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Credit union call report ยท Manchester, CT

Manchester Municipal Federal Credit Union Call Report

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Manchester Municipal Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 236 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Manchester Municipal Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number13602
Federal Reserve RSSD ID25281

The official copy: search charter number 13602 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Manchester Municipal Federal Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Manchester Municipal Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $82K
1c. Total Cash on Hand 730A $82K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.1M
2c. Cash on Deposit in Other Financial Institutions 730B2 -$17K
2. Cash on Deposit (total) 730B $1.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $1.1M
9. Held-to-Maturity Debt Securities AS0073 $12.6M
11. TOTAL INVESTMENT SECURITIES AS0013 $12.6M
12b. Perpetual Contributed Capital 769B $80K
13. TOTAL OTHER INVESTMENTS AS0017 $80K
15a. Number of Total Loans and Leases 025A 1,417
15b. Total Loans and Leases 025B $25.3M
17. ACL on Loans and Leases AS0048 $147K
20. Other Fixed Assets 008 $25K
21. NCUA Share Insurance Capitalization Deposit 794 $328K
22d. Accrued Interest on Loans 009A $29K
22e. Accrued Interest on Investments 009B $44K
22f. All Other Assets 009C $678K
22g. Total Other Assets AS0036 $751K
23. TOTAL ASSETS 010 $40.1M
Accounts Payable and Other Liabilities 825 $84K
Accrued Dividends and Interest Payable 820A $6K
Member Shares of All Types 013 $36.3M
Total Shares and Deposits 018 $36.3M
Undivided Earnings 940 $3.7M
Total Net Worth 997 $3.7M
Net Worth Ratio 998 9.21%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $40.1M
Statement of Income and Expense (23 items)
Manchester Municipal Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $710K
3. Income from Investments 120 $182K
5. TOTAL INTEREST INCOME 115 $892K
6. Dividends on Shares 380 $267K
8. Interest on Borrowed Money 340 $77
9. TOTAL INTEREST EXPENSE 350 $267K
10. NET INTEREST INCOME IS0010 $625K
12a. Credit Loss Expense - Loans and Leases IS0011 $19K
12e. Total Credit Loss Expense IS0017 $19K
13. Fee Income 131 $89K
14. Other Operating Income IS0020 $7K
23. TOTAL NON-INTEREST INCOME 117 $97K
24. Employee Compensation and Benefits 210 $336K
25. Travel and Conference 230 $2K
26. Office Occupancy 250 $1K
27. Office Operations 260 $164K
28. Educational and Promotional 270 $9K
29. Loan Servicing 280 $20K
30. Professional and Outside Services 290 $9K
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $8K
34. TOTAL NON-INTEREST EXPENSE 671 $553K
35. NET INCOME 661A $149K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Manchester Municipal Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $381K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $4K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $60K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $1K
Loans Granted Year-to-Date 031A $119
Amount of Loans Granted Year-to-Date 031B $4.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $249K
Number of current members (not number of accounts) 083 2,231
Number of potential members 084 2,500
Interest Rate of Unsecured Credit Card Loans 521 999.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 982.00%
Interest Rate of New Vehicle Loans 523 534.00%
Interest Rate of Used Vehicle Loans 524 587.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $3K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $167
Amount of Regular Shares 657 $16.0M
Amount of Share Drafts 902 $3.9M
Share Certificates - < 1 Year 908A $13.6M
Total Amount of Share Certificates 908C $13.6M
Total Amount of Money Market Shares 911 $2.7M
Number of Used Vehicle Loans 968 390
NCUA data file FS220A (18 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Manchester Municipal Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $36.3M
Total Shares - > 3 Years 013B2 $3K
Total Shares and Deposits - < 1 Year 018A $36.3M
Total Shares and Deposits - > 3 Years 018B2 $3K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 23
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $6.2M
Amount of New Vehicle Loans 385 $1.9M
Amount of Unsecured Credit Card Loans 396 $995K
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.1M
Share Certificates 451 $377
Number of Accounts for Share Drafts 452 1,375
Number of Accounts for Regular Shares 454 2,685
Money Market Shares 458 $39
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 4,476
Number of credit union employees who are Full-Time (26 hours or more) 564A 5
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Total credit lines 881 $4.0M
NCUA data file FS220B (19 items)

maturity and repricing buckets (40%), credit cards (17%)

Manchester Municipal Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $2K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $37K
Number - Total Delinquent Credit Card Loans 045A 9
Total Amount of Delinquent Unsecured Credit Card Loans 045B $39K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.4M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.4M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $33.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $16.0M
Fair value of Held to Maturity Securities 801 $12.0M
Amount of Share Drafts - < 1 Year 902A $3.9M
Share Certificates - > 3 Years 908B2 $3K
Money Market Shares - < 1 Year 911A $2.7M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $472K
Number of New Vehicle Loans 958 88
Total Shares 966 $4K
Number of Unsecured Credit Card Loans 993 409
Number of All Other Unsecured Loans/Lines of Credit 994 269
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 25
NCUA data file FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

Manchester Municipal Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.9M
NCUA data file FS220D (20 items)

member services and products offered (69%), CUSO relationships (27%)

Manchester Municipal Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Manchester Municipal Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $4.0M
NCUA data file FS220H (5 items)

student loans (43%), delinquency (27%)

Manchester Municipal Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $117K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 655.00%
Amount of Non-Federally Guaranteed Student Loans 698A $1.8M
Total Unfunded Commitments for all loan types 816A $2.7M
Number of Non-Federally Guaranteed Student Loans 963A 98
NCUA data file FS220I (10 items)

vehicle lending (59%), delinquency (44%)

Manchester Municipal Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $71K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $162K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $13K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 5
Amount of Reportable Delinquent New Vehicle Loans 041C1 $8K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $150K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $3K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $167
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $6K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Manchester Municipal Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $619K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $619K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Manchester Municipal Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $25.3M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $8.2M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 578.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 383.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 290.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $218K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $3.7M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Manchester Municipal Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.7M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $11K
Total Unfunded Commitments for Non-Commercial Loans 816T $2.7M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 21
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 124
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 18
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Manchester Municipal Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $3.3M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $2.8M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $3.0M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $3.5M
Total Liabilities LI0069 $36.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $40.1M
NCUA data file FS220P (11 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Manchester Municipal Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Unsecured Credit Card Loans DL0002 $493
All Other Unsecured Loans/Lines of Credit DL0022 $30K
All Other Unsecured Loans/Lines of Credit DL0023 $39K
All Other Unsecured Loans/Lines of Credit DL0024 $3K
All Other Unsecured Loans/Lines of Credit DL0025 $11K
All Other Unsecured Loans/Lines of Credit DL0027 $52K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $8
New Vehicle Loans DL0030 $8K
Used Vehicle Loans DL0037 $137K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $184K
Amount of Consumer Loans in Non-Accrual Status DL0145 $65K
NCUA data file FS220Q (22 items)

investment portfolio detail (69%)

Manchester Municipal Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Federal Agency Securities - Non-Guaranteed - Agency/GSE Debt Instruments - Non-Guaranteed NV0025 $5.9M
Held-to-maturity Fair Value - Federal Agency Securities - Non-Guaranteed - Agency/GSE Debt Instruments - Non-Guaranteed NV0026 $5.6M
Held-to-maturity Amortized Cost - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0033 $5.9M
Held-to-maturity Fair Value - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0034 $5.6M
Held-to-maturity Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0077 $6.7M
Held-to-maturity Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0078 $6.4M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $12.6M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $12.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $80K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $80K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $3.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $2.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $3.0M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $3.5M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $80K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $12.7M
RBC Total Equity RB0001 $3.7M
RBC Allowance for Credit Losses RB0002 $147K
RBC Total Additions RB0005 $147K
RBC Total Deductions RB0009 $328K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.5M
RBC Risk-Based Capital Numerator RB0012 $3.5M
NCUA data file FS220R (33 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Manchester Municipal Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $12.7M
RBC Schedule Total Consumer Loans RB0060 $13.3M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $147K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $147K
RBC Schedule Total Loans RB0079 $25.1M
RBC Total for Risk Weighting Total Loans RB0081 -$147K
RBC Total Loans 0% Weight RB0082 -$147K
RBC Schedule Total Other Assets RB0088 $1.1M
RBC Total for Risk Weighting Other Assets RB0090 $328K
RBC Other Assets 0% Weight RB0091 $328K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $40.1M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $182K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $182K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $40.1M
RBC Allowance for Credit Losses (Loans) RB0177 $147K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 8.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,207,139.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 13.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 2,472,469.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 822,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $3.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $822K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 124.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 8,241,580.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 2,001,900.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $8.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $2.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $145
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $11.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $2.8M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $732K
Total Shares SH0013 $36.3M
Total Shares and Deposits SH0018 $36.3M

Manchester Municipal Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Manchester Municipal Federal Credit Union call report?

The Manchester Municipal Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Manchester Municipal Federal Credit Union file?

Manchester Municipal Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Manchester Municipal Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Manchester Municipal Federal Credit Union is 13602.

How often does Manchester Municipal Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Manchester Municipal Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.