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MC Federal Credit Union: Net Worth Ratio

12.40% Well capitalized under NCUA rules (7% or more)

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 24929) · FFIEC NIC profile (RSSD 49988)

MC Federal Credit Union reported a net worth ratio of 12.40% as of Q2 2026. The net worth ratio is the NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

6-Quarter Trend

Q1 2025 Q2 2026 (latest)
Q2 202612.40%
Q1 202611.92%
Q4 202511.83%
Q3 202511.41%
Q2 202510.88%
Q1 202510.62%

What Net Worth Ratio Means

The NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

Full definition & formula →

Net Worth Ratio against similar-size credit unions

Compared with 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 12.40% 11.43% 61st above

Explore more for MC Federal Credit Union: delinquency ratio · return on assets · loan-to-share · or browse all credit unions.