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Credit union call report ยท Gibsonia, PA

North Districts Community Credit Union Call Report

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North Districts Community Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 250 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

North Districts Community Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number61636
Federal Reserve RSSD ID919698

The official copy: search charter number 61636 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

North Districts Community Credit Union call report, Q2 2026

Statement of Financial Condition (33 items)
North Districts Community Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $164K
1c. Total Cash on Hand 730A $164K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $4.1M
2. Cash on Deposit (total) 730B $4.1M
3. Time Deposits in Banks and Credit Unions AS0007 $24.7M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $28.9M
8. Available-for-Sale Debt Securities AS0067 $249K
11. TOTAL INVESTMENT SECURITIES AS0013 $249K
12b. Perpetual Contributed Capital 769B $137K
13. TOTAL OTHER INVESTMENTS AS0017 $137K
15a. Number of Total Loans and Leases 025A 1,291
15b. Total Loans and Leases 025B $14.1M
17. ACL on Loans and Leases AS0048 $337K
18c. Foreclosed/Repossessed - Vehicles AS0024 $20K
18e. Foreclosed/Repossessed Assets (total) 798A $20K
19. Land and Building 007 $1.7M
20. Other Fixed Assets 008 $23K
21. NCUA Share Insurance Capitalization Deposit 794 $372K
22d. Accrued Interest on Loans 009A $53K
22e. Accrued Interest on Investments 009B $107K
22f. All Other Assets 009C $51K
22g. Total Other Assets AS0036 $211K
23. TOTAL ASSETS 010 $45.4M
Accounts Payable and Other Liabilities 825 $24K
Accrued Dividends and Interest Payable 820A $134K
Member Shares of All Types 013 $38.3M
Total Shares and Deposits 018 $38.3M
Undivided Earnings 940 $6.4M
Other Reserves 658 $378K
Net Income (equity) 602 $235K
Total Net Worth 997 $7.0M
Net Worth Ratio 998 15.42%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $45.4M
Statement of Income and Expense (21 items)
North Districts Community Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $550K
3. Income from Investments 120 $585K
5. TOTAL INTEREST INCOME 115 $1.1M
6. Dividends on Shares 380 $171K
9. TOTAL INTEREST EXPENSE 350 $171K
10. NET INTEREST INCOME IS0010 $964K
12a. Credit Loss Expense - Loans and Leases IS0011 $70K
12e. Total Credit Loss Expense IS0017 $70K
13. Fee Income 131 $43K
14. Other Operating Income IS0020 $1K
23. TOTAL NON-INTEREST INCOME 117 $44K
24. Employee Compensation and Benefits 210 $410K
26. Office Occupancy 250 $63K
27. Office Operations 260 $119K
28. Educational and Promotional 270 $15K
29. Loan Servicing 280 $59K
30. Professional and Outside Services 290 $24K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $8K
34. TOTAL NON-INTEREST EXPENSE 671 $703K
35. NET INCOME 661A $235K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

North Districts Community Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $84K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $249K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $188K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $151K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $14K
Loans Granted Year-to-Date 031A $107
Amount of Loans Granted Year-to-Date 031B $1.7M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $661K
Number of current members (not number of accounts) 083 3,180
Number of potential members 084 150,000
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 999.00%
Interest Rate of New Vehicle Loans 523 599.00%
Interest Rate of Used Vehicle Loans 524 699.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $88K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $41K
Amount of Regular Shares 657 $24.8M
Amount of Share Drafts 902 $6.2M
Share Certificates - < 1 Year 908A $7.2M
Total Amount of Share Certificates 908C $7.3M
Number of Used Vehicle Loans 968 216
NCUA data file FS220A (17 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

North Districts Community Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $38.2M
Total Shares - 1-3 Years 013B1 $42K
Total Shares and Deposits - < 1 Year 018A $38.2M
Total Shares and Deposits - 1-3 Years 018B1 $42K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 52
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $2.8M
Amount of New Vehicle Loans 385 $1.1M
Amount of Unsecured Credit Card Loans 396 $1.4M
Amount of All Other Unsecured Loans/Lines of Credit 397 $816K
Share Certificates 451 $359
Number of Accounts for Share Drafts 452 1,281
Number of Accounts for Regular Shares 454 3,682
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,322
Number of credit union employees who are Full-Time (26 hours or more) 564A 6
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Total credit lines 881 $1.4M
NCUA data file FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

North Districts Community Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $11K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $38K
Number - Total Delinquent Credit Card Loans 045A 13
Total Amount of Delinquent Unsecured Credit Card Loans 045B $57K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $588K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $588K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $37.7M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $24.8M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $52K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $3K
Amount of Share Drafts - < 1 Year 902A $6.2M
Share Certificates - 1-3 Years 908B1 $42K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $117K
Number of New Vehicle Loans 958 73
Total Shares 966 $5K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $62K
Number of Unsecured Credit Card Loans 993 581
Number of All Other Unsecured Loans/Lines of Credit 994 213
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 3
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

North Districts Community Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $2.3M
Outstanding balance of brokered certificates of deposit and share certificates 788 $2.5M
NCUA data file FS220D (25 items)

member services and products offered (69%), CUSO relationships (27%)

North Districts Community Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Credit Management and Repair 879B6 $1
No Cost Bill Payer 879C2 $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (2 items)

loans and leases (32%), participation loans (18%)

North Districts Community Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Assets Pledged to Secure Borrowings 878 $1.0M
Total Credit Lines at Corporate Credit Unions 884 $1.4M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

North Districts Community Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.9M
NCUA data file FS220I (13 items)

vehicle lending (59%), delinquency (44%)

North Districts Community Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $24K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $50K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $36K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $28K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $5K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $26K
Number of Reportable Delinquent New Vehicle Loans 035E1 6
Number of Reportable Delinquent Used Vehicle Loans 035E2 14
Amount of Reportable Delinquent New Vehicle Loans 041C1 $63K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $133K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $35K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $2K
Number of International Remittances originated Year-to-Date 928 8
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

North Districts Community Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $14.1M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $6.7M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 599.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 599.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 699.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $124K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.2M
NCUA data file FS220M (5 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

North Districts Community Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.9M
Total Unfunded Commitments for Non-Commercial Loans 816T $2.9M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 24
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 167
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 17
NCUA data file FS220N (4 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

North Districts Community Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $249K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$75
Total Liabilities LI0069 $38.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $45.4M
NCUA data file FS220P (20 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

North Districts Community Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $36K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $3K
Unsecured Credit Card Loans DL0002 $7K
All Other Unsecured Loans/Lines of Credit DL0022 $13K
All Other Unsecured Loans/Lines of Credit DL0023 $15K
All Other Unsecured Loans/Lines of Credit DL0024 $10K
All Other Unsecured Loans/Lines of Credit DL0025 $24K
All Other Unsecured Loans/Lines of Credit DL0026 $5K
All Other Unsecured Loans/Lines of Credit DL0027 $54K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $15
New Vehicle Loans DL0030 $23K
Used Vehicle Loans DL0037 $29K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $33K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $177K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $62K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $115K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $354K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $4
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $74K
Amount of Consumer Loans in Non-Accrual Status DL0145 $632K
NCUA data file FS220Q (25 items)

investment portfolio detail (69%)

North Districts Community Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $1.0M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $249K
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $249K
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $249K
Total Fair Value Available-for-Sale Debt Securities NV0084 $249K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $8.9M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $8.0M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $7.5M
Investment Maturity Distribution - Time Deposits - >5-10 Years NV0114 $250K
Investment Maturity Distribution - Time Deposits - Total NV0116 $24.7M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $249K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $137K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $137K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $9.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $8.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $7.5M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $250K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $137K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $25.0M
RBC Total Equity RB0001 $7.0M
RBC Allowance for Credit Losses RB0002 $337K
RBC Total Additions RB0005 $337K
RBC Total Deductions RB0009 $372K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $7.0M
RBC Risk-Based Capital Numerator RB0012 $7.0M
NCUA data file FS220R (29 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

North Districts Community Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $386K
RBC Schedule Total Consumer Loans RB0060 $6.3M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $337K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $337K
RBC Schedule Total Loans RB0079 $13.7M
RBC Total for Risk Weighting Total Loans RB0081 -$337K
RBC Total Loans 0% Weight RB0082 -$337K
RBC Schedule Total Other Assets RB0088 $2.4M
RBC Total for Risk Weighting Other Assets RB0090 $372K
RBC Other Assets 0% Weight RB0091 $372K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $45.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $35K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $35K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $45.4M
RBC Allowance for Credit Losses (Loans) RB0177 $337K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 24.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,159,973.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 167.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 6,654,897.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 874,903.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $6.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $875K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $191
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $7.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $875K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $1.8M
Total Shares SH0013 $38.3M
Total Shares and Deposits SH0018 $38.3M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

North Districts Community Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
FinTech-Other PP0048 $1

North Districts Community Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the North Districts Community Credit Union call report?

The North Districts Community Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does North Districts Community Credit Union file?

North Districts Community Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the North Districts Community Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for North Districts Community Credit Union is 61636.

How often does North Districts Community Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

North Districts Community Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.