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Credit union call report ยท San Rafael, CA

Marin County Federal Credit Union Call Report

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Marin County Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 245 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Marin County Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number15659
Federal Reserve RSSD ID472483

The official copy: search charter number 15659 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Marin County Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Marin County Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $339K
1b. Cash Items in Process of Collection AS0005 $94K
1c. Total Cash on Hand 730A $432K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $17.4M
2. Cash on Deposit (total) 730B $17.4M
3. Time Deposits in Banks and Credit Unions AS0007 $250K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $18.1M
8. Available-for-Sale Debt Securities AS0067 $57.1M
11. TOTAL INVESTMENT SECURITIES AS0013 $57.1M
12b. Perpetual Contributed Capital 769B $265K
12c. All Other Investments AS0016 $20K
13. TOTAL OTHER INVESTMENTS AS0017 $285K
15a. Number of Total Loans and Leases 025A 1,218
15b. Total Loans and Leases 025B $26.9M
17. ACL on Loans and Leases AS0048 $153K
20. Other Fixed Assets 008 $53K
21. NCUA Share Insurance Capitalization Deposit 794 $841K
22d. Accrued Interest on Loans 009A $82K
22e. Accrued Interest on Investments 009B $191K
22f. All Other Assets 009C $79K
22g. Total Other Assets AS0036 $352K
23. TOTAL ASSETS 010 $103.5M
Accounts Payable and Other Liabilities 825 $329K
Member Shares of All Types 013 $91.5M
Total Shares and Deposits 018 $91.5M
Undivided Earnings 940 $1.3M
Other Reserves 658 $11.2M
Total Net Worth 997 $12.5M
Net Worth Ratio 998 12.05%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $103.5M
Statement of Income and Expense (22 items)
Marin County Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $922K
3. Income from Investments 120 $935K
5. TOTAL INTEREST INCOME 115 $1.9M
6. Dividends on Shares 380 $577K
9. TOTAL INTEREST EXPENSE 350 $577K
10. NET INTEREST INCOME IS0010 $1.3M
12a. Credit Loss Expense - Loans and Leases IS0011 $114K
12e. Total Credit Loss Expense IS0017 $114K
13. Fee Income 131 $100K
14. Other Operating Income IS0020 $14K
23. TOTAL NON-INTEREST INCOME 117 $115K
24. Employee Compensation and Benefits 210 $356K
26. Office Occupancy 250 $126K
27. Office Operations 260 $150K
28. Educational and Promotional 270 $24K
29. Loan Servicing 280 $9K
30. Professional and Outside Services 290 $201K
31. Member Insurance 310 $14K
32. Operating Fees 320 $8K
33. Miscellaneous Operating Expense 360 $14K
34. TOTAL NON-INTEREST EXPENSE 671 $902K
35. NET INCOME 661A $379K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Marin County Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $239K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $439K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $7K
Loans Granted Year-to-Date 031A $70
Amount of Loans Granted Year-to-Date 031B $2.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $455K
Number of current members (not number of accounts) 083 4,120
Number of potential members 084 254,000
Interest Rate of Unsecured Credit Card Loans 521 1,240.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,200.00%
Interest Rate of New Vehicle Loans 523 264.00%
Interest Rate of Used Vehicle Loans 524 264.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $102K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $22K
Amount of Regular Shares 657 $40.9M
Amount of Share Drafts 902 $18.7M
IRA/KEOGH Accounts - < 1 Year 906A $2.2M
Share Certificates - < 1 Year 908A $29.3M
Total Amount of Share Certificates 908C $29.6M
Number of Used Vehicle Loans 968 205
NCUA data file FS220A (20 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Marin County Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $91.2M
Total Shares - 1-3 Years 013B1 $355K
Total Shares and Deposits - < 1 Year 018A $91.2M
Total Shares and Deposits - 1-3 Years 018B1 $355K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 8
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $3.5M
Amount of New Vehicle Loans 385 $1.7M
Amount of Unsecured Credit Card Loans 396 $2.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.3M
Share Certificates 451 $561
Number of Accounts for Share Drafts 452 3,006
IRA/KEOGH Accounts 453 $186
Number of Accounts for Regular Shares 454 4,841
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 8,594
Number of credit union employees who are Full-Time (26 hours or more) 564A 6
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $98K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,595.00%
Total credit lines 881 $8.0M
NCUA data file FS220B (19 items)

maturity and repricing buckets (40%), credit cards (17%)

Marin County Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 1
Total Amount of Delinquent Unsecured Credit Card Loans 045B $6K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $6.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $6.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $85.5M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
Amount of Regular Shares - < 1 Year 657A $40.9M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $25K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $672
Amount of Share Drafts - < 1 Year 902A $18.7M
IRA/KEOGH Accounts - 1-3 Years 906B1 $74K
Total Amount of IRA/KEOGH Accounts 906C $2.3M
Share Certificates - 1-3 Years 908B1 $281K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $236K
Number of New Vehicle Loans 958 83
Total Shares 966 $9K
Number of Unsecured Credit Card Loans 993 518
Number of All Other Unsecured Loans/Lines of Credit 994 194
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 10
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Marin County Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $18.4M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $685K
Outstanding balance of brokered certificates of deposit and share certificates 788 $39.2M
NCUA data file FS220D (20 items)

member services and products offered (69%), CUSO relationships (27%)

Marin County Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (3 items)

loans and leases (32%), participation loans (18%)

Marin County Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $20K
Total Aggregate Cash Outlay in CUSOs 853 $20K
Total Credit Lines at Corporate Credit Unions 884 $8.0M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Marin County Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $20.4M
Total number of TDR loans outstanding 1000F $1
Total amount of TDR loans outstanding 1001F $284K
NCUA data file FS220I (10 items)

vehicle lending (59%), delinquency (44%)

Marin County Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $44K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $39K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $9K
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $9K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $67K
Amount of New Vehicle Loans YTD Recoveries 551C1 $238
Amount of Used Vehicle Loans YTD Recoveries 551C2 $2K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $1K
Number of International Remittances originated Year-to-Date 928 14
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Marin County Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $26.9M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $14.7M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 725.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 625.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 260.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $562K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $3.1M
NCUA data file FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Marin County Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $13.5M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $5.9M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $990K
Total Unfunded Commitments for Non-Commercial Loans 816T $20.4M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 27
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 139
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 52
NCUA data file FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Marin County Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $15.2M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $29.9M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $11.1M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $919K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$802K
Total Liabilities LI0069 $91.8M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $82K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $103.5M
NCUA data file FS220P (14 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Marin County Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $11K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $19K
Unsecured Credit Card Loans DL0002 $6K
All Other Unsecured Loans/Lines of Credit DL0022 $7K
All Other Unsecured Loans/Lines of Credit DL0023 $10K
All Other Unsecured Loans/Lines of Credit DL0024 $24K
All Other Unsecured Loans/Lines of Credit DL0027 $34K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $4
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $142K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $406K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $406K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $16K
Amount of Consumer Loans in Non-Accrual Status DL0145 $439K
NCUA data file FS220Q (25 items)

investment portfolio detail (69%)

Marin County Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $18.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $18.3M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $18.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $18.3M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $39.0M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $38.8M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $57.9M
Total Fair Value Available-for-Sale Debt Securities NV0084 $57.1M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $250K
Investment Maturity Distribution - Time Deposits - Total NV0116 $250K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $57.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $285K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $285K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $15.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $29.9M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $11.1M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $919K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $285K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $57.7M
RBC Total Equity RB0001 $12.5M
RBC Allowance for Credit Losses RB0002 $153K
RBC Total Additions RB0005 $153K
RBC Total Deductions RB0009 $841K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $11.8M
RBC Risk-Based Capital Numerator RB0012 $11.8M
NCUA data file FS220R (30 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Marin County Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $57.4M
RBC Schedule Total Consumer Loans RB0060 $9.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $153K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $153K
RBC Schedule Total Loans RB0079 $26.8M
RBC Total for Risk Weighting Total Loans RB0081 -$153K
RBC Total Loans 0% Weight RB0082 -$153K
RBC Schedule Total Other Assets RB0088 $1.2M
RBC Total for Risk Weighting Other Assets RB0090 $841K
RBC Other Assets 0% Weight RB0091 $841K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $103.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $688K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $688K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $103.5M
RBC Allowance for Credit Losses (Loans) RB0177 $153K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 27.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 3,138,833.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 650,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $3.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $650K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 139.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 14,720,253.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 1,215,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $14.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $1.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $166
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $17.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.9M
Total Shares SH0013 $91.5M
Total Shares and Deposits SH0018 $91.5M
NCUA data file FS220S (1 item)

member services and products offered (29%), HMDA and entity identifiers (24%)

Marin County Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1

Marin County Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Marin County Federal Credit Union call report?

The Marin County Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Marin County Federal Credit Union file?

Marin County Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Marin County Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Marin County Federal Credit Union is 15659.

How often does Marin County Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Marin County Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.