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Credit union call report ยท Ocala, FL

Ocala Community Credit Union Call Report

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Ocala Community Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 269 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Ocala Community Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number67938
Federal Reserve RSSD ID1226544

The official copy: search charter number 67938 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Ocala Community Credit Union call report, Q2 2026

Statement of Financial Condition (32 items)
Ocala Community Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $828K
1c. Total Cash on Hand 730A $828K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.3M
2. Cash on Deposit (total) 730B $3.3M
3. Time Deposits in Banks and Credit Unions AS0007 $2.7M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $6.9M
8. Available-for-Sale Debt Securities AS0067 $1.1M
9. Held-to-Maturity Debt Securities AS0073 $24.0M
11. TOTAL INVESTMENT SECURITIES AS0013 $25.2M
12b. Perpetual Contributed Capital 769B $495K
13. TOTAL OTHER INVESTMENTS AS0017 $495K
15a. Number of Total Loans and Leases 025A 1,505
15b. Total Loans and Leases 025B $14.8M
17. ACL on Loans and Leases AS0048 $317K
18c. Foreclosed/Repossessed - Vehicles AS0024 $500
18e. Foreclosed/Repossessed Assets (total) 798A $500
19. Land and Building 007 $1.0M
20. Other Fixed Assets 008 $122K
21. NCUA Share Insurance Capitalization Deposit 794 $417K
22d. Accrued Interest on Loans 009A $35K
22e. Accrued Interest on Investments 009B $91K
22f. All Other Assets 009C $545K
22g. Total Other Assets AS0036 $672K
23. TOTAL ASSETS 010 $49.3M
Accounts Payable and Other Liabilities 825 $392K
Member Shares of All Types 013 $43.9M
Total Shares and Deposits 018 $43.9M
Undivided Earnings 940 $4.9M
Net Income (equity) 602 $141K
Total Net Worth 997 $5.0M
Net Worth Ratio 998 10.13%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $49.3M
Statement of Income and Expense (24 items)
Ocala Community Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $452K
3. Income from Investments 120 $524K
5. TOTAL INTEREST INCOME 115 $976K
6. Dividends on Shares 380 $78K
7. Interest on Deposits 381 $146K
8. Interest on Borrowed Money 340 $39
9. TOTAL INTEREST EXPENSE 350 $223K
10. NET INTEREST INCOME IS0010 $752K
12a. Credit Loss Expense - Loans and Leases IS0011 $104K
12e. Total Credit Loss Expense IS0017 $104K
13. Fee Income 131 $98K
14. Other Operating Income IS0020 $26K
23. TOTAL NON-INTEREST INCOME 117 $124K
24. Employee Compensation and Benefits 210 $370K
25. Travel and Conference 230 $14K
26. Office Occupancy 250 $36K
27. Office Operations 260 $137K
28. Educational and Promotional 270 $32K
29. Loan Servicing 280 $15K
30. Professional and Outside Services 290 $20K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $2K
34. TOTAL NON-INTEREST EXPENSE 671 $632K
35. NET INCOME 661A $141K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Ocala Community Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $108K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $204K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $81K
Loans Granted Year-to-Date 031A $159
Amount of Loans Granted Year-to-Date 031B $2.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $379K
Number of current members (not number of accounts) 083 2,547
Number of potential members 084 116,674
Interest Rate of Unsecured Credit Card Loans 521 900.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,251.00%
Interest Rate of New Vehicle Loans 523 505.00%
Interest Rate of Used Vehicle Loans 524 602.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $106K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $18K
Total Amount of All Other Shares 630 $103
Amount of Regular Shares 657 $22.3M
Amount of Share Drafts 902 $9.5M
IRA/KEOGH Accounts - < 1 Year 906A $3.2M
Share Certificates - < 1 Year 908A $7.5M
Total Amount of Share Certificates 908C $7.6M
Total Amount of Money Market Shares 911 $1.3M
Number of Used Vehicle Loans 968 205
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Ocala Community Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $43.7M
Total Shares - 1-3 Years 013B1 $110K
Total Shares - > 3 Years 013B2 $56K
Total Shares and Deposits - < 1 Year 018A $43.7M
Total Shares and Deposits - 1-3 Years 018B1 $110K
Total Shares and Deposits - > 3 Years 018B2 $56K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 17
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $4.9M
Amount of New Vehicle Loans 385 $2.0M
Amount of Unsecured Credit Card Loans 396 $1.8M
Amount of All Other Unsecured Loans/Lines of Credit 397 $315K
Share Certificates 451 $258
Number of Accounts for Share Drafts 452 2,058
IRA/KEOGH Accounts 453 $127
Number of Accounts for Regular Shares 454 3,228
All other shares 455 $1
Money Market Shares 458 $24
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,696
Number of credit union employees who are Full-Time (26 hours or more) 564A 9
Total credit lines 881 $5.1M
NCUA data file FS220B (25 items)

maturity and repricing buckets (40%), credit cards (17%)

Ocala Community Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $5K
Number - Total Delinquent Credit Card Loans 045A 5
Total Amount of Delinquent Unsecured Credit Card Loans 045B $27K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $42.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
All other shares - < 1 Year 630A $103
Amount of Regular Shares - < 1 Year 657A $22.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $37K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $840
Fair value of Held to Maturity Securities 801 $23.9M
Amount of Share Drafts - < 1 Year 902A $9.5M
IRA/KEOGH Accounts - 1-3 Years 906B1 $34K
IRA/KEOGH Accounts - > 3 Years 906B2 $1K
Total Amount of IRA/KEOGH Accounts 906C $3.2M
Share Certificates - 1-3 Years 908B1 $76K
Share Certificates - > 3 Years 908B2 $55K
Money Market Shares - < 1 Year 911A $1.3M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $13K
Number of New Vehicle Loans 958 77
Total Shares 966 $6K
Number of Unsecured Credit Card Loans 993 922
Number of All Other Unsecured Loans/Lines of Credit 994 134
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Ocala Community Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $3.3M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $696K
Outstanding balance of brokered certificates of deposit and share certificates 788 $20.1M
NCUA data file FS220D (23 items)

member services and products offered (69%), CUSO relationships (27%)

Ocala Community Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Literacy Workshops 879B3 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (3 items)

loans and leases (32%), participation loans (18%)

Ocala Community Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $72K
Total Aggregate Cash Outlay in CUSOs 853 $72K
Total Credit Lines at Corporate Credit Unions 884 $5.1M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Ocala Community Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.7M
Total number of TDR loans outstanding 1000F $1
Total amount of TDR loans outstanding 1001F $3K
NCUA data file FS220I (10 items)

vehicle lending (59%), delinquency (44%)

Ocala Community Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $21K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $190K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 5
Amount of Reportable Delinquent New Vehicle Loans 041C1 $34K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $238K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $41K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $15K
Commercial Share Accounts 643 $2.2M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $710
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Ocala Community Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Securities 789C $41K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $41K
NCUA data file FS220L (6 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Ocala Community Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $14.8M
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 347.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 746.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $3.2M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $2.6M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Ocala Community Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.6M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $15K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $58K
Total Unfunded Commitments for Non-Commercial Loans 816T $2.7M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 35
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 132
NCUA data file FS220N (11 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Ocala Community Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $32K
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $48K
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $40K
Available-for-sale Debt Securities > 10 Years AS0066 $1.0M
Held-to-Maturity Debt Securities <=1 Year AS0068 $8.9M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $6.5M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $8.7M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$8K
Total Liabilities LI0069 $44.3M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $142K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $49.3M
NCUA data file FS220P (16 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Ocala Community Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $602
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $28K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $2K
Unsecured Credit Card Loans DL0002 $22K
All Other Unsecured Loans/Lines of Credit DL0022 $6K
All Other Unsecured Loans/Lines of Credit DL0024 $5K
All Other Unsecured Loans/Lines of Credit DL0027 $5K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $2
New Vehicle Loans DL0030 $34K
Used Vehicle Loans DL0037 $48K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $71K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $5K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $76K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $4
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $175K
Amount of Consumer Loans in Non-Accrual Status DL0145 $204K
NCUA data file FS220Q (33 items)

investment portfolio detail (69%)

Ocala Community Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $3.0M
Held-to-maturity Fair Value - US Government Obligations NV0002 $3.0M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $997K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $990K
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $997K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $990K
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $20.1M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $19.9M
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $1.1M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $1.1M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $24.0M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $1.1M
Total Fair Value Available-for-Sale Debt Securities NV0084 $1.1M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $250K
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $750K
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.7M
Investment Maturity Distribution - Time Deposits - Total NV0116 $2.7M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $1.1M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $24.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $495K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $495K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $9.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $7.2M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $10.5M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $40K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $1.5M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $28.4M
RBC Total Equity RB0001 $5.0M
RBC Allowance for Credit Losses RB0002 $317K
RBC Total Additions RB0005 $317K
RBC Total Deductions RB0009 $417K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $4.9M
RBC Risk-Based Capital Numerator RB0012 $4.9M
NCUA data file FS220R (25 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Ocala Community Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $25.7M
RBC Schedule Total Consumer Loans RB0060 $12.2M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $317K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $317K
RBC Schedule Total Loans RB0079 $14.5M
RBC Total for Risk Weighting Total Loans RB0081 -$317K
RBC Total Loans 0% Weight RB0082 -$317K
RBC Schedule Total Other Assets RB0088 $2.2M
RBC Total for Risk Weighting Other Assets RB0090 $417K
RBC Other Assets 0% Weight RB0091 $417K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $49.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $101K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $101K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $49.3M
RBC Allowance for Credit Losses (Loans) RB0177 $317K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 24.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 2,048,016.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 11.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 528,325.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $2.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $35
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.6M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $36K
Total Shares SH0013 $43.9M
Total Shares and Deposits SH0018 $43.9M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Ocala Community Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
FinTech-Other PP0048 $1

Ocala Community Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Ocala Community Credit Union call report?

The Ocala Community Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Ocala Community Credit Union file?

Ocala Community Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Ocala Community Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Ocala Community Credit Union is 67938.

How often does Ocala Community Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Ocala Community Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.