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Oak Farms Employees Credit Union Call Report

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Oak Farms Employees Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 174 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Oak Farms Employees Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number67624
Federal Reserve RSSD ID839693

The official copy: search charter number 67624 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Oak Farms Employees Credit Union call report, Q2 2026

Statement of Financial Condition (27 items)
Oak Farms Employees Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $66K
1c. Total Cash on Hand 730A $66K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $732K
2. Cash on Deposit (total) 730B $732K
3. Time Deposits in Banks and Credit Unions AS0007 $550K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $1.3M
9. Held-to-Maturity Debt Securities AS0073 $218K
11. TOTAL INVESTMENT SECURITIES AS0013 $218K
12b. Perpetual Contributed Capital 769B $602
13. TOTAL OTHER INVESTMENTS AS0017 $602
15a. Number of Total Loans and Leases 025A 262
15b. Total Loans and Leases 025B $2.6M
16. Allowance for Losses on Loans and Leases 719 $45K
21. NCUA Share Insurance Capitalization Deposit 794 $29K
22d. Accrued Interest on Loans 009A $9K
22e. Accrued Interest on Investments 009B $1K
22f. All Other Assets 009C $30K
22g. Total Other Assets AS0036 $40K
23. TOTAL ASSETS 010 $4.2M
Accounts Payable and Other Liabilities 825 $8K
Member Shares of All Types 013 $3.1M
Total Shares and Deposits 018 $3.1M
Undivided Earnings 940 $1.1M
Net Income (equity) 602 -$10K
Total Net Worth 997 $1.1M
Net Worth Ratio 998 26.84%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $4.2M
Statement of Income and Expense (20 items)
Oak Farms Employees Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $116K
3. Income from Investments 120 $22K
5. TOTAL INTEREST INCOME 115 $138K
6. Dividends on Shares 380 $4K
7. Interest on Deposits 381 $9K
9. TOTAL INTEREST EXPENSE 350 $13K
10. NET INTEREST INCOME IS0010 $125K
11. Provision for Loan and Lease Losses 300 $21K
13. Fee Income 131 $20K
14. Other Operating Income IS0020 $9K
23. TOTAL NON-INTEREST INCOME 117 $30K
24. Employee Compensation and Benefits 210 $76K
26. Office Occupancy 250 $3K
27. Office Operations 260 $53K
29. Loan Servicing 280 $2K
30. Professional and Outside Services 290 $4K
32. Operating Fees 320 $1K
33. Miscellaneous Operating Expense 360 $5K
34. TOTAL NON-INTEREST EXPENSE 671 $143K
35. NET INCOME 661A -$10K
Statement pages - all other filed accounts (19 items)

delinquency (21%), credit cards (21%)

Oak Farms Employees Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $40K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $53K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $17K
Loans Granted Year-to-Date 031A $58
Amount of Loans Granted Year-to-Date 031B $659K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $84K
Number of current members (not number of accounts) 083 700
Number of potential members 084 1,500
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,307.00%
Interest Rate of New Vehicle Loans 523 643.00%
Interest Rate of Used Vehicle Loans 524 895.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $24K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $22K
Total Amount of All Other Shares 630 $136K
Amount of Regular Shares 657 $1.9M
Amount of Share Drafts 902 $452K
Share Certificates - < 1 Year 908A $566K
Total Amount of Share Certificates 908C $566K
Number of Used Vehicle Loans 968 60
NCUA data file FS220A (14 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Oak Farms Employees Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $3.1M
Total Shares and Deposits - < 1 Year 018A $3.1M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 8
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $1.0M
Amount of New Vehicle Loans 385 $850K
Amount of All Other Unsecured Loans/Lines of Credit 397 $669K
Share Certificates 451 $32
Number of Accounts for Share Drafts 452 118
Number of Accounts for Regular Shares 454 700
All other shares 455 $7
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 857
Number of credit union employees who are Full-Time (26 hours or more) 564A 2
Total credit lines 881 $200K
NCUA data file FS220B (13 items)

maturity and repricing buckets (40%), credit cards (17%)

Oak Farms Employees Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $118K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $118K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $3.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $136K
Amount of Regular Shares - < 1 Year 657A $1.9M
Fair value of Held to Maturity Securities 801 $216K
Amount of Share Drafts - < 1 Year 902A $452K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $110K
Number of New Vehicle Loans 958 37
Total Shares 966 $857
Number of All Other Unsecured Loans/Lines of Credit 994 144
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 11
NCUA data file FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

Oak Farms Employees Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Outstanding balance of brokered certificates of deposit and share certificates 788 $768K
NCUA data file FS220D (12 items)

member services and products offered (69%), CUSO relationships (27%)

Oak Farms Employees Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Informational Website PI0007 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Oak Farms Employees Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $200K
NCUA data file FS220H (2 items)

student loans (43%), delinquency (27%)

Oak Farms Employees Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total number of TDR loans outstanding 1000F $3
Total amount of TDR loans outstanding 1001F $91K
NCUA data file FS220I (8 items)

vehicle lending (59%), delinquency (44%)

Oak Farms Employees Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $7K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $33K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $50K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $17K
Number of Reportable Delinquent Used Vehicle Loans 035E2 5
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $76K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $17K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $22K
NCUA data file FS220L (4 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Oak Farms Employees Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $262
Total Amount of Loans & Leases on Loan Schedule 025B1 $2.6M
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 365.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $118K
NCUA data file FS220M (1 item)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Oak Farms Employees Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 21
NCUA data file FS220N (4 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Oak Farms Employees Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $100K
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $118K
Total Liabilities LI0069 $3.1M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $4.2M
NCUA data file FS220P (9 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Oak Farms Employees Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $7K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $26
All Other Unsecured Loans/Lines of Credit DL0022 $244
All Other Unsecured Loans/Lines of Credit DL0023 $6K
All Other Unsecured Loans/Lines of Credit DL0024 $2K
All Other Unsecured Loans/Lines of Credit DL0027 $8K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
Used Vehicle Loans DL0037 $9K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $15K
NCUA data file FS220Q (20 items)

investment portfolio detail (69%)

Oak Farms Employees Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $218K
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $216K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $218K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $300K
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $250K
Investment Maturity Distribution - Time Deposits - Total NV0116 $550K
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $218K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $602
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $602
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $300K
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $350K
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $118K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $602
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $769K
RBC Total Equity RB0001 $1.1M
RBC Allowance for Credit Losses RB0002 $45K
RBC Total Additions RB0005 $45K
RBC Total Deductions RB0009 $29K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $1.2M
RBC Risk-Based Capital Numerator RB0012 $1.2M
NCUA data file FS220R (17 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Oak Farms Employees Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $219K
RBC Schedule Total Consumer Loans RB0060 $2.6M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $45K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $45K
RBC Schedule Total Loans RB0079 $2.6M
RBC Total for Risk Weighting Total Loans RB0081 -$45K
RBC Total Loans 0% Weight RB0082 -$45K
RBC Schedule Total Other Assets RB0088 $69K
RBC Total for Risk Weighting Other Assets RB0090 $29K
RBC Other Assets 0% Weight RB0091 $29K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $4.2M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$16K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$16K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $4.2M
RBC Allowance for Credit Losses (Loans) RB0177 $45K
Total Shares SH0013 $3.1M
Total Shares and Deposits SH0018 $3.1M

Oak Farms Employees Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Oak Farms Employees Credit Union call report?

The Oak Farms Employees Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Oak Farms Employees Credit Union file?

Oak Farms Employees Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Oak Farms Employees Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Oak Farms Employees Credit Union is 67624.

How often does Oak Farms Employees Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Oak Farms Employees Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.