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Credit union call report ยท Jackson, TN

Patriot Equity Credit Union Call Report

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Patriot Equity Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 253 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Patriot Equity Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number60082
Federal Reserve RSSD ID367299

The official copy: search charter number 60082 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Patriot Equity Credit Union call report, Q2 2026

Statement of Financial Condition (26 items)
Patriot Equity Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $257K
1c. Total Cash on Hand 730A $257K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.8M
2. Cash on Deposit (total) 730B $3.8M
3. Time Deposits in Banks and Credit Unions AS0007 $9.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $13.5M
12b. Perpetual Contributed Capital 769B $203K
13. TOTAL OTHER INVESTMENTS AS0017 $203K
15a. Number of Total Loans and Leases 025A 726
15b. Total Loans and Leases 025B $17.5M
17. ACL on Loans and Leases AS0048 $548K
19. Land and Building 007 $1.8M
20. Other Fixed Assets 008 $75K
21. NCUA Share Insurance Capitalization Deposit 794 $269K
22d. Accrued Interest on Loans 009A $87K
22e. Accrued Interest on Investments 009B $28K
22f. All Other Assets 009C $59K
22g. Total Other Assets AS0036 $174K
23. TOTAL ASSETS 010 $33.0M
Accounts Payable and Other Liabilities 825 $184K
Member Shares of All Types 013 $29.3M
Total Shares and Deposits 018 $29.3M
Undivided Earnings 940 $3.6M
Total Net Worth 997 $3.6M
Net Worth Ratio 998 10.76%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $33.0M
Statement of Income and Expense (23 items)
Patriot Equity Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $609K
3. Income from Investments 120 $231K
5. TOTAL INTEREST INCOME 115 $840K
6. Dividends on Shares 380 $9K
7. Interest on Deposits 381 $192K
9. TOTAL INTEREST EXPENSE 350 $202K
10. NET INTEREST INCOME IS0010 $639K
12a. Credit Loss Expense - Loans and Leases IS0011 $83K
12e. Total Credit Loss Expense IS0017 $83K
13. Fee Income 131 $117K
14. Other Operating Income IS0020 $59K
23. TOTAL NON-INTEREST INCOME 117 $176K
24. Employee Compensation and Benefits 210 $281K
25. Travel and Conference 230 $20K
26. Office Occupancy 250 $53K
27. Office Operations 260 $92K
28. Educational and Promotional 270 $20K
29. Loan Servicing 280 $23K
30. Professional and Outside Services 290 $215K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $16K
34. TOTAL NON-INTEREST EXPENSE 671 $725K
35. NET INCOME 661A $6K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Patriot Equity Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $507K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $103K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $38K
Loans Granted Year-to-Date 031A $47
Amount of Loans Granted Year-to-Date 031B $885K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $512K
Number of current members (not number of accounts) 083 2,025
Number of potential members 084 50,000
Net Member Business Loan Balance 400A $8K
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,162.00%
Interest Rate of New Vehicle Loans 523 784.00%
Interest Rate of Used Vehicle Loans 524 1,094.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $195K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $41K
Amount of Regular Shares 657 $13.0M
Amount of Share Drafts 902 $5.4M
IRA/KEOGH Accounts - < 1 Year 906A $455K
Share Certificates - < 1 Year 908A $10.1M
Total Amount of Share Certificates 908C $10.1M
Total Amount of Money Market Shares 911 $306K
Number of Used Vehicle Loans 968 359
NCUA data file FS220A (20 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Patriot Equity Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $29.2M
Total Shares - 1-3 Years 013B1 $79K
Total Shares and Deposits - < 1 Year 018A $29.2M
Total Shares and Deposits - 1-3 Years 018B1 $79K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 31
Amount of Delinquent Indirect Loans 041E $324K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $5.5M
Amount of New Vehicle Loans 385 $1.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $494K
Share Certificates 451 $142
Number of Accounts for Share Drafts 452 976
IRA/KEOGH Accounts 453 $39
Number of Accounts for Regular Shares 454 2,182
Money Market Shares 458 $15
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 3,354
Number of credit union employees who are Full-Time (26 hours or more) 564A 8
Number of Outstanding Indirect Loans 617A 203
Total Amount of Outstanding Indirect Loans 618A $3.1M
Total credit lines 881 $3.0M
NCUA data file FS220B (15 items)

maturity and repricing buckets (40%), credit cards (17%)

Patriot Equity Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $3.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $3.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $26.3M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $13.0M
Amount of Share Drafts - < 1 Year 902A $5.4M
Total Amount of IRA/KEOGH Accounts 906C $455K
Share Certificates - 1-3 Years 908B1 $79K
Money Market Shares - < 1 Year 911A $306K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $190K
Number of New Vehicle Loans 958 62
Total Shares 966 $3K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $734K
Number of All Other Unsecured Loans/Lines of Credit 994 162
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 4
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Patriot Equity Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $122K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $19K
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $6.3M
NCUA data file FS220D (16 items)

member services and products offered (69%), CUSO relationships (27%)

Patriot Equity Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
No Cost Bill Payer 879C2 $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Patriot Equity Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $3.0M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Patriot Equity Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.0M
Total number of TDR loans outstanding 1000F $9
Total amount of TDR loans outstanding 1001F $167K
NCUA data file FS220I (14 items)

vehicle lending (59%), delinquency (44%)

Patriot Equity Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $20K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $318K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $818
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $99K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $34K
Number of Reportable Delinquent New Vehicle Loans 035E1 2
Number of Reportable Delinquent Used Vehicle Loans 035E2 25
Amount of Reportable Delinquent New Vehicle Loans 041C1 $29K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $464K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $167K
Amount of New Vehicle Loans YTD Recoveries 551C1 $4K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $30K
Commercial Share Accounts 643 $486K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $20K
NCUA data file FS220L (15 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Patriot Equity Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $726
Total Amount of Loans & Leases on Loan Schedule 025B1 $17.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $440K
Amount of All Other Real Estate Loans/Lines of Credit 386B $167K
Total outstanding balance of commercial loans to members 400A1 $8K
Outstanding balance of Member Commercial and Industrial loans 400L2 $8K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $8K
Outstanding balance of all member and non-member commercial loans 400T1 $8K
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 966.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 658.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 481.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 386.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 902.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $624K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $8.7M
NCUA data file FS220M (12 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Patriot Equity Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $139K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $393K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.0M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $478K
Total number of member commercial loans 900A1 $2
Number of Member Commercial and Industrial loans 900L2 2
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 2
Total Number of Member and Nonmember commercial loans 900T1 $2
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 71
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 14
Number of All Other Real Estate Loans/Lines of Credit 960B 6
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 50
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Patriot Equity Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $29.5M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $500K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $33.0M
NCUA data file FS220P (24 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Patriot Equity Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $14K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $5K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $13K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $2K
All Other Unsecured Loans/Lines of Credit DL0023 $3K
All Other Unsecured Loans/Lines of Credit DL0024 $3K
All Other Unsecured Loans/Lines of Credit DL0025 $5K
All Other Unsecured Loans/Lines of Credit DL0027 $11K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
New Vehicle Loans DL0030 $29K
Used Vehicle Loans DL0037 $331K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $35K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $8K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $8K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $134K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $371K
Amount of Consumer Loans in Non-Accrual Status DL0145 $141K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $3
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $63K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 199
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $3.1M
Number of Indirect Loans - All Other Loans IN0007 4
Amount of Indirect Loans - All Other Loans IN0008 $9K
NCUA data file FS220Q (14 items)

investment portfolio detail (69%)

Patriot Equity Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $5.2M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $4.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $9.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $203K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $203K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $5.4M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $4.2M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $9.7M
RBC Total Equity RB0001 $3.6M
RBC Allowance for Credit Losses RB0002 $548K
RBC Total Additions RB0005 $548K
RBC Total Deductions RB0009 $269K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.8M
RBC Risk-Based Capital Numerator RB0012 $3.8M
NCUA data file FS220R (41 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Patriot Equity Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $203K
RBC Schedule Total Consumer Loans RB0060 $8.4M
RBC Schedule Total Commercial Loans RB0068 $8K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $548K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $548K
RBC Schedule Total Loans RB0079 $17.0M
RBC Total for Risk Weighting Total Loans RB0081 -$548K
RBC Total Loans 0% Weight RB0082 -$548K
RBC Schedule Total Other Assets RB0088 $2.4M
RBC Total for Risk Weighting Other Assets RB0090 $269K
RBC Other Assets 0% Weight RB0091 $269K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $33.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$279K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$279K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $33.0M
RBC Allowance for Credit Losses (Loans) RB0177 $548K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 38.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 3,486,111.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 12.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 952,866.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $21
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $4.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $8.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 6.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 241,465.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 65,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 7.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 165,963.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 32,686.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $440K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $65K
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 6.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 166,859.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $167K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $91
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $9.3M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $65K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $351K
Total Shares SH0013 $29.3M
Total Shares and Deposits SH0018 $29.3M

Patriot Equity Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Patriot Equity Credit Union call report?

The Patriot Equity Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Patriot Equity Credit Union file?

Patriot Equity Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Patriot Equity Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Patriot Equity Credit Union is 60082.

How often does Patriot Equity Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Patriot Equity Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.