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Credit union call report ยท Trenton, NJ

Postal Employees Credit Union Call Report

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Postal Employees Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 244 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Postal Employees Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number64882
Federal Reserve RSSD ID1006894

The official copy: search charter number 64882 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Postal Employees Credit Union call report, Q2 2026

Statement of Financial Condition (32 items)
Postal Employees Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $243K
1c. Total Cash on Hand 730A $243K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $7.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.3M
2. Cash on Deposit (total) 730B $8.7M
3. Time Deposits in Banks and Credit Unions AS0007 $2.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $11.4M
9. Held-to-Maturity Debt Securities AS0073 $12.5M
11. TOTAL INVESTMENT SECURITIES AS0013 $12.5M
12b. Perpetual Contributed Capital 769B $30K
13. TOTAL OTHER INVESTMENTS AS0017 $30K
15a. Number of Total Loans and Leases 025A 1,619
15b. Total Loans and Leases 025B $10.9M
17. ACL on Loans and Leases AS0048 $367K
19. Land and Building 007 $646K
20. Other Fixed Assets 008 $2K
21. NCUA Share Insurance Capitalization Deposit 794 $292K
22d. Accrued Interest on Loans 009A $33K
22e. Accrued Interest on Investments 009B $62K
22f. All Other Assets 009C $164K
22g. Total Other Assets AS0036 $259K
23. TOTAL ASSETS 010 $35.7M
Accounts Payable and Other Liabilities 825 $587K
Accrued Dividends and Interest Payable 820A $141K
Member Shares of All Types 013 $29.5M
Total Shares and Deposits 018 $29.5M
Undivided Earnings 940 $5.2M
Other Reserves 658 $786K
Net Income (equity) 602 -$545K
Total Net Worth 997 $5.5M
Net Worth Ratio 998 15.32%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $35.7M
Statement of Income and Expense (22 items)
Postal Employees Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $318K
3. Income from Investments 120 $418K
5. TOTAL INTEREST INCOME 115 $736K
6. Dividends on Shares 380 $191K
9. TOTAL INTEREST EXPENSE 350 $191K
10. NET INTEREST INCOME IS0010 $545K
12a. Credit Loss Expense - Loans and Leases IS0011 $335K
12e. Total Credit Loss Expense IS0017 $335K
13. Fee Income 131 $29K
22. Other Non-Operating Income 440 $4K
23. TOTAL NON-INTEREST INCOME 117 $33K
24. Employee Compensation and Benefits 210 $203K
25. Travel and Conference 230 $528
26. Office Occupancy 250 $42K
27. Office Operations 260 $395K
28. Educational and Promotional 270 $6K
29. Loan Servicing 280 $4K
30. Professional and Outside Services 290 $111K
31. Member Insurance 310 -$5K
33. Miscellaneous Operating Expense 360 $31K
34. TOTAL NON-INTEREST EXPENSE 671 $787K
35. NET INCOME 661A -$545K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Postal Employees Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $39K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $35K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $23K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $2K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $17K
Loans Granted Year-to-Date 031A $101
Amount of Loans Granted Year-to-Date 031B $1.1M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $95K
Number of current members (not number of accounts) 083 1,787
Number of potential members 084 2,500
Interest Rate of Unsecured Credit Card Loans 521 1,090.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,299.00%
Interest Rate of New Vehicle Loans 523 599.00%
Interest Rate of Used Vehicle Loans 524 799.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $15K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $378
Amount of Regular Shares 657 $13.1M
Amount of Share Drafts 902 $4.1M
IRA/KEOGH Accounts - < 1 Year 906A $1.1M
Share Certificates - < 1 Year 908A $9.9M
Total Amount of Share Certificates 908C $10.8M
Number of Used Vehicle Loans 968 397
NCUA data file FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Postal Employees Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $28.3M
Total Shares - 1-3 Years 013B1 $1.0M
Total Shares - > 3 Years 013B2 $190K
Total Shares and Deposits - < 1 Year 018A $28.3M
Total Shares and Deposits - 1-3 Years 018B1 $1.0M
Total Shares and Deposits - > 3 Years 018B2 $190K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 24
Amount of Delinquent Indirect Loans 041E $7K
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $1.7M
Amount of New Vehicle Loans 385 $1.0M
Amount of Unsecured Credit Card Loans 396 $474K
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.4M
Share Certificates 451 $380
Number of Accounts for Share Drafts 452 918
IRA/KEOGH Accounts 453 $70
Number of Accounts for Regular Shares 454 1,857
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 3,225
Number of credit union employees who are Full-Time (26 hours or more) 564A 3
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 5
Number of Outstanding Indirect Loans 617A 396
Total Amount of Outstanding Indirect Loans 618A $652K
Total credit lines 881 $1.5M
NCUA data file FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Postal Employees Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $8K
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $8K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $158K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $158K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $29.3M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $13.1M
Fair value of Held to Maturity Securities 801 $12.4M
Amount of Share Drafts - < 1 Year 902A $4.1M
IRA/KEOGH Accounts - 1-3 Years 906B1 $226K
IRA/KEOGH Accounts - > 3 Years 906B2 $140K
Total Amount of IRA/KEOGH Accounts 906C $1.5M
Share Certificates - 1-3 Years 908B1 $780K
Share Certificates - > 3 Years 908B2 $50K
Number of New Vehicle Loans 958 113
Total Shares 966 $3K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $3K
Number of Unsecured Credit Card Loans 993 184
Number of All Other Unsecured Loans/Lines of Credit 994 761
NCUA data file FS220C (9 items)

charge-offs and recoveries (27%), participation loans (18%)

Postal Employees Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $11K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $15K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $378
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $378
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $113K
Amount of Participation Loans Purchased Year-to-Date 690 $935K
Outstanding balance of brokered certificates of deposit and share certificates 788 $12.5M
NCUA data file FS220D (15 items)

member services and products offered (69%), CUSO relationships (27%)

Postal Employees Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
NCUA data file FS220G (4 items)

loans and leases (32%), participation loans (18%)

Postal Employees Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $2.0M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $264K
Assets Pledged to Secure Borrowings 878 $35.7M
Total Credit Lines at Corporate Credit Unions 884 $1.5M
NCUA data file FS220H (4 items)

student loans (43%), delinquency (27%)

Postal Employees Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Interest Rate on Non-Federally Guaranteed Student Loans 595A 1,100.00%
Amount of Non-Federally Guaranteed Student Loans 698A $50K
Total Unfunded Commitments for all loan types 816A $474K
Number of Non-Federally Guaranteed Student Loans 963A 5
NCUA data file FS220I (11 items)

vehicle lending (59%), delinquency (44%)

Postal Employees Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $2K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $20K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $20K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 4
Amount of Reportable Delinquent New Vehicle Loans 041C1 $20K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $7K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $2K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $5K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $378
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $26K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Postal Employees Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $10.9M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $4.9M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 699.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 294.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 300.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $51K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $264K
NCUA data file FS220M (5 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Postal Employees Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $474K
Total Unfunded Commitments for Non-Commercial Loans 816T $474K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 77
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 75
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 7
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Postal Employees Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $8.2M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $3.5M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $795K
Total Liabilities LI0069 $30.2M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $78K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $35.7M
NCUA data file FS220P (13 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Postal Employees Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $8K
All Other Unsecured Loans/Lines of Credit DL0023 $29K
All Other Unsecured Loans/Lines of Credit DL0024 $27K
All Other Unsecured Loans/Lines of Credit DL0025 $2K
All Other Unsecured Loans/Lines of Credit DL0026 $2K
All Other Unsecured Loans/Lines of Credit DL0027 $60K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $17
Used Vehicle Loans DL0037 $7K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $36K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $9K
Amount of Consumer Loans in Non-Accrual Status DL0145 $2K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 396
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $652K
NCUA data file FS220Q (22 items)

investment portfolio detail (69%)

Postal Employees Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $35.7M
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $12.5M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $12.4M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $12.5M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $2.5M
Investment Maturity Distribution - Time Deposits - Total NV0116 $2.5M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $12.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $30K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $30K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $10.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $3.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $795K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $15.0M
RBC Total Equity RB0001 $5.5M
RBC Allowance for Credit Losses RB0002 $367K
RBC Total Additions RB0005 $367K
RBC Total Deductions RB0009 $292K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $5.5M
RBC Risk-Based Capital Numerator RB0012 $5.5M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $652K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $1.1M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - All Other SL0057 $935K
NCUA data file FS220R (28 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Postal Employees Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $12.5M
RBC Schedule Total Consumer Loans RB0060 $5.7M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $367K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $367K
RBC Schedule Total Loans RB0079 $10.6M
RBC Total for Risk Weighting Total Loans RB0081 -$367K
RBC Total Loans 0% Weight RB0082 -$367K
RBC Schedule Total Other Assets RB0088 $1.2M
RBC Total for Risk Weighting Other Assets RB0090 $292K
RBC Other Assets 0% Weight RB0091 $292K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $35.7M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$75K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$75K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $35.7M
RBC Allowance for Credit Losses (Loans) RB0177 $367K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 77.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 263,860.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $264K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 75.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 4,922,843.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 374,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $4.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $374K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $152
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $5.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $374K
Total Shares SH0013 $29.5M
Total Shares and Deposits SH0018 $29.5M

Postal Employees Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Postal Employees Credit Union call report?

The Postal Employees Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Postal Employees Credit Union file?

Postal Employees Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Postal Employees Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Postal Employees Credit Union is 64882.

How often does Postal Employees Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Postal Employees Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.