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Credit union call report ยท Pierre, SD

Oahe Federal Credit Union Call Report

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Oahe Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 235 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Oahe Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number10243
Federal Reserve RSSD ID169082

The official copy: search charter number 10243 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Oahe Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Oahe Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $682K
1c. Total Cash on Hand 730A $682K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $8.5M
2. Cash on Deposit (total) 730B $8.5M
3. Time Deposits in Banks and Credit Unions AS0007 $10.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $19.2M
12b. Perpetual Contributed Capital 769B $24K
12c. All Other Investments AS0016 $1.6M
13. TOTAL OTHER INVESTMENTS AS0017 $1.6M
15a. Number of Total Loans and Leases 025A 1,744
15b. Total Loans and Leases 025B $22.6M
17. ACL on Loans and Leases AS0048 $199K
19. Land and Building 007 $1.4M
20. Other Fixed Assets 008 $59K
21. NCUA Share Insurance Capitalization Deposit 794 $368K
22d. Accrued Interest on Loans 009A $69K
22e. Accrued Interest on Investments 009B $1K
22f. All Other Assets 009C $57K
22g. Total Other Assets AS0036 $127K
23. TOTAL ASSETS 010 $45.1M
Accounts Payable and Other Liabilities 825 $178K
Accrued Dividends and Interest Payable 820A $37K
Member Shares of All Types 013 $37.6M
Total Shares and Deposits 018 $37.6M
Undivided Earnings 940 $7.1M
Net Income (equity) 602 $185K
Total Net Worth 997 $7.3M
Net Worth Ratio 998 16.23%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $45.1M
Statement of Income and Expense (22 items)
Oahe Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $844K
3. Income from Investments 120 $315K
5. TOTAL INTEREST INCOME 115 $1.2M
6. Dividends on Shares 380 $246K
8. Interest on Borrowed Money 340 $60
9. TOTAL INTEREST EXPENSE 350 $246K
10. NET INTEREST INCOME IS0010 $913K
12a. Credit Loss Expense - Loans and Leases IS0011 $52K
12e. Total Credit Loss Expense IS0017 $52K
13. Fee Income 131 $149K
23. TOTAL NON-INTEREST INCOME 117 $149K
24. Employee Compensation and Benefits 210 $308K
25. Travel and Conference 230 $5K
26. Office Occupancy 250 $28K
27. Office Operations 260 $137K
28. Educational and Promotional 270 $45K
29. Loan Servicing 280 $48K
30. Professional and Outside Services 290 $83K
32. Operating Fees 320 $2K
33. Miscellaneous Operating Expense 360 $7K
34. TOTAL NON-INTEREST EXPENSE 671 $663K
35. NET INCOME 661A $346K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Oahe Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $125K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $16K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $63K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $8K
Loans Granted Year-to-Date 031A $215
Amount of Loans Granted Year-to-Date 031B $3.7M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $232K
Number of current members (not number of accounts) 083 3,492
Number of potential members 084 6,000
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 990.00%
Interest Rate of New Vehicle Loans 523 490.00%
Interest Rate of Used Vehicle Loans 524 540.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $24K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $2K
Total Amount of All Other Shares 630 $329K
Amount of Regular Shares 657 $20.4M
Amount of Share Drafts 902 $8.6M
IRA/KEOGH Accounts - < 1 Year 906A $1.1M
Share Certificates - < 1 Year 908A $7.1M
Total Amount of Share Certificates 908C $7.2M
Number of Used Vehicle Loans 968 588
NCUA data file FS220A (20 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Oahe Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $37.4M
Total Shares - 1-3 Years 013B1 $114K
Total Shares and Deposits - < 1 Year 018A $37.4M
Total Shares and Deposits - 1-3 Years 018B1 $114K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 21
Effective date of last audit 063 $82K
Amount of Used Vehicle Loans 370 $9.0M
Amount of New Vehicle Loans 385 $2.0M
Amount of Unsecured Credit Card Loans 396 $518K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.4M
Share Certificates 451 $381
Number of Accounts for Share Drafts 452 1,854
IRA/KEOGH Accounts 453 $121
Number of Accounts for Regular Shares 454 3,835
All other shares 455 $9
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 6,200
Number of credit union employees who are Full-Time (26 hours or more) 564A 7
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $119K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,763.00%
Total credit lines 881 $1.2M
NCUA data file FS220B (18 items)

maturity and repricing buckets (40%), credit cards (17%)

Oahe Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $5K
Number - Total Delinquent Credit Card Loans 045A 1
Total Amount of Delinquent Unsecured Credit Card Loans 045B $5K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $406K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $406K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $37.2M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $102K
All other shares - < 1 Year 630A $329K
Amount of Regular Shares - < 1 Year 657A $20.4M
Amount of Share Drafts - < 1 Year 902A $8.6M
Total Amount of IRA/KEOGH Accounts 906C $1.1M
Share Certificates - 1-3 Years 908B1 $114K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $419K
Number of New Vehicle Loans 958 67
Total Shares 966 $6K
Number of Unsecured Credit Card Loans 993 298
Number of All Other Unsecured Loans/Lines of Credit 994 326
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 16
NCUA data file FS220C (2 items)

charge-offs and recoveries (27%), participation loans (18%)

Oahe Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
NCUA data file FS220D (19 items)

member services and products offered (69%), CUSO relationships (27%)

Oahe Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Oahe Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $1.2M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Oahe Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.5M
NCUA data file FS220I (8 items)

vehicle lending (59%), delinquency (44%)

Oahe Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $58K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $2K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $14K
Number of Reportable Delinquent Used Vehicle Loans 035E2 7
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $60K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $120
Commercial Share Accounts 643 $278K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $6K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Oahe Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Investments 789D $1.6M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $1.6M
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Oahe Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $22.6M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.6M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 775.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 664.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 737.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $6.9M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.1M
NCUA data file FS220M (5 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Oahe Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.5M
Total Unfunded Commitments for Non-Commercial Loans 816T $2.5M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 21
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 40
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 404
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Oahe Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $37.8M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $500
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $45.1M
NCUA data file FS220P (19 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Oahe Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $7K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $2K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $17K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $371
All Other Unsecured Loans/Lines of Credit DL0022 $12K
All Other Unsecured Loans/Lines of Credit DL0023 $17K
All Other Unsecured Loans/Lines of Credit DL0024 $8K
All Other Unsecured Loans/Lines of Credit DL0025 $6K
All Other Unsecured Loans/Lines of Credit DL0027 $32K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $10
Used Vehicle Loans DL0037 $44K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $47K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $93K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $93K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $2
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $42K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $42K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $154K
NCUA data file FS220Q (20 items)

investment portfolio detail (69%)

Oahe Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $8.4M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.1M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $500K
Investment Maturity Distribution - Time Deposits - Total NV0116 $10.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $226K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $711K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >3-5 Years NV0143 $671K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $24K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $1.6M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $8.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $1.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $1.2M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $24K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $11.6M
RBC Total Equity RB0001 $7.3M
RBC Allowance for Credit Losses RB0002 $199K
RBC Total Additions RB0005 $199K
RBC Total Deductions RB0009 $368K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $7.2M
RBC Risk-Based Capital Numerator RB0012 $7.2M
NCUA data file FS220R (36 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Oahe Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $1.6M
RBC Schedule Total Consumer Loans RB0060 $19.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $199K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $199K
RBC Schedule Total Loans RB0079 $22.4M
RBC Total for Risk Weighting Total Loans RB0081 -$199K
RBC Total Loans 0% Weight RB0082 -$199K
RBC Schedule Total Other Assets RB0088 $1.9M
RBC Total for Risk Weighting Other Assets RB0090 $368K
RBC Other Assets 0% Weight RB0091 $368K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $45.1M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $169K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $169K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $45.1M
RBC Allowance for Credit Losses (Loans) RB0177 $199K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 9.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 701,399.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 209,154.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $4
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $429K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $60K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $269K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 39.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 1,496,015.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 131,896.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 54,389.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $132K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $53
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $401K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $208K
Total Shares SH0013 $37.6M
Total Shares and Deposits SH0018 $37.6M

Oahe Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Oahe Federal Credit Union call report?

The Oahe Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Oahe Federal Credit Union file?

Oahe Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Oahe Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Oahe Federal Credit Union is 10243.

How often does Oahe Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Oahe Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.