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Credit union call report ยท Bessemer City, NC

Lithium Federal Credit Union Call Report

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Lithium Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 255 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Lithium Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number11409
Federal Reserve RSSD ID974389

The official copy: search charter number 11409 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Lithium Federal Credit Union call report, Q2 2026

Statement of Financial Condition (32 items)
Lithium Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $269K
1c. Total Cash on Hand 730A $269K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.8M
2c. Cash on Deposit in Other Financial Institutions 730B2 $190K
2. Cash on Deposit (total) 730B $1.9M
3. Time Deposits in Banks and Credit Unions AS0007 $100K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $2.3M
9. Held-to-Maturity Debt Securities AS0073 $200K
11. TOTAL INVESTMENT SECURITIES AS0013 $200K
12b. Perpetual Contributed Capital 769B $57K
13. TOTAL OTHER INVESTMENTS AS0017 $57K
15a. Number of Total Loans and Leases 025A 1,279
15b. Total Loans and Leases 025B $12.8M
17. ACL on Loans and Leases AS0048 $138K
19. Land and Building 007 $721K
20. Other Fixed Assets 008 $20K
21. NCUA Share Insurance Capitalization Deposit 794 $130K
22d. Accrued Interest on Loans 009A $46K
22f. All Other Assets 009C $83K
22g. Total Other Assets AS0036 $128K
23. TOTAL ASSETS 010 $16.2M
Accounts Payable and Other Liabilities 825 $30K
Accrued Dividends and Interest Payable 820A $38K
Member Shares of All Types 013 $12.0M
Nonmember Deposits 880 $2.0M
Total Shares and Deposits 018 $13.9M
Undivided Earnings 940 $1.5M
Other Reserves 658 $191K
Net Income (equity) 602 $13K
Total Net Worth 997 $2.2M
Net Worth Ratio 998 13.76%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $16.2M
Statement of Income and Expense (22 items)
Lithium Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $487K
3. Income from Investments 120 $33K
5. TOTAL INTEREST INCOME 115 $520K
6. Dividends on Shares 380 $114K
9. TOTAL INTEREST EXPENSE 350 $114K
10. NET INTEREST INCOME IS0010 $406K
12a. Credit Loss Expense - Loans and Leases IS0011 $36K
12e. Total Credit Loss Expense IS0017 $36K
13. Fee Income 131 $21K
14. Other Operating Income IS0020 $44K
23. TOTAL NON-INTEREST INCOME 117 $65K
24. Employee Compensation and Benefits 210 $217K
25. Travel and Conference 230 $2K
26. Office Occupancy 250 $18K
27. Office Operations 260 $59K
28. Educational and Promotional 270 $3K
29. Loan Servicing 280 $22K
30. Professional and Outside Services 290 $85K
32. Operating Fees 320 $557
33. Miscellaneous Operating Expense 360 $16K
34. TOTAL NON-INTEREST EXPENSE 671 $422K
35. NET INCOME 661A $13K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Lithium Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $514K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $40K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $87K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $88K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $3K
Loans Granted Year-to-Date 031A $190
Amount of Loans Granted Year-to-Date 031B $2.5M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $317K
Number of current members (not number of accounts) 083 1,644
Number of potential members 084 33,000
Non-Member Deposits 457 $8
Interest Rate of Unsecured Credit Card Loans 521 1,090.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,250.00%
Interest Rate of New Vehicle Loans 523 625.00%
Interest Rate of Used Vehicle Loans 524 999.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $37K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $505
Amount of Regular Shares 657 $6.1M
Amount of Share Drafts 902 $1.5M
IRA/KEOGH Accounts - < 1 Year 906A $1.4M
Share Certificates - < 1 Year 908A $2.9M
Total Amount of Share Certificates 908C $3.0M
Number of Used Vehicle Loans 968 280
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Lithium Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $11.9M
Total Shares - 1-3 Years 013B1 $59K
Total Shares and Deposits - < 1 Year 018A $12.9M
Total Shares and Deposits - 1-3 Years 018B1 $806K
Total Shares and Deposits - > 3 Years 018B2 $249K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 36
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $3.7M
Amount of New Vehicle Loans 385 $1.3M
Amount of Unsecured Credit Card Loans 396 $390K
Amount of All Other Unsecured Loans/Lines of Credit 397 $808K
Share Certificates 451 $81
Number of Accounts for Share Drafts 452 931
IRA/KEOGH Accounts 453 $29
Number of Accounts for Regular Shares 454 1,732
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 2,781
Number of credit union employees who are Full-Time (26 hours or more) 564A 5
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $255K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,587.00%
Total credit lines 881 $750K
NCUA data file FS220B (24 items)

maturity and repricing buckets (40%), credit cards (17%)

Lithium Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $7K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $24K
Number - Total Delinquent Credit Card Loans 045A 6
Total Amount of Delinquent Unsecured Credit Card Loans 045B $30K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $661K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $661K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $13.3M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $6.1M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $9K
Fair value of Held to Maturity Securities 801 $178K
Non-Member Deposits - < 1 Year 880A $997K
Non-Member Deposits - 1-3 Years 880B1 $747K
Non-Member Deposits - > 3 Years 880B2 $249K
Amount of Share Drafts - < 1 Year 902A $1.5M
Total Amount of IRA/KEOGH Accounts 906C $1.4M
Share Certificates - 1-3 Years 908B1 $59K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $995K
Number of New Vehicle Loans 958 57
Total Shares 966 $3K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $20K
Number of Unsecured Credit Card Loans 993 341
Number of All Other Unsecured Loans/Lines of Credit 994 435
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 19
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Lithium Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.8M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $873K
Outstanding balance of brokered certificates of deposit and share certificates 788 $300K
NCUA data file FS220D (24 items)

member services and products offered (69%), CUSO relationships (27%)

Lithium Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Credit Management and Repair 879B6 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Point-of-sale-Processing PI0012 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
NCUA data file FS220G (4 items)

loans and leases (32%), participation loans (18%)

Lithium Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $541K
Total Credit Lines at Corporate Credit Unions 884 $750K
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $541K
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $541K
NCUA data file FS220H (10 items)

student loans (43%), delinquency (27%)

Lithium Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Number of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031C 36
Amount of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031D $11K
Payday Alternative Loans (PAL loans) (FCU only) 30-59 days delinquent 089B $220
Total Number of Reportable Delinquent Loans for Payday Alternative Loans (PAL loans) (FCU only) 130A $2
Total Reportable Payday Alternative Loans (PAL loans) (FCU only) Delinquent Loans 130B $600
YTD Recoveries of Payday Alternative Loans (PAL loans) (FCU only) 137 $226
Amount of Payday Alternative Loans (PAL loans) 397A $5K
Interest Rate of Payday Alternative Loans (PAL loans) 522A 1,500.00%
Total Unfunded Commitments for all loan types 816A $824K
Number of Payday Alternative Loans (PAL loans) 994A 29
NCUA data file FS220I (9 items)

vehicle lending (59%), delinquency (44%)

Lithium Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $173K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $30K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $41K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $68K
Number of Reportable Delinquent Used Vehicle Loans 035E2 17
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $234K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $325
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $19K
Commercial Share Accounts 643 $18K
NCUA data file FS220L (6 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Lithium Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $12.8M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $6.1M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 700.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 600.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $491K
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Lithium Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $246K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $546K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $32K
Total Unfunded Commitments for Non-Commercial Loans 816T $824K
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 85
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 52
NCUA data file FS220N (4 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Lithium Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $200K
Total Liabilities LI0069 $14.0M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $45K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $16.2M
NCUA data file FS220P (18 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Lithium Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $9K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $279
Payday Alternative Loans DL0009 $600
All Other Unsecured Loans/Lines of Credit DL0022 $13K
All Other Unsecured Loans/Lines of Credit DL0023 $7K
All Other Unsecured Loans/Lines of Credit DL0024 $3K
All Other Unsecured Loans/Lines of Credit DL0025 $7K
All Other Unsecured Loans/Lines of Credit DL0027 $18K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $9
Used Vehicle Loans DL0037 $95K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $7K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $14K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $20K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $35K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $2
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $317K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $102K
Amount of Consumer Loans in Non-Accrual Status DL0145 $45K
NCUA data file FS220Q (18 items)

investment portfolio detail (69%)

Lithium Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $200K
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $178K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $200K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $100K
Investment Maturity Distribution - Time Deposits - Total NV0116 $100K
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $200K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $57K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $57K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $100K
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $200K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $57K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $357K
RBC Total Equity RB0001 $2.2M
RBC Allowance for Credit Losses RB0002 $138K
RBC Total Additions RB0005 $138K
RBC Total Deductions RB0009 $130K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $2.2M
RBC Risk-Based Capital Numerator RB0012 $2.2M
NCUA data file FS220R (27 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Lithium Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $257K
RBC Schedule Total Consumer Loans RB0060 $6.7M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $138K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $138K
RBC Schedule Total Loans RB0079 $12.7M
RBC Total for Risk Weighting Total Loans RB0081 -$138K
RBC Total Loans 0% Weight RB0082 -$138K
RBC Schedule Total Other Assets RB0088 $999K
RBC Total for Risk Weighting Other Assets RB0090 $130K
RBC Other Assets 0% Weight RB0091 $130K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $16.2M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$9K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$9K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $16.2M
RBC Allowance for Credit Losses (Loans) RB0177 $138K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 85.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 6,076,816.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 1,355,473.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $6.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $1.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $85
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $6.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.4M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $6.1M
Total Shares SH0013 $12.0M
Total Shares and Deposits SH0018 $13.9M
Total Non-Member Deposits SH0880 $2.0M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Lithium Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Communication PP0047 $1

Lithium Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Lithium Federal Credit Union call report?

The Lithium Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Lithium Federal Credit Union file?

Lithium Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Lithium Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Lithium Federal Credit Union is 11409.

How often does Lithium Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Lithium Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.