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Credit union call report ยท Jackson, MS

Mississippi Highway Safety Patrol Federal Credit Union Call Report

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Mississippi Highway Safety Patrol Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 196 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Mississippi Highway Safety Patrol Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number16327
Federal Reserve RSSD ID932482

The official copy: search charter number 16327 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Mississippi Highway Safety Patrol Federal Credit Union call report, Q2 2026

Statement of Financial Condition (26 items)
Mississippi Highway Safety Patrol Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $61K
1c. Total Cash on Hand 730A $61K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.3M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.0M
2. Cash on Deposit (total) 730B $3.3M
3. Time Deposits in Banks and Credit Unions AS0007 $2.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $5.8M
12b. Perpetual Contributed Capital 769B $98K
13. TOTAL OTHER INVESTMENTS AS0017 $98K
15a. Number of Total Loans and Leases 025A 883
15b. Total Loans and Leases 025B $7.1M
17. ACL on Loans and Leases AS0048 $44K
21. NCUA Share Insurance Capitalization Deposit 794 $92K
22d. Accrued Interest on Loans 009A $35K
22e. Accrued Interest on Investments 009B $2K
22f. All Other Assets 009C $42K
22g. Total Other Assets AS0036 $79K
23. TOTAL ASSETS 010 $13.1M
Accounts Payable and Other Liabilities 825 $51K
Member Shares of All Types 013 $9.3M
Total Shares and Deposits 018 $9.3M
Undivided Earnings 940 $3.7M
Net Income (equity) 602 $48K
Total Net Worth 997 $3.7M
Net Worth Ratio 998 28.43%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $13.1M
Statement of Income and Expense (22 items)
Mississippi Highway Safety Patrol Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $275K
3. Income from Investments 120 $59K
5. TOTAL INTEREST INCOME 115 $333K
6. Dividends on Shares 380 $30K
9. TOTAL INTEREST EXPENSE 350 $30K
10. NET INTEREST INCOME IS0010 $303K
12a. Credit Loss Expense - Loans and Leases IS0011 $13K
12e. Total Credit Loss Expense IS0017 $13K
13. Fee Income 131 $11K
14. Other Operating Income IS0020 $9K
23. TOTAL NON-INTEREST INCOME 117 $20K
24. Employee Compensation and Benefits 210 $97K
25. Travel and Conference 230 $9K
26. Office Occupancy 250 $364
27. Office Operations 260 $29K
28. Educational and Promotional 270 $250
29. Loan Servicing 280 $9K
30. Professional and Outside Services 290 $36K
32. Operating Fees 320 $1K
33. Miscellaneous Operating Expense 360 $4K
34. TOTAL NON-INTEREST EXPENSE 671 $187K
35. NET INCOME 661A $123K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Mississippi Highway Safety Patrol Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $59K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $176K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $113K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $110K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $24K
Loans Granted Year-to-Date 031A $148
Amount of Loans Granted Year-to-Date 031B $1.1M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $468K
Number of current members (not number of accounts) 083 1,398
Number of potential members 084 3,800
Interest Rate of Unsecured Credit Card Loans 521 790.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,418.00%
Interest Rate of New Vehicle Loans 523 668.00%
Interest Rate of Used Vehicle Loans 524 761.00%
Total Amount of All Other Shares 630 $170K
Amount of Regular Shares 657 $7.3M
Amount of Share Drafts 902 $813K
IRA/KEOGH Accounts - < 1 Year 906A $125K
Share Certificates - < 1 Year 908A $772K
Total Amount of Share Certificates 908C $832K
Number of Used Vehicle Loans 968 236
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $9.2M
Total Shares - 1-3 Years 013B1 $90K
Total Shares and Deposits - < 1 Year 018A $9.2M
Total Shares and Deposits - 1-3 Years 018B1 $90K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 60
Effective date of last audit 063 $52K
Amount of Used Vehicle Loans 370 $4.4M
Amount of New Vehicle Loans 385 $978K
Amount of Unsecured Credit Card Loans 396 $172K
Amount of All Other Unsecured Loans/Lines of Credit 397 $570K
Share Certificates 451 $33
Number of Accounts for Share Drafts 452 271
IRA/KEOGH Accounts 453 $19
Number of Accounts for Regular Shares 454 1,398
All other shares 455 $135
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 1,856
Number of credit union employees who are Full-Time (26 hours or more) 564A 2
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $308K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,660.00%
Total credit lines 881 $1.0M
NCUA data file FS220B (18 items)

maturity and repricing buckets (40%), credit cards (17%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $5K
Number - Total Delinquent Credit Card Loans 045A 11
Total Amount of Delinquent Unsecured Credit Card Loans 045B $5K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $9.3M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $170K
Amount of Regular Shares - < 1 Year 657A $7.3M
Amount of Share Drafts - < 1 Year 902A $813K
IRA/KEOGH Accounts - 1-3 Years 906B1 $30K
Total Amount of IRA/KEOGH Accounts 906C $155K
Share Certificates - 1-3 Years 908B1 $60K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $36K
Number of New Vehicle Loans 958 35
Total Shares 966 $2K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $90K
Number of Unsecured Credit Card Loans 993 65
Number of All Other Unsecured Loans/Lines of Credit 994 467
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 6
NCUA data file FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Outstanding balance of brokered certificates of deposit and share certificates 788 $2.5M
NCUA data file FS220D (14 items)

member services and products offered (69%), CUSO relationships (27%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Credit Management and Repair 879B6 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Loan Payments 887F $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA data file FS220G (3 items)

loans and leases (32%), participation loans (18%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $4K
Total Aggregate Cash Outlay in CUSOs 853 $4K
Total Credit Lines at Corporate Credit Unions 884 $1.0M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $613K
Total number of TDR loans outstanding 1000F $5
Total amount of TDR loans outstanding 1001F $45K
NCUA data file FS220I (11 items)

vehicle lending (59%), delinquency (44%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $20K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $20K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $150K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $30K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $65K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $90K
Number of Reportable Delinquent New Vehicle Loans 035E1 3
Number of Reportable Delinquent Used Vehicle Loans 035E2 15
Amount of Reportable Delinquent New Vehicle Loans 041C1 $49K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $370K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $2K
NCUA data file FS220L (4 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $883
Total Amount of Loans & Leases on Loan Schedule 025B1 $7.1M
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 726.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $990K
NCUA data file FS220M (4 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $511K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $103K
Total Unfunded Commitments for Non-Commercial Loans 816T $613K
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 80
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $9.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $13.1M
NCUA data file FS220P (13 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
All Other Unsecured Loans/Lines of Credit DL0023 $2K
All Other Unsecured Loans/Lines of Credit DL0024 $7K
All Other Unsecured Loans/Lines of Credit DL0025 $13K
All Other Unsecured Loans/Lines of Credit DL0026 $19K
All Other Unsecured Loans/Lines of Credit DL0027 $40K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $30
Used Vehicle Loans DL0037 $65K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $15K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $3K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $3K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $69K
Amount of Consumer Loans in Non-Accrual Status DL0145 $393K
NCUA data file FS220Q (14 items)

investment portfolio detail (69%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $1.6M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $900K
Investment Maturity Distribution - Time Deposits - Total NV0116 $2.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $98K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $98K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $1.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $900K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $2.6M
RBC Total Equity RB0001 $3.7M
RBC Allowance for Credit Losses RB0002 $44K
RBC Total Additions RB0005 $44K
RBC Total Deductions RB0009 $92K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.7M
RBC Risk-Based Capital Numerator RB0012 $3.7M
NCUA data file FS220R (17 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Mississippi Highway Safety Patrol Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $98K
RBC Schedule Total Consumer Loans RB0060 $7.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $44K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $44K
RBC Schedule Total Loans RB0079 $7.0M
RBC Total for Risk Weighting Total Loans RB0081 -$44K
RBC Total Loans 0% Weight RB0082 -$44K
RBC Schedule Total Other Assets RB0088 $171K
RBC Total for Risk Weighting Other Assets RB0090 $92K
RBC Other Assets 0% Weight RB0091 $92K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $13.1M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $47K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $47K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $13.1M
RBC Allowance for Credit Losses (Loans) RB0177 $44K
Total Shares SH0013 $9.3M
Total Shares and Deposits SH0018 $9.3M

Mississippi Highway Safety Patrol Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Mississippi Highway Safety Patrol Federal Credit Union call report?

The Mississippi Highway Safety Patrol Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Mississippi Highway Safety Patrol Federal Credit Union file?

Mississippi Highway Safety Patrol Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Mississippi Highway Safety Patrol Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Mississippi Highway Safety Patrol Federal Credit Union is 16327.

How often does Mississippi Highway Safety Patrol Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Mississippi Highway Safety Patrol Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.