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Credit union call report ยท Maddock, ND

North Star Community Credit Union Call Report

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North Star Community Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 487 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

North Star Community Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number62563
Federal Reserve RSSD ID473798

The official copy: search charter number 62563 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

North Star Community Credit Union call report, Q2 2026

Statement of Financial Condition (36 items)
North Star Community Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $2.9M
1c. Total Cash on Hand 730A $2.9M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.9M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $2.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $12.2M
2. Cash on Deposit (total) 730B $18.7M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $21.6M
6. Equity Securities AS0055 $14.0M
8. Available-for-Sale Debt Securities AS0067 $43.1M
9. Held-to-Maturity Debt Securities AS0073 $8.6M
11. TOTAL INVESTMENT SECURITIES AS0013 $65.7M
12c. All Other Investments AS0016 $281K
13. TOTAL OTHER INVESTMENTS AS0017 $281K
15a. Number of Total Loans and Leases 025A 18,813
15b. Total Loans and Leases 025B $334.7M
17. ACL on Loans and Leases AS0048 $2.9M
19. Land and Building 007 $16.1M
20. Other Fixed Assets 008 $1.5M
21. NCUA Share Insurance Capitalization Deposit 794 $3.6M
22a. Goodwill 009D2 $2.4M
22c. Other Intangible Assets AS0032 $96K
22d. Accrued Interest on Loans 009A $5.0M
22e. Accrued Interest on Investments 009B $253K
22f. All Other Assets 009C $16.6M
22g. Total Other Assets AS0036 $24.4M
23. TOTAL ASSETS 010 $464.8M
Accounts Payable and Other Liabilities 825 $3.3M
Accrued Dividends and Interest Payable 820A $1.7M
Member Shares of All Types 013 $396.3M
Nonmember Deposits 880 $498K
Total Shares and Deposits 018 $396.8M
Undivided Earnings 940 $50.8M
Net Income (equity) 602 $2.7M
Total Net Worth 997 $66.5M
Net Worth Ratio 998 14.31%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $464.8M
Statement of Income and Expense (25 items)
North Star Community Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $11.6M
3. Income from Investments 120 $2.3M
5. TOTAL INTEREST INCOME 115 $13.9M
6. Dividends on Shares 380 $21K
7. Interest on Deposits 381 $3.7M
8. Interest on Borrowed Money 340 $139K
9. TOTAL INTEREST EXPENSE 350 $3.8M
10. NET INTEREST INCOME IS0010 $10.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $850K
12e. Total Credit Loss Expense IS0017 $850K
13. Fee Income 131 $1.8M
14. Other Operating Income IS0020 $263K
23. TOTAL NON-INTEREST INCOME 117 $2.1M
24. Employee Compensation and Benefits 210 $4.9M
25. Travel and Conference 230 $102K
26. Office Occupancy 250 $567K
27. Office Operations 260 $1.2M
28. Educational and Promotional 270 $222K
29. Loan Servicing 280 $271K
30. Professional and Outside Services 290 $948K
31. Member Insurance 310 $10K
32. Operating Fees 320 $102K
33. Miscellaneous Operating Expense 360 $274K
34. TOTAL NON-INTEREST EXPENSE 671 $8.6M
35. NET INCOME 661A $2.7M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

North Star Community Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $3.8M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $1.8M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $1.2M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $3.8M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $41K
Loans Granted Year-to-Date 031A $5K
Amount of Loans Granted Year-to-Date 031B $64.7M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $9.6M
Number of current members (not number of accounts) 083 22,521
Number of potential members 084 277,126
Net Member Business Loan Balance 400A $134.5M
Non-Member Deposits 457 $4
Interest Rate of Unsecured Credit Card Loans 521 1,300.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,074.00%
Interest Rate of New Vehicle Loans 523 474.00%
Interest Rate of Used Vehicle Loans 524 474.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $799K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $70K
Total Amount of All Other Shares 630 $14.6M
Amount of Regular Shares 657 $45.0M
Amount of Share Drafts 902 $81.1M
IRA/KEOGH Accounts - < 1 Year 906A $10.7M
Share Certificates - < 1 Year 908A $125.4M
Total Amount of Share Certificates 908C $161.4M
Total Amount of Money Market Shares 911 $76.2M
Number of Used Vehicle Loans 968 4,986
NCUA form-section FS220A (26 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

North Star Community Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $353.0M
Total Shares - 1-3 Years 013B1 $28.1M
Total Shares - > 3 Years 013B2 $15.2M
Total Shares and Deposits - < 1 Year 018A $353.5M
Total Shares and Deposits - 1-3 Years 018B1 $28.1M
Total Shares and Deposits - > 3 Years 018B2 $15.2M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 331
Amount of Delinquent Indirect Loans 041E $1.1M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $80.3M
Amount of New Vehicle Loans 385 $13.6M
Amount of Unsecured Credit Card Loans 396 $6.7M
Amount of All Other Unsecured Loans/Lines of Credit 397 $5.9M
Share Certificates 451 $6K
Number of Accounts for Share Drafts 452 13,195
IRA/KEOGH Accounts 453 $1K
Number of Accounts for Regular Shares 454 23,043
All other shares 455 $4K
Money Market Shares 458 $2K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 48,527
Number of credit union employees who are Full-Time (26 hours or more) 564A 105
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 9
Number of Outstanding Indirect Loans 617A 3,809
Total Amount of Outstanding Indirect Loans 618A $64.3M
Total credit lines 881 $68.4M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$269K
NCUA form-section FS220B (31 items)

maturity and repricing buckets (40%), credit cards (17%)

North Star Community Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $52K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $119K
Number - Total Delinquent Credit Card Loans 045A 58
Total Amount of Delinquent Unsecured Credit Card Loans 045B $225K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $29.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $29.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $367.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $14.6M
Amount of Regular Shares - < 1 Year 657A $45.0M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $37K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $2K
Fair value of Held to Maturity Securities 801 $8.3M
Does you credit union maintain share/deposit insurance coverage other than the NCUSIF? 875 $1
Dollar amount of shares and/or deposits insured by the company named above 877 $19.8M
Non-Member Deposits - < 1 Year 880A $498K
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $81.1M
IRA/KEOGH Accounts - 1-3 Years 906B1 $5.8M
IRA/KEOGH Accounts - > 3 Years 906B2 $1.5M
Total Amount of IRA/KEOGH Accounts 906C $18.0M
Share Certificates - 1-3 Years 908B1 $22.3M
Share Certificates - > 3 Years 908B2 $13.7M
Money Market Shares - < 1 Year 911A $76.2M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $913K
Number of New Vehicle Loans 958 541
Total Shares 966 $49K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $433K
Number of Unsecured Credit Card Loans 993 5,533
Number of All Other Unsecured Loans/Lines of Credit 994 3,952
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 28
NCUA form-section FS220C (10 items)

charge-offs and recoveries (27%), participation loans (18%)

North Star Community Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $354K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $33K
Number of credit union branches (include the main office if member services are conducted at that location) 566 13
Supplemental Share Information - Accts Held by Member Government Depositors 631 $6.0M
Supplemental Share Information - Accounts Held by Non-Member Government Depositors 632 $498K
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $72.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $6.6M
Amount of Participation Loans Purchased Year-to-Date 690 $10.3M
Amount of Participation Loans Sold Year-to-Date 691 $5.9M
NCUA form-section FS220D (27 items)

member services and products offered (69%), CUSO relationships (27%)

North Star Community Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Credit Management and Repair 879B6 $1
Online Financial Literacy 879B7 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (10 items)

loans and leases (32%), participation loans (18%)

North Star Community Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $13.4M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $28.5M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $8.7M
Total Outstanding Amount of Participation Loans Sold By Type 691N $7.4M
Total Value of Investments in CUSOs 851 $25K
Total Aggregate Cash Outlay in CUSOs 853 $35K
Assets Pledged to Secure Borrowings 878 $118.2M
Total Credit Lines at Corporate Credit Unions 884 $3.1M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $12.9M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $12.9M
NCUA form-section FS220H (3 items)

student loans (43%), delinquency (27%)

North Star Community Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $52.5M
Total number of TDR loans outstanding 1000F $10
Total amount of TDR loans outstanding 1001F $152K
NCUA form-section FS220I (18 items)

vehicle lending (59%), delinquency (44%)

North Star Community Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $144K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $1.0M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $91K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $568K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $541K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $40K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $160K
Number of Reportable Delinquent New Vehicle Loans 035E1 3
Number of Reportable Delinquent Used Vehicle Loans 035E2 101
Amount of Reportable Delinquent New Vehicle Loans 041C1 $131K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $1.5M
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $593K
Amount of New Vehicle Loans YTD Recoveries 551C1 $2K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $51K
Commercial Share Accounts 643 $19.8M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $225K
Total Other Credit Lines 884D $5.9M
Number of International Remittances originated Year-to-Date 928 34
NCUA form-section FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

North Star Community Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Investments 789D $14.0M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $14.0M
NCUA form-section FS220L (65 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

North Star Community Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $19K
Total Amount of Loans & Leases on Loan Schedule 025B1 $334.7M
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $65.6M
Outstanding Balance of Member Commercial Loans to finance agricultural production and other loans to farmers 042A6 $56.0M
Outstanding Balance of purchased or participation interests in commercial loans Secured by Farmland to nonmembers 042A7 $301K
Outstanding Balance of purchased or participation interests in commercial loans to finance agricultural production and other loans to nonmember farmers 042A8 $2.1M
Amount of Agricultural Commercial Loans 042A9 $124.0M
Total number of commercial loans to members granted or purchased YTD 090A1 $183
Total number of purchased commercial loans or participation interests to nonmembers purchased YTD 090B1 $2
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 6
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 2
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $13
Total Number of purchased or participation interests in commercial loans secured by real estate to nonmembers YTD 090K3 $2
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 7
Number of purchased or participation interests in commercial loans secured by Multifamily property to nonmembers purchased YTD 090M1 1
Number of Member Commercial loans Secured by Farmland granted or purchased YTD 099A5 11
Number of Member commercial Loans to finance agricultural production and other loans to farmers granted or purchased YTD 099A6 157
Number of purchased or participation interests in commercial loans secured by farmland to nonmembers purchased YTD 099A7 1
Number of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143A4 8
Outstanding balance of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143B4 $15.2M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $11.7M
Amount of All Other Real Estate Loans/Lines of Credit 386B $605K
Total outstanding balance of commercial loans to members 400A1 $134.5M
Total outstanding balance of nonmember commercial loans 400B1 $18.4M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $663K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $6.3M
Outstanding balance of Member Commercial and Industrial loans 400L2 $5.6M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $206K
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $785K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $64.4M
Outstanding balance of all member and non-member commercial loans 400T1 $152.8M
Dollar Amount of Member Commercial loans Secured by Farmland granted or purchased YTD 463A5 $8.1M
Dollar Amount of Member Commercial loans to finance agricultural production and other loans to farmers granted or purchased YTD 463A6 $37.6M
Dollar Amount of Commercial loans or participation interests to nonmembers Secured by Farmland purchased YTD 463A7 $301K
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $47.2M
Total Dollar amount of nonmember commercial loans purchased YTD 475B1 $1.1M
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $492K
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $513K
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $8.6M
Total Dollar amount of real estate secured commercial loans to nonmembers purchased YTD 475K3 $1.1M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $453K
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property purchased YTD 475M1 $785K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 599.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 699.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 529.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 699.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 529.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 474.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 4
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $150K
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $128K
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $5.8M
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $12.6M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $7.4M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 16
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $7.3M
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $6.3M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $43.1M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $20.0M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $1.5M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $72.1M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $16.3M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $88.5M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $7.4M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 23
NCUA form-section FS220M (28 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

North Star Community Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $948K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $13.5M
Total Unfunded Commitments for Commercial Loans 814K $30.7M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $88K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $2.8M
Total Unfunded Commitments for Non-Commercial Loans 816T $21.7M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $4.3M
Total number of member commercial loans 900A1 $730
Total number of nonmember commercial loans 900B1 $11
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 12
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 48
Total number of real estate secured member commercial loans 900K2 $216
Total number of real estate secured nonmember commercial loans 900K3 $10
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 227
Number of Member Commercial and Industrial loans 900L2 87
Number of member commercial loans Secured by Multifamily Property 900M 2
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 1
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 506
Total Number of Member and Nonmember commercial loans 900T1 $741
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 207
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 151
Number of All Other Real Estate Loans/Lines of Credit 960B 23
Number of member commercial loans Secured by Farmland 961A5 166
Number of member commercial loans to finance agricultural production and other loans to farmers 961A6 415
Number of purchased or participation interests in commercial loans secured by Farmland to nonmembers 961A7 1
Number of purchased or participation interests in commercial loans to finance agricultural production and other loans to farmer nonmembers 961A8 1
Number of Agricultural Commercial Loans 961A9 583
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 2,687
NCUA form-section FS220N (13 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

North Star Community Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities <=1 Year AS0050 $14.0M
Available-for-sale Debt Securities <=1 Year AS0062 $5.9M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $6.8M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $10.5M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $18.7M
Available-for-sale Debt Securities > 10 Years AS0066 $1.1M
Held-to-Maturity Debt Securities <=1 Year AS0068 $3.5M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $2.2M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $1.4M
Held-to-Maturity Debt Securities > 10 Years AS0072 $1.5M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$3.6M
Total Liabilities LI0069 $401.7M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $464.8M
NCUA form-section FS220P (64 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

North Star Community Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $53K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $6K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $105K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $8K
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit Secured by Farmland CH0025 $11K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers CH0034 $1K
Whole or Partial Loans Purchased Under 701.23 - YTD Charge Offs CH0047 $47K
Whole or Partial Loans Purchased Under 701.23 - YTD Recoveries CH0048 $4K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $56.9M
Unsecured Credit Card Loans DL0002 $54K
All Other Unsecured Loans/Lines of Credit DL0022 $69K
All Other Unsecured Loans/Lines of Credit DL0023 $32K
All Other Unsecured Loans/Lines of Credit DL0024 $72K
All Other Unsecured Loans/Lines of Credit DL0025 $25K
All Other Unsecured Loans/Lines of Credit DL0026 $30K
All Other Unsecured Loans/Lines of Credit DL0027 $159K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $73
Used Vehicle Loans DL0037 $230K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $494K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $147K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $107K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $317K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $139K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $710K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $41
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $68K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $81K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $58K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $207K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $4
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0071 $11K
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0075 $14K
Total Dollar Amount of Reportable Delinquency - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0076 $14K
Total Number of Reportable Delinquent Loans - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0077 $1
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Farmland DL0085 $1.3M
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit Secured by Farmland DL0086 $245K
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Secured by Farmland DL0089 $300K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Farmland DL0090 $545K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Farmland DL0091 $2
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0101 $65K
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0103 $484K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0104 $549K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0105 $4
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0113 $673K
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0114 $1.9M
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0115 $486K
Dollar Amount of Reportable Delinquency - 180 - 359 Days Delinquent - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0116 $223K
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0117 $1.4M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0118 $4.0M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0119 $27
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0120 $20K
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0122 $299K
Dollar Amount of Reportable Delinquency - 180 - 359 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0123 $9K
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0124 $1.2M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $1.6M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $17
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $2.7M
Amount of Consumer Loans in Non-Accrual Status DL0145 $2.2M
Amount of Commercial Loans in Non-Accrual Status DL0146 $1.2M
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0147 $34K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 2,898
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $48.7M
Number of Indirect Loans - All Other Loans IN0007 911
Amount of Indirect Loans - All Other Loans IN0008 $15.6M
NCUA form-section FS220Q (51 items)

investment portfolio detail (69%)

North Star Community Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $24.7M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $75.2M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $39.1M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Other Sources LQ0053 $3.8M
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $1.5M
Held-to-maturity Fair Value - US Government Obligations NV0002 $1.5M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $1.2M
Available-for-sale Fair Value - US Government Obligations NV0004 $1.2M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $5.0M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $4.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $18.5M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $16.8M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $2.1M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $1.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $21.8M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $20.1M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $7.1M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $6.8M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $40.3M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $36.9M
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $2.6M
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $2.5M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $2.5M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $2.5M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $8.6M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $46.7M
Total Fair Value Available-for-Sale Debt Securities NV0084 $43.1M
Trading Investments - Equity Securities - Other Equities NV0108 $14.0M
Trading Investments - Equity Securities - Total Equity Securities NV0109 $14.0M
Total Trading Debt and Equity Securities NV0110 $14.0M
Investment Maturity Distribution - Equity Securities - Total NV0122 $14.0M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $43.1M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $8.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $281K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $281K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $23.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $9.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $10.5M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $20.2M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $2.6M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $66.0M
RBC Total Equity RB0001 $67.0M
RBC Allowance for Credit Losses RB0002 $2.9M
RBC Total Additions RB0005 $2.9M
RBC Total Deductions RB0009 $6.1M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $63.8M
RBC Risk-Based Capital Numerator RB0012 $63.8M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - 1- to 4-Family Residential Property SL0045 $9.2M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0049 $1.1M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0051 $5.9M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $1.4M
NCUA form-section FS220R (46 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

North Star Community Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $34.7M
RBC Schedule Total Investments RB0039 $66.0M
RBC Schedule Total Consumer Loans RB0060 $150.3M
RBC Schedule Total Commercial Loans RB0068 $152.8M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $2.9M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $2.9M
RBC Schedule Total Loans RB0079 $331.8M
RBC Total for Risk Weighting Total Loans RB0081 -$2.9M
RBC Total Loans 0% Weight RB0082 -$2.9M
RBC Schedule Total Other Assets RB0088 $45.5M
RBC Total for Risk Weighting Other Assets RB0090 $6.1M
RBC Other Assets 0% Weight RB0091 $6.1M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $464.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $3.2M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $3.2M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $464.8M
RBC Allowance for Credit Losses (Loans) RB0177 $2.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 9.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,335,364.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $11
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $1.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $187
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $17.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $2.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $20.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $2.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 73.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 2,949,816.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 766,509.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 75.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 8,740,151.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 9,575,751.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $11.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $10.3M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 11.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 302,989.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Number of Loans Outstanding RL0035 13.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Amount of Loans Outstanding RL0036 301,766.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $605K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $379
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $32.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $12.4M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $19.9M
Total Shares SH0013 $396.3M
Total Shares and Deposits SH0018 $396.8M
Total Non-Member Deposits SH0880 $498K
NCUA form-section FS220S (6 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

North Star Community Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Unsecured personal loans PP0041 $1
Person-to-Person payments PP0045 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

North Star Community Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the North Star Community Credit Union call report?

The North Star Community Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does North Star Community Credit Union file?

North Star Community Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the North Star Community Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for North Star Community Credit Union is 62563.

How often does North Star Community Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

North Star Community Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.