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Credit union call report ยท Colorado Springs, CO

One Thirteen Credit Union Call Report

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One Thirteen Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 177 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

One Thirteen Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number64340
Federal Reserve RSSD ID527794

The official copy: search charter number 64340 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

One Thirteen Credit Union call report, Q2 2026

Statement of Financial Condition (26 items)
One Thirteen Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $299K
1c. Total Cash on Hand 730A $299K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $708K
2. Cash on Deposit (total) 730B $708K
3. Time Deposits in Banks and Credit Unions AS0007 $2.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $3.5M
12a. Nonperpetual Capital Account 769A $48K
13. TOTAL OTHER INVESTMENTS AS0017 $48K
15a. Number of Total Loans and Leases 025A 686
15b. Total Loans and Leases 025B $4.9M
16. Allowance for Losses on Loans and Leases 719 $120K
19. Land and Building 007 $77K
20. Other Fixed Assets 008 $2K
21. NCUA Share Insurance Capitalization Deposit 794 $74K
22d. Accrued Interest on Loans 009A $14K
22e. Accrued Interest on Investments 009B $12K
22g. Total Other Assets AS0036 $26K
23. TOTAL ASSETS 010 $8.5M
Accounts Payable and Other Liabilities 825 $34K
Accrued Dividends and Interest Payable 820A $178
Member Shares of All Types 013 $7.7M
Total Shares and Deposits 018 $7.7M
Undivided Earnings 940 $800K
Total Net Worth 997 $800K
Net Worth Ratio 998 9.38%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $8.5M
Statement of Income and Expense (22 items)
One Thirteen Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $165K
3. Income from Investments 120 $56K
5. TOTAL INTEREST INCOME 115 $221K
6. Dividends on Shares 380 $21K
7. Interest on Deposits 381 $8K
8. Interest on Borrowed Money 340 $148
9. TOTAL INTEREST EXPENSE 350 $29K
10. NET INTEREST INCOME IS0010 $192K
13. Fee Income 131 $25K
14. Other Operating Income IS0020 $21K
23. TOTAL NON-INTEREST INCOME 117 $47K
24. Employee Compensation and Benefits 210 $112K
25. Travel and Conference 230 $68
26. Office Occupancy 250 $15K
27. Office Operations 260 $58K
28. Educational and Promotional 270 $600
29. Loan Servicing 280 $47K
30. Professional and Outside Services 290 $19K
32. Operating Fees 320 $400
33. Miscellaneous Operating Expense 360 $2K
34. TOTAL NON-INTEREST EXPENSE 671 $254K
35. NET INCOME 661A -$15K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

One Thirteen Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $14K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $46K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $16K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $25K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $2K
Loans Granted Year-to-Date 031A $27
Amount of Loans Granted Year-to-Date 031B $535K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $111K
Number of current members (not number of accounts) 083 1,027
Number of potential members 084 6,000
Interest Rate of Unsecured Credit Card Loans 521 1,440.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 833.00%
Interest Rate of New Vehicle Loans 523 476.00%
Interest Rate of Used Vehicle Loans 524 400.00%
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $13K
Total Amount of All Other Shares 630 $545K
Amount of Regular Shares 657 $4.0M
Amount of Share Drafts 902 $2.5M
IRA/KEOGH Accounts - < 1 Year 906A $378K
Share Certificates - < 1 Year 908A $213K
Total Amount of Share Certificates 908C $213K
Total Amount of Money Market Shares 911 $114K
Number of Used Vehicle Loans 968 129
NCUA data file FS220A (17 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

One Thirteen Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $7.7M
Total Shares and Deposits - < 1 Year 018A $7.7M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 10
Effective date of last audit 063 $52K
Amount of Used Vehicle Loans 370 $2.2M
Amount of New Vehicle Loans 385 $1.4M
Amount of Unsecured Credit Card Loans 396 $407K
Amount of All Other Unsecured Loans/Lines of Credit 397 $267K
Share Certificates 451 $22
Number of Accounts for Share Drafts 452 468
IRA/KEOGH Accounts 453 $21
Number of Accounts for Regular Shares 454 1,027
All other shares 455 $409
Money Market Shares 458 $21
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 1,968
Number of credit union employees who are Full-Time (26 hours or more) 564A 2
Total credit lines 881 $800K
NCUA data file FS220B (18 items)

maturity and repricing buckets (40%), credit cards (17%)

One Thirteen Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $106
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $15K
Number - Total Delinquent Credit Card Loans 045A 4
Total Amount of Delinquent Unsecured Credit Card Loans 045B $15K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $7.7M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $72K
All other shares - < 1 Year 630A $545K
Amount of Regular Shares - < 1 Year 657A $4.0M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $13K
Amount of Share Drafts - < 1 Year 902A $2.5M
Total Amount of IRA/KEOGH Accounts 906C $378K
Money Market Shares - < 1 Year 911A $114K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $78K
Number of New Vehicle Loans 958 41
Total Shares 966 $2K
Number of Unsecured Credit Card Loans 993 392
Number of All Other Unsecured Loans/Lines of Credit 994 81
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA data file FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

One Thirteen Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Outstanding balance of brokered certificates of deposit and share certificates 788 $2.2M
NCUA data file FS220D (11 items)

member services and products offered (69%), CUSO relationships (27%)

One Thirteen Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Brokered Certificates of Deposits 879N $1
Member Application 887A $1
Loan Payments 887F $1
e-Statements 887R $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

One Thirteen Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $800K
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

One Thirteen Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $902K
NCUA data file FS220I (7 items)

vehicle lending (59%), delinquency (44%)

One Thirteen Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $8K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $46K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $25K
Number of Reportable Delinquent Used Vehicle Loans 035E2 4
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $91K
Commercial Share Accounts 643 $21K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $405
NCUA data file FS220L (4 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

One Thirteen Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $686
Total Amount of Loans & Leases on Loan Schedule 025B1 $4.9M
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 600.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $648K
NCUA data file FS220M (4 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

One Thirteen Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $899K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $3K
Total Unfunded Commitments for Non-Commercial Loans 816T $902K
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 43
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

One Thirteen Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $7.7M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $8.5M
NCUA data file FS220P (8 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

One Thirteen Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
All Other Unsecured Loans/Lines of Credit DL0022 $4K
All Other Unsecured Loans/Lines of Credit DL0023 $3K
All Other Unsecured Loans/Lines of Credit DL0025 $1K
All Other Unsecured Loans/Lines of Credit DL0027 $5K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $2
Used Vehicle Loans DL0037 $20K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $23K
Amount of Consumer Loans in Non-Accrual Status DL0145 $25K
NCUA data file FS220Q (13 items)

investment portfolio detail (69%)

One Thirteen Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $2.5M
Investment Maturity Distribution - Time Deposits - Total NV0116 $2.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $48K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $48K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $2.5M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $48K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $2.6M
RBC Total Equity RB0001 $800K
RBC Allowance for Credit Losses RB0002 $120K
RBC Total Additions RB0005 $120K
RBC Total Deductions RB0009 $74K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $847K
RBC Risk-Based Capital Numerator RB0012 $847K
NCUA data file FS220R (17 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

One Thirteen Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $48K
RBC Schedule Total Consumer Loans RB0060 $4.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $120K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $120K
RBC Schedule Total Loans RB0079 $4.8M
RBC Total for Risk Weighting Total Loans RB0081 -$120K
RBC Total Loans 0% Weight RB0082 -$120K
RBC Schedule Total Other Assets RB0088 $178K
RBC Total for Risk Weighting Other Assets RB0090 $74K
RBC Other Assets 0% Weight RB0091 $74K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $8.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$46K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$46K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $8.5M
RBC Allowance for Credit Losses (Loans) RB0177 $120K
Total Shares SH0013 $7.7M
Total Shares and Deposits SH0018 $7.7M

One Thirteen Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the One Thirteen Credit Union call report?

The One Thirteen Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does One Thirteen Credit Union file?

One Thirteen Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the One Thirteen Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for One Thirteen Credit Union is 64340.

How often does One Thirteen Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

One Thirteen Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.