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Pennsylvania State Employees Credit Union dba Psecu: Net Worth Ratio

11.85% Well capitalized under NCUA rules (7% or more)

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 64131) · FFIEC NIC profile (RSSD 268592)

Pennsylvania State Employees Credit Union dba Psecu reported a net worth ratio of 11.85% as of Q2 2026. The net worth ratio is the NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

6-Quarter Trend

Q1 2025 Q2 2026 (latest)
Q2 202611.85%
Q1 202611.34%
Q4 202511.27%
Q3 202511.28%
Q2 202510.82%
Q1 202510.40%

What Net Worth Ratio Means

The NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

Full definition & formula →

Net Worth Ratio against similar-size credit unions

Compared with 454 credit unions with $1B to $10B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 12.63% 11.85% 10.89% 64th above

Explore more for Pennsylvania State Employees Credit Union dba Psecu: delinquency ratio · return on assets · loan-to-share · or browse all credit unions.