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Credit union call report ยท Oshkosh, WI

Oshkosh Community Credit Union Call Report

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Oshkosh Community Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 242 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Oshkosh Community Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number66779
Federal Reserve RSSD ID996297

The official copy: search charter number 66779 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Oshkosh Community Credit Union call report, Q2 2026

Statement of Financial Condition (27 items)
Oshkosh Community Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $344K
1c. Total Cash on Hand 730A $344K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.9M
2. Cash on Deposit (total) 730B $3.9M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $4.2M
12a. Nonperpetual Capital Account 769A $52K
12b. Perpetual Contributed Capital 769B $101K
13. TOTAL OTHER INVESTMENTS AS0017 $153K
15a. Number of Total Loans and Leases 025A 1,557
15b. Total Loans and Leases 025B $15.2M
17. ACL on Loans and Leases AS0048 $126K
19. Land and Building 007 $122K
20. Other Fixed Assets 008 $84K
21. NCUA Share Insurance Capitalization Deposit 794 $171K
22d. Accrued Interest on Loans 009A $31K
22f. All Other Assets 009C $456K
22g. Total Other Assets AS0036 $488K
23. TOTAL ASSETS 010 $20.3M
Accounts Payable and Other Liabilities 825 $106K
Accrued Dividends and Interest Payable 820A $12K
Member Shares of All Types 013 $17.9M
Total Shares and Deposits 018 $17.9M
Undivided Earnings 940 $2.3M
Net Income (equity) 602 $23K
Total Net Worth 997 $2.3M
Net Worth Ratio 998 11.23%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $20.3M
Statement of Income and Expense (22 items)
Oshkosh Community Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $462K
3. Income from Investments 120 $64K
5. TOTAL INTEREST INCOME 115 $526K
6. Dividends on Shares 380 $51K
9. TOTAL INTEREST EXPENSE 350 $51K
10. NET INTEREST INCOME IS0010 $475K
12a. Credit Loss Expense - Loans and Leases IS0011 $52K
12e. Total Credit Loss Expense IS0017 $52K
13. Fee Income 131 $46K
14. Other Operating Income IS0020 $60K
23. TOTAL NON-INTEREST INCOME 117 $106K
24. Employee Compensation and Benefits 210 $164K
25. Travel and Conference 230 $5K
26. Office Occupancy 250 $29K
27. Office Operations 260 $63K
28. Educational and Promotional 270 $13K
29. Loan Servicing 280 $49K
30. Professional and Outside Services 290 $171K
32. Operating Fees 320 -$6K
33. Miscellaneous Operating Expense 360 $19K
34. TOTAL NON-INTEREST EXPENSE 671 $506K
35. NET INCOME 661A $23K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Oshkosh Community Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $57K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $27K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $8K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $1K
Loans Granted Year-to-Date 031A $393
Amount of Loans Granted Year-to-Date 031B $3.5M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $37K
Number of current members (not number of accounts) 083 2,490
Number of potential members 084 5,000
Interest Rate of Unsecured Credit Card Loans 521 1,290.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,270.00%
Interest Rate of New Vehicle Loans 523 548.00%
Interest Rate of Used Vehicle Loans 524 723.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $105K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $6K
Total Amount of All Other Shares 630 $331K
Amount of Regular Shares 657 $11.1M
Amount of Share Drafts 902 $3.7M
IRA/KEOGH Accounts - < 1 Year 906A $331K
Share Certificates - < 1 Year 908A $1.4M
Total Amount of Share Certificates 908C $2.4M
Number of Used Vehicle Loans 968 627
NCUA data file FS220A (24 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Oshkosh Community Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $16.9M
Total Shares - 1-3 Years 013B1 $946K
Total Shares - > 3 Years 013B2 $11K
Total Shares and Deposits - < 1 Year 018A $16.9M
Total Shares and Deposits - 1-3 Years 018B1 $946K
Total Shares and Deposits - > 3 Years 018B2 $11K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 6
Amount of Delinquent Indirect Loans 041E $30K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $8.5M
Amount of New Vehicle Loans 385 $1.6M
Amount of Unsecured Credit Card Loans 396 $411K
Amount of All Other Unsecured Loans/Lines of Credit 397 $495K
Share Certificates 451 $105
Number of Accounts for Share Drafts 452 1,185
IRA/KEOGH Accounts 453 $37
Number of Accounts for Regular Shares 454 3,336
All other shares 455 $203
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 4,866
Number of credit union employees who are Full-Time (26 hours or more) 564A 6
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Number of Outstanding Indirect Loans 617A 318
Total Amount of Outstanding Indirect Loans 618A $4.5M
Total credit lines 881 $1.9M
NCUA data file FS220B (23 items)

maturity and repricing buckets (40%), credit cards (17%)

Oshkosh Community Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $3K
Number - Total Delinquent Credit Card Loans 045A 3
Total Amount of Delinquent Unsecured Credit Card Loans 045B $4K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $636K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $636K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $17.3M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $331K
Amount of Regular Shares - < 1 Year 657A $11.1M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $7K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $2K
Amount of Share Drafts - < 1 Year 902A $3.7M
IRA/KEOGH Accounts - 1-3 Years 906B1 $8K
Total Amount of IRA/KEOGH Accounts 906C $339K
Share Certificates - 1-3 Years 908B1 $938K
Share Certificates - > 3 Years 908B2 $11K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $66K
Number of New Vehicle Loans 958 78
Total Shares 966 $5K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $34K
Number of Unsecured Credit Card Loans 993 490
Number of All Other Unsecured Loans/Lines of Credit 994 213
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 6
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Oshkosh Community Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $525
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $968K
NCUA data file FS220D (16 items)

member services and products offered (69%), CUSO relationships (27%)

Oshkosh Community Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Low-cost wire transfers 879W $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Oshkosh Community Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $1.9M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Oshkosh Community Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $962K
NCUA data file FS220I (12 items)

vehicle lending (59%), delinquency (44%)

Oshkosh Community Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $7K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $42K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $25K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $3K
Number of Reportable Delinquent Used Vehicle Loans 035E2 2
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $27K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $7K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $59K
Amount of New Vehicle Loans YTD Recoveries 551C1 $625
Amount of Used Vehicle Loans YTD Recoveries 551C2 $9
Commercial Share Accounts 643 $269K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $4K
NCUA data file FS220L (10 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Oshkosh Community Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $15.2M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $739K
Amount of All Other Real Estate Loans/Lines of Credit 386B $57K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 447.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 447.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 447.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 548.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.3M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $2.1M
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Oshkosh Community Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $112K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $788K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $62K
Total Unfunded Commitments for Non-Commercial Loans 816T $962K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 48
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 25
Number of All Other Real Estate Loans/Lines of Credit 960B 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 75
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Oshkosh Community Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $18.0M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $18K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $20.3M
NCUA data file FS220P (14 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Oshkosh Community Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $12K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $3K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $21K
Unsecured Credit Card Loans DL0002 $2K
All Other Unsecured Loans/Lines of Credit DL0022 $6K
All Other Unsecured Loans/Lines of Credit DL0025 $5K
All Other Unsecured Loans/Lines of Credit DL0027 $5K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $2K
Amount of Consumer Loans in Non-Accrual Status DL0145 $36K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 312
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $4.4M
Number of Indirect Loans - All Other Loans IN0007 6
Amount of Indirect Loans - All Other Loans IN0008 $25K
NCUA data file FS220Q (12 items)

investment portfolio detail (69%)

Oshkosh Community Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $52K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $101K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $153K
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $52K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $101K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $153K
RBC Total Equity RB0001 $2.3M
RBC Allowance for Credit Losses RB0002 $126K
RBC Total Additions RB0005 $126K
RBC Total Deductions RB0009 $171K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $2.2M
RBC Risk-Based Capital Numerator RB0012 $2.2M
NCUA data file FS220R (43 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Oshkosh Community Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $153K
RBC Schedule Total Consumer Loans RB0060 $12.3M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $126K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $126K
RBC Schedule Total Loans RB0079 $15.0M
RBC Total for Risk Weighting Total Loans RB0081 -$126K
RBC Total Loans 0% Weight RB0082 -$126K
RBC Schedule Total Other Assets RB0088 $865K
RBC Total for Risk Weighting Other Assets RB0090 $171K
RBC Other Assets 0% Weight RB0091 $171K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $20.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $45K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $45K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $20.3M
RBC Allowance for Credit Losses (Loans) RB0177 $126K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 4.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 161,055.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 4,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 32.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,608,328.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 124,953.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $2
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $89K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 10.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 266,722.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $2.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $129K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 22.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 696,263.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 42,618.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 7,060.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $739K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $7K
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 1.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 56,758.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $57K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $74
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $136K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $254K
Total Shares SH0013 $17.9M
Total Shares and Deposits SH0018 $17.9M

Oshkosh Community Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Oshkosh Community Credit Union call report?

The Oshkosh Community Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Oshkosh Community Credit Union file?

Oshkosh Community Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Oshkosh Community Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Oshkosh Community Credit Union is 66779.

How often does Oshkosh Community Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Oshkosh Community Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.