedule Total Consumer Loans RB0060 $3.6M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $51K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $51K
RBC Schedule Total Loans RB0079 $7.4M
RBC Total for Risk Weighting Total Loans RB0081 -$51K
RBC Total Loans 0% Weight RB0082 -$51K
RBC Schedule Total Other Assets RB0088 $1.5M
RBC Total for Risk Weighting Other Assets RB0090 $511K
RBC Other Assets 0% Weight RB0091 $511K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $63.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $460K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $460K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $63.4M
RBC Allowance for Credit Losses (Loans) RB0177 $51K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 18.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,510,420.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 151,050.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 36.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 2,294,563.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $3.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $151K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 5.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 68,101.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $68K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $59
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $3.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $151K
Total Shares SH0013 $50.8M
Total Shares and Deposits SH0018 $55.8M
Total Non-Member Deposits SH0880 $5.0M
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 200
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $707K
NCUA form-section FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Lincoln Park Community Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

Lincoln Park Community Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Lincoln Park Community Credit Union call report?

The Lincoln Park Community Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Lincoln Park Community Credit Union file?

Lincoln Park Community Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Lincoln Park Community Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Lincoln Park Community Credit Union is 61701.

How often does Lincoln Park Community Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Lincoln Park Community Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.