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Credit union call report ยท Louisville, KY

Louisville Federal Credit Union Call Report

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Louisville Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 239 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Louisville Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number62433
Federal Reserve RSSD ID641391

The official copy: search charter number 62433 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Louisville Federal Credit Union call report, Q2 2026

Statement of Financial Condition (34 items)
Louisville Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $255K
1c. Total Cash on Hand 730A $255K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.1M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $60K
2c. Cash on Deposit in Other Financial Institutions 730B2 $111K
2. Cash on Deposit (total) 730B $2.3M
3. Time Deposits in Banks and Credit Unions AS0007 $19.9M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $22.5M
9. Held-to-Maturity Debt Securities AS0073 $2.5M
11. TOTAL INVESTMENT SECURITIES AS0013 $2.5M
12a. Nonperpetual Capital Account 769A $45K
12b. Perpetual Contributed Capital 769B $225K
12c. All Other Investments AS0016 $1.0M
13. TOTAL OTHER INVESTMENTS AS0017 $1.3M
15a. Number of Total Loans and Leases 025A 669
15b. Total Loans and Leases 025B $9.9M
17. ACL on Loans and Leases AS0048 $57K
20. Other Fixed Assets 008 $72K
21. NCUA Share Insurance Capitalization Deposit 794 $248K
22d. Accrued Interest on Loans 009A $24K
22e. Accrued Interest on Investments 009B $129K
22f. All Other Assets 009C $654K
22g. Total Other Assets AS0036 $807K
23. TOTAL ASSETS 010 $37.2M
Accounts Payable and Other Liabilities 825 $83K
ACL on Off-Balance-Sheet Exposures LI0003 $1
Member Shares of All Types 013 $29.6M
Total Shares and Deposits 018 $29.6M
Undivided Earnings 940 $6.3M
Other Reserves 658 $1.0M
Net Income (equity) 602 $99K
Total Net Worth 997 $7.5M
Net Worth Ratio 998 20.05%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $37.2M
Statement of Income and Expense (23 items)
Louisville Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $268K
2. (Less) Interest Refunded 119 $2K
3. Income from Investments 120 $462K
5. TOTAL INTEREST INCOME 115 $728K
6. Dividends on Shares 380 $34K
7. Interest on Deposits 381 $229K
9. TOTAL INTEREST EXPENSE 350 $264K
10. NET INTEREST INCOME IS0010 $465K
12a. Credit Loss Expense - Loans and Leases IS0011 $9K
12e. Total Credit Loss Expense IS0017 $9K
13. Fee Income 131 $20K
14. Other Operating Income IS0020 $25K
23. TOTAL NON-INTEREST INCOME 117 $45K
24. Employee Compensation and Benefits 210 $238K
25. Travel and Conference 230 $3K
27. Office Operations 260 $77K
28. Educational and Promotional 270 $6K
29. Loan Servicing 280 $9K
30. Professional and Outside Services 290 $51K
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $14K
34. TOTAL NON-INTEREST EXPENSE 671 $402K
35. NET INCOME 661A $99K
Statement pages - all other filed accounts (19 items)

delinquency (21%), credit cards (21%)

Louisville Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $45K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $61K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $20K
Loans Granted Year-to-Date 031A $207
Amount of Loans Granted Year-to-Date 031B $2.3M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $83K
Number of current members (not number of accounts) 083 2,183
Number of potential members 084 4,000
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 2,400.00%
Interest Rate of New Vehicle Loans 523 469.00%
Interest Rate of Used Vehicle Loans 524 599.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $21K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $9K
Total Amount of All Other Shares 630 $180K
Amount of Regular Shares 657 $13.0M
Amount of Share Drafts 902 $3.0M
Share Certificates - < 1 Year 908A $12.7M
Total Amount of Share Certificates 908C $13.5M
Number of Used Vehicle Loans 968 230
NCUA form-section FS220A (19 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Louisville Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $28.9M
Total Shares - 1-3 Years 013B1 $668K
Total Shares - > 3 Years 013B2 $109K
Total Shares and Deposits - < 1 Year 018A $28.9M
Total Shares and Deposits - 1-3 Years 018B1 $668K
Total Shares and Deposits - > 3 Years 018B2 $109K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 12
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $3.2M
Amount of New Vehicle Loans 385 $1.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $598K
Share Certificates 451 $440
Number of Accounts for Share Drafts 452 888
Number of Accounts for Regular Shares 454 2,183
All other shares 455 $41
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 3,552
Number of credit union employees who are Full-Time (26 hours or more) 564A 4
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Total credit lines 881 $3.0M
NCUA form-section FS220B (17 items)

maturity and repricing buckets (40%), credit cards (17%)

Louisville Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $792K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $792K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $28.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $180K
Amount of Regular Shares - < 1 Year 657A $13.0M
Fair value of Held to Maturity Securities 801 $2.4M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $3.0M
Share Certificates - 1-3 Years 908B1 $668K
Share Certificates - > 3 Years 908B2 $109K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $47K
Number of New Vehicle Loans 958 67
Total Shares 966 $4K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $48K
Number of All Other Unsecured Loans/Lines of Credit 994 278
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 2
NCUA form-section FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Louisville Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $6.1M
Outstanding balance of brokered certificates of deposit and share certificates 788 $9.9M
NCUA form-section FS220D (16 items)

member services and products offered (69%), CUSO relationships (27%)

Louisville Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
No Cost Bill Payer 879C2 $1
Brokered Certificates of Deposits 879N $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (1 item)

loans and leases (32%), participation loans (18%)

Louisville Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $3.0M
NCUA form-section FS220H (3 items)

student loans (43%), delinquency (27%)

Louisville Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $144K
Total number of TDR loans outstanding 1000F $7
Total amount of TDR loans outstanding 1001F $255K
NCUA form-section FS220I (11 items)

vehicle lending (59%), delinquency (44%)

Louisville Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $42K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $27K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $27K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $20K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 4
Amount of Reportable Delinquent New Vehicle Loans 041C1 $27K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $47K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $6K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $3K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $254
NCUA form-section FS220J (3 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Louisville Federal Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Investments 789D $1.0M
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $603K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $1.6M
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Louisville Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $669
Total Amount of Loans & Leases on Loan Schedule 025B1 $9.9M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.1M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 694.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 639.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 475.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $309K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $3.1M
NCUA form-section FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Louisville Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $137K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $7K
Total Unfunded Commitments for Non-Commercial Loans 816T $144K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 51
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 27
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 16
NCUA form-section FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Louisville Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $300K
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $1.9M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $350K
Total Liabilities LI0069 $29.7M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $23K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $37.2M
NCUA form-section FS220P (9 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Louisville Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $15K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $5K
All Other Unsecured Loans/Lines of Credit DL0022 $3K
All Other Unsecured Loans/Lines of Credit DL0023 $2K
All Other Unsecured Loans/Lines of Credit DL0024 $8K
All Other Unsecured Loans/Lines of Credit DL0027 $9K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $7
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $2K
Amount of Consumer Loans in Non-Accrual Status DL0145 $81K
NCUA form-section FS220Q (25 items)

investment portfolio detail (69%)

Louisville Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $2.5M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $2.4M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $2.5M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $2.4M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $2.5M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $5.1M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $10.6M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $4.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $19.9M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $2.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >3-5 Years NV0143 $1.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $270K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $1.3M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $5.4M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $10.6M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $7.1M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $350K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $270K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $23.7M
RBC Total Equity RB0001 $7.5M
RBC Allowance for Credit Losses RB0002 $57K
RBC Total Additions RB0005 $57K
RBC Total Deductions RB0009 $248K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $7.3M
RBC Risk-Based Capital Numerator RB0012 $7.3M
NCUA form-section FS220R (35 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Louisville Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $3.8M
RBC Schedule Total Consumer Loans RB0060 $5.7M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $57K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $57K
RBC Schedule Total Loans RB0079 $9.8M
RBC Total for Risk Weighting Total Loans RB0081 -$57K
RBC Total Loans 0% Weight RB0082 -$57K
RBC Schedule Total Other Assets RB0088 $1.1M
RBC Total for Risk Weighting Other Assets RB0090 $248K
RBC Other Assets 0% Weight RB0091 $248K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $37.2M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $191K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $191K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $37.2M
RBC Allowance for Credit Losses (Loans) RB0177 $57K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 50.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 3,086,118.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 499,388.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 29,775.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $3.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $499K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 23.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 893,408.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 268,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 4.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 193,369.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $268K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $78
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $4.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $767K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $371K
Total Shares SH0013 $29.6M
Total Shares and Deposits SH0018 $29.6M

Louisville Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Louisville Federal Credit Union call report?

The Louisville Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Louisville Federal Credit Union file?

Louisville Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Louisville Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Louisville Federal Credit Union is 62433.

How often does Louisville Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Louisville Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.