Skip to main content

Credit union call report ยท Jamaica, NY

Medisys Employees Federal Credit Union Call Report

BankRegReports is independent of Medisys Employees Federal Credit Union and never asks for online banking logins or passwords.

Medisys Employees Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 264 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Medisys Employees Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number20885
Federal Reserve RSSD ID845788

The official copy: search charter number 20885 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Medisys Employees Federal Credit Union call report, Q2 2026

Statement of Financial Condition (31 items)
Medisys Employees Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $40K
1c. Total Cash on Hand 730A $40K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $225K
2. Cash on Deposit (total) 730B $1.7M
3. Time Deposits in Banks and Credit Unions AS0007 $21.1M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $22.9M
9. Held-to-Maturity Debt Securities AS0073 $796K
11. TOTAL INVESTMENT SECURITIES AS0013 $796K
12b. Perpetual Contributed Capital 769B $42K
12c. All Other Investments AS0016 $85K
13. TOTAL OTHER INVESTMENTS AS0017 $126K
15a. Number of Total Loans and Leases 025A 1,550
15b. Total Loans and Leases 025B $9.1M
17. ACL on Loans and Leases AS0048 $154K
20. Other Fixed Assets 008 $9K
21. NCUA Share Insurance Capitalization Deposit 794 $284K
22d. Accrued Interest on Loans 009A $25K
22e. Accrued Interest on Investments 009B $107K
22f. All Other Assets 009C $175K
22g. Total Other Assets AS0036 $308K
23. TOTAL ASSETS 010 $33.3M
Accounts Payable and Other Liabilities 825 $82K
Member Shares of All Types 013 $30.0M
Total Shares and Deposits 018 $30.0M
Undivided Earnings 940 $2.8M
Other Reserves 658 $250K
Net Income (equity) 602 $156K
Total Net Worth 997 $3.2M
Net Worth Ratio 998 9.51%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $33.3M
Statement of Income and Expense (22 items)
Medisys Employees Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $389K
3. Income from Investments 120 $426K
5. TOTAL INTEREST INCOME 115 $815K
6. Dividends on Shares 380 $57K
8. Interest on Borrowed Money 340 $120
9. TOTAL INTEREST EXPENSE 350 $57K
10. NET INTEREST INCOME IS0010 $758K
12a. Credit Loss Expense - Loans and Leases IS0011 $74K
12e. Total Credit Loss Expense IS0017 $74K
13. Fee Income 131 $57K
14. Other Operating Income IS0020 $11K
23. TOTAL NON-INTEREST INCOME 117 $68K
24. Employee Compensation and Benefits 210 $361K
25. Travel and Conference 230 $4K
27. Office Operations 260 $108K
28. Educational and Promotional 270 $6K
29. Loan Servicing 280 $18K
30. Professional and Outside Services 290 $95K
32. Operating Fees 320 $2K
33. Miscellaneous Operating Expense 360 $3K
34. TOTAL NON-INTEREST EXPENSE 671 $596K
35. NET INCOME 661A $156K
Statement pages - all other filed accounts (19 items)

delinquency (21%), credit cards (21%)

Medisys Employees Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $35K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $15K
Loans Granted Year-to-Date 031A $582
Amount of Loans Granted Year-to-Date 031B $2.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $63K
Number of current members (not number of accounts) 083 3,512
Number of potential members 084 6,500
Net Member Business Loan Balance 400A $689K
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,178.00%
Interest Rate of New Vehicle Loans 523 514.00%
Interest Rate of Used Vehicle Loans 524 560.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $52K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $8K
Amount of Regular Shares 657 $25.7M
Amount of Share Drafts 902 $1.9M
Share Certificates - < 1 Year 908A $1.8M
Total Amount of Share Certificates 908C $2.3M
Total Amount of Money Market Shares 911 $221K
Number of Used Vehicle Loans 968 405
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Medisys Employees Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $29.6M
Total Shares - 1-3 Years 013B1 $484K
Total Shares and Deposits - < 1 Year 018A $29.6M
Total Shares and Deposits - 1-3 Years 018B1 $484K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 27
Amount of Delinquent Indirect Loans 041E $6K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $2.5M
Amount of New Vehicle Loans 385 $800K
Amount of All Other Unsecured Loans/Lines of Credit 397 $3.1M
Share Certificates 451 $125
Number of Accounts for Share Drafts 452 1,155
Number of Accounts for Regular Shares 454 4,472
Money Market Shares 458 $29
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,781
Number of credit union employees who are Full-Time (26 hours or more) 564A 7
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $949K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,715.00%
Number of Outstanding Indirect Loans 617A 297
Total Amount of Outstanding Indirect Loans 618A $333K
Total credit lines 881 $2.1M
NCUA data file FS220B (14 items)

maturity and repricing buckets (40%), credit cards (17%)

Medisys Employees Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $933K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $933K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $29.1M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $25.7M
Fair value of Held to Maturity Securities 801 $788K
Amount of Share Drafts - < 1 Year 902A $1.9M
Share Certificates - 1-3 Years 908B1 $484K
Money Market Shares - < 1 Year 911A $221K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $34K
Number of New Vehicle Loans 958 83
Total Shares 966 $6K
Number of All Other Unsecured Loans/Lines of Credit 994 540
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 2
NCUA data file FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

Medisys Employees Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $6K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $9K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $116
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $116
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $42K
Outstanding balance of brokered certificates of deposit and share certificates 788 $20.1M
NCUA data file FS220D (24 items)

member services and products offered (69%), CUSO relationships (27%)

Medisys Employees Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (4 items)

loans and leases (32%), participation loans (18%)

Medisys Employees Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $2.8M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $1.4M
Assets Pledged to Secure Borrowings 878 $33.3M
Total Credit Lines at Corporate Credit Unions 884 $2.1M
NCUA data file FS220H (13 items)

student loans (43%), delinquency (27%)

Medisys Employees Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Number of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031C 436
Amount of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031D $704K
Payday Alternative Loans (PAL loans) (FCU only) 30-59 days delinquent 089B $5K
Payday Alternative Loans (PAL loans) (FCU only) 60-179 days delinquent 127B $6K
Total Number of Reportable Delinquent Loans for Payday Alternative Loans (PAL loans) (FCU only) 130A $11
Total Reportable Payday Alternative Loans (PAL loans) (FCU only) Delinquent Loans 130B $12K
YTD Charge Offs of Payday Alternative Loans (PAL loans) (FCU only) 136 $18K
YTD Recoveries of Payday Alternative Loans (PAL loans) (FCU only) 137 $2K
Amount of Payday Alternative Loans (PAL loans) 397A $462K
Interest Rate of Payday Alternative Loans (PAL loans) 522A 1,794.00%
Number of Payday Alternative Loans (PAL loans) 994A 495
Total number of TDR loans outstanding 1000F $2
Total amount of TDR loans outstanding 1001F $73K
NCUA data file FS220I (10 items)

vehicle lending (59%), delinquency (44%)

Medisys Employees Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $20K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $3K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 6
Amount of Reportable Delinquent New Vehicle Loans 041C1 $895
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $6K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $9K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $252
Commercial Share Accounts 643 $108K
Number of International Remittances originated Year-to-Date 928 7
NCUA data file FS220L (18 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Medisys Employees Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $9.1M
Total number of commercial loans to members granted or purchased YTD 090A1 $2
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 2
Total outstanding balance of commercial loans to members 400A1 $689K
Total outstanding balance of nonmember commercial loans 400B1 $62K
Outstanding balance of Member Commercial and Industrial loans 400L2 $689K
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $62K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $751K
Outstanding balance of all member and non-member commercial loans 400T1 $751K
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $380K
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $380K
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 806.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 397.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 428.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $62K
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $33K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.4M
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Medisys Employees Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total number of member commercial loans 900A1 $3
Total number of nonmember commercial loans 900B1 $1
Number of Member Commercial and Industrial loans 900L2 3
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 1
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 4
Total Number of Member and Nonmember commercial loans 900T1 $4
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 15
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 8
NCUA data file FS220N (4 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Medisys Employees Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $406K
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $391K
Total Liabilities LI0069 $30.1M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $33.3M
NCUA data file FS220P (15 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Medisys Employees Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $24K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $6K
Payday Alternative Loans DL0009 $5K
All Other Unsecured Loans/Lines of Credit DL0022 $10K
All Other Unsecured Loans/Lines of Credit DL0023 $39K
All Other Unsecured Loans/Lines of Credit DL0024 $6K
All Other Unsecured Loans/Lines of Credit DL0027 $45K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $9
New Vehicle Loans DL0030 $895
Used Vehicle Loans DL0037 $3K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $48K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $6K
Amount of Consumer Loans in Non-Accrual Status DL0145 $15K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 297
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $333K
NCUA data file FS220Q (27 items)

investment portfolio detail (69%)

Medisys Employees Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Central Liquidity Facility LQ0045 $33.3M
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $406K
Held-to-maturity Fair Value - US Government Obligations NV0002 $399K
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $391K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $390K
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $391K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $390K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $796K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $7.1M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $11.6M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $2.5M
Investment Maturity Distribution - Time Deposits - Total NV0116 $21.1M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $796K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $126K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $126K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $7.1M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $11.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.9M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $391K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $22.1M
RBC Total Equity RB0001 $3.2M
RBC Allowance for Credit Losses RB0002 $154K
RBC Total Additions RB0005 $154K
RBC Total Deductions RB0009 $284K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.0M
RBC Risk-Based Capital Numerator RB0012 $3.0M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $1.3M
NCUA data file FS220R (24 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Medisys Employees Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $923K
RBC Schedule Total Consumer Loans RB0060 $6.9M
RBC Schedule Total Commercial Loans RB0068 $751K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $154K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $154K
RBC Schedule Total Loans RB0079 $8.9M
RBC Total for Risk Weighting Total Loans RB0081 -$154K
RBC Total Loans 0% Weight RB0082 -$154K
RBC Schedule Total Other Assets RB0088 $601K
RBC Total for Risk Weighting Other Assets RB0090 $284K
RBC Other Assets 0% Weight RB0091 $284K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $33.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $131K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $131K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $33.3M
RBC Allowance for Credit Losses (Loans) RB0177 $154K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 15.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 1,442,534.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $15
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $1.4M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $324K
Total Shares SH0013 $30.0M
Total Shares and Deposits SH0018 $30.0M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Medisys Employees Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1

Medisys Employees Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Medisys Employees Federal Credit Union call report?

The Medisys Employees Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Medisys Employees Federal Credit Union file?

Medisys Employees Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Medisys Employees Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Medisys Employees Federal Credit Union is 20885.

How often does Medisys Employees Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Medisys Employees Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.