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MT. Rainier Federal Credit Union: Loan-to-Share Ratio

31.61% Within the BankRegReports reference band

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 68747) · FFIEC NIC profile (RSSD 679581)

MT. Rainier Federal Credit Union reported a loan-to-share ratio of 31.61% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

NCUA sets no threshold for the loan-to-share ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.

3-Quarter Trend

Q4 2025 Q2 2026 (latest)
Q2 202631.61%
Q1 202628.84%
Q4 202520.08%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Loan-to-Share Ratio against similar-size credit unions

Compared with 2,479 credit unions with under $100M in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 31.61% 58.92% 13th position only

Explore more for MT. Rainier Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.