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Credit union call report ยท Hermitage, TN

Outreach Federal Credit Union Call Report

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Outreach Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 249 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Outreach Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number8922
Federal Reserve RSSD ID146784

The official copy: search charter number 8922 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Outreach Federal Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Outreach Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $268K
1b. Cash Items in Process of Collection AS0005 $10K
1c. Total Cash on Hand 730A $278K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $6.3M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.2M
2. Cash on Deposit (total) 730B $7.5M
3. Time Deposits in Banks and Credit Unions AS0007 $8.8M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $16.6M
12c. All Other Investments AS0016 $153K
13. TOTAL OTHER INVESTMENTS AS0017 $153K
14. Loans Held for Sale 003 $7K
15a. Number of Total Loans and Leases 025A 1,522
15b. Total Loans and Leases 025B $16.8M
17. ACL on Loans and Leases AS0048 $209K
19. Land and Building 007 $631K
20. Other Fixed Assets 008 $36K
21. NCUA Share Insurance Capitalization Deposit 794 $300K
22d. Accrued Interest on Loans 009A $49K
22f. All Other Assets 009C $951K
22g. Total Other Assets AS0036 $999K
23. TOTAL ASSETS 010 $35.3M
Accounts Payable and Other Liabilities 825 $220K
Member Shares of All Types 013 $31.2M
Total Shares and Deposits 018 $31.2M
Undivided Earnings 940 $3.3M
Total Net Worth 997 $3.9M
Net Worth Ratio 998 10.96%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $35.3M
Statement of Income and Expense (22 items)
Outreach Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $613K
3. Income from Investments 120 $290K
5. TOTAL INTEREST INCOME 115 $904K
6. Dividends on Shares 380 $375K
9. TOTAL INTEREST EXPENSE 350 $375K
10. NET INTEREST INCOME IS0010 $529K
12a. Credit Loss Expense - Loans and Leases IS0011 $38K
12e. Total Credit Loss Expense IS0017 $38K
13. Fee Income 131 $82K
14. Other Operating Income IS0020 $13K
23. TOTAL NON-INTEREST INCOME 117 $96K
24. Employee Compensation and Benefits 210 $276K
25. Travel and Conference 230 $3K
26. Office Occupancy 250 $29K
27. Office Operations 260 $187K
28. Educational and Promotional 270 $8K
29. Loan Servicing 280 $11K
30. Professional and Outside Services 290 $7K
32. Operating Fees 320 $6K
33. Miscellaneous Operating Expense 360 $3K
34. TOTAL NON-INTEREST EXPENSE 671 $530K
35. NET INCOME 661A $56K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Outreach Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $376K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $36K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $24K
Loans Granted Year-to-Date 031A $299
Amount of Loans Granted Year-to-Date 031B $2.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $84K
Number of current members (not number of accounts) 083 2,147
Number of potential members 084 745,900
Interest Rate of Unsecured Credit Card Loans 521 890.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,099.00%
Interest Rate of New Vehicle Loans 523 525.00%
Interest Rate of Used Vehicle Loans 524 625.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $59K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $29K
Total Amount of All Other Shares 630 $376K
Amount of Regular Shares 657 $8.0M
Amount of Share Drafts 902 $1.6M
IRA/KEOGH Accounts - < 1 Year 906A $2.0M
Share Certificates - < 1 Year 908A $12.0M
Total Amount of Share Certificates 908C $12.0M
Total Amount of Money Market Shares 911 $7.2M
Number of Used Vehicle Loans 968 428
NCUA form-section FS220A (19 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Outreach Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $31.2M
Total Shares and Deposits - < 1 Year 018A $31.2M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 10
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $5.9M
Amount of New Vehicle Loans 385 $1.1M
Amount of Unsecured Credit Card Loans 396 $893K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.1M
Share Certificates 451 $155
Number of Accounts for Share Drafts 452 857
IRA/KEOGH Accounts 453 $66
Number of Accounts for Regular Shares 454 2,077
All other shares 455 $283
Money Market Shares 458 $165
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 3,603
Number of credit union employees who are Full-Time (26 hours or more) 564A 7
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $80K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 2,345.00%
Total credit lines 881 $500K
NCUA form-section FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Outreach Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 4
Total Amount of Delinquent Unsecured Credit Card Loans 045B $6K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $379K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $379K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $30.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $376K
Amount of Regular Shares - < 1 Year 657A $8.0M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $6K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $3K
Amount of Share Drafts - < 1 Year 902A $1.6M
Total Amount of IRA/KEOGH Accounts 906C $2.0M
Money Market Shares - < 1 Year 911A $7.2M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $338K
Number of New Vehicle Loans 958 42
Total Shares 966 $4K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $31K
Number of Unsecured Credit Card Loans 993 581
Number of All Other Unsecured Loans/Lines of Credit 994 272
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 24
NCUA form-section FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

Outreach Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $44
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $6
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $5.1M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $384K
NCUA form-section FS220D (17 items)

member services and products offered (69%), CUSO relationships (27%)

Outreach Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Credit Management and Repair 879B6 $1
No Cost Bill Payer 879C2 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Online Banking PI0009 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (6 items)

loans and leases (32%), participation loans (18%)

Outreach Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $532K
Total Outstanding Amount of Participation Loans Purchased By Type 691L $455K
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $361K
Total Credit Lines at Corporate Credit Unions 884 $500K
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $532K
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $532K
NCUA form-section FS220H (8 items)

student loans (43%), delinquency (27%)

Outreach Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Number of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031C 118
Amount of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031D $43K
Amount of Payday Alternative Loans (PAL loans) 397A $13K
Interest Rate of Payday Alternative Loans (PAL loans) 522A 2,800.00%
Total Unfunded Commitments for all loan types 816A $1.3M
Number of Payday Alternative Loans (PAL loans) 994A 27
Total number of TDR loans outstanding 1000F $12
Total amount of TDR loans outstanding 1001F $200K
NCUA form-section FS220I (8 items)

vehicle lending (59%), delinquency (44%)

Outreach Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $318K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $36K
Number of Reportable Delinquent Used Vehicle Loans 035E2 5
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $76K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $23K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $7K
Commercial Share Accounts 643 $235K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $7K
NCUA form-section FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Outreach Federal Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Other Non-insurance 789F $906K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $906K
NCUA form-section FS220L (15 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Outreach Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $16.8M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $986K
Amount of All Other Real Estate Loans/Lines of Credit 386B $512K
Total outstanding balance of commercial loans to members 400A1 $394K
Outstanding balance of Member Commercial and Industrial loans 400L2 $394K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $394K
Outstanding balance of all member and non-member commercial loans 400T1 $394K
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 625.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 650.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 700.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 575.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 825.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.1M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $4.8M
NCUA form-section FS220M (11 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Outreach Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.1M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $250K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.3M
Total number of member commercial loans 900A1 $9
Number of Member Commercial and Industrial loans 900L2 9
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 9
Total Number of Member and Nonmember commercial loans 900T1 $9
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 62
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 13
Number of All Other Real Estate Loans/Lines of Credit 960B 5
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 83
NCUA form-section FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Outreach Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $31.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $35.3M
NCUA form-section FS220P (10 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Outreach Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $30K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $18K
Unsecured Credit Card Loans DL0002 $6K
All Other Unsecured Loans/Lines of Credit DL0022 $35K
All Other Unsecured Loans/Lines of Credit DL0023 $2K
All Other Unsecured Loans/Lines of Credit DL0027 $2K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1
Used Vehicle Loans DL0037 $40K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $49K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $2K
NCUA form-section FS220Q (15 items)

investment portfolio detail (69%)

Outreach Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $7.8M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $992K
Investment Maturity Distribution - Time Deposits - Total NV0116 $8.8M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $153K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $153K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $7.9M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $992K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $8.9M
RBC Total Equity RB0001 $3.9M
RBC Allowance for Credit Losses RB0002 $209K
RBC Total Additions RB0005 $209K
RBC Total Deductions RB0009 $300K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.8M
RBC Risk-Based Capital Numerator RB0012 $3.8M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $94K
NCUA form-section FS220R (38 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Outreach Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $153K
RBC Schedule Total Consumer Loans RB0060 $10.6M
RBC Schedule Total Commercial Loans RB0068 $394K
RBC Adjustments to Loans Held for Sale RB0075 -$7K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $209K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $209K
RBC Schedule Total Loans RB0079 $16.6M
RBC Adjustments to Total Loans RB0080 -$7K
RBC Total for Risk Weighting Total Loans RB0081 -$209K
RBC Total Loans 0% Weight RB0082 -$209K
RBC Schedule Total Other Assets RB0088 $2.0M
RBC Total for Risk Weighting Other Assets RB0090 $300K
RBC Other Assets 0% Weight RB0091 $300K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $35.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $91K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $91K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $35.3M
RBC Allowance for Credit Losses (Loans) RB0177 $209K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 29.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 2,725,401.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 23.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 2,085,525.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $4.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 13.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 985,971.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 110,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $986K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $110K
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 5.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 512,481.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Granted YTD RL0034 100,000.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $512K
All Other (Non-commercial) Real Estate - Amount of Loans Granted YTD - Total RL0045 $100K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $70
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $6.3M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $210K
Total Shares SH0013 $31.2M
Total Shares and Deposits SH0018 $31.2M

Outreach Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Outreach Federal Credit Union call report?

The Outreach Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Outreach Federal Credit Union file?

Outreach Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Outreach Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Outreach Federal Credit Union is 8922.

How often does Outreach Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Outreach Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.