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Normal City Employees Federal Credit Union: Loan-to-Share Ratio

70.72% Meets the NCUA threshold

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 14972) · FFIEC NIC profile (RSSD 995580)

Normal City Employees Federal Credit Union reported a loan-to-share ratio of 70.72% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

12-Quarter Trend

Q1 2025 Latest
Q2 202670.72%
Q1 202673.58%
Q4 202575.28%
Q3 202575.51%
Q2 202573.88%
Q1 202570.70%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Explore more for Normal City Employees Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.