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Moonlight Federal Credit Union: Delinquency Ratio

0.06% Within the BankRegReports reference band

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 24978) · FFIEC NIC profile (RSSD 1013397)

Moonlight Federal Credit Union reported a delinquency ratio of 0.06% as of Q2 2026. The delinquency ratio is loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.

NCUA sets no threshold for the delinquency ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.

4-Quarter Trend

Q3 2025 Q2 2026 (latest)
Q2 20260.06%
Q1 20260.06%
Q4 20250.05%
Q3 20250.19%

What Delinquency Ratio Means

Loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.

Full definition & formula →

Delinquency Ratio against similar-size credit unions

Compared with 2,479 credit unions with under $100M in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.06% 0.86% over 90th top

Explore more for Moonlight Federal Credit Union: net worth ratio · return on assets · loan-to-share · or browse all credit unions.