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Credit union call report ยท Syracuse, NY

Money Federal Credit Union Call Report

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Money Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 245 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Money Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number22566
Federal Reserve RSSD ID308180

The official copy: search charter number 22566 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Money Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Money Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $227K
1c. Total Cash on Hand 730A $227K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $114K
2. Cash on Deposit (total) 730B $3.6M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $3.8M
8. Available-for-Sale Debt Securities AS0067 $24.7M
11. TOTAL INVESTMENT SECURITIES AS0013 $24.7M
12a. Nonperpetual Capital Account 769A $97K
12c. All Other Investments AS0016 $15K
13. TOTAL OTHER INVESTMENTS AS0017 $112K
15a. Number of Total Loans and Leases 025A 1,048
15b. Total Loans and Leases 025B $21.6M
17. ACL on Loans and Leases AS0048 $181K
20. Other Fixed Assets 008 $479K
21. NCUA Share Insurance Capitalization Deposit 794 $407K
22d. Accrued Interest on Loans 009A $93K
22e. Accrued Interest on Investments 009B $102K
22f. All Other Assets 009C $107K
22g. Total Other Assets AS0036 $302K
23. TOTAL ASSETS 010 $51.3M
Accounts Payable and Other Liabilities 825 $551K
Member Shares of All Types 013 $45.1M
Total Shares and Deposits 018 $45.1M
Undivided Earnings 940 $6.4M
Other Reserves 658 $684K
Total Net Worth 997 $7.1M
Net Worth Ratio 998 13.78%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $51.3M
Statement of Income and Expense (23 items)
Money Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $610K
3. Income from Investments 120 $320K
5. TOTAL INTEREST INCOME 115 $930K
6. Dividends on Shares 380 $159K
8. Interest on Borrowed Money 340 $12
9. TOTAL INTEREST EXPENSE 350 $159K
10. NET INTEREST INCOME IS0010 $771K
13. Fee Income 131 $26K
14. Other Operating Income IS0020 $69K
22. Other Non-Operating Income 440 $815
23. TOTAL NON-INTEREST INCOME 117 $95K
24. Employee Compensation and Benefits 210 $400K
25. Travel and Conference 230 $6K
26. Office Occupancy 250 $10K
27. Office Operations 260 $46K
28. Educational and Promotional 270 $12K
29. Loan Servicing 280 $41K
30. Professional and Outside Services 290 $197K
31. Member Insurance 310 $1K
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $40K
34. TOTAL NON-INTEREST EXPENSE 671 $757K
35. NET INCOME 661A $109K
Statement pages - all other filed accounts (19 items)

delinquency (21%), credit cards (21%)

Money Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $126K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $63K
Loans Granted Year-to-Date 031A $130
Amount of Loans Granted Year-to-Date 031B $3.3M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $63K
Number of current members (not number of accounts) 083 3,174
Number of potential members 084 725,086
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 892.00%
Interest Rate of New Vehicle Loans 523 499.00%
Interest Rate of Used Vehicle Loans 524 616.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $3K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $966
Amount of Regular Shares 657 $17.2M
Amount of Share Drafts 902 $11.1M
IRA/KEOGH Accounts - < 1 Year 906A $20K
Share Certificates - < 1 Year 908A $182K
Total Amount of Share Certificates 908C $8.7M
Total Amount of Money Market Shares 911 $6.6M
Number of Used Vehicle Loans 968 279
NCUA data file FS220A (19 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Money Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $35.1M
Total Shares - 1-3 Years 013B1 $9.9M
Total Shares - > 3 Years 013B2 $122K
Total Shares and Deposits - < 1 Year 018A $35.1M
Total Shares and Deposits - 1-3 Years 018B1 $9.9M
Total Shares and Deposits - > 3 Years 018B2 $122K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 1
Effective date of last audit 063 $22K
Amount of Used Vehicle Loans 370 $4.2M
Amount of New Vehicle Loans 385 $2.2M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.9M
Share Certificates 451 $452
Number of Accounts for Share Drafts 452 2,072
IRA/KEOGH Accounts 453 $59
Number of Accounts for Regular Shares 454 4,005
Money Market Shares 458 $227
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 6,815
Number of credit union employees who are Full-Time (26 hours or more) 564A 8
Total credit lines 881 $9.2M
NCUA data file FS220B (19 items)

maturity and repricing buckets (40%), credit cards (17%)

Money Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $3.7M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $3.7M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $41.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $17.2M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $11.1M
IRA/KEOGH Accounts - 1-3 Years 906B1 $1.3M
IRA/KEOGH Accounts - > 3 Years 906B2 $78K
Total Amount of IRA/KEOGH Accounts 906C $1.4M
Share Certificates - 1-3 Years 908B1 $8.5M
Share Certificates - > 3 Years 908B2 $44K
Money Market Shares - < 1 Year 911A $6.6M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $468K
Number of New Vehicle Loans 958 113
Total Shares 966 $7K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $11K
Number of All Other Unsecured Loans/Lines of Credit 994 381
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 27
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Money Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $4.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $744K
NCUA data file FS220D (29 items)

member services and products offered (69%), CUSO relationships (27%)

Money Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Deposits and Shares Meeting 703.10(a) 879M $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (3 items)

loans and leases (32%), participation loans (18%)

Money Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $452K
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $452K
Total Credit Lines at Corporate Credit Unions 884 $4.9M
NCUA data file FS220H (7 items)

student loans (43%), delinquency (27%)

Money Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $50K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 892.00%
Amount of Non-Federally Guaranteed Student Loans 698A $1.3M
Total Unfunded Commitments for all loan types 816A $2.3M
Number of Non-Federally Guaranteed Student Loans 963A 40
Total number of TDR loans outstanding 1000F $2
Total amount of TDR loans outstanding 1001F $24K
NCUA data file FS220I (2 items)

vehicle lending (59%), delinquency (44%)

Money Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $556
Number of International Remittances originated Year-to-Date 928 7
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Money Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $21.6M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $6.2M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 561.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 412.80%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 441.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $227K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $5.6M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Money Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $1.4M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $957K
Total Unfunded Commitments for Non-Commercial Loans 816T $2.3M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 73
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 136
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 26
NCUA data file FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Money Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $3.5M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $8.0M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $8.6M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $4.3M
Available-for-sale Debt Securities > 10 Years AS0066 $266K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$1.4M
Total Liabilities LI0069 $45.7M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $3K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $51.3M
NCUA data file FS220P (8 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Money Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $3K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $966
All Other Unsecured Loans/Lines of Credit DL0022 $7K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $69K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $63K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $63K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $1
Amount of Consumer Loans in Non-Accrual Status DL0145 $63K
NCUA data file FS220Q (26 items)

investment portfolio detail (69%)

Money Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $4.4M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $5.4M
Available-for-sale Fair Value - US Government Obligations NV0004 $5.1M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Other Asset-Backed Securities NV0047 $46K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Other Asset-Backed Securities NV0048 $45K
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0051 $46K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0052 $45K
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $20.7M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $19.6M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $26.2M
Total Fair Value Available-for-Sale Debt Securities NV0084 $24.7M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $24.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $112K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $112K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $3.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $8.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $8.6M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $4.3M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $266K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $24.8M
RBC Total Equity RB0001 $7.1M
RBC Allowance for Credit Losses RB0002 $181K
RBC Total Additions RB0005 $181K
RBC Total Deductions RB0009 $407K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $6.8M
RBC Risk-Based Capital Numerator RB0012 $6.8M
NCUA data file FS220R (34 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Money Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $24.8M
RBC Schedule Total Consumer Loans RB0060 $9.8M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $181K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $181K
RBC Schedule Total Loans RB0079 $21.4M
RBC Total for Risk Weighting Total Loans RB0081 -$181K
RBC Total Loans 0% Weight RB0082 -$181K
RBC Schedule Total Other Assets RB0088 $1.2M
RBC Total for Risk Weighting Other Assets RB0090 $407K
RBC Other Assets 0% Weight RB0091 $407K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $51.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $226K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $226K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $51.3M
RBC Allowance for Credit Losses (Loans) RB0177 $181K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 28.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 3,153,667.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 45.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 2,463,620.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $5.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 104.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 4,492,881.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 823,850.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 9,810.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 31.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 1,670,879.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $6.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $824K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $209
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $11.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $824K
Total Shares SH0013 $45.1M
Total Shares and Deposits SH0018 $45.1M

Money Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Money Federal Credit Union call report?

The Money Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Money Federal Credit Union file?

Money Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Money Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Money Federal Credit Union is 22566.

How often does Money Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Money Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.