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Credit union call report ยท Portsmouth, VA

PFD Firefighters Credit Union, Inc. Call Report

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PFD Firefighters Credit Union, Inc. filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 202 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

PFD Firefighters Credit Union, Inc. call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number66942
Federal Reserve RSSD ID937094

The official copy: search charter number 66942 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

PFD Firefighters Credit Union, Inc. call report, Q2 2026

Statement of Financial Condition (29 items)
PFD Firefighters Credit Union, Inc., Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $257K
1b. Cash Items in Process of Collection AS0005 $33K
1c. Total Cash on Hand 730A $290K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.2M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.7M
2. Cash on Deposit (total) 730B $3.9M
3. Time Deposits in Banks and Credit Unions AS0007 $1.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $5.6M
12b. Perpetual Contributed Capital 769B $65K
13. TOTAL OTHER INVESTMENTS AS0017 $65K
15a. Number of Total Loans and Leases 025A 1,145
15b. Total Loans and Leases 025B $28.4M
17. ACL on Loans and Leases AS0048 $524
19. Land and Building 007 $7K
20. Other Fixed Assets 008 $10K
21. NCUA Share Insurance Capitalization Deposit 794 $280K
22c. Other Intangible Assets AS0032 $1K
22d. Accrued Interest on Loans 009A $76K
22f. All Other Assets 009C $55K
22g. Total Other Assets AS0036 $133K
23. TOTAL ASSETS 010 $34.4M
Accounts Payable and Other Liabilities 825 $95K
Member Shares of All Types 013 $29.2M
Total Shares and Deposits 018 $29.2M
Undivided Earnings 940 $4.8M
Other Reserves 658 $317K
Total Net Worth 997 $5.1M
Net Worth Ratio 998 14.90%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $34.4M
Statement of Income and Expense (23 items)
PFD Firefighters Credit Union, Inc., Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $765K
2. (Less) Interest Refunded 119 -$6
3. Income from Investments 120 $49K
5. TOTAL INTEREST INCOME 115 $814K
6. Dividends on Shares 380 $291K
9. TOTAL INTEREST EXPENSE 350 $291K
10. NET INTEREST INCOME IS0010 $523K
12a. Credit Loss Expense - Loans and Leases IS0011 $2K
12e. Total Credit Loss Expense IS0017 $2K
13. Fee Income 131 $47K
14. Other Operating Income IS0020 $25K
23. TOTAL NON-INTEREST INCOME 117 $71K
24. Employee Compensation and Benefits 210 $291K
25. Travel and Conference 230 $16K
26. Office Occupancy 250 $3K
27. Office Operations 260 $43K
28. Educational and Promotional 270 $5K
29. Loan Servicing 280 $4K
30. Professional and Outside Services 290 $117K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $10K
34. TOTAL NON-INTEREST EXPENSE 671 $493K
35. NET INCOME 661A $99K
Statement pages - all other filed accounts (18 items)

delinquency (21%), credit cards (21%)

PFD Firefighters Credit Union, Inc., Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $139K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $21K
Loans Granted Year-to-Date 031A $220
Amount of Loans Granted Year-to-Date 031B $5.4M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $21K
Number of current members (not number of accounts) 083 2,293
Number of potential members 084 3,000
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,600.00%
Interest Rate of New Vehicle Loans 523 350.00%
Interest Rate of Used Vehicle Loans 524 650.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $10K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $622
Amount of Regular Shares 657 $13.2M
Amount of Share Drafts 902 $1.4M
IRA/KEOGH Accounts - < 1 Year 906A $2.8M
Share Certificates - < 1 Year 908A $543K
Total Amount of Share Certificates 908C $11.8M
Number of Used Vehicle Loans 968 476
NCUA form-section FS220A (19 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $17.9M
Total Shares - 1-3 Years 013B1 $11.0M
Total Shares - > 3 Years 013B2 $237K
Total Shares and Deposits - < 1 Year 018A $17.9M
Total Shares and Deposits - 1-3 Years 018B1 $11.0M
Total Shares and Deposits - > 3 Years 018B2 $237K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 3
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $8.9M
Amount of New Vehicle Loans 385 $7.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.0M
Share Certificates 451 $400
Number of Accounts for Share Drafts 452 834
IRA/KEOGH Accounts 453 $85
Number of Accounts for Regular Shares 454 2,633
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 3,952
Number of credit union employees who are Full-Time (26 hours or more) 564A 7
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 4
Total credit lines 881 $750K
NCUA form-section FS220B (12 items)

maturity and repricing buckets (40%), credit cards (17%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $29.2M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
Amount of Regular Shares - < 1 Year 657A $13.2M
Amount of Share Drafts - < 1 Year 902A $1.4M
Total Amount of IRA/KEOGH Accounts 906C $2.8M
Share Certificates - 1-3 Years 908B1 $11.0M
Share Certificates - > 3 Years 908B2 $237K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $605K
Number of New Vehicle Loans 958 238
Total Shares 966 $4K
Number of All Other Unsecured Loans/Lines of Credit 994 277
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 15
NCUA form-section FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $9.7M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $285K
Supplemental Share Information - Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accounts as Part of an Official Sweep Program. 641 $1.2M
Outstanding balance of brokered certificates of deposit and share certificates 788 $1.4M
NCUA form-section FS220D (18 items)

member services and products offered (69%), CUSO relationships (27%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA form-section FS220G (1 item)

loans and leases (32%), participation loans (18%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $500K
NCUA form-section FS220I (6 items)

vehicle lending (59%), delinquency (44%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $106K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $4K
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $4K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $1K
Total Other Credit Lines 884D $250K
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $28.4M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $943K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 650.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 600.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 1,050.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.3M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $8.3M
NCUA form-section FS220M (3 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 39
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 10
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 105
NCUA form-section FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $29.3M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $34.4M
NCUA form-section FS220P (6 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $10K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $622
All Other Unsecured Loans/Lines of Credit DL0022 $33K
All Other Unsecured Loans/Lines of Credit DL0024 $16K
All Other Unsecured Loans/Lines of Credit DL0027 $16K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $2
NCUA form-section FS220Q (14 items)

investment portfolio detail (69%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $388K
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.0M
Investment Maturity Distribution - Time Deposits - Total NV0116 $1.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $65K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $65K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $388K
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $1.1M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $1.5M
RBC Total Equity RB0001 $5.1M
RBC Allowance for Credit Losses RB0002 $524
RBC Total Additions RB0005 $524
RBC Total Deductions RB0009 $281K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $4.9M
RBC Risk-Based Capital Numerator RB0012 $4.9M
NCUA form-section FS220R (37 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

PFD Firefighters Credit Union, Inc., NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $65K
RBC Schedule Total Consumer Loans RB0060 $19.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $524
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $524
RBC Schedule Total Loans RB0079 $28.4M
RBC Total for Risk Weighting Total Loans RB0081 -$524
RBC Total Loans 0% Weight RB0082 -$524
RBC Schedule Total Other Assets RB0088 $430K
RBC Total for Risk Weighting Other Assets RB0090 $281K
RBC Other Assets 0% Weight RB0091 $281K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $34.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $281K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $281K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $34.4M
RBC Allowance for Credit Losses (Loans) RB0177 $524
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 10.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 2,752,662.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 9.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 708,775.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $20
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $4.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $970K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $8.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $970K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 7.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 747,563.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 370,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 195,593.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $943K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $370K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $49
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $9.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.3M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $86K
Total Shares SH0013 $29.2M
Total Shares and Deposits SH0018 $29.2M

PFD Firefighters Credit Union, Inc. call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the PFD Firefighters Credit Union, Inc. call report?

The PFD Firefighters Credit Union, Inc. call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does PFD Firefighters Credit Union, Inc. file?

PFD Firefighters Credit Union, Inc. files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the PFD Firefighters Credit Union, Inc. call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for PFD Firefighters Credit Union, Inc. is 66942.

How often does PFD Firefighters Credit Union, Inc. file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

PFD Firefighters Credit Union, Inc. financials and ratios →

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