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Credit union call report ยท Knoxville, TN

New South Credit Union Call Report

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New South Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 249 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

New South Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number60645
Federal Reserve RSSD ID587592

The official copy: search charter number 60645 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

New South Credit Union call report, Q2 2026

Statement of Financial Condition (27 items)
New South Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.1M
1c. Total Cash on Hand 730A $1.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $5.8M
2. Cash on Deposit (total) 730B $5.8M
3. Time Deposits in Banks and Credit Unions AS0007 $45.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $52.4M
12a. Nonperpetual Capital Account 769A $10
12b. Perpetual Contributed Capital 769B $67K
13. TOTAL OTHER INVESTMENTS AS0017 $67K
15a. Number of Total Loans and Leases 025A 2,691
15b. Total Loans and Leases 025B $33.4M
17. ACL on Loans and Leases AS0048 $326K
19. Land and Building 007 $2.8M
20. Other Fixed Assets 008 $97K
21. NCUA Share Insurance Capitalization Deposit 794 $671K
22d. Accrued Interest on Loans 009A $73K
22e. Accrued Interest on Investments 009B $156K
22f. All Other Assets 009C $955K
22g. Total Other Assets AS0036 $1.2M
23. TOTAL ASSETS 010 $90.3M
Accounts Payable and Other Liabilities 825 $710K
Member Shares of All Types 013 $76.1M
Total Shares and Deposits 018 $76.1M
Undivided Earnings 940 $13.2M
Total Net Worth 997 $13.5M
Net Worth Ratio 998 14.91%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $90.3M
Statement of Income and Expense (20 items)
New South Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.0M
3. Income from Investments 120 $965K
5. TOTAL INTEREST INCOME 115 $2.0M
7. Interest on Deposits 381 $429K
9. TOTAL INTEREST EXPENSE 350 $429K
10. NET INTEREST INCOME IS0010 $1.6M
13. Fee Income 131 $96K
14. Other Operating Income IS0020 $367K
23. TOTAL NON-INTEREST INCOME 117 $463K
24. Employee Compensation and Benefits 210 $653K
25. Travel and Conference 230 $1K
26. Office Occupancy 250 $57K
27. Office Operations 260 $149K
28. Educational and Promotional 270 $9K
29. Loan Servicing 280 $1K
30. Professional and Outside Services 290 $251K
32. Operating Fees 320 $18K
33. Miscellaneous Operating Expense 360 $137K
34. TOTAL NON-INTEREST EXPENSE 671 $1.3M
35. NET INCOME 661A $739K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

New South Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $312K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $4K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $52
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $5K
Loans Granted Year-to-Date 031A $344
Amount of Loans Granted Year-to-Date 031B $7.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $37K
Number of current members (not number of accounts) 083 6,739
Number of potential members 084 250,000
Interest Rate of Unsecured Credit Card Loans 521 1,390.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 976.00%
Interest Rate of New Vehicle Loans 523 551.00%
Interest Rate of Used Vehicle Loans 524 652.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $56K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $46K
Total Amount of All Other Shares 630 $183K
Amount of Regular Shares 657 $33.3M
Amount of Share Drafts 902 $14.6M
IRA/KEOGH Accounts - < 1 Year 906A $2.0M
Share Certificates - < 1 Year 908A $18.2M
Total Amount of Share Certificates 908C $20.3M
Total Amount of Money Market Shares 911 $5.8M
Number of Used Vehicle Loans 968 558
NCUA data file FS220A (22 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

New South Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $74.1M
Total Shares - 1-3 Years 013B1 $1.7M
Total Shares - > 3 Years 013B2 $307K
Total Shares and Deposits - < 1 Year 018A $74.1M
Total Shares and Deposits - 1-3 Years 018B1 $1.7M
Total Shares and Deposits - > 3 Years 018B2 $307K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 16
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $5.0M
Amount of New Vehicle Loans 385 $15.9M
Amount of Unsecured Credit Card Loans 396 $377K
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.8M
Share Certificates 451 $461
Number of Accounts for Share Drafts 452 3,576
IRA/KEOGH Accounts 453 $97
Number of Accounts for Regular Shares 454 7,486
All other shares 455 $369
Money Market Shares 458 $115
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 12,104
Number of credit union employees who are Full-Time (26 hours or more) 564A 21
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Total credit lines 881 $2.0M
NCUA data file FS220B (18 items)

maturity and repricing buckets (40%), credit cards (17%)

New South Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $6.9M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $6.9M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $69.2M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $183K
Amount of Regular Shares - < 1 Year 657A $33.3M
Amount of Share Drafts - < 1 Year 902A $14.6M
Total Amount of IRA/KEOGH Accounts 906C $2.0M
Share Certificates - 1-3 Years 908B1 $1.7M
Share Certificates - > 3 Years 908B2 $307K
Money Market Shares - < 1 Year 911A $5.8M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.1M
Number of New Vehicle Loans 958 641
Total Shares 966 $12K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $223K
Number of Unsecured Credit Card Loans 993 399
Number of All Other Unsecured Loans/Lines of Credit 994 833
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 41
NCUA data file FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

New South Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $7K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $5K
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $10.7M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $282K
NCUA data file FS220D (20 items)

member services and products offered (69%), CUSO relationships (27%)

New South Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (8 items)

loans and leases (32%), participation loans (18%)

New South Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $299K
Total Outstanding Amount of Participation Loans Purchased By Type 691L $80K
Total Value of Investments in CUSOs 851 $18K
Total Aggregate Cash Outlay in CUSOs 853 $18K
Assets Pledged to Secure Borrowings 878 $10K
Total Credit Lines at Corporate Credit Unions 884 $2.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $299K
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $299K
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

New South Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.7M
Total number of TDR loans outstanding 1000F $6
Total amount of TDR loans outstanding 1001F $20K
NCUA data file FS220I (9 items)

vehicle lending (59%), delinquency (44%)

New South Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $108K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $186K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $3K
Number of Reportable Delinquent Used Vehicle Loans 035E2 6
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $29K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $6K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $23K
Commercial Share Accounts 643 $5K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $4K
NCUA data file FS220L (10 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

New South Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $33.4M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $680K
Amount of All Other Real Estate Loans/Lines of Credit 386B $598K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 708.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 577.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 552.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 588.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $3.2M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $4.8M
NCUA data file FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

New South Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.3M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $350K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.7M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 55
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 18
Number of All Other Real Estate Loans/Lines of Credit 960B 12
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 175
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

New South Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $76.8M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $391K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $90.3M
NCUA data file FS220P (12 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

New South Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $50K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $23K
All Other Unsecured Loans/Lines of Credit DL0022 $12K
All Other Unsecured Loans/Lines of Credit DL0023 $8K
All Other Unsecured Loans/Lines of Credit DL0024 $1K
All Other Unsecured Loans/Lines of Credit DL0025 $52
All Other Unsecured Loans/Lines of Credit DL0027 $9K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $10
Used Vehicle Loans DL0037 $26K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $33K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $2K
Amount of Consumer Loans in Non-Accrual Status DL0145 $4K
NCUA data file FS220Q (20 items)

investment portfolio detail (69%)

New South Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $10K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $13.0M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $24.2M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $8.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $45.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $67K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $67K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $13.0M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $24.2M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $8.2M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $67K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $45.5M
RBC Total Equity RB0001 $13.5M
RBC Allowance for Credit Losses RB0002 $326K
RBC Total Additions RB0005 $326K
RBC Total Deductions RB0009 $671K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $13.1M
RBC Risk-Based Capital Numerator RB0012 $13.1M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $25K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $55K
NCUA data file FS220R (37 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

New South Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $67K
RBC Schedule Total Consumer Loans RB0060 $27.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $326K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $326K
RBC Schedule Total Loans RB0079 $33.1M
RBC Total for Risk Weighting Total Loans RB0081 -$326K
RBC Total Loans 0% Weight RB0082 -$326K
RBC Schedule Total Other Assets RB0088 $4.8M
RBC Total for Risk Weighting Other Assets RB0090 $671K
RBC Other Assets 0% Weight RB0091 $671K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $90.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $346K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $346K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $90.3M
RBC Allowance for Credit Losses (Loans) RB0177 $326K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 7.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,376,736.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 520,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 47.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 3,078,200.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 225,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $1
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $307K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $4.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $745K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 18.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 679,563.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $680K
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 12.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 598,352.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $598K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $85
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $6.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $745K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $541K
Total Shares SH0013 $76.1M
Total Shares and Deposits SH0018 $76.1M
NCUA data file FS220S (4 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

New South Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Acquire participation loans PP0044 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

New South Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the New South Credit Union call report?

The New South Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does New South Credit Union file?

New South Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the New South Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for New South Credit Union is 60645.

How often does New South Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

New South Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.