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Credit union call report ยท Corvallis, OR

Oregon State Credit Union Call Report

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Oregon State Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 501 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Oregon State Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68656
Federal Reserve RSSD ID942481

The official copy: search charter number 68656 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Oregon State Credit Union call report, Q2 2026

Statement of Financial Condition (39 items)
Oregon State Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $12.0M
1b. Cash Items in Process of Collection AS0005 $5.5M
1c. Total Cash on Hand 730A $17.5M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $4.3M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $116.1M
2c. Cash on Deposit in Other Financial Institutions 730B2 $158K
2. Cash on Deposit (total) 730B $120.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $138.0M
6. Equity Securities AS0055 $5.5M
8. Available-for-Sale Debt Securities AS0067 $446.4M
11. TOTAL INVESTMENT SECURITIES AS0013 $451.9M
12b. Perpetual Contributed Capital 769B $525K
12c. All Other Investments AS0016 $9.3M
13. TOTAL OTHER INVESTMENTS AS0017 $9.8M
15a. Number of Total Loans and Leases 025A 77,498
15b. Total Loans and Leases 025B $2.04B
17. ACL on Loans and Leases AS0048 $23.3M
18c. Foreclosed/Repossessed - Vehicles AS0024 $846K
18e. Foreclosed/Repossessed Assets (total) 798A $846K
19. Land and Building 007 $37.4M
20. Other Fixed Assets 008 $6.7M
21. NCUA Share Insurance Capitalization Deposit 794 $22.2M
22b. Mortgage Servicing Rights 779 $897K
22d. Accrued Interest on Loans 009A $9.4M
22e. Accrued Interest on Investments 009B $2.2M
22f. All Other Assets 009C $87.5M
22g. Total Other Assets AS0036 $100.1M
23. TOTAL ASSETS 010 $2.78B
Accounts Payable and Other Liabilities 825 $28.0M
Accrued Dividends and Interest Payable 820A $53K
ACL on Off-Balance-Sheet Exposures LI0003 $7K
Borrowings (total) 860C $50.0M
Member Shares of All Types 013 $2.36B
Nonmember Deposits 880 $50.3M
Total Shares and Deposits 018 $2.41B
Undivided Earnings 940 $327.0M
Total Net Worth 997 $327.1M
Net Worth Ratio 998 11.75%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $2.78B
Statement of Income and Expense (30 items)
Oregon State Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $62.3M
3. Income from Investments 120 $7.6M
5. TOTAL INTEREST INCOME 115 $69.9M
6. Dividends on Shares 380 $19.7M
8. Interest on Borrowed Money 340 $107K
9. TOTAL INTEREST EXPENSE 350 $19.8M
10. NET INTEREST INCOME IS0010 $50.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $9.2M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 -$29K
12e. Total Credit Loss Expense IS0017 $9.2M
13. Fee Income 131 $4.0M
14. Other Operating Income IS0020 $9.4M
15. Gain (Loss) on Equity/Trading Securities IS0046 $6.9M
16. Gain (Loss) on Other Investments IS0047 -$353K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$357
19. Gain (Loss) on Sale of Loans IS0029 -$744
20. Gain (Loss) on Sales of Other Real Estate Owned IS0030 $114K
22. Other Non-Operating Income 440 $38K
23. TOTAL NON-INTEREST INCOME 117 $20.1M
24. Employee Compensation and Benefits 210 $24.8M
25. Travel and Conference 230 $288K
26. Office Occupancy 250 $1.8M
27. Office Operations 260 $4.2M
28. Educational and Promotional 270 $2.1M
29. Loan Servicing 280 $2.3M
30. Professional and Outside Services 290 $6.2M
32. Operating Fees 320 $100K
33. Miscellaneous Operating Expense 360 $786K
34. TOTAL NON-INTEREST EXPENSE 671 $42.6M
35. NET INCOME 661A $18.4M
Statement pages - all other filed accounts (27 items)

delinquency (21%), credit cards (21%)

Oregon State Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $13.1M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $4.9M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $1.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $887K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $311K
Loans Granted Year-to-Date 031A $9K
Amount of Loans Granted Year-to-Date 031B $517.0M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $11.9M
Number of current members (not number of accounts) 083 160,932
Number of potential members 084 4,300,464
Net Member Business Loan Balance 400A $367.4M
Non-Member Deposits 457 $50K
Interest Rate of Unsecured Credit Card Loans 521 1,025.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,050.00%
Interest Rate of New Vehicle Loans 523 544.00%
Interest Rate of Used Vehicle Loans 524 594.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $9.3M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $1.7M
Total Amount of All Other Shares 630 $7.3M
Amount of Regular Shares 657 $427.6M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $58.9M
Amount of Share Drafts 902 $538.6M
IRA/KEOGH Accounts - < 1 Year 906A $51.1M
Share Certificates - < 1 Year 908A $487.2M
Total Amount of Share Certificates 908C $574.4M
Total Amount of Money Market Shares 911 $743.9M
Number of Used Vehicle Loans 968 29,166
NCUA data file FS220A (29 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Oregon State Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $2.26B
Total Shares - 1-3 Years 013B1 $102.2M
Total Shares - > 3 Years 013B2 $4.9M
Total Shares and Deposits - < 1 Year 018A $2.27B
Total Shares and Deposits - 1-3 Years 018B1 $142.7M
Total Shares and Deposits - > 3 Years 018B2 $4.9M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 660
Amount of Delinquent Indirect Loans 041E $6.1M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $492.6M
Amount of New Vehicle Loans 385 $187.3M
Amount of Unsecured Credit Card Loans 396 $49.1M
Amount of All Other Unsecured Loans/Lines of Credit 397 $67.0M
Share Certificates 451 $14K
Number of Accounts for Share Drafts 452 103,978
IRA/KEOGH Accounts 453 $4K
Number of Accounts for Regular Shares 454 166,597
All other shares 455 $2K
Money Market Shares 458 $16K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 356,691
Number of credit union employees who are Full-Time (26 hours or more) 564A 366
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 17
Number of Outstanding Indirect Loans 617A 40,087
Total Amount of Outstanding Indirect Loans 618A $613.1M
Amount of real estate loans sold but serviced by the credit union 779A $181.3M
Total credit lines 881 $416.8M
Draws against lines of credit, less than 1 year 883A $50.0M
Draws against lines of credit, total amount 883C $50.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B $88K
NCUA data file FS220B (32 items)

maturity and repricing buckets (40%), credit cards (17%)

Oregon State Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $325K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $6K
Number - Total Delinquent Credit Card Loans 045A 155
Total Amount of Delinquent Unsecured Credit Card Loans 045B $576K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $141.3M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $141.3M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $2.27B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $7.3M
Amount of Regular Shares - < 1 Year 657A $427.6M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $576K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $104K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $213K
Loans Transferred with Recourse (Off Balance Sheet Only) 819 $213K
Total Borrowings - < 1 Year 860A $50.0M
Non-Member Deposits - < 1 Year 880A $9.8M
Non-Member Deposits - 1-3 Years 880B1 $40.5M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $538.6M
IRA/KEOGH Accounts - 1-3 Years 906B1 $18.5M
IRA/KEOGH Accounts - > 3 Years 906B2 $1.5M
Total Amount of IRA/KEOGH Accounts 906C $71.0M
Share Certificates - 1-3 Years 908B1 $83.8M
Share Certificates - > 3 Years 908B2 $3.5M
Money Market Shares - < 1 Year 911A $743.9M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.0M
Number of New Vehicle Loans 958 5,858
Total Shares 966 $306K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $2.7M
Number of Unsecured Credit Card Loans 993 19,337
Number of All Other Unsecured Loans/Lines of Credit 994 9,418
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 33
NCUA data file FS220C (12 items)

charge-offs and recoveries (27%), participation loans (18%)

Oregon State Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $5.8M
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $755K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $1.4M
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $216K
Number of credit union branches (include the main office if member services are conducted at that location) 566 16
Supplemental Share Information - Accts Held by Member Government Depositors 631 $27.2M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $350.5M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $26.8M
Amount of Participation Loans Purchased Year-to-Date 690 $33.8M
Amount of Participation Loans Sold Year-to-Date 691 $7.0M
Outstanding balance of brokered certificates of deposit and share certificates 788 $50.3M
NCUA data file FS220D (28 items)

member services and products offered (69%), CUSO relationships (27%)

Oregon State Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (13 items)

loans and leases (32%), participation loans (18%)

Oregon State Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $129K
Total Outstanding Amount of Participation Loans Purchased By Type 691L $199.3M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $150.4M
Total Outstanding Amount of Participation Loans Sold By Type 691N $11.8M
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 20
Total Value of Investments in CUSOs 851 $322K
Total Amount Loaned to CUSOs 852 $3.0M
Total Aggregate Cash Outlay in CUSOs 853 $248K
Assets Pledged to Secure Borrowings 878 $463.1M
Total Credit Lines at Corporate Credit Unions 884 $80.0M
Line of Credit Borrowings Outstanding from Corporate Credit Unions 885A $50.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $129K
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $129K
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Oregon State Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $437.6M
Total number of TDR loans outstanding 1000F $29
Total amount of TDR loans outstanding 1001F $488K
NCUA data file FS220I (20 items)

vehicle lending (59%), delinquency (44%)

Oregon State Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $1.0M
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $6.7M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $156K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $1.3M
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $106K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $367K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $33K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $138K
Number of Reportable Delinquent New Vehicle Loans 035E1 23
Number of Reportable Delinquent Used Vehicle Loans 035E2 257
Amount of Reportable Delinquent New Vehicle Loans 041C1 $728K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $3.9M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $490K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $3.8M
Amount of New Vehicle Loans YTD Recoveries 551C1 $120K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $787K
Commercial Share Accounts 643 $217.3M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $379K
Total Draws Againts LOCs 885A4 $50.0M
Number of International Remittances originated Year-to-Date 928 234
NCUA data file FS220J (4 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Oregon State Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $8.4M
Other Assets - Other Insurance 789E2 $20.2M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $28.7M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $8.3M
NCUA data file FS220L (63 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Oregon State Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $77K
Total Amount of Loans & Leases on Loan Schedule 025B1 $2.04B
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $8.0M
Outstanding Balance of Member Commercial Loans to finance agricultural production and other loans to farmers 042A6 $4.0M
Amount of Agricultural Commercial Loans 042A9 $12.0M
Total number of commercial loans to members granted or purchased YTD 090A1 $25
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 5
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 3
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 8
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $18
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 2
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 3
Number of member construction and development commercial loans 143A3 10
Number of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143A4 3
Outstanding balance of member construction and development commercial loans 143B3 $16.6M
Outstanding balance of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143B4 $15.7M
Number of member construction and development commercial loans granted or purchased YTD 143C3 4
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $34.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $130.9M
Amount of All Other Real Estate Loans/Lines of Credit 386B $13.2M
Total outstanding balance of commercial loans to members 400A1 $311.7M
Total outstanding balance of nonmember commercial loans 400B1 $48.9M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $16K
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $965K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $79.4M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $7.3M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $135.0M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $7.5M
Outstanding balance of Member Commercial and Industrial loans 400L2 $2.5M
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $18.4M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $65.3M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $25.9M
Outstanding balance of all member and non-member commercial loans 400T1 $360.6M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $63.6M
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $182K
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $10.8M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $14.9M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $62.9M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $575K
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $2.6M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 570.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 875.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 675.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 799.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 625.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 874.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 8
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $5.8M
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $2.0M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $31.2M
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $17.7M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $11.8M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 14
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $16.9M
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $16.9M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $231.0M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $508.0M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $6.1M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $304.2M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $30.5M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $334.7M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $7.2M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 4
NCUA data file FS220M (28 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Oregon State Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $114.6M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $201.0M
Total Unfunded Commitments for Commercial Loans 814K $87.7M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $34.4M
Total Unfunded Commitments for Non-Commercial Loans 816T $349.9M
Total number of member commercial loans 900A1 $249
Total number of nonmember commercial loans 900B1 $42
Number of Member Unsecured Commercial Loans 900C5 1
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 38
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 62
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 2
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 61
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 23
Total number of real estate secured member commercial loans 900K2 $178
Total number of real estate secured nonmember commercial loans 900K3 $28
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 206
Number of Member Commercial and Industrial loans 900L2 31
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 14
Number of member commercial loans Secured by Multifamily Property 900M 41
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 85
Total Number of Member and Nonmember commercial loans 900T1 $291
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 2,046
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 2,050
Number of All Other Real Estate Loans/Lines of Credit 960B 108
Number of member commercial loans Secured by Farmland 961A5 4
Number of member commercial loans to finance agricultural production and other loans to farmers 961A6 1
Number of Agricultural Commercial Loans 961A9 5
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 9,224
NCUA data file FS220N (10 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Oregon State Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities > 10 Years AS0054 $5.5M
Available-for-sale Debt Securities <=1 Year AS0062 $69.9M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $77.5M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $137.8M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $152.5M
Available-for-sale Debt Securities > 10 Years AS0066 $8.7M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$34.9M
Total Liabilities LI0069 $2.49B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $7.1M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $2.78B
NCUA data file FS220P (54 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Oregon State Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $1.1M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $130K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $2.2M
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $559K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0017 $863K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $201K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $23K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $69.1M
Unsecured Credit Card Loans DL0002 $245K
All Other Unsecured Loans/Lines of Credit DL0022 $389K
All Other Unsecured Loans/Lines of Credit DL0023 $126K
All Other Unsecured Loans/Lines of Credit DL0024 $316K
All Other Unsecured Loans/Lines of Credit DL0025 $461
All Other Unsecured Loans/Lines of Credit DL0027 $443K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $119
New Vehicle Loans DL0030 $433K
Used Vehicle Loans DL0037 $2.0M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $2.8M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $912K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $904K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $280K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $21K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $2.1M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $85
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $1.3M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $278K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $1.8M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $180K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $694K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $3.0M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $8
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $599K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $407K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $45K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $562K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $1.0M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $12
Dollar Amount of Reportable Delinquency - 180 - 359 Days Delinquent - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0074 $181K
Total Dollar Amount of Reportable Delinquency - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0076 $181K
Total Number of Reportable Delinquent Loans - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0077 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $4.4M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $527K
Amount of Consumer Loans in Non-Accrual Status DL0145 $9.3M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $13
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $305K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 32,309
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $411.2M
Number of Indirect Loans - All Other Loans IN0007 7,778
Amount of Indirect Loans - All Other Loans IN0008 $201.8M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $226.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $87.4M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $123.7M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $299K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $211.4M
NCUA data file FS220Q (44 items)

investment portfolio detail (69%)

Oregon State Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $50.0M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $336.8M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $413.1M
Total Borrowings LQ0860 $50.0M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $32.5M
Available-for-sale Fair Value - US Government Obligations NV0004 $31.6M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $70.4M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $67.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $354.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $323.6M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $425.3M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $391.4M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $620K
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $611K
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $22.3M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $22.7M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $480.8M
Total Fair Value Available-for-Sale Debt Securities NV0084 $446.4M
Trading Investments - Equity Securities - Other Equities NV0108 $5.5M
Trading Investments - Equity Securities - Total Equity Securities NV0109 $5.5M
Total Trading Debt and Equity Securities NV0110 $5.5M
Investment Maturity Distribution - Equity Securities - Total NV0122 $5.5M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $446.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $9.8M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $9.8M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $69.9M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $87.3M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $137.8M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $152.5M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $14.2M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $461.7M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 -$360K
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on all other investments NV0161 $7K
Total Gain (Loss) on Investments NV0162 -$353K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $7.4M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $1.0M
RBC Total Equity RB0001 $327.1M
RBC Allowance for Credit Losses RB0002 $23.3M
RBC Total Additions RB0005 $23.3M
RBC Total Deductions RB0009 $22.2M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $328.2M
RBC Risk-Based Capital Numerator RB0012 $328.2M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - 1- to 4-Family Residential Property SL0045 $33.8M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - Commercial Construction & Development SL0055 $7.0M
NCUA data file FS220R (63 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Oregon State Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $211.4M
CCULR Off-Balance sheet exposures ratio LR0003 759.00%
RBC Schedule Total Investments RB0039 $461.7M
RBC Schedule Total Consumer Loans RB0060 $1.04B
RBC Schedule Total Commercial Loans RB0068 $360.6M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $23.3M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $23.3M
RBC Schedule Total Loans RB0079 $2.02B
RBC Total for Risk Weighting Total Loans RB0081 -$23.3M
RBC Total Loans 0% Weight RB0082 -$23.3M
RBC Schedule Total Other Assets RB0088 $167.2M
RBC Total for Risk Weighting Other Assets RB0090 $22.2M
RBC Other Assets 0% Weight RB0091 $22.2M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $2.78B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$1.1M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$1.1M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $2.78B
RBC Allowance for Credit Losses (Loans) RB0177 $23.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 1,331.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 394,796,249.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 64,957,940.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 164.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 24,463,475.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 2,829,250.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $114
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $48.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $20
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $5.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 417.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 34,848,724.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 13,947,551.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $508.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $81.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 267.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 16,072,118.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 7,235,824.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 1,783.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 114,851,134.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 20,739,275.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $130.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $28.0M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 107.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 13,192,095.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Granted YTD RL0034 3,860,597.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Number of Loans Outstanding RL0035 1.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Amount of Loans Outstanding RL0036 8,627.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $13.2M
All Other (Non-commercial) Real Estate - Amount of Loans Granted YTD - Total RL0045 $3.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $4K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $652.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $113.6M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $153.0M
Total Shares SH0013 $2.36B
Total Shares and Deposits SH0018 $2.41B
Total Non-Member Deposits SH0880 $50.3M
Number of Loans Sold, Year-to-date SL0022 1
Amount of Loans Sold, Year-to-date SL0023 $213K
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 1
Number of Loans Transferred with Limited Recourse Qualifying for Sales Accounting, Year-to-date SL0026 1
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 1
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $213K
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 1,219
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Oregon State Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Person-to-Person payments PP0045 $1

Oregon State Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Oregon State Credit Union call report?

The Oregon State Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Oregon State Credit Union file?

Oregon State Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Oregon State Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Oregon State Credit Union is 68656.

How often does Oregon State Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Oregon State Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.