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Loc Credit Union: Loan-to-Share Ratio

57.35% Within the BankRegReports reference band

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 61404) · FFIEC NIC profile (RSSD 808587)

Loc Credit Union reported a loan-to-share ratio of 57.35% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

NCUA sets no threshold for the loan-to-share ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.

6-Quarter Trend

Q1 2025 Q2 2026 (latest)
Q2 202657.35%
Q1 202657.73%
Q4 202560.72%
Q3 202561.39%
Q2 202562.00%
Q1 202561.52%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Loan-to-Share Ratio against similar-size credit unions

Compared with 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 57.35% 75.66% 19th position only

Explore more for Loc Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.