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North Little Rock Educators Federal Credit Union

North Little Rock, AR Credit Union Est. 1956 NCUA #24434 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026

North Little Rock Educators Federal Credit Union is a federally insured credit union headquartered in North Little Rock, AR, established in 1956. As of June 30, 2026, it served 250 members and reported total assets of $553K. All figures are standardized from the credit union's NCUA 5300 call report.

Frequently asked about North Little Rock Educators Federal Credit Union

How big is North Little Rock Educators Federal Credit Union?

North Little Rock Educators Federal Credit Union reported approximately $553K in total assets and 250 members as of Q2 2026.

Is North Little Rock Educators Federal Credit Union well capitalized?

Its net worth ratio was 12.00%. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

Credit Union Profile

Headquarters
North Little Rock, AR 72114
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1956
NCUA Charter #
24434
RSSD ID
810197
Members
250
Potential members
1,000

Size & Membership

Total assets $553K
Total shares & deposits $481K
Total loans $249K
Members 250

Profitability

Return on assets (ROA) -40.33%
Return on equity (ROE) -336.22%
Net interest margin 2.69%
Efficiency ratio 184.87%
Cost of funds 0.14%

Capital & Asset Quality

Net worth $66K
Net worth ratio 12.00%
Net worth category Well capitalized
Delinquency ratio 21.98%
Loan-to-share ratio 51.72%
Yield on assets 2.84%

Net worth category is computed by BankRegReports from the net worth ratio, using NCUA's 7, 6, 4 and 2 percent thresholds. It is not NCUA's determination, which can differ.

Quarterly trends

Last 6 quarters from this credit union's own NCUA 5300 call reports. Balances are as of each quarter end; ratios are annualized.

Assets, loans and shares

Balances at each quarter end. Shares are the credit-union term for member deposits.

Net worth

Balances at each quarter end. Net worth is the credit-union equivalent of equity capital.

Net worth ratio

Net worth over total assets. NCUA calls a credit union well capitalized at 7% and undercapitalized below 6%.

Loan-to-share ratio

Loans over shares and deposits: how much of member money is lent out rather than invested or held in cash.

Delinquency ratio

Loans 60 or more days past due as a share of total loans.

Return on assets and return on equity

Annualized, so each point is a rate rather than a running total.

Net interest margin

Annualized. Interest income less interest expense, over average earning assets.

Members

Reported member count at each quarter end.

Quarterly trend: last 6 quarters

Quarter-over-quarter movement in the four ratios NCUA watches most, from North Little Rock Educators Federal Credit Union's own NCUA 5300 call report filings.

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 12.00% -40.33% 21.98% 51.72%
March 31, 2026 18.86% -3.19% 1.35% 53.55%
December 31, 2025 20.01% 2.67% 1.00% 61.51%
September 30, 2025 16.65% -3.99% — 55.84%
June 30, 2025 15.54% 0.74% 0.48% 52.77%
March 31, 2025 15.66% 0.86% 0.08% 54.80%

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Watch flags

Automated conditions triggered on this credit union's latest NCUA 5300 filing. Advisory only, not a prediction. Each flag is tagged Regulatory when it cites an official NCUA threshold, or BRR analysis when it's our own band.

Delinquency at 21.98%, elevated credit deterioration BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.

Return on assets at -40.33%, operating at a loss BRR analysis What does this mean? →

The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.

Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the National Credit Union Share Insurance Fund (NCUSIF), not the FDIC. See how often this data updates or learn more about our data.