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Credit union call report ยท Stamford, CT

Members Credit Union Call Report

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Members Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 238 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Members Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68487
Federal Reserve RSSD ID845470

The official copy: search charter number 68487 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Members Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Members Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $388K
1c. Total Cash on Hand 730A $388K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.9M
2. Cash on Deposit (total) 730B $3.9M
3. Time Deposits in Banks and Credit Unions AS0007 $249K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $4.5M
12b. Perpetual Contributed Capital 769B $85K
13. TOTAL OTHER INVESTMENTS AS0017 $85K
15a. Number of Total Loans and Leases 025A 2,912
15b. Total Loans and Leases 025B $37.4M
17. ACL on Loans and Leases AS0048 $335K
19. Land and Building 007 $1.7M
20. Other Fixed Assets 008 $183K
21. NCUA Share Insurance Capitalization Deposit 794 $370K
22d. Accrued Interest on Loans 009A $115K
22e. Accrued Interest on Investments 009B $839
22f. All Other Assets 009C $163K
22g. Total Other Assets AS0036 $279K
23. TOTAL ASSETS 010 $44.2M
Accounts Payable and Other Liabilities 825 $188K
Accrued Dividends and Interest Payable 820A $51K
Member Shares of All Types 013 $38.1M
Nonmember Deposits 880 $500K
Total Shares and Deposits 018 $38.6M
Undivided Earnings 940 $4.0M
Other Reserves 658 $1.4M
Total Net Worth 997 $5.3M
Net Worth Ratio 998 12.06%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $44.2M
Statement of Income and Expense (22 items)
Members Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.1M
3. Income from Investments 120 $48K
5. TOTAL INTEREST INCOME 115 $1.2M
6. Dividends on Shares 380 $110K
8. Interest on Borrowed Money 340 $2K
9. TOTAL INTEREST EXPENSE 350 $112K
10. NET INTEREST INCOME IS0010 $1.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $15K
12e. Total Credit Loss Expense IS0017 $15K
13. Fee Income 131 $152K
23. TOTAL NON-INTEREST INCOME 117 $152K
24. Employee Compensation and Benefits 210 $513K
25. Travel and Conference 230 $5K
26. Office Occupancy 250 $44K
27. Office Operations 260 $402K
28. Educational and Promotional 270 $12K
29. Loan Servicing 280 $37K
30. Professional and Outside Services 290 $54K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $3K
34. TOTAL NON-INTEREST EXPENSE 671 $1.1M
35. NET INCOME 661A $124K
Statement pages - all other filed accounts (24 items)

delinquency (21%), credit cards (21%)

Members Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $364K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $15K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $223K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $45K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $9K
Loans Granted Year-to-Date 031A $207
Amount of Loans Granted Year-to-Date 031B $4.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $291K
Number of current members (not number of accounts) 083 4,077
Number of potential members 084 500,000
Non-Member Deposits 457 $2
Interest Rate of Unsecured Credit Card Loans 521 1,499.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,144.00%
Interest Rate of New Vehicle Loans 523 573.00%
Interest Rate of Used Vehicle Loans 524 672.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $61
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $17K
Total Amount of All Other Shares 630 $2.0M
Amount of Regular Shares 657 $19.1M
Amount of Share Drafts 902 $10.3M
Share Certificates - < 1 Year 908A $3.0M
Total Amount of Share Certificates 908C $3.7M
Total Amount of Money Market Shares 911 $3.0M
Number of Used Vehicle Loans 968 693
NCUA form-section FS220A (17 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Members Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $37.3M
Total Shares - 1-3 Years 013B1 $768K
Total Shares and Deposits - < 1 Year 018A $37.8M
Total Shares and Deposits - 1-3 Years 018B1 $768K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 51
Effective date of last audit 063 $102K
Amount of Used Vehicle Loans 370 $10.6M
Amount of New Vehicle Loans 385 $1.6M
Amount of Unsecured Credit Card Loans 396 $1.5M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.0M
Share Certificates 451 $207
Number of Accounts for Share Drafts 452 2,098
Number of Accounts for Regular Shares 454 4,339
All other shares 455 $772
Money Market Shares 458 $99
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 7,517
Number of credit union employees who are Full-Time (26 hours or more) 564A 12
NCUA form-section FS220B (19 items)

maturity and repricing buckets (40%), credit cards (17%)

Members Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $700
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $86K
Number - Total Delinquent Credit Card Loans 045A 24
Total Amount of Delinquent Unsecured Credit Card Loans 045B $94K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $38.6M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $102K
All other shares - < 1 Year 630A $2.0M
Amount of Regular Shares - < 1 Year 657A $19.1M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $17K
Non-Member Deposits - < 1 Year 880A $500K
Amount of Share Drafts - < 1 Year 902A $10.3M
Share Certificates - 1-3 Years 908B1 $768K
Money Market Shares - < 1 Year 911A $3.0M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $93K
Number of New Vehicle Loans 958 80
Total Shares 966 $8K
Number of Unsecured Credit Card Loans 993 1,501
Number of All Other Unsecured Loans/Lines of Credit 994 408
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 12
NCUA form-section FS220C (2 items)

charge-offs and recoveries (27%), participation loans (18%)

Members Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
NCUA form-section FS220D (25 items)

member services and products offered (69%), CUSO relationships (27%)

Members Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Credit Management and Repair 879B6 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (1 item)

loans and leases (32%), participation loans (18%)

Members Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Assets Pledged to Secure Borrowings 878 $85K
NCUA form-section FS220H (7 items)

student loans (43%), delinquency (27%)

Members Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 6 to <12 months 022T $2K
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $2K
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $1
Interest Rate on Non-Federally Guaranteed Student Loans 595A 770.00%
Amount of Non-Federally Guaranteed Student Loans 698A $43K
Total Unfunded Commitments for all loan types 816A $6.6M
Number of Non-Federally Guaranteed Student Loans 963A 11
NCUA form-section FS220I (8 items)

vehicle lending (59%), delinquency (44%)

Members Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $21K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $77K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $15K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $40K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $19K
Number of Reportable Delinquent Used Vehicle Loans 035E2 6
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $74K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $480
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Members Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $37.4M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $8.0M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 623.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 459.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 967.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $300K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $14.3M
NCUA form-section FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Members Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $2.0M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $4.2M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $47K
Total Unfunded Commitments for Non-Commercial Loans 816T $6.6M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $382K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 65
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 119
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 35
NCUA form-section FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Members Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $38.8M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $41K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $44.2M
NCUA form-section FS220P (15 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Members Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $61
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $103
Unsecured Credit Card Loans DL0002 $8K
All Other Unsecured Loans/Lines of Credit DL0022 $33K
All Other Unsecured Loans/Lines of Credit DL0025 $47K
All Other Unsecured Loans/Lines of Credit DL0026 $8K
All Other Unsecured Loans/Lines of Credit DL0027 $55K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $17
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $223K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $48K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $18K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $66K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $3
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $8K
Amount of Consumer Loans in Non-Accrual Status DL0145 $8K
NCUA form-section FS220Q (14 items)

investment portfolio detail (69%)

Members Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $85K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $249K
Investment Maturity Distribution - Time Deposits - Total NV0116 $249K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $85K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $85K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $249K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $85K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $334K
RBC Total Equity RB0001 $5.3M
RBC Allowance for Credit Losses RB0002 $335K
RBC Total Additions RB0005 $335K
RBC Total Deductions RB0009 $370K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $5.3M
RBC Risk-Based Capital Numerator RB0012 $5.3M
NCUA form-section FS220R (36 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Members Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $85K
RBC Schedule Total Consumer Loans RB0060 $15.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $335K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $335K
RBC Schedule Total Loans RB0079 $37.0M
RBC Total for Risk Weighting Total Loans RB0081 -$335K
RBC Total Loans 0% Weight RB0082 -$335K
RBC Schedule Total Other Assets RB0088 $2.6M
RBC Total for Risk Weighting Other Assets RB0090 $370K
RBC Other Assets 0% Weight RB0091 $370K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $44.2M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $34K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $34K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $44.2M
RBC Allowance for Credit Losses (Loans) RB0177 $335K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 47.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 12,454,942.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 478,070.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 18.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,820,336.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 499,999.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $14.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $978K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 68.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 4,989,330.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 712,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 51.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 2,963,277.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $8.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $712K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $184
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $22.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.7M
Total Shares SH0013 $38.1M
Total Shares and Deposits SH0018 $38.6M
Total Non-Member Deposits SH0880 $500K

Members Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Members Credit Union call report?

The Members Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Members Credit Union file?

Members Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Members Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Members Credit Union is 68487.

How often does Members Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Members Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.