Skip to main content

Credit union call report ยท Moorestown, NJ

New Jersey Community Federal Credit Union Call Report

BankRegReports is independent of New Jersey Community Federal Credit Union and never asks for online banking logins or passwords.

New Jersey Community Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 245 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

New Jersey Community Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number9555
Federal Reserve RSSD ID80785

The official copy: search charter number 9555 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

New Jersey Community Federal Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
New Jersey Community Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $40K
1b. Cash Items in Process of Collection AS0005 $15K
1c. Total Cash on Hand 730A $55K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $303K
2. Cash on Deposit (total) 730B $303K
3. Time Deposits in Banks and Credit Unions AS0007 $4.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $4.6M
8. Available-for-Sale Debt Securities AS0067 $1.4M
9. Held-to-Maturity Debt Securities AS0073 $400K
11. TOTAL INVESTMENT SECURITIES AS0013 $1.8M
12b. Perpetual Contributed Capital 769B $43K
13. TOTAL OTHER INVESTMENTS AS0017 $43K
15a. Number of Total Loans and Leases 025A 238
15b. Total Loans and Leases 025B $2.3M
16. Allowance for Losses on Loans and Leases 719 $11K
21. NCUA Share Insurance Capitalization Deposit 794 $79K
22d. Accrued Interest on Loans 009A $6K
22e. Accrued Interest on Investments 009B $21K
22f. All Other Assets 009C $23K
22g. Total Other Assets AS0036 $50K
23. TOTAL ASSETS 010 $8.8M
Accounts Payable and Other Liabilities 825 $34K
Member Shares of All Types 013 $8.0M
Total Shares and Deposits 018 $8.0M
Undivided Earnings 940 $894K
Total Net Worth 997 $894K
Net Worth Ratio 998 10.15%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $8.8M
Statement of Income and Expense (19 items)
New Jersey Community Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $78K
3. Income from Investments 120 $109K
5. TOTAL INTEREST INCOME 115 $187K
6. Dividends on Shares 380 $12K
8. Interest on Borrowed Money 340 $2
9. TOTAL INTEREST EXPENSE 350 $12K
10. NET INTEREST INCOME IS0010 $175K
11. Provision for Loan and Lease Losses 300 $14K
13. Fee Income 131 $41K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$1K
23. TOTAL NON-INTEREST INCOME 117 $39K
25. Travel and Conference 230 $3K
27. Office Operations 260 $59K
28. Educational and Promotional 270 $196
29. Loan Servicing 280 $12K
30. Professional and Outside Services 290 $106K
32. Operating Fees 320 $435
34. TOTAL NON-INTEREST EXPENSE 671 $180K
35. NET INCOME 661A $21K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

New Jersey Community Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $8K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $40K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $298
Loans Granted Year-to-Date 031A $10
Amount of Loans Granted Year-to-Date 031B $123K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $48K
Number of current members (not number of accounts) 083 754
Number of potential members 084 105,585
Interest Rate of Unsecured Credit Card Loans 521 1,090.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,458.00%
Interest Rate of New Vehicle Loans 523 534.00%
Interest Rate of Used Vehicle Loans 524 478.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $23K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $1K
Total Amount of All Other Shares 630 $259K
Amount of Regular Shares 657 $5.6M
Amount of Share Drafts 902 $1.0M
IRA/KEOGH Accounts - < 1 Year 906A $229K
Share Certificates - < 1 Year 908A $346K
Total Amount of Share Certificates 908C $358K
Total Amount of Money Market Shares 911 $518K
Number of Used Vehicle Loans 968 35
NCUA data file FS220A (22 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

New Jersey Community Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $8.0M
Total Shares - 1-3 Years 013B1 $6K
Total Shares - > 3 Years 013B2 $6K
Total Shares and Deposits - < 1 Year 018A $8.0M
Total Shares and Deposits - 1-3 Years 018B1 $6K
Total Shares and Deposits - > 3 Years 018B2 $6K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 7
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $473K
Amount of New Vehicle Loans 385 $39K
Amount of Unsecured Credit Card Loans 396 $128K
Amount of All Other Unsecured Loans/Lines of Credit 397 $297K
Share Certificates 451 $17
Number of Accounts for Share Drafts 452 218
IRA/KEOGH Accounts 453 $18
Number of Accounts for Regular Shares 454 760
All other shares 455 $90
Money Market Shares 458 $9
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 1,112
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $99K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,767.00%
Total credit lines 881 $500K
NCUA data file FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

New Jersey Community Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $809
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $21K
Number - Total Delinquent Credit Card Loans 045A 4
Total Amount of Delinquent Unsecured Credit Card Loans 045B $22K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $8K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $8K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $8.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
All other shares - < 1 Year 630A $259K
Amount of Regular Shares - < 1 Year 657A $5.6M
Fair value of Held to Maturity Securities 801 $368K
Amount of Share Drafts - < 1 Year 902A $1.0M
Total Amount of IRA/KEOGH Accounts 906C $229K
Share Certificates - 1-3 Years 908B1 $6K
Share Certificates - > 3 Years 908B2 $6K
Money Market Shares - < 1 Year 911A $518K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $47K
Number of New Vehicle Loans 958 3
Total Shares 966 $1K
Number of Unsecured Credit Card Loans 993 105
Number of All Other Unsecured Loans/Lines of Credit 994 59
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 1
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

New Jersey Community Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $175K
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $112K
Amount of Participation Loans Purchased Year-to-Date 690 $44K
NCUA data file FS220D (16 items)

member services and products offered (69%), CUSO relationships (27%)

New Jersey Community Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
No Cost Bill Payer 879C2 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Online Banking PI0009 $1
NCUA data file FS220G (2 items)

loans and leases (32%), participation loans (18%)

New Jersey Community Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $71K
Total Credit Lines at Corporate Credit Unions 884 $500K
NCUA data file FS220H (7 items)

student loans (43%), delinquency (27%)

New Jersey Community Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Interest Rate on Non-Federally Guaranteed Student Loans 595A 1,050.00%
Outstanding Amount of Non-Federally Guaranteed Student Loans Participations Purchased 691L7 $410
Amount of Non-Federally Guaranteed Student Loans 698A $410
Total Unfunded Commitments for all loan types 816A $321K
Number of Non-Federally Guaranteed Student Loans 963A 6
Total number of TDR loans outstanding 1000F $1
Total amount of TDR loans outstanding 1001F $62K
NCUA data file FS220I (2 items)

vehicle lending (59%), delinquency (44%)

New Jersey Community Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Commercial Share Accounts 643 $164
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $2K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

New Jersey Community Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $238
Total Amount of Loans & Leases on Loan Schedule 025B1 $2.3M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $552K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 670.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 475.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 799.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $25K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $774K
NCUA data file FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

New Jersey Community Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $287K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $17K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $17K
Total Unfunded Commitments for Non-Commercial Loans 816T $321K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 11
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 17
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 2
NCUA data file FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

New Jersey Community Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $32K
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $220K
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $411K
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $740K
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $200K
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $200K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$140K
Total Liabilities LI0069 $8.1M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $8.8M
NCUA data file FS220P (8 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

New Jersey Community Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $23K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $1K
All Other Unsecured Loans/Lines of Credit DL0024 $8K
All Other Unsecured Loans/Lines of Credit DL0025 $18K
All Other Unsecured Loans/Lines of Credit DL0026 $298
All Other Unsecured Loans/Lines of Credit DL0027 $26K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
Amount of Consumer Loans in Non-Accrual Status DL0145 $26K
NCUA data file FS220Q (29 items)

investment portfolio detail (69%)

New Jersey Community Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - US Government Obligations NV0003 $1.5M
Available-for-sale Fair Value - US Government Obligations NV0004 $1.4M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $400K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $368K
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $400K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $368K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $400K
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $1.5M
Total Fair Value Available-for-Sale Debt Securities NV0084 $1.4M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $1.8M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $2.4M
Investment Maturity Distribution - Time Deposits - Total NV0116 $4.2M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $1.4M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $400K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >3-5 Years NV0143 $43K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $43K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $1.8M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $2.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $654K
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $740K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $6.0M
RBC Total Equity RB0001 $894K
RBC Allowance for Credit Losses RB0002 $11K
RBC Total Additions RB0005 $11K
RBC Total Deductions RB0009 $79K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $826K
RBC Risk-Based Capital Numerator RB0012 $826K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $71K
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Vehicle - Non-commercial SL0037 $44K
NCUA data file FS220R (39 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

New Jersey Community Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $1.8M
RBC Schedule Total Consumer Loans RB0060 $962K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $11K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $11K
RBC Schedule Total Loans RB0079 $2.3M
RBC Total for Risk Weighting Total Loans RB0081 -$11K
RBC Total Loans 0% Weight RB0082 -$11K
RBC Schedule Total Other Assets RB0088 $129K
RBC Total for Risk Weighting Other Assets RB0090 $79K
RBC Other Assets 0% Weight RB0091 $79K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $8.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $68K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $68K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $8.8M
RBC Allowance for Credit Losses (Loans) RB0177 $11K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 4.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 345,172.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 4.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 233,151.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $1
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $21K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 174,089.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 129,063.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $774K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $129K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 10.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 275,520.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 7.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 276,176.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 106,906.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $552K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $107K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $28
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $1.3M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $236K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $550K
Total Shares SH0013 $8.0M
Total Shares and Deposits SH0018 $8.0M

New Jersey Community Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the New Jersey Community Federal Credit Union call report?

The New Jersey Community Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does New Jersey Community Federal Credit Union file?

New Jersey Community Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the New Jersey Community Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for New Jersey Community Federal Credit Union is 9555.

How often does New Jersey Community Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

New Jersey Community Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.