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Credit union call report ยท South Bend, IN

Policemen's Federal Credit Union Call Report

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Policemen's Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 253 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Policemen's Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number18393
Federal Reserve RSSD ID591384

The official copy: search charter number 18393 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Policemen's Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Policemen's Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $562K
1b. Cash Items in Process of Collection AS0005 $150K
1c. Total Cash on Hand 730A $712K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.1M
2. Cash on Deposit (total) 730B $3.1M
3. Time Deposits in Banks and Credit Unions AS0007 $50.8M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $54.6M
9. Held-to-Maturity Debt Securities AS0073 $5.1M
11. TOTAL INVESTMENT SECURITIES AS0013 $5.1M
12b. Perpetual Contributed Capital 769B $73K
13. TOTAL OTHER INVESTMENTS AS0017 $73K
15a. Number of Total Loans and Leases 025A 2,780
15b. Total Loans and Leases 025B $31.4M
17. ACL on Loans and Leases AS0048 $56K
19. Land and Building 007 $455K
20. Other Fixed Assets 008 $86K
21. NCUA Share Insurance Capitalization Deposit 794 $705K
22d. Accrued Interest on Loans 009A $54K
22e. Accrued Interest on Investments 009B $79K
22f. All Other Assets 009C $3.1M
22g. Total Other Assets AS0036 $3.3M
23. TOTAL ASSETS 010 $95.5M
Accounts Payable and Other Liabilities 825 $494K
Member Shares of All Types 013 $80.1M
Total Shares and Deposits 018 $80.1M
Undivided Earnings 940 $13.6M
Other Reserves 658 $1.1M
Total Net Worth 997 $15.7M
Net Worth Ratio 998 16.39%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $95.5M
Statement of Income and Expense (23 items)
Policemen's Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $770K
3. Income from Investments 120 $1.1M
5. TOTAL INTEREST INCOME 115 $1.9M
6. Dividends on Shares 380 $569K
9. TOTAL INTEREST EXPENSE 350 $569K
10. NET INTEREST INCOME IS0010 $1.3M
12a. Credit Loss Expense - Loans and Leases IS0011 -$11K
12e. Total Credit Loss Expense IS0017 -$11K
13. Fee Income 131 $84K
14. Other Operating Income IS0020 $215K
22. Other Non-Operating Income 440 -$20K
23. TOTAL NON-INTEREST INCOME 117 $279K
24. Employee Compensation and Benefits 210 $526K
25. Travel and Conference 230 $8K
26. Office Occupancy 250 $61K
27. Office Operations 260 $73K
28. Educational and Promotional 270 $27K
29. Loan Servicing 280 $13K
30. Professional and Outside Services 290 $259K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $23K
34. TOTAL NON-INTEREST EXPENSE 671 $994K
35. NET INCOME 661A $641K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Policemen's Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $85K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $61K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $8K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $2K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $1K
Loans Granted Year-to-Date 031A $242
Amount of Loans Granted Year-to-Date 031B $6.1M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $90K
Number of current members (not number of accounts) 083 4,739
Number of potential members 084 7,500
Interest Rate of Unsecured Credit Card Loans 521 1,023.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,336.00%
Interest Rate of New Vehicle Loans 523 379.00%
Interest Rate of Used Vehicle Loans 524 522.00%
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $6K
Total Amount of All Other Shares 630 $160K
Amount of Regular Shares 657 $37.5M
Amount of Share Drafts 902 $12.2M
IRA/KEOGH Accounts - < 1 Year 906A $4.9M
Share Certificates - < 1 Year 908A $23.2M
Total Amount of Share Certificates 908C $23.9M
Total Amount of Money Market Shares 911 $1.5M
Number of Used Vehicle Loans 968 861
NCUA data file FS220A (24 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Policemen's Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $79.4M
Total Shares - 1-3 Years 013B1 $740K
Total Shares - > 3 Years 013B2 $5K
Total Shares and Deposits - < 1 Year 018A $79.4M
Total Shares and Deposits - 1-3 Years 018B1 $740K
Total Shares and Deposits - > 3 Years 018B2 $5K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 10
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $16.0M
Amount of New Vehicle Loans 385 $5.1M
Amount of Unsecured Credit Card Loans 396 $1.5M
Amount of All Other Unsecured Loans/Lines of Credit 397 $599K
Share Certificates 451 $546
Number of Accounts for Share Drafts 452 2,557
IRA/KEOGH Accounts 453 $209
Number of Accounts for Regular Shares 454 5,547
All other shares 455 $35
Money Market Shares 458 $31
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 8,925
Number of credit union employees who are Full-Time (26 hours or more) 564A 10
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $39K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,600.00%
Total credit lines 881 $3.6M
NCUA data file FS220B (24 items)

maturity and repricing buckets (40%), credit cards (17%)

Policemen's Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $14K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $8K
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $22K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $7.2M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $7.2M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $72.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
All other shares - < 1 Year 630A $160K
Amount of Regular Shares - < 1 Year 657A $37.5M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $2K
Fair value of Held to Maturity Securities 801 $5.1M
Amount of Share Drafts - < 1 Year 902A $12.2M
IRA/KEOGH Accounts - 1-3 Years 906B1 $14K
Total Amount of IRA/KEOGH Accounts 906C $4.9M
Share Certificates - 1-3 Years 908B1 $726K
Share Certificates - > 3 Years 908B2 $5K
Money Market Shares - < 1 Year 911A $1.5M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $118K
Number of New Vehicle Loans 958 197
Total Shares 966 $9K
Number of Unsecured Credit Card Loans 993 1,258
Number of All Other Unsecured Loans/Lines of Credit 994 158
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 4
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Policemen's Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $12.2M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.8M
Outstanding balance of brokered certificates of deposit and share certificates 788 $5.1M
NCUA data file FS220D (19 items)

member services and products offered (69%), CUSO relationships (27%)

Policemen's Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (6 items)

loans and leases (32%), participation loans (18%)

Policemen's Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $177K
Total Value of Investments in CUSOs 851 $342K
Total Aggregate Cash Outlay in CUSOs 853 $285K
Total Credit Lines at Corporate Credit Unions 884 $3.6M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $915K
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $915K
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Policemen's Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $7.8M
NCUA data file FS220I (7 items)

vehicle lending (59%), delinquency (44%)

Policemen's Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $56K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $47K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $2K
Number of Reportable Delinquent Used Vehicle Loans 035E2 7
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $65K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $4K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $3K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Policemen's Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $2.6M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $2.6M
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Policemen's Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $31.4M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $3.2M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 613.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 395.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 516.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.7M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $3.3M
NCUA data file FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Policemen's Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $2.2M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $5.6M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $6K
Total Unfunded Commitments for Non-Commercial Loans 816T $7.8M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 50
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 95
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 161
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Policemen's Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $2.5M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $1.6M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $996K
Total Liabilities LI0069 $80.6M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $72K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $95.5M
NCUA data file FS220P (9 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Policemen's Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $620
All Other Unsecured Loans/Lines of Credit DL0022 $2K
All Other Unsecured Loans/Lines of Credit DL0023 $3K
All Other Unsecured Loans/Lines of Credit DL0027 $3K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1
Used Vehicle Loans DL0037 $16K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $26K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $19K
Amount of Consumer Loans in Non-Accrual Status DL0145 $71K
NCUA data file FS220Q (22 items)

investment portfolio detail (69%)

Policemen's Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $5.1M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $5.1M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $5.1M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $25.0M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $13.4M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $12.4M
Investment Maturity Distribution - Time Deposits - Total NV0116 $50.8M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $5.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $73K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $73K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $27.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $15.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $13.4M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $73K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $56.0M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $2.6M
RBC Total Equity RB0001 $14.9M
RBC Allowance for Credit Losses RB0002 $56K
RBC Total Additions RB0005 $56K
RBC Total Deductions RB0009 $705K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $14.3M
RBC Risk-Based Capital Numerator RB0012 $14.3M
NCUA data file FS220R (34 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Policemen's Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $5.2M
RBC Schedule Total Consumer Loans RB0060 $24.8M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $56K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $56K
RBC Schedule Total Loans RB0079 $31.3M
RBC Total for Risk Weighting Total Loans RB0081 -$56K
RBC Total Loans 0% Weight RB0082 -$56K
RBC Schedule Total Other Assets RB0088 $4.5M
RBC Total for Risk Weighting Other Assets RB0090 $705K
RBC Other Assets 0% Weight RB0091 $705K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $95.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $649K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $649K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $95.5M
RBC Allowance for Credit Losses (Loans) RB0177 $56K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 7.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 957,422.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 43.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 2,383,134.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $3.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 8.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 494,402.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 96,513.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 87.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 2,718,870.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 406,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $3.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $503K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $145
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $6.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $503K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $2.4M
Total Shares SH0013 $80.1M
Total Shares and Deposits SH0018 $80.1M
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Policemen's Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1

Policemen's Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Policemen's Federal Credit Union call report?

The Policemen's Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Policemen's Federal Credit Union file?

Policemen's Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Policemen's Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Policemen's Federal Credit Union is 18393.

How often does Policemen's Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Policemen's Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.