Skip to main content

Credit union call report ยท San Jose, CA

Meriwest Credit Union Call Report

BankRegReports is independent of Meriwest Credit Union and never asks for online banking logins or passwords.

Meriwest Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 478 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Meriwest Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68394
Federal Reserve RSSD ID537681

The official copy: search charter number 68394 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Meriwest Credit Union call report, Q2 2026

Statement of Financial Condition (41 items)
Meriwest Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $5.8M
1b. Cash Items in Process of Collection AS0005 $1.7M
1c. Total Cash on Hand 730A $7.5M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $46.7M
2c. Cash on Deposit in Other Financial Institutions 730B2 $900K
2. Cash on Deposit (total) 730B $47.6M
3. Time Deposits in Banks and Credit Unions AS0007 $4.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $59.0M
8. Available-for-Sale Debt Securities AS0067 $352.6M
11. TOTAL INVESTMENT SECURITIES AS0013 $352.6M
12c. All Other Investments AS0016 $12.8M
13. TOTAL OTHER INVESTMENTS AS0017 $12.8M
15a. Number of Total Loans and Leases 025A 19,838
15b. Total Loans and Leases 025B $1.58B
17. ACL on Loans and Leases AS0048 $14.6M
18a. Foreclosed/Repossessed - Commercial RE AS0022 $558K
18c. Foreclosed/Repossessed - Vehicles AS0024 $456K
18d. Foreclosed/Repossessed - Other AS0025 $62K
18e. Foreclosed/Repossessed Assets (total) 798A $1.1M
19. Land and Building 007 $12.5M
20. Other Fixed Assets 008 $7.9M
21. NCUA Share Insurance Capitalization Deposit 794 $15.0M
22b. Mortgage Servicing Rights 779 $3.3M
22c. Other Intangible Assets AS0032 $2.1M
22d. Accrued Interest on Loans 009A $5.8M
22e. Accrued Interest on Investments 009B $1.5M
22f. All Other Assets 009C $67.4M
22g. Total Other Assets AS0036 $80.1M
23. TOTAL ASSETS 010 $2.11B
Accounts Payable and Other Liabilities 825 $26.7M
Accrued Dividends and Interest Payable 820A $143K
ACL on Off-Balance-Sheet Exposures LI0003 $185K
Borrowings (total) 860C $215.0M
Member Shares of All Types 013 $1.68B
Nonmember Deposits 880 $20.0M
Total Shares and Deposits 018 $1.70B
Undivided Earnings 940 $168.5M
Other Reserves 658 $24.1M
Total Net Worth 997 $192.6M
Net Worth Ratio 998 9.12%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $2.11B
Statement of Income and Expense (32 items)
Meriwest Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $38.8M
3. Income from Investments 120 $8.4M
5. TOTAL INTEREST INCOME 115 $47.2M
6. Dividends on Shares 380 $14.5M
7. Interest on Deposits 381 $371K
8. Interest on Borrowed Money 340 $4.1M
9. TOTAL INTEREST EXPENSE 350 $19.0M
10. NET INTEREST INCOME IS0010 $28.2M
12a. Credit Loss Expense - Loans and Leases IS0011 $3.6M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 -$15K
12e. Total Credit Loss Expense IS0017 $3.6M
13. Fee Income 131 $843K
14. Other Operating Income IS0020 $4.3M
15. Gain (Loss) on Equity/Trading Securities IS0046 $4
16. Gain (Loss) on Other Investments IS0047 -$672K
17. Gain (Loss) on Derivatives 421 $672K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$9K
19. Gain (Loss) on Sale of Loans IS0029 $143K
22. Other Non-Operating Income 440 -$37K
23. TOTAL NON-INTEREST INCOME 117 $5.2M
24. Employee Compensation and Benefits 210 $18.6M
25. Travel and Conference 230 $96K
26. Office Occupancy 250 $1.5M
27. Office Operations 260 $5.4M
28. Educational and Promotional 270 $894K
29. Loan Servicing 280 $649K
30. Professional and Outside Services 290 $995K
31. Member Insurance 310 $2K
32. Operating Fees 320 $127K
33. Miscellaneous Operating Expense 360 $371K
34. TOTAL NON-INTEREST EXPENSE 671 $28.7M
35. NET INCOME 661A $1.2M
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Meriwest Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $3.3M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2.9M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $1.6M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $6.9M
Loans Granted Year-to-Date 031A $2K
Amount of Loans Granted Year-to-Date 031B $197.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $12.9M
Number of current members (not number of accounts) 083 75,484
Number of potential members 084 2,500,000
Net Member Business Loan Balance 400A $163.7M
Non-Member Deposits 457 $2
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,446.00%
Interest Rate of New Vehicle Loans 523 580.00%
Interest Rate of Used Vehicle Loans 524 690.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $5.6M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $463K
Amount of Regular Shares 657 $505.1M
Amount of Share Drafts 902 $412.0M
IRA/KEOGH Accounts - < 1 Year 906A $19.0M
Share Certificates - < 1 Year 908A $463.4M
Total Amount of Share Certificates 908C $506.5M
Total Amount of Money Market Shares 911 $230.2M
Number of Used Vehicle Loans 968 5,314
NCUA data file FS220A (27 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Meriwest Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $1.63B
Total Shares - 1-3 Years 013B1 $47.0M
Total Shares - > 3 Years 013B2 $1.1M
Total Shares and Deposits - < 1 Year 018A $1.65B
Total Shares and Deposits - 1-3 Years 018B1 $47.0M
Total Shares and Deposits - > 3 Years 018B2 $1.1M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 236
Amount of Delinquent Indirect Loans 041E $1.8M
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $88.9M
Amount of New Vehicle Loans 385 $41.9M
Amount of All Other Unsecured Loans/Lines of Credit 397 $25.3M
Share Certificates 451 $8K
Number of Accounts for Share Drafts 452 48,139
IRA/KEOGH Accounts 453 $2K
Number of Accounts for Regular Shares 454 46,878
Money Market Shares 458 $3K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 108,208
Number of credit union employees who are Full-Time (26 hours or more) 564A 222
Number of Outstanding Indirect Loans 617A 8,280
Total Amount of Outstanding Indirect Loans 618A $172.1M
Amount of real estate loans sold but serviced by the credit union 779A $421.3M
Total credit lines 881 $690.4M
Draws against lines of credit, less than 1 year 883A $20.0M
Draws against lines of credit, 1 to 3 years 883B1 $195.0M
Draws against lines of credit, total amount 883C $215.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$2.5M
NCUA data file FS220B (25 items)

maturity and repricing buckets (40%), credit cards (17%)

Meriwest Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $234.5M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $234.5M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $1.46B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $505.1M
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $674K
Total Borrowings - < 1 Year 860A $20.0M
Total Borrowings - 1-3 Years 860B1 $195.0M
Does you credit union maintain share/deposit insurance coverage other than the NCUSIF? 875 $1
Dollar amount of shares and/or deposits insured by the company named above 877 $4.6M
Non-Member Deposits - < 1 Year 880A $20.0M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $412.0M
IRA/KEOGH Accounts - 1-3 Years 906B1 $4.8M
IRA/KEOGH Accounts - > 3 Years 906B2 $221K
Total Amount of IRA/KEOGH Accounts 906C $24.0M
Share Certificates - 1-3 Years 908B1 $42.2M
Share Certificates - > 3 Years 908B2 $926K
Money Market Shares - < 1 Year 911A $230.2M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $7.8M
Number of New Vehicle Loans 958 1,938
Total Shares 966 $108K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $1.7M
Number of All Other Unsecured Loans/Lines of Credit 994 5,199
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 29
NCUA data file FS220C (12 items)

charge-offs and recoveries (27%), participation loans (18%)

Meriwest Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $1.8M
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $1.8M
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $297K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $175K
Number of credit union branches (include the main office if member services are conducted at that location) 566 10
Supplemental Share Information - Accts Held by Member Government Depositors 631 $16.9M
Supplemental Share Information - Accounts Held by Non-Member Government Depositors 632 $20.0M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $338.5M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $5.2M
Amount of Participation Loans Purchased Year-to-Date 690 $672K
Amount of Participation Loans Sold Year-to-Date 691 $4.8M
NCUA data file FS220D (32 items)

member services and products offered (69%), CUSO relationships (27%)

Meriwest Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Credit Management and Repair 879B6 $1
Online Financial Literacy 879B7 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (7 items)

loans and leases (32%), participation loans (18%)

Meriwest Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $167.4M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $17.4M
Total Outstanding Amount of Participation Loans Sold By Type 691N $15.7M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $5.3M
Total Value of Investments in CUSOs 851 $631K
Total Aggregate Cash Outlay in CUSOs 853 $250K
Assets Pledged to Secure Borrowings 878 $992.4M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Meriwest Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $470.0M
Total number of TDR loans outstanding 1000F $37
Total amount of TDR loans outstanding 1001F $4.8M
NCUA data file FS220I (20 items)

vehicle lending (59%), delinquency (44%)

Meriwest Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $277K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $1.4M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $43K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $255K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $89K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $9K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $8K
Number of Reportable Delinquent New Vehicle Loans 035E1 8
Number of Reportable Delinquent Used Vehicle Loans 035E2 42
Amount of Reportable Delinquent New Vehicle Loans 041C1 $115K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $697K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $230K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $882K
Amount of New Vehicle Loans YTD Recoveries 551C1 $70K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $173K
Commercial Share Accounts 643 $53.3M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $19K
Draws Against LOCs from FHLB 885A3 $236.5M
Total Draws Againts LOCs 885A4 $236.5M
Amount of Grants Received Year-to-Date 927 $64K
NCUA data file FS220J (5 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Meriwest Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Securities 789C $76K
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $13.5M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $13.6M
Total Derivative Transactions Outstanding - Total Derivatives - Total Notional Amount 1030 $79.0M
Total Derivative Transactions Outstanding - Total Derivatives - Net Fair Value Gain (Loss) 1030C $5.1M
NCUA data file FS220L (49 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Meriwest Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $20K
Total Amount of Loans & Leases on Loan Schedule 025B1 $1.58B
Total number of commercial loans to members granted or purchased YTD 090A1 $13
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 3
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 5
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $6
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 4
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 1
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $308.9M
Total outstanding balance of commercial loans to members 400A1 $163.7M
Total outstanding balance of nonmember commercial loans 400B1 $104.3M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $62K
Outstanding balance of purchased or participation interests in Unsecured Commercial Loans to nonmembers 400C7 $590K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $30.6M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $2.3M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $124.4M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $79.5M
Outstanding balance of Member Commercial and Industrial loans 400L2 $3.0M
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $15.9M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $5.6M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $6.0M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $19.6M
Outstanding balance of all member and non-member commercial loans 400T1 $268.0M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $26.2M
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $75K
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $24.7M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $24.9M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $1.3M
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $201K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 635.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 426.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 693.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 666.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 307.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 5
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $7.4M
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $7.4M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $88.5M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $9.6M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 16
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $8.5M
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $8.5M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $96.6M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $755.4M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $160.6M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $87.8M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $248.4M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $50.4M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 20
NCUA data file FS220M (24 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Meriwest Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $428.0M
Total Unfunded Commitments for Commercial Loans 814K $832K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $41.2M
Total Unfunded Commitments for Non-Commercial Loans 816T $469.2M
Total number of member commercial loans 900A1 $121
Total number of nonmember commercial loans 900B1 $58
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 2
Number of purchased or Participation Interests in Unsecured Commercial Loans to nonmembers 900C7 3
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 17
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 1
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 84
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 31
Total number of real estate secured member commercial loans 900K2 $106
Total number of real estate secured nonmember commercial loans 900K3 $34
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 140
Number of Member Commercial and Industrial loans 900L2 13
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 21
Number of member commercial loans Secured by Multifamily Property 900M 5
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 2
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 39
Total Number of Member and Nonmember commercial loans 900T1 $179
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 1,225
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 2,473
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 3,510
NCUA data file FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Meriwest Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $97.8M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $21.6M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $155.2M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $64.8M
Available-for-sale Debt Securities > 10 Years AS0066 $13.3M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$18.5M
Total Liabilities LI0069 $1.94B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 -$2.1M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $2.11B
NCUA data file FS220P (55 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Meriwest Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $501K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $62K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $1.2M
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $144K
Loan Loss Information - YTD Recoveries - All Other (Non-Commercial) Real Estate Loans/Lines of Credit CH0022 $15K
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property CH0029 $1.2M
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property CH0031 $1.5M
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $188.4M
All Other Unsecured Loans/Lines of Credit DL0022 $312K
All Other Unsecured Loans/Lines of Credit DL0023 $142K
All Other Unsecured Loans/Lines of Credit DL0024 $210K
All Other Unsecured Loans/Lines of Credit DL0025 $73K
All Other Unsecured Loans/Lines of Credit DL0027 $425K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $124
New Vehicle Loans DL0030 $63K
Used Vehicle Loans DL0037 $345K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $1.0M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $280K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $862K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $239K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $1.4M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $42
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $455K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $941K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $825K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $2.2M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $6
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $288K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $210K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $547K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $324K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $400K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $1.5M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $12
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0110 $6.5M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0111 $6.5M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0112 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $1.5M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $7.2M
Amount of Consumer Loans in Non-Accrual Status DL0145 $4.8M
Amount of Commercial Loans in Non-Accrual Status DL0146 $6.5M
Interest Rate Derivative Swaps Total Notional Amount DT0005 79,000,000.00%
Interest Rate Derivative Swaps Net Fair Value Gain (Loss) DT0006 5,057,369.00%
Number of Indirect Loans - New and Used Vehicle Loans IN0001 5,825
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $107.0M
Number of Indirect Loans - First Lien and Junio Lien Residential Loans IN0003 21
Amount of Indirect Loans - First Lien and Junio Lien Residential Loans IN0004 $13.0M
Number of Indirect Loans - Commercial Loans IN0005 2
Amount of Indirect Loans - Commercial Loans IN0006 $113K
Number of Indirect Loans - All Other Loans IN0007 2,432
Amount of Indirect Loans - All Other Loans IN0008 $52.0M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $832K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $428.0M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $41.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $470.0M
NCUA data file FS220Q (44 items)

investment portfolio detail (69%)

Meriwest Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Loans Transferred under the FHLB MPF program LQ0021 $3.7M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $585.7M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $852.3M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $140.1M
Total Borrowings LQ0860 $215.0M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $29.8M
Available-for-sale Fair Value - US Government Obligations NV0004 $27.4M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $341.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $325.2M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $341.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $325.2M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0039 $89K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0040 $41K
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0051 $89K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0052 $41K
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $371.1M
Total Fair Value Available-for-Sale Debt Securities NV0084 $352.6M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $2.5M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.5M
Investment Maturity Distribution - Time Deposits - Total NV0116 $4.0M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $352.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $12.8M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $17
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $12.8M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $100.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $35.9M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $155.2M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $64.8M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $13.3M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $369.4M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on all other investments NV0161 -$672K
Total Gain (Loss) on Investments NV0162 -$672K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $13.5M
RBC Total Equity RB0001 $192.6M
RBC Allowance for Credit Losses RB0002 $14.8M
RBC Total Additions RB0005 $14.8M
RBC Total Deductions RB0009 $17.1M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $190.3M
RBC Risk-Based Capital Numerator RB0012 $190.3M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $2.4M
Participation Loans: Participations Sold - Retained Balance Outstanding - Vehicle-Non-commercial SL0038 $885K
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - 1- to 4-Family Residential Property SL0047 $4.8M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0049 $672K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $59.1M
NCUA data file FS220R (61 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Meriwest Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $104.6M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $473.8M
CCULR Off-Balance sheet exposures ratio LR0003 2,243.00%
CCULR Goodwill and Other Intangible Assets LR0006 $2.1M
CCULR Goodwill and Other Intangible Assets Ratio LR0007 9.00%
RBC Schedule Total Investments RB0039 $365.5M
RBC Schedule Total Consumer Loans RB0060 $252.6M
RBC Schedule Total Commercial Loans RB0068 $268.0M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $14.6M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $14.6M
RBC Schedule Total Loans RB0079 $1.57B
RBC Total for Risk Weighting Total Loans RB0081 -$14.6M
RBC Total Loans 0% Weight RB0082 -$14.6M
RBC Schedule Total Other Assets RB0088 $116.6M
RBC Total for Risk Weighting Other Assets RB0090 $17.1M
RBC Other Assets 0% Weight RB0091 $17.1M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $2.11B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $2.5M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $2.5M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $2.11B
RBC Allowance for Credit Losses (Loans) RB0177 $14.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 439.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 211,912,970.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 5,887,750.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 48.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 13,539,675.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $450
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $320.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $19.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $161
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $144.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $5.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 127.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 65,373,450.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 8,644,159.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $755.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $39.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 284.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 26,698,599.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 2,866,500.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 2,189.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 282,203,101.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 63,138,424.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $308.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $66.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $4K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $1.06B
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $105.9M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $459.5M
Total Shares SH0013 $1.68B
Total Shares and Deposits SH0018 $1.70B
Total Non-Member Deposits SH0880 $20.0M
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 886
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $3.2M
Number of Loans Sold, Year-to-date SL0022 3
Amount of Loans Sold, Year-to-date SL0023 $674K
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 3
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 3
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $674K
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 1,992
NCUA data file FS220S (9 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Meriwest Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Person-to-Person payments PP0045 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Meriwest Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Meriwest Credit Union call report?

The Meriwest Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Meriwest Credit Union file?

Meriwest Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Meriwest Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Meriwest Credit Union is 68394.

How often does Meriwest Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Meriwest Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.