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Credit union call report ยท Springfield, MO

Metro+ Federal Credit Union dba Metro Credit Union Call Report

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Metro+ Federal Credit Union dba Metro Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 351 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Metro+ Federal Credit Union dba Metro Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number61840
Federal Reserve RSSD ID164292

The official copy: search charter number 61840 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Metro+ Federal Credit Union dba Metro Credit Union call report, Q2 2026

Statement of Financial Condition (37 items)
Metro+ Federal Credit Union dba Metro Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $609K
1b. Cash Items in Process of Collection AS0005 $196K
1c. Total Cash on Hand 730A $806K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $23.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $387K
2. Cash on Deposit (total) 730B $23.9M
3. Time Deposits in Banks and Credit Unions AS0007 $9.2M
4. All Other Deposits AS0008 $347K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $34.3M
9. Held-to-Maturity Debt Securities AS0073 $13.3M
11. TOTAL INVESTMENT SECURITIES AS0013 $13.3M
12b. Perpetual Contributed Capital 769B $490K
13. TOTAL OTHER INVESTMENTS AS0017 $490K
15a. Number of Total Loans and Leases 025A 29,939
15b. Total Loans and Leases 025B $69.1M
17. ACL on Loans and Leases AS0048 $794K
18c. Foreclosed/Repossessed - Vehicles AS0024 $150K
18d. Foreclosed/Repossessed - Other AS0025 $6K
18e. Foreclosed/Repossessed Assets (total) 798A $156K
19. Land and Building 007 $1.8M
20. Other Fixed Assets 008 $77K
21. NCUA Share Insurance Capitalization Deposit 794 $1.0M
22d. Accrued Interest on Loans 009A $238K
22e. Accrued Interest on Investments 009B $209K
22f. All Other Assets 009C $3.1M
22g. Total Other Assets AS0036 $3.5M
23. TOTAL ASSETS 010 $123.0M
Accounts Payable and Other Liabilities 825 $509K
Accrued Dividends and Interest Payable 820A $2K
Member Shares of All Types 013 $106.4M
Nonmember Deposits 880 $249K
Total Shares and Deposits 018 $106.7M
Undivided Earnings 940 $8.5M
Other Reserves 658 $4.6M
Total Net Worth 997 $15.9M
Net Worth Ratio 998 12.96%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $123.0M
Statement of Income and Expense (25 items)
Metro+ Federal Credit Union dba Metro Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $2.5M
3. Income from Investments 120 $832K
5. TOTAL INTEREST INCOME 115 $3.4M
6. Dividends on Shares 380 $171K
7. Interest on Deposits 381 $560K
8. Interest on Borrowed Money 340 $81
9. TOTAL INTEREST EXPENSE 350 $731K
10. NET INTEREST INCOME IS0010 $2.6M
12a. Credit Loss Expense - Loans and Leases IS0011 $216K
12e. Total Credit Loss Expense IS0017 $216K
13. Fee Income 131 $178K
14. Other Operating Income IS0020 $326K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$26K
23. TOTAL NON-INTEREST INCOME 117 $478K
24. Employee Compensation and Benefits 210 $1.1M
25. Travel and Conference 230 $37K
26. Office Occupancy 250 $133K
27. Office Operations 260 $270K
28. Educational and Promotional 270 $53K
29. Loan Servicing 280 $131K
30. Professional and Outside Services 290 $549K
32. Operating Fees 320 $8K
33. Miscellaneous Operating Expense 360 $28K
34. TOTAL NON-INTEREST EXPENSE 671 $2.4M
35. NET INCOME 661A $533K
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

Metro+ Federal Credit Union dba Metro Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $652K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $176K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $209K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $5K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $26K
Loans Granted Year-to-Date 031A $553
Amount of Loans Granted Year-to-Date 031B $11.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $623K
Number of current members (not number of accounts) 083 9,144
Number of potential members 084 200,000
Net Member Business Loan Balance 400A $745K
Non-Member Deposits 457 $1
Interest Rate of Unsecured Credit Card Loans 521 1,390.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,399.00%
Interest Rate of New Vehicle Loans 523 799.00%
Interest Rate of Used Vehicle Loans 524 679.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $365K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $86K
Total Amount of All Other Shares 630 $295K
Amount of Regular Shares 657 $44.1M
Amount of Share Drafts 902 $16.9M
IRA/KEOGH Accounts - < 1 Year 906A $5.4M
Share Certificates - < 1 Year 908A $28.0M
Total Amount of Share Certificates 908C $28.8M
Total Amount of Money Market Shares 911 $10.6M
Number of Used Vehicle Loans 968 18,556
NCUA data file FS220A (26 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $105.3M
Total Shares - 1-3 Years 013B1 $1.1M
Total Shares - > 3 Years 013B2 $59K
Total Shares and Deposits - < 1 Year 018A $105.5M
Total Shares and Deposits - 1-3 Years 018B1 $1.1M
Total Shares and Deposits - > 3 Years 018B2 $59K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 146
Amount of Delinquent Indirect Loans 041E $209K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $20.7M
Amount of New Vehicle Loans 385 $16.7M
Amount of Unsecured Credit Card Loans 396 $2.2M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.4M
Share Certificates 451 $972
Number of Accounts for Share Drafts 452 4,504
IRA/KEOGH Accounts 453 $251
Number of Accounts for Regular Shares 454 17,378
All other shares 455 $110
Money Market Shares 458 $261
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 23,477
Number of credit union employees who are Full-Time (26 hours or more) 564A 27
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Number of Outstanding Indirect Loans 617A 25,205
Total Amount of Outstanding Indirect Loans 618A $11.8M
Total credit lines 881 $10.5M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$93K
NCUA data file FS220B (28 items)

maturity and repricing buckets (40%), credit cards (17%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $15K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $500
Number - Total Delinquent Credit Card Loans 045A 6
Total Amount of Delinquent Unsecured Credit Card Loans 045B $23K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $3.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $3.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $103.7M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $295K
Amount of Regular Shares - < 1 Year 657A $44.1M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $30K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $9K
Fair value of Held to Maturity Securities 801 $13.2M
Non-Member Deposits - < 1 Year 880A $249K
Amount of Share Drafts - < 1 Year 902A $16.9M
IRA/KEOGH Accounts - 1-3 Years 906B1 $344K
IRA/KEOGH Accounts - > 3 Years 906B2 $40K
Total Amount of IRA/KEOGH Accounts 906C $5.8M
Share Certificates - 1-3 Years 908B1 $768K
Share Certificates - > 3 Years 908B2 $19K
Money Market Shares - < 1 Year 911A $10.6M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $334K
Number of New Vehicle Loans 958 8,439
Total Shares 966 $23K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $283K
Number of Unsecured Credit Card Loans 993 1,498
Number of All Other Unsecured Loans/Lines of Credit 994 652
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 10
NCUA data file FS220C (9 items)

charge-offs and recoveries (27%), participation loans (18%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $106K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $16K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $15K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $7K
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $11.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $3.0M
Outstanding balance of brokered certificates of deposit and share certificates 788 $4.7M
NCUA data file FS220D (30 items)

member services and products offered (69%), CUSO relationships (27%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (8 items)

loans and leases (32%), participation loans (18%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $2.9M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $1.9M
Total Value of Investments in CUSOs 851 $432K
Total Aggregate Cash Outlay in CUSOs 853 $572K
Assets Pledged to Secure Borrowings 878 $1.0M
Total Credit Lines at Corporate Credit Unions 884 $9.5M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $2.9M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $2.9M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $14.0M
Total number of TDR loans outstanding 1000F $8
Total amount of TDR loans outstanding 1001F $86K
NCUA data file FS220I (19 items)

vehicle lending (59%), delinquency (44%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $93K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $376K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $85K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $57K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $60K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $113K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $2K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $3K
Number of Reportable Delinquent New Vehicle Loans 035E1 24
Number of Reportable Delinquent Used Vehicle Loans 035E2 106
Amount of Reportable Delinquent New Vehicle Loans 041C1 $256K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $259K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $40K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $212K
Amount of New Vehicle Loans YTD Recoveries 551C1 $1K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $71K
Commercial Share Accounts 643 $1K
Amount of Grants Awarded Year-to-Date 926 $2K
Number of International Remittances originated Year-to-Date 928 7
NCUA data file FS220L (14 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $30K
Total Amount of Loans & Leases on Loan Schedule 025B1 $69.1M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $12.5M
Total outstanding balance of commercial loans to members 400A1 $565K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $565K
Outstanding balance of all member and non-member commercial loans 400T1 $565K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 299.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 549.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 549.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 1,049.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $5.0M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $10.2M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $565K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $565K
NCUA data file FS220M (14 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $6.4M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $4.5M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $63K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $200K
Total Unfunded Commitments for Non-Commercial Loans 816T $14.0M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $2.9M
Total number of member commercial loans 900A1 $3
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 3
Total number of real estate secured member commercial loans 900K2 $3
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 3
Total Number of Member and Nonmember commercial loans 900T1 $3
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 137
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 251
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 403
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $2.0M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $2.5M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $6.8M
Held-to-Maturity Debt Securities > 10 Years AS0072 $2.0M
Total Liabilities LI0069 $107.2M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $123.0M
NCUA data file FS220P (27 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $61K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $5K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $22K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $291
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $565K
Unsecured Credit Card Loans DL0002 $7K
All Other Unsecured Loans/Lines of Credit DL0022 $8K
All Other Unsecured Loans/Lines of Credit DL0023 $7K
All Other Unsecured Loans/Lines of Credit DL0024 $3K
All Other Unsecured Loans/Lines of Credit DL0027 $10K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $5
New Vehicle Loans DL0030 $108K
Used Vehicle Loans DL0037 $87K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $89K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $23K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $16K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $36K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $74K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $5
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $59K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $232K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $15K
Amount of Consumer Loans in Non-Accrual Status DL0145 $390K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $7
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $71K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 25,205
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $11.8M
NCUA data file FS220Q (26 items)

investment portfolio detail (69%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $1.0M
Held-to-maturity Amortized Cost - Federal Agency Securities - Non-Guaranteed - Agency/GSE Debt Instruments - Non-Guaranteed NV0025 $13.3M
Held-to-maturity Fair Value - Federal Agency Securities - Non-Guaranteed - Agency/GSE Debt Instruments - Non-Guaranteed NV0026 $13.2M
Held-to-maturity Amortized Cost - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0033 $13.3M
Held-to-maturity Fair Value - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0034 $13.2M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $13.3M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $5.2M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $3.0M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $988K
Investment Maturity Distribution - Time Deposits - Total NV0116 $9.2M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $13.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $490K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $490K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $5.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $5.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $3.5M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $6.8M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $2.5M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $23.0M
RBC Total Equity RB0001 $15.9M
RBC Allowance for Credit Losses RB0002 $794K
RBC Total Additions RB0005 $794K
RBC Total Deductions RB0009 $1.0M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $15.7M
RBC Risk-Based Capital Numerator RB0012 $15.7M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $1.9M
NCUA data file FS220R (45 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $956K
RBC Schedule Total Investments RB0039 $13.8M
RBC Schedule Total Consumer Loans RB0060 $45.9M
RBC Schedule Total Commercial Loans RB0068 $565K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $794K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $794K
RBC Schedule Total Loans RB0079 $68.3M
RBC Total for Risk Weighting Total Loans RB0081 -$794K
RBC Total Loans 0% Weight RB0082 -$794K
RBC Schedule Total Other Assets RB0088 $6.6M
RBC Total for Risk Weighting Other Assets RB0090 $1.0M
RBC Other Assets 0% Weight RB0091 $1.0M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $123.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $234K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $234K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $123.0M
RBC Allowance for Credit Losses (Loans) RB0177 $794K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 600,753.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 119.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 7,179,473.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 583,284.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $1
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $48K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $4
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $263K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 11.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 2,083,170.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 129,500.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $10.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $713K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 250.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 12,462,434.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Fixed Rate RL0026 2,018,135.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 14,243.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $12.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $2.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $388
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $22.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $2.7M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $17.6M
Total Shares SH0013 $106.4M
Total Shares and Deposits SH0018 $106.7M
Total Non-Member Deposits SH0880 $249K
NCUA data file FS220S (8 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Metro+ Federal Credit Union dba Metro Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

Metro+ Federal Credit Union dba Metro Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Metro+ Federal Credit Union dba Metro Credit Union call report?

The Metro+ Federal Credit Union dba Metro Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Metro+ Federal Credit Union dba Metro Credit Union file?

Metro+ Federal Credit Union dba Metro Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Metro+ Federal Credit Union dba Metro Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Metro+ Federal Credit Union dba Metro Credit Union is 61840.

How often does Metro+ Federal Credit Union dba Metro Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Metro+ Federal Credit Union dba Metro Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.