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Credit union call report ยท Jacksonville, NC

Marine Federal Credit Union Call Report

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Marine Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 488 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Marine Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number12977
Federal Reserve RSSD ID708687

The official copy: search charter number 12977 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Marine Federal Credit Union call report, Q2 2026

Statement of Financial Condition (39 items)
Marine Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $11.0M
1c. Total Cash on Hand 730A $11.0M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $79.3M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $608K
2c. Cash on Deposit in Other Financial Institutions 730B2 $918K
2. Cash on Deposit (total) 730B $80.8M
3. Time Deposits in Banks and Credit Unions AS0007 $248K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $92.1M
8. Available-for-Sale Debt Securities AS0067 $63.0M
9. Held-to-Maturity Debt Securities AS0073 $2.0M
11. TOTAL INVESTMENT SECURITIES AS0013 $65.0M
12b. Perpetual Contributed Capital 769B $3.0M
12c. All Other Investments AS0016 $740K
13. TOTAL OTHER INVESTMENTS AS0017 $3.7M
15a. Number of Total Loans and Leases 025A 45,014
15b. Total Loans and Leases 025B $853.7M
17. ACL on Loans and Leases AS0048 $27.8M
18c. Foreclosed/Repossessed - Vehicles AS0024 $418K
18e. Foreclosed/Repossessed Assets (total) 798A $418K
19. Land and Building 007 $7.1M
20. Other Fixed Assets 008 $9.0M
21. NCUA Share Insurance Capitalization Deposit 794 $8.5M
22d. Accrued Interest on Loans 009A $4.6M
22e. Accrued Interest on Investments 009B $302K
22f. All Other Assets 009C $86.1M
22g. Total Other Assets AS0036 $91.0M
23. TOTAL ASSETS 010 $1.10B
Accounts Payable and Other Liabilities 825 $11.9M
Accrued Dividends and Interest Payable 820A $933K
ACL on Off-Balance-Sheet Exposures LI0003 $275K
Borrowings (total) 860C $9.7M
Member Shares of All Types 013 $894.3M
Nonmember Deposits 880 $86.8M
Total Shares and Deposits 018 $981.1M
Undivided Earnings 940 $101.9M
Other Reserves 658 $1.5M
Total Net Worth 997 $115.0M
Net Worth Ratio 998 10.41%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $1.10B
Statement of Income and Expense (25 items)
Marine Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $29.4M
3. Income from Investments 120 $3.2M
5. TOTAL INTEREST INCOME 115 $32.6M
6. Dividends on Shares 380 $6.5M
8. Interest on Borrowed Money 340 $100K
9. TOTAL INTEREST EXPENSE 350 $6.6M
10. NET INTEREST INCOME IS0010 $26.0M
12a. Credit Loss Expense - Loans and Leases IS0011 $9.9M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $123K
12e. Total Credit Loss Expense IS0017 $10.1M
13. Fee Income 131 $3.1M
14. Other Operating Income IS0020 $4.1M
18. Gain (Loss) on Disposition of Fixed Assets 430 -$2K
23. TOTAL NON-INTEREST INCOME 117 $7.2M
24. Employee Compensation and Benefits 210 $8.7M
25. Travel and Conference 230 $206K
26. Office Occupancy 250 $1.3M
27. Office Operations 260 $2.7M
28. Educational and Promotional 270 $512K
29. Loan Servicing 280 $2.9M
30. Professional and Outside Services 290 $3.6M
32. Operating Fees 320 $73K
33. Miscellaneous Operating Expense 360 $103K
34. TOTAL NON-INTEREST EXPENSE 671 $20.0M
35. NET INCOME 661A $3.2M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

Marine Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $12.3M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $5.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $21K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $1
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $540K
Loans Granted Year-to-Date 031A $3K
Amount of Loans Granted Year-to-Date 031B $126.6M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $11.6M
Number of current members (not number of accounts) 083 76,859
Number of potential members 084 467,000
Net Member Business Loan Balance 400A $43.5M
Non-Member Deposits 457 $44
Interest Rate of Unsecured Credit Card Loans 521 1,174.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,174.00%
Interest Rate of New Vehicle Loans 523 415.00%
Interest Rate of Used Vehicle Loans 524 575.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $10.2M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $2.4M
Total Amount of All Other Shares 630 $1.3M
Amount of Regular Shares 657 $241.8M
Amount of Share Drafts 902 $184.2M
IRA/KEOGH Accounts - < 1 Year 906A $17.2M
Share Certificates - < 1 Year 908A $179.6M
Total Amount of Share Certificates 908C $204.0M
Total Amount of Money Market Shares 911 $241.6M
Number of Used Vehicle Loans 968 9,022
NCUA data file FS220A (29 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Marine Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $865.6M
Total Shares - 1-3 Years 013B1 $25.3M
Total Shares - > 3 Years 013B2 $3.3M
Total Shares and Deposits - < 1 Year 018A $901.4M
Total Shares and Deposits - 1-3 Years 018B1 $76.4M
Total Shares and Deposits - > 3 Years 018B2 $3.3M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 752
Amount of Delinquent Indirect Loans 041E $4.9M
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $162.0M
Amount of New Vehicle Loans 385 $36.6M
Amount of Unsecured Credit Card Loans 396 $59.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $109.7M
Share Certificates 451 $5K
Number of Accounts for Share Drafts 452 39,598
IRA/KEOGH Accounts 453 $2K
Number of Accounts for Regular Shares 454 89,356
All other shares 455 $46
Money Market Shares 458 $13K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 148,457
Number of credit union employees who are Full-Time (26 hours or more) 564A 233
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 15
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $54.5M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,684.00%
Number of Outstanding Indirect Loans 617A 9,811
Total Amount of Outstanding Indirect Loans 618A $175.7M
Total credit lines 881 $139.7M
Total Subordinated Debt included in Net Worth 925A $9.7M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$16K
NCUA data file FS220B (35 items)

maturity and repricing buckets (40%), credit cards (17%)

Marine Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $562K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $21K
Number - Total Delinquent Credit Card Loans 045A 163
Total Amount of Delinquent Unsecured Credit Card Loans 045B $882K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $77.8M
Total Uninsured Nonmember Shares and Deposits > $250K (G+H+I) 067A2 $4.8M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $82.5M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $898.6M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $1.3M
Amount of Regular Shares - < 1 Year 657A $241.8M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $1.5M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $232K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $280K
Fair value of Held to Maturity Securities 801 $2.0M
Total Borrowings - > 3 Years 860B2 $9.7M
Subordinated Debt - > 3 Years 867B2 $9.7M
Total Amount of Subordinated Debt 867C $9.7M
Non-Member Deposits - < 1 Year 880A $35.8M
Non-Member Deposits - 1-3 Years 880B1 $51.1M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $184.2M
IRA/KEOGH Accounts - 1-3 Years 906B1 $3.3M
IRA/KEOGH Accounts - > 3 Years 906B2 $920K
Total Amount of IRA/KEOGH Accounts 906C $21.4M
Share Certificates - 1-3 Years 908B1 $22.1M
Share Certificates - > 3 Years 908B2 $2.4M
Money Market Shares - < 1 Year 911A $241.6M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $2.8M
Number of New Vehicle Loans 958 1,390
Total Shares 966 $148K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $833K
Number of Unsecured Credit Card Loans 993 18,299
Number of All Other Unsecured Loans/Lines of Credit 994 12,413
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 64
NCUA data file FS220C (10 items)

charge-offs and recoveries (27%), participation loans (18%)

Marine Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $6.1M
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $937K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $1.7M
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $89K
Number of credit union branches (include the main office if member services are conducted at that location) 566 15
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $110.2M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $5.9M
Amount of Participation Loans Purchased Year-to-Date 690 $85.5M
Outstanding balance of brokered certificates of deposit and share certificates 788 $2.0M
NCUA data file FS220D (33 items)

member services and products offered (69%), CUSO relationships (27%)

Marine Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (6 items)

loans and leases (32%), participation loans (18%)

Marine Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $352.9M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $169.3M
Total Outstanding Amount of Participation Loans Sold By Type 691N $7.0M
Total Value of Investments in CUSOs 851 $456K
Assets Pledged to Secure Borrowings 878 $107.8M
Total Credit Lines at Corporate Credit Unions 884 $60.0M
NCUA data file FS220H (12 items)

student loans (43%), delinquency (27%)

Marine Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Number of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031C 535
Amount of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031D $221K
Payday Alternative Loans (PAL loans) (FCU only) 30-59 days delinquent 089B $5K
Payday Alternative Loans (PAL loans) (FCU only) 60-179 days delinquent 127B $3K
Total Number of Reportable Delinquent Loans for Payday Alternative Loans (PAL loans) (FCU only) 130A $26
Total Reportable Payday Alternative Loans (PAL loans) (FCU only) Delinquent Loans 130B $7K
Amount of Payday Alternative Loans (PAL loans) 397A $116K
Interest Rate of Payday Alternative Loans (PAL loans) 522A 1,174.00%
Total Unfunded Commitments for all loan types 816A $271.9M
Number of Payday Alternative Loans (PAL loans) 994A 401
Total number of TDR loans outstanding 1000F $137
Total amount of TDR loans outstanding 1001F $8.4M
NCUA data file FS220I (17 items)

vehicle lending (59%), delinquency (44%)

Marine Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $1.1M
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $7.3M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $116K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $2.0M
Number of Reportable Delinquent New Vehicle Loans 035E1 21
Number of Reportable Delinquent Used Vehicle Loans 035E2 259
Amount of Reportable Delinquent New Vehicle Loans 041C1 $492K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $4.7M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $474K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $5.6M
Amount of New Vehicle Loans YTD Recoveries 551C1 $134K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $1.5M
Commercial Share Accounts 643 $12.0M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $271K
Total Other Credit Lines 884D $9.7M
Draws Against LOCs from Other Sources 885A2 $9.7M
Total Draws Againts LOCs 885A4 $9.7M
NCUA data file FS220J (3 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Marine Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $20.9M
Other Assets - Other Insurance 789E2 $19.2M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $40.1M
NCUA data file FS220L (70 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Marine Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $45K
Total Amount of Loans & Leases on Loan Schedule 025B1 $853.7M
Outstanding Balance of purchased or participation interests in commercial loans Secured by Farmland to nonmembers 042A7 $3.5M
Outstanding Balance of purchased or participation interests in commercial loans to finance agricultural production and other loans to nonmember farmers 042A8 $12.7M
Amount of Agricultural Commercial Loans 042A9 $16.2M
Total number of commercial loans to members granted or purchased YTD 090A1 $11
Total number of purchased commercial loans or participation interests to nonmembers purchased YTD 090B1 $11
Number of Member Unsecured Commercial Loans granted or purchased YTD 090C5 1
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 2
Number of purchased or participation interests in commercial loans secured by non-owner occupied non-farm, non-residential property to nonmembers purchased YTD 090J3 1
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $7
Total Number of purchased or participation interests in commercial loans secured by real estate to nonmembers YTD 090K3 $3
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 3
Number of purchased or participation interests in commercial and industrial loans to nonmembers purchased YTD 090L3 6
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 4
Number of purchased or participation interests in commercial loans secured by Multifamily property to nonmembers purchased YTD 090M1 2
Number of purchased or participation interests in commercial loans to finance agricultural production and other loans to nonmember farmers YTD 099A8 2
Number of member construction and development commercial loans 143A3 1
Outstanding balance of member construction and development commercial loans 143B3 $214K
Number of member construction and development commercial loans granted or purchased YTD 143C3 1
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $3.0M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $175.0M
Total outstanding balance of commercial loans to members 400A1 $46.5M
Total outstanding balance of nonmember commercial loans 400B1 $121.3M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $2.6M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $50K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $3.6M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $4.8M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $24.5M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $63.9M
Outstanding balance of Member Commercial and Industrial loans 400L2 $1.5M
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $30.5M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $14.0M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $5.9M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $47.3M
Outstanding balance of all member and non-member commercial loans 400T1 $167.9M
Dollar Amount of Commercial purchased loans or participation interests to nonmembers to finance agricultural production and other loans to farmers purchased YTD 463A8 $2.5M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $8.9M
Total Dollar amount of nonmember commercial loans purchased YTD 475B1 $12.0M
Dollar Amount of Member Unsecured Commercial Loans granted or purchased YTD 475C5 $3.0M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $774K
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property purchased YTD 475J3 $1.0M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $4.6M
Total Dollar amount of real estate secured commercial loans to nonmembers purchased YTD 475K3 $2.9M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $1.4M
Dollar Amount of Purchased or participation interests in Commercial and Industrial loans to nonmembers purchased YTD 475L3 $6.6M
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $777K
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property purchased YTD 475M1 $1.8M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 675.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 875.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 675.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 675.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 875.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 10
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $6.3M
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $6.3M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $120.1M
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $1.2M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $7.0M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 69
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $60.0M
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $57.2M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $21.8M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $121.6M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $1.1M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $42.4M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $78.1M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $120.5M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $7.0M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 3
NCUA data file FS220M (30 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Marine Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $83.4M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $134.0M
Total Unfunded Commitments for Commercial Loans 814K $4.1M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $15.6M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $458K
Total Unfunded Commitments for Non-Commercial Loans 816T $267.8M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $34.3M
Total number of member commercial loans 900A1 $76
Total number of nonmember commercial loans 900B1 $109
Number of Member Unsecured Commercial Loans 900C5 1
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 4
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 9
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 5
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 19
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 39
Total number of real estate secured member commercial loans 900K2 $68
Total number of real estate secured nonmember commercial loans 900K3 $58
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 142
Number of Member Commercial and Industrial loans 900L2 3
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 32
Number of member commercial loans Secured by Multifamily Property 900M 39
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 7
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 57
Total Number of Member and Nonmember commercial loans 900T1 $185
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 784
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1,736
Number of purchased or participation interests in commercial loans secured by Farmland to nonmembers 961A7 7
Number of purchased or participation interests in commercial loans to finance agricultural production and other loans to farmer nonmembers 961A8 19
Number of Agricultural Commercial Loans 961A9 26
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 770
NCUA data file FS220N (11 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Marine Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $17.9M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $12.6M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $14.5M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $11.9M
Available-for-sale Debt Securities > 10 Years AS0066 $6.1M
Held-to-Maturity Debt Securities <=1 Year AS0068 $1.5M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $496K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$4.4M
Total Liabilities LI0069 $1.00B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $5.8M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $1.10B
NCUA data file FS220P (50 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Marine Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $2.2M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $403K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $141K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $36K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0017 $4K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $228K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $70K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $82.7M
Unsecured Credit Card Loans DL0002 $299K
Payday Alternative Loans DL0009 $4K
All Other Unsecured Loans/Lines of Credit DL0022 $1.0M
All Other Unsecured Loans/Lines of Credit DL0023 $684K
All Other Unsecured Loans/Lines of Credit DL0024 $1.7M
All Other Unsecured Loans/Lines of Credit DL0027 $2.4M
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $271
New Vehicle Loans DL0030 $375K
Used Vehicle Loans DL0037 $2.6M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $27K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $81K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $81K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $2
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $461K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $142K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $1
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $142K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $3
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $1.3M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $164K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $23K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $187K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $3
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0120 $629K
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0122 $1.0M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $2.7M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $4
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $5.9M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $3.9M
Amount of Consumer Loans in Non-Accrual Status DL0145 $4.7M
Amount of Commercial Loans in Non-Accrual Status DL0146 $1.0M
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0147 $1.7M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $24
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $358K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 8,615
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $161.3M
Number of Indirect Loans - All Other Loans IN0007 1,196
Amount of Indirect Loans - All Other Loans IN0008 $14.5M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $183.9M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $4.1M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $83.9M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $88.0M
NCUA data file FS220Q (39 items)

investment portfolio detail (69%)

Marine Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $56.5M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $94.2M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $13.5M
Total Borrowings LQ0860 $9.7M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $67.4M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $63.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $67.4M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $63.0M
Held-to-maturity Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0077 $2.0M
Held-to-maturity Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0078 $2.0M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $2.0M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $67.4M
Total Fair Value Available-for-Sale Debt Securities NV0084 $63.0M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $248K
Investment Maturity Distribution - Time Deposits - Total NV0116 $248K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $63.0M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $2.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $740K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $3.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $3.7M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $19.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $14.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $14.5M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $11.9M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $9.1M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $69.0M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $418K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $20.9M
RBC Total Equity RB0001 $103.4M
RBC Allowance for Credit Losses RB0002 $28.1M
RBC Subordinated Debt in accordance with ?702.407 RB0003 $9.7M
RBC Total Additions RB0005 $37.7M
RBC Total Deductions RB0009 $8.5M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $132.5M
RBC Risk-Based Capital Numerator RB0012 $132.5M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - 1- to 4-Family Residential Property SL0045 $54.3M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0049 $12.0M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $62.3M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - All Other SL0057 $19.3M
NCUA data file FS220R (50 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Marine Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $13.5M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $88.0M
CCULR Off-Balance sheet exposures ratio LR0003 797.00%
CECL Transition Provision (as determined under 702.703(c)) NW0004 $1.9M
RBC Schedule Total Investments RB0039 $68.7M
RBC Schedule Total Consumer Loans RB0060 $389.2M
RBC Schedule Total Commercial Loans RB0068 $167.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $27.8M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $27.8M
RBC Schedule Total Loans RB0079 $825.9M
RBC Total for Risk Weighting Total Loans RB0081 -$27.8M
RBC Total Loans 0% Weight RB0082 -$27.8M
RBC Schedule Total Other Assets RB0088 $116.0M
RBC Total for Risk Weighting Other Assets RB0090 $8.5M
RBC Other Assets 0% Weight RB0091 $8.5M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $1.10B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$19.2M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$19.2M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $1.10B
RBC Allowance for Credit Losses (Loans) RB0177 $27.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 616.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 113,626,543.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 23,377,351.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 29.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,289,409.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 40,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 139.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 6,721,555.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 2,428,591.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $121.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $25.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 27.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 1,432,358.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Fixed Rate RL0026 219,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 2,166.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 173,584,482.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 56,609,378.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $175.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $56.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $3K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $296.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $82.7M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $182.1M
Total Shares SH0013 $894.3M
Total Shares and Deposits SH0018 $981.1M
Total Non-Member Deposits SH0880 $86.8M
Number of Loans Sold, Year-to-date SL0022 1
Amount of Loans Sold, Year-to-date SL0023 $280K
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 1
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Marine Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Marine Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Marine Federal Credit Union call report?

The Marine Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Marine Federal Credit Union file?

Marine Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Marine Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Marine Federal Credit Union is 12977.

How often does Marine Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Marine Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.