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Park Federal Credit Union dba Park Community Credit Union Call Report

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Park Federal Credit Union dba Park Community Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 479 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Park Federal Credit Union dba Park Community Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number24931
Federal Reserve RSSD ID751085

The official copy: search charter number 24931 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Park Federal Credit Union dba Park Community Credit Union call report, Q2 2026

Statement of Financial Condition (36 items)
Park Federal Credit Union dba Park Community Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $13.2M
1c. Total Cash on Hand 730A $13.2M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $22.9M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $7.8M
2c. Cash on Deposit in Other Financial Institutions 730B2 $23.8M
2. Cash on Deposit (total) 730B $54.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $67.7M
8. Available-for-Sale Debt Securities AS0067 $146.6M
11. TOTAL INVESTMENT SECURITIES AS0013 $146.6M
12b. Perpetual Contributed Capital 769B $1.4M
12c. All Other Investments AS0016 $4.2M
13. TOTAL OTHER INVESTMENTS AS0017 $5.6M
15a. Number of Total Loans and Leases 025A 42,726
15b. Total Loans and Leases 025B $1.09B
17. ACL on Loans and Leases AS0048 $12.6M
18c. Foreclosed/Repossessed - Vehicles AS0024 $727K
18e. Foreclosed/Repossessed Assets (total) 798A $727K
19. Land and Building 007 $19.3M
20. Other Fixed Assets 008 $8.4M
21. NCUA Share Insurance Capitalization Deposit 794 $11.0M
22d. Accrued Interest on Loans 009A $4.9M
22e. Accrued Interest on Investments 009B $349K
22f. All Other Assets 009C $91.5M
22g. Total Other Assets AS0036 $96.7M
23. TOTAL ASSETS 010 $1.43B
Accounts Payable and Other Liabilities 825 $29.5M
Accrued Dividends and Interest Payable 820A $449K
Borrowings (total) 860C $180.8M
Member Shares of All Types 013 $1.10B
Nonmember Deposits 880 $20.9M
Total Shares and Deposits 018 $1.12B
Undivided Earnings 940 $126.1M
Other Reserves 658 $2.8M
Total Net Worth 997 $255.4M
Net Worth Ratio 998 17.86%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $1.43B
Statement of Income and Expense (27 items)
Park Federal Credit Union dba Park Community Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $34.6M
3. Income from Investments 120 $2.6M
5. TOTAL INTEREST INCOME 115 $37.1M
6. Dividends on Shares 380 $9.2M
8. Interest on Borrowed Money 340 $1.6M
9. TOTAL INTEREST EXPENSE 350 $10.8M
10. NET INTEREST INCOME IS0010 $26.4M
12a. Credit Loss Expense - Loans and Leases IS0011 $9.4M
12e. Total Credit Loss Expense IS0017 $9.4M
13. Fee Income 131 $4.0M
14. Other Operating Income IS0020 $5.6M
18. Gain (Loss) on Disposition of Fixed Assets 430 -$529K
19. Gain (Loss) on Sale of Loans IS0029 $156K
20. Gain (Loss) on Sales of Other Real Estate Owned IS0030 $292K
22. Other Non-Operating Income 440 $552K
23. TOTAL NON-INTEREST INCOME 117 $10.1M
24. Employee Compensation and Benefits 210 $12.4M
25. Travel and Conference 230 $100K
26. Office Occupancy 250 $1.5M
27. Office Operations 260 $6.5M
28. Educational and Promotional 270 $477K
29. Loan Servicing 280 $1.4M
30. Professional and Outside Services 290 $684K
32. Operating Fees 320 $108K
33. Miscellaneous Operating Expense 360 $938K
34. TOTAL NON-INTEREST EXPENSE 671 $24.1M
35. NET INCOME 661A $2.9M
Statement pages - all other filed accounts (27 items)

delinquency (21%), credit cards (21%)

Park Federal Credit Union dba Park Community Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $8.0M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $5.1M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $2.6M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $6.1M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $76K
Loans Granted Year-to-Date 031A $11K
Amount of Loans Granted Year-to-Date 031B $164.0M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $21.8M
Number of current members (not number of accounts) 083 82,105
Number of potential members 084 1,067,496
Net Member Business Loan Balance 400A $176.8M
Non-Member Deposits 457 $8
Interest Rate of Unsecured Credit Card Loans 521 1,799.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,800.00%
Interest Rate of New Vehicle Loans 523 799.00%
Interest Rate of Used Vehicle Loans 524 724.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $9.3M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $734K
Total Amount of All Other Shares 630 $5.7M
Amount of Regular Shares 657 $293.2M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $8.4M
Amount of Share Drafts 902 $264.6M
IRA/KEOGH Accounts - < 1 Year 906A $34.9M
Share Certificates - < 1 Year 908A $300.2M
Total Amount of Share Certificates 908C $338.9M
Total Amount of Money Market Shares 911 $140.9M
Number of Used Vehicle Loans 968 10,581
NCUA form-section FS220A (32 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $1.04B
Total Shares - 1-3 Years 013B1 $45.2M
Total Shares - > 3 Years 013B2 $12.8M
Total Shares and Deposits - < 1 Year 018A $1.06B
Total Shares and Deposits - 1-3 Years 018B1 $45.2M
Total Shares and Deposits - > 3 Years 018B2 $12.8M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 617
Amount of Delinquent Indirect Loans 041E $1.6M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $203.1M
Amount of New Vehicle Loans 385 $24.8M
Amount of Unsecured Credit Card Loans 396 $13.5M
Amount of All Other Unsecured Loans/Lines of Credit 397 $85.2M
Share Certificates 451 $14K
Number of Accounts for Share Drafts 452 53,389
IRA/KEOGH Accounts 453 $3K
Number of Accounts for Regular Shares 454 88,577
All other shares 455 $3K
Money Market Shares 458 $4K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 166,037
Number of credit union employees who are Full-Time (26 hours or more) 564A 257
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 6
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $78.5M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,702.00%
Number of Outstanding Indirect Loans 617A 8,101
Total Amount of Outstanding Indirect Loans 618A $140.6M
Total credit lines 881 $713.4M
Draws against lines of credit, less than 1 year 883A $42.2M
Draws against lines of credit, 1 to 3 years 883B1 $12.1M
Draws against lines of credit, total amount 883C $54.3M
Total Subordinated Debt included in Net Worth 925A $126.5M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$3.9M
NCUA form-section FS220B (35 items)

maturity and repricing buckets (40%), credit cards (17%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $120
Number - Total Delinquent Credit Card Loans 045A 27
Total Amount of Delinquent Unsecured Credit Card Loans 045B $85K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $46.8M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $46.8M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $1.07B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $5.7M
Amount of Regular Shares - < 1 Year 657A $293.2M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $412K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $46K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $7.7M
Total Borrowings - < 1 Year 860A $43.2M
Total Borrowings - 1-3 Years 860B1 $14.1M
Total Borrowings - > 3 Years 860B2 $123.5M
Subordinated Debt - < 1 Year 867A $1.0M
Subordinated Debt - 1-3 Years 867B1 $2.0M
Subordinated Debt - > 3 Years 867B2 $123.5M
Total Amount of Subordinated Debt 867C $126.5M
Non-Member Deposits - < 1 Year 880A $20.9M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $264.6M
IRA/KEOGH Accounts - 1-3 Years 906B1 $9.3M
IRA/KEOGH Accounts - > 3 Years 906B2 $9.9M
Total Amount of IRA/KEOGH Accounts 906C $54.1M
Share Certificates - 1-3 Years 908B1 $35.9M
Share Certificates - > 3 Years 908B2 $2.8M
Money Market Shares - < 1 Year 911A $140.9M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.3M
Number of New Vehicle Loans 958 1,097
Total Shares 966 $166K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $3.1M
Number of Unsecured Credit Card Loans 993 8,337
Number of All Other Unsecured Loans/Lines of Credit 994 14,025
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 21
NCUA form-section FS220C (9 items)

charge-offs and recoveries (27%), participation loans (18%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $4.1M
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $11K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $319K
Number of credit union branches (include the main office if member services are conducted at that location) 566 18
Supplemental Share Information - Accts Held by Member Government Depositors 631 $901K
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $169.4M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $19.9M
Amount of Participation Loans Purchased Year-to-Date 690 $3.0M
NCUA form-section FS220D (34 items)

member services and products offered (69%), CUSO relationships (27%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (9 items)

loans and leases (32%), participation loans (18%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $30.0M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $1.9M
Total Outstanding Amount of Participation Loans Sold By Type 691N $10.4M
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 169
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $6.5M
Total Value of Investments in CUSOs 851 $9.1M
Total Aggregate Cash Outlay in CUSOs 853 $9.0M
Assets Pledged to Secure Borrowings 878 $908.2M
Total Credit Lines at Corporate Credit Unions 884 $110.0M
NCUA form-section FS220H (9 items)

student loans (43%), delinquency (27%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Non-Federally Guaranteed Student Loans YTD Charge Offs 550T $4K
Non-Federally Guaranteed Student Loans YTD Recoveries 551T $3K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 1,000.00%
Outstanding Amount of Non-Federally Guaranteed Student Loans Participations Purchased 691L7 $315K
Amount of Non-Federally Guaranteed Student Loans 698A $315K
Total Unfunded Commitments for all loan types 816A $119.2M
Number of Non-Federally Guaranteed Student Loans 963A 210
Total number of TDR loans outstanding 1000F $34
Total amount of TDR loans outstanding 1001F $3.7M
NCUA form-section FS220I (20 items)

vehicle lending (59%), delinquency (44%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $214K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $4.2M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $115K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $939K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $85K
Number of Reportable Delinquent New Vehicle Loans 035E1 9
Number of Reportable Delinquent Used Vehicle Loans 035E2 152
Amount of Reportable Delinquent New Vehicle Loans 041C1 $325K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $3.2M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $216K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $5.3M
Amount of New Vehicle Loans YTD Recoveries 551C1 $49K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $470K
Commercial Share Accounts 643 $53.0M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $453K
Total Other Credit Lines 884D $126.5M
Draws Against LOCs from Other Sources 885A2 $126.5M
Draws Against LOCs from FHLB 885A3 $54.3M
Total Draws Againts LOCs 885A4 $180.8M
Number of International Remittances originated Year-to-Date 928 69
NCUA form-section FS220J (4 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $17.3M
Other Assets - Other Insurance 789E2 $22.6M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $39.9M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $5.4M
NCUA form-section FS220L (50 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $43K
Total Amount of Loans & Leases on Loan Schedule 025B1 $1.09B
Total number of commercial loans to members granted or purchased YTD 090A1 $17
Total number of purchased commercial loans or participation interests to nonmembers purchased YTD 090B1 $1
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 2
Number of purchased or participation interests in commercial loans secured by non-owner occupied non-farm, non-residential property to nonmembers purchased YTD 090J3 1
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $15
Total Number of purchased or participation interests in commercial loans secured by real estate to nonmembers YTD 090K3 $1
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 2
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 13
Number of member construction and development commercial loans 143A3 6
Outstanding balance of member construction and development commercial loans 143B3 $5.9M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $117.3M
Total outstanding balance of commercial loans to members 400A1 $176.7M
Total outstanding balance of nonmember commercial loans 400B1 $25.1M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $158K
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $42K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $15.7M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $227K
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $44.4M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $18.8M
Outstanding balance of Member Commercial and Industrial loans 400L2 $11.4M
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $824K
Outstanding balance of member commercial loans Secured Multifamily Property 400M $99.2M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $5.2M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $12.4M
Outstanding balance of all member and non-member commercial loans 400T1 $201.8M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $19.5M
Total Dollar amount of nonmember commercial loans purchased YTD 475B1 $3.0M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $2.7M
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property purchased YTD 475J3 $3.0M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $14.0M
Total Dollar amount of real estate secured commercial loans to nonmembers purchased YTD 475K3 $3.0M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $5.5M
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $11.3M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 625.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 725.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 675.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 600.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 1,274.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $25.1M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $5.4M
Outstanding Amount of Commercial Construction & Development Loans Sold 691N9 $5.0M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $20.9M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $419.4M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $165.2M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $24.2M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $189.4M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $12.4M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 5
NCUA form-section FS220M (27 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $72.7M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $28.2M
Total Unfunded Commitments for Commercial Loans 814K $15.9M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $967K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $1.1M
Total Unfunded Commitments for Non-Commercial Loans 816T $103.3M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $299K
Total number of member commercial loans 900A1 $431
Total number of nonmember commercial loans 900B1 $13
Number of Member Unsecured Commercial Loans 900C5 2
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 69
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 22
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 1
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 89
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 9
Total number of real estate secured member commercial loans 900K2 $347
Total number of real estate secured nonmember commercial loans 900K3 $12
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 359
Number of Member Commercial and Industrial loans 900L2 13
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 1
Number of member commercial loans Secured by Multifamily Property 900M 230
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 2
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 85
Total Number of Member and Nonmember commercial loans 900T1 $444
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 2,974
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 2,753
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 2,305
NCUA form-section FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $7.6M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $24.2M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $37.5M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $77.4M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$24.3M
Total Liabilities LI0069 $1.33B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $238K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $1.43B
NCUA form-section FS220P (59 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $3.2M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $78K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $181K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $68K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $20K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0036 $500
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Unsecured Commercial Loans CH0038 $20K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $19.2M
Unsecured Credit Card Loans DL0002 $85K
All Other Unsecured Loans/Lines of Credit DL0022 $617K
All Other Unsecured Loans/Lines of Credit DL0023 $630K
All Other Unsecured Loans/Lines of Credit DL0024 $496K
All Other Unsecured Loans/Lines of Credit DL0025 $58K
All Other Unsecured Loans/Lines of Credit DL0027 $1.2M
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $307
New Vehicle Loans DL0030 $210K
Used Vehicle Loans DL0037 $2.2M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $570K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $234K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $181K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $415K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $38
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $440K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $4.5M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $3.2M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $1.6M
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $999K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $10.3M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $72
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $730K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $136K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $179K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $591K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $123K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $1.0M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $10
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Construction and Development Loans DL0082 $5.0M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Construction and Development Loans DL0083 $5.0M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Construction and Development Loans DL0084 $1
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Multifamily DL0092 $951K
Dollar Amount of Reportable Delinquency - 180 - 359 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0109 $227K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0111 $227K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0112 $1
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0120 $108K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $8.0M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $227K
Amount of Consumer Loans in Non-Accrual Status DL0145 $8.3M
Amount of Commercial Loans in Non-Accrual Status DL0146 $5.9M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $6
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $1.0M
Number of Indirect Loans - New and Used Vehicle Loans IN0001 3,908
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $90.7M
Number of Indirect Loans - All Other Loans IN0007 4,193
Amount of Indirect Loans - All Other Loans IN0008 $49.9M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $28.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $15.9M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $72.7M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $2.4M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $91.0M
NCUA form-section FS220Q (32 items)

investment portfolio detail (69%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Financial Standby Letters of Credit LQ0022 $20K
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $212.4M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $347.7M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $566.5M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $129.3M
Total Borrowings LQ0860 $180.8M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $6.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $5.8M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $164.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $140.8M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $170.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $146.6M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $170.9M
Total Fair Value Available-for-Sale Debt Securities NV0084 $146.6M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $146.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $4.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $1.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $5.6M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $7.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $28.4M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $37.5M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $77.4M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $1.4M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $152.2M
RBC Total Equity RB0001 $128.9M
RBC Allowance for Credit Losses RB0002 $12.6M
RBC Total Additions RB0005 $12.6M
RBC Total Deductions RB0009 $11.0M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $130.5M
RBC Risk-Based Capital Numerator RB0012 $130.5M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $2.6M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0049 $3.0M
NCUA form-section FS220R (55 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $129.3M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $91.0M
CCULR Off-Balance sheet exposures ratio LR0003 636.00%
RBC Schedule Total Investments RB0039 $152.2M
RBC Schedule Total Consumer Loans RB0060 $347.8M
RBC Schedule Total Commercial Loans RB0068 $201.8M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $12.6M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $12.6M
RBC Schedule Total Loans RB0079 $1.07B
RBC Total for Risk Weighting Total Loans RB0081 -$12.6M
RBC Total Loans 0% Weight RB0082 -$12.6M
RBC Schedule Total Other Assets RB0088 $136.2M
RBC Total for Risk Weighting Other Assets RB0090 $11.0M
RBC Other Assets 0% Weight RB0091 $11.0M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $1.43B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$1.6M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$1.6M
RBC All other off-balance sheet exposures RB0133 $20K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $1.43B
RBC Allowance for Credit Losses (Loans) RB0177 $12.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 1,099.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 150,349,020.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 19,872,606.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 349.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 26,409,438.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 2,905,950.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $401
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $44.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $310K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $15
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $1.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 1,103.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 196,942,535.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 4,332,058.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $419.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $27.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 376.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 10,942,485.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 2,160,055.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 2,377.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 106,394,080.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 15,470,049.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $117.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $17.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $6K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $536.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $45.1M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $276.2M
Total Shares SH0013 $1.10B
Total Shares and Deposits SH0018 $1.12B
Total Non-Member Deposits SH0880 $20.9M
Number of Loans Sold, Year-to-date SL0022 31
Amount of Loans Sold, Year-to-date SL0023 $7.7M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 31
NCUA form-section FS220S (6 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Park Federal Credit Union dba Park Community Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Unsecured personal loans PP0041 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Park Federal Credit Union dba Park Community Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Park Federal Credit Union dba Park Community Credit Union call report?

The Park Federal Credit Union dba Park Community Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Park Federal Credit Union dba Park Community Credit Union file?

Park Federal Credit Union dba Park Community Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Park Federal Credit Union dba Park Community Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Park Federal Credit Union dba Park Community Credit Union is 24931.

How often does Park Federal Credit Union dba Park Community Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Park Federal Credit Union dba Park Community Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.