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Credit union call report ยท Tumwater, WA

O Bee Credit Union Call Report

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O Bee Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 484 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

O Bee Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number60059
Federal Reserve RSSD ID201094

The official copy: search charter number 60059 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

O Bee Credit Union call report, Q2 2026

Statement of Financial Condition (36 items)
O Bee Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $4.3M
1b. Cash Items in Process of Collection AS0005 $2.1M
1c. Total Cash on Hand 730A $6.3M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $211K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $34.1M
2c. Cash on Deposit in Other Financial Institutions 730B2 $307K
2. Cash on Deposit (total) 730B $34.7M
3. Time Deposits in Banks and Credit Unions AS0007 $7.1M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $48.1M
12c. All Other Investments AS0016 $2.0M
13. TOTAL OTHER INVESTMENTS AS0017 $2.0M
15a. Number of Total Loans and Leases 025A 18,949
15b. Total Loans and Leases 025B $603.2M
17. ACL on Loans and Leases AS0048 $6.0M
18c. Foreclosed/Repossessed - Vehicles AS0024 $494K
18e. Foreclosed/Repossessed Assets (total) 798A $494K
19. Land and Building 007 $4.2M
20. Other Fixed Assets 008 $3.7M
21. NCUA Share Insurance Capitalization Deposit 794 $5.2M
22d. Accrued Interest on Loans 009A $3.0M
22e. Accrued Interest on Investments 009B $29K
22f. All Other Assets 009C $12.8M
22g. Total Other Assets AS0036 $15.8M
23. TOTAL ASSETS 010 $676.6M
Accounts Payable and Other Liabilities 825 $12.1M
Accrued Dividends and Interest Payable 820A $174K
ACL on Off-Balance-Sheet Exposures LI0003 $11K
Borrowings (total) 860C $45.8M
Member Shares of All Types 013 $561.7M
Nonmember Deposits 880 $10.2M
Total Shares and Deposits 018 $571.9M
Undivided Earnings 940 $44.5M
Other Reserves 658 $2.1M
Total Net Worth 997 $57.4M
Net Worth Ratio 998 8.68%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $676.6M
Statement of Income and Expense (27 items)
O Bee Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $20.3M
3. Income from Investments 120 $951K
5. TOTAL INTEREST INCOME 115 $21.2M
6. Dividends on Shares 380 $4.9M
7. Interest on Deposits 381 $321K
8. Interest on Borrowed Money 340 $746K
9. TOTAL INTEREST EXPENSE 350 $6.0M
10. NET INTEREST INCOME IS0010 $15.2M
12a. Credit Loss Expense - Loans and Leases IS0011 $2.6M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 -$6K
12e. Total Credit Loss Expense IS0017 $2.6M
13. Fee Income 131 $2.0M
14. Other Operating Income IS0020 $2.5M
16. Gain (Loss) on Other Investments IS0047 $1.2M
22. Other Non-Operating Income 440 $121K
23. TOTAL NON-INTEREST INCOME 117 $5.8M
24. Employee Compensation and Benefits 210 $8.7M
25. Travel and Conference 230 $300K
26. Office Occupancy 250 $612K
27. Office Operations 260 $2.7M
28. Educational and Promotional 270 $372K
29. Loan Servicing 280 $2.0M
30. Professional and Outside Services 290 $1.4M
32. Operating Fees 320 $47K
33. Miscellaneous Operating Expense 360 $259K
34. TOTAL NON-INTEREST EXPENSE 671 $16.3M
35. NET INCOME 661A $2.0M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

O Bee Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $12.3M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2.0M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $715K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $239K
Loans Granted Year-to-Date 031A $3K
Amount of Loans Granted Year-to-Date 031B $106.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $5.8M
Number of current members (not number of accounts) 083 36,634
Number of potential members 084 8,176,300
Net Member Business Loan Balance 400A $108.9M
Non-Member Deposits 457 $2
Interest Rate of Unsecured Credit Card Loans 521 1,325.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 2,800.00%
Interest Rate of New Vehicle Loans 523 624.00%
Interest Rate of Used Vehicle Loans 524 624.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $3.5M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $688K
Total Amount of All Other Shares 630 $158K
Amount of Regular Shares 657 $100.1M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $21.1M
Amount of Share Drafts 902 $123.8M
IRA/KEOGH Accounts - < 1 Year 906A $15.7M
Share Certificates - < 1 Year 908A $194.1M
Total Amount of Share Certificates 908C $207.2M
Total Amount of Money Market Shares 911 $112.7M
Number of Used Vehicle Loans 968 6,305
NCUA form-section FS220A (30 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

O Bee Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
The average of the current and three preceding quarter-end balances 010C $661.2M
Total Shares - < 1 Year 013A $546.5M
Total Shares - 1-3 Years 013B1 $13.2M
Total Shares - > 3 Years 013B2 $2.0M
Total Shares and Deposits - < 1 Year 018A $556.7M
Total Shares and Deposits - 1-3 Years 018B1 $13.2M
Total Shares and Deposits - > 3 Years 018B2 $2.0M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 244
Amount of Delinquent Indirect Loans 041E $3.3M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $119.8M
Amount of New Vehicle Loans 385 $28.5M
Amount of Unsecured Credit Card Loans 396 $18.7M
Amount of All Other Unsecured Loans/Lines of Credit 397 $15.6M
Share Certificates 451 $5K
Number of Accounts for Share Drafts 452 22,240
IRA/KEOGH Accounts 453 $974
Number of Accounts for Regular Shares 454 23,545
All other shares 455 $86
Money Market Shares 458 $3K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 55,128
Number of credit union employees who are Full-Time (26 hours or more) 564A 153
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 11
Number of Outstanding Indirect Loans 617A 7,029
Total Amount of Outstanding Indirect Loans 618A $151.7M
Total credit lines 881 $257.8M
Draws against lines of credit, less than 1 year 883A $5.0M
Draws against lines of credit, 1 to 3 years 883B1 $30.0M
Draws against lines of credit, total amount 883C $35.0M
Total Subordinated Debt included in Net Worth 925A $10.8M
NCUA form-section FS220B (34 items)

maturity and repricing buckets (40%), credit cards (17%)

O Bee Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $133K
Number - Total Delinquent Credit Card Loans 045A 61
Total Amount of Delinquent Unsecured Credit Card Loans 045B $271K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $42.5M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $42.5M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $529.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $158K
Amount of Regular Shares - < 1 Year 657A $100.1M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $414K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $89K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $7.1M
Total Borrowings - < 1 Year 860A $5.0M
Total Borrowings - 1-3 Years 860B1 $30.8M
Total Borrowings - > 3 Years 860B2 $10.0M
Subordinated Debt - 1-3 Years 867B1 $800K
Subordinated Debt - > 3 Years 867B2 $10.0M
Total Amount of Subordinated Debt 867C $10.8M
Non-Member Deposits - < 1 Year 880A $10.2M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $123.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $1.9M
IRA/KEOGH Accounts - > 3 Years 906B2 $161K
Total Amount of IRA/KEOGH Accounts 906C $17.8M
Share Certificates - 1-3 Years 908B1 $11.3M
Share Certificates - > 3 Years 908B2 $1.9M
Money Market Shares - < 1 Year 911A $112.7M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $599K
Number of New Vehicle Loans 958 1,055
Total Shares 966 $55K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $1.1M
Number of Unsecured Credit Card Loans 993 5,647
Number of All Other Unsecured Loans/Lines of Credit 994 2,613
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 29
NCUA form-section FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

O Bee Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $2.5M
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $506K
Number of credit union branches (include the main office if member services are conducted at that location) 566 6
Supplemental Share Information - Accounts Held by Non-Member Government Depositors 632 $10.0M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $119.0M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $7.9M
Amount of Participation Loans Sold Year-to-Date 691 $20.6M
NCUA form-section FS220D (31 items)

member services and products offered (69%), CUSO relationships (27%)

O Bee Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (9 items)

loans and leases (32%), participation loans (18%)

O Bee Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $81K
Total Outstanding Amount of Participation Loans Sold By Type 691N $7.2M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $1.5M
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 151
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $3.9M
Total Value of Investments in CUSOs 851 $2.1M
Total Aggregate Cash Outlay in CUSOs 853 $662K
Assets Pledged to Secure Borrowings 878 $373.6M
Total Credit Lines at Corporate Credit Unions 884 $2.0M
NCUA form-section FS220H (10 items)

student loans (43%), delinquency (27%)

O Bee Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 2 to <6 months 021T $779
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $779
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $1
Interest Rate on Non-Federally Guaranteed Student Loans 595A 349.00%
Outstanding Amount of Non-Federally Guaranteed Student Loans Participations Purchased 691L7 $81K
Amount of Non-Federally Guaranteed Student Loans 698A $81K
Total Unfunded Commitments for all loan types 816A $166.2M
Number of Non-Federally Guaranteed Student Loans 963A 29
Total number of TDR loans outstanding 1000F $60
Total amount of TDR loans outstanding 1001F $692K
NCUA form-section FS220I (18 items)

vehicle lending (59%), delinquency (44%)

O Bee Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $1.0M
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $4.8M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $234K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $884K
Number of Reportable Delinquent New Vehicle Loans 035E1 11
Number of Reportable Delinquent Used Vehicle Loans 035E2 109
Amount of Reportable Delinquent New Vehicle Loans 041C1 $383K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $2.8M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $130K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $2.5M
Amount of New Vehicle Loans YTD Recoveries 551C1 $82K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $424K
Commercial Share Accounts 643 $68.7M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $154K
Total Other Credit Lines 884D $10.8M
Draws Against LOCs from Other Sources 885A2 $10.8M
Draws Against LOCs from FHLB 885A3 $35.0M
Total Draws Againts LOCs 885A4 $45.8M
NCUA form-section FS220J (3 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

O Bee Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $7.9M
Other Assets - Other Non-insurance 789F $500K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $8.4M
NCUA form-section FS220L (40 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

O Bee Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $19K
Total Amount of Loans & Leases on Loan Schedule 025B1 $603.2M
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $1.4M
Amount of Agricultural Commercial Loans 042A9 $1.4M
Total number of commercial loans to members granted or purchased YTD 090A1 $18
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 7
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 4
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $17
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 1
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 6
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $180.4M
Total outstanding balance of commercial loans to members 400A1 $106.6M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $81K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $27.1M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $51.2M
Outstanding balance of Member Commercial and Industrial loans 400L2 $780K
Outstanding balance of member commercial loans Secured Multifamily Property 400M $26.0M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $861K
Outstanding balance of all member and non-member commercial loans 400T1 $106.6M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $22.0M
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $12.5M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $2.7M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $20.6M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $1.4M
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $5.4M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 600.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 950.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 725.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 725.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 799.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 19
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $13.4M
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $1.0M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $1.4M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $15.5M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $118.1M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $105.7M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $105.7M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $6.2M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 55
NCUA form-section FS220M (21 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

O Bee Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $106.2M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $47.1M
Total Unfunded Commitments for Commercial Loans 814K $1.7M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $193K
Total Unfunded Commitments for Non-Commercial Loans 816T $164.5M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $11.1M
Total number of member commercial loans 900A1 $178
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 1
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 27
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 49
Total number of real estate secured member commercial loans 900K2 $170
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 170
Number of Member Commercial and Industrial loans 900L2 7
Number of member commercial loans Secured by Multifamily Property 900M 81
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 8
Total Number of Member and Nonmember commercial loans 900T1 $178
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 655
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1,916
Number of member commercial loans Secured by Farmland 961A5 13
Number of Agricultural Commercial Loans 961A9 13
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 551
NCUA form-section FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

O Bee Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $630.1M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $2.6M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $676.6M
NCUA form-section FS220P (49 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

O Bee Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $413K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $90K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $37K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $2K
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0035 $3K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0036 $235
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $101.0M
Unsecured Credit Card Loans DL0002 $138K
All Other Unsecured Loans/Lines of Credit DL0022 $250K
All Other Unsecured Loans/Lines of Credit DL0023 $121K
All Other Unsecured Loans/Lines of Credit DL0024 $130K
All Other Unsecured Loans/Lines of Credit DL0027 $251K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $42
New Vehicle Loans DL0030 $149K
Used Vehicle Loans DL0037 $1.9M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $199K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $11K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $35K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $45K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $3
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $150K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $344K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $344K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $2
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $4.0M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $702K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $264K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $715K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $1.7M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $14
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0099 $1.6M
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0134 $9K
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0135 $433
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0139 $433
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0140 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $3.1M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $779
Amount of Consumer Loans in Non-Accrual Status DL0145 $8.8M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $10
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $120K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 6,471
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $139.9M
Number of Indirect Loans - All Other Loans IN0007 558
Amount of Indirect Loans - All Other Loans IN0008 $11.9M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $58.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $1.7M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $106.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $193K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $108.0M
NCUA form-section FS220Q (31 items)

investment portfolio detail (69%)

O Bee Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $2.0M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $149.3M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $233.5M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $138.1M
Total Borrowings LQ0860 $45.8M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $2.6M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $3.4M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.1M
Investment Maturity Distribution - Time Deposits - Total NV0116 $7.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $2.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $2.0M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $2.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $5.3M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $1.1M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $9.1M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on all other investments NV0161 $1.2M
Total Gain (Loss) on Investments NV0162 $1.2M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $7.9M
RBC Total Equity RB0001 $46.6M
RBC Allowance for Credit Losses RB0002 $6.1M
RBC Subordinated Debt in accordance with ?702.407 RB0003 $10.8M
RBC Total Additions RB0005 $16.9M
RBC Total Deductions RB0009 $5.2M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $58.2M
RBC Risk-Based Capital Numerator RB0012 $58.2M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $48.1M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $41.0M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $7.1M
Participation Loans: Participations Sold - Retained Balance Outstanding - Vehicle-Non-commercial SL0038 $4.3M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - Vehicle - Non-commercial SL0039 $19.4M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0051 $1.2M
NCUA form-section FS220R (102 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

O Bee Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $95.7M
CCULR Off-Balance sheet exposures LR0002 $108.0M
CCULR Off-Balance sheet exposures ratio LR0003 1,596.00%
RBC Total for Risk Weighting Other Investments RB0029 $2.0M
RBC Other Investments 100% Weight RB0032 $2.0M
RBC Schedule Total Investments RB0039 $2.0M
RBC Total for Risk Weighting Total Investments RB0041 $2.0M
RBC Total Investments 100% Weight RB0045 $2.0M
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $118.1M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $117.8M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $344K
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $180.4M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $135.3M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $45.1M
RBC Schedule Total Consumer Loans RB0060 $198.1M
RBC Total for Risk Weighting Consumer Loans RB0062 $198.1M
RBC Consumer Loans 0% Weight RB0063 $279K
RBC Consumer Loans 75% Weight RB0065 $162.3M
RBC Consumer Loans 100% Weight RB0066 $34.1M
RBC Consumer Loans 150% Weight RB0067 $1.4M
RBC Schedule Total Commercial Loans RB0068 $106.6M
RBC Total for Risk Weighting Commercial Loans RB0070 $106.6M
RBC Commercial Loans 100% Weight RB0073 $106.6M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $6.0M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $6.0M
RBC Schedule Total Loans RB0079 $597.2M
RBC Total for Risk Weighting Total Loans RB0081 $597.2M
RBC Total Loans 0% Weight RB0082 -$5.8M
RBC Total Loans 50% Weight RB0084 $117.8M
RBC Total Loans 75% Weight RB0085 $162.3M
RBC Total Loans 100% Weight RB0086 $276.4M
RBC Total Loans 150% Weight RB0087 $46.5M
RBC Schedule Total Other Assets RB0088 $29.4M
RBC Total for Risk Weighting Other Assets RB0090 $29.4M
RBC Other Assets 0% Weight RB0091 $5.2M
RBC Other Assets 100% Weight RB0092 $22.1M
RBC Other Assets 150% Weight RB0093 $2.1M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $676.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $676.6M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $40.4M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $7.1M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $117.8M
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $162.3M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $300.5M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $48.6M
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $555.4M
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $1.4M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $58.9M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $121.7M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $300.5M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $72.9M
RBC Unfunded Commitment Commercial Loans Credit Equivalent Amount RB0123 $847K
RBC Unfunded Commitment Commercial Loans 100% Weight RB0124 $847K
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $10.6M
RBC Unfunded Commitment Secured Consumer Loans 50% Weight RB0126 $2.7M
RBC Unfunded Commitment Secured Consumer Loans 100% Weight RB0128 $7.9M
RBC Unfunded Commitment Unsecured Consumer Loans Credit Equivalent Amount RB0129 $19K
RBC Unfunded Commitment Unsecured Consumer Loans 100% Weight RB0130 $19K
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $11.5M
RBC Total Off-Balance Sheet and Derivative 50% Weight RB0158 $2.7M
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $8.8M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $10.1M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 50% Weight RB0166 $1.3M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $8.8M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $688.1M
RBC Total Risk-Weighted Assets RB0171 $565.5M
RBC Total Risk Based Capital Ratio RB0172 1,030.00%
RBC Allowance for Credit Losses (Loans) RB0177 $6.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 75.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 9,359,167.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 168.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 16,020,566.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 254,723.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $5
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $611K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 407.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 92,113,515.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 8,112,799.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $118.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $8.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 207.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 15,067,894.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 1,218,235.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 6.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 426,422.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 493,410.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 1,700.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 164,428,419.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 13,242,969.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $180.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $14.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $3K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $298.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $22.8M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $280.3M
Total Shares SH0013 $561.7M
Total Shares and Deposits SH0018 $571.9M
Total Non-Member Deposits SH0880 $10.2M
Number of Loans Sold, Year-to-date SL0022 20
Amount of Loans Sold, Year-to-date SL0023 $7.1M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 20
NCUA form-section FS220S (6 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

O Bee Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
FinTech-Other PP0048 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

O Bee Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the O Bee Credit Union call report?

The O Bee Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does O Bee Credit Union file?

O Bee Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the O Bee Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for O Bee Credit Union is 60059.

How often does O Bee Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

O Bee Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.