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Puget Sound Cooperative Credit Union Call Report

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Puget Sound Cooperative Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 251 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Puget Sound Cooperative Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68204
Federal Reserve RSSD ID190796

The official copy: search charter number 68204 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Puget Sound Cooperative Credit Union call report, Q2 2026

Statement of Financial Condition (27 items)
Puget Sound Cooperative Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.1M
1c. Total Cash on Hand 730A $1.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $63.6M
2. Cash on Deposit (total) 730B $63.6M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $64.7M
12b. Perpetual Contributed Capital 769B $115K
12c. All Other Investments AS0016 $658K
13. TOTAL OTHER INVESTMENTS AS0017 $772K
15a. Number of Total Loans and Leases 025A 11,141
15b. Total Loans and Leases 025B $202.0M
17. ACL on Loans and Leases AS0048 $170K
19. Land and Building 007 $1.9M
20. Other Fixed Assets 008 $1.4M
21. NCUA Share Insurance Capitalization Deposit 794 $2.1M
22d. Accrued Interest on Loans 009A $343K
22f. All Other Assets 009C $689K
22g. Total Other Assets AS0036 $1.0M
23. TOTAL ASSETS 010 $273.8M
Accounts Payable and Other Liabilities 825 $2.4M
ACL on Off-Balance-Sheet Exposures LI0003 $568
Member Shares of All Types 013 $221.4M
Nonmember Deposits 880 $19.5M
Total Shares and Deposits 018 $240.9M
Undivided Earnings 940 $29.2M
Total Net Worth 997 $30.7M
Net Worth Ratio 998 11.23%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $273.8M
Statement of Income and Expense (23 items)
Puget Sound Cooperative Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $5.8M
3. Income from Investments 120 $1.0M
5. TOTAL INTEREST INCOME 115 $6.8M
7. Interest on Deposits 381 $3.1M
9. TOTAL INTEREST EXPENSE 350 $3.1M
10. NET INTEREST INCOME IS0010 $3.7M
12a. Credit Loss Expense - Loans and Leases IS0011 $49K
12e. Total Credit Loss Expense IS0017 $49K
13. Fee Income 131 $278K
14. Other Operating Income IS0020 $167K
22. Other Non-Operating Income 440 $17K
23. TOTAL NON-INTEREST INCOME 117 $462K
24. Employee Compensation and Benefits 210 $1.8M
25. Travel and Conference 230 $735
26. Office Occupancy 250 $263K
27. Office Operations 260 $457K
28. Educational and Promotional 270 $55K
29. Loan Servicing 280 $724K
30. Professional and Outside Services 290 $447K
32. Operating Fees 320 $24K
33. Miscellaneous Operating Expense 360 $39K
34. TOTAL NON-INTEREST EXPENSE 671 $3.8M
35. NET INCOME 661A $309K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Puget Sound Cooperative Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $862K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $782K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $199K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $140K
Loans Granted Year-to-Date 031A $530
Amount of Loans Granted Year-to-Date 031B $9.4M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $1.2M
Number of current members (not number of accounts) 083 16,610
Number of potential members 084 6,897,012
Net Member Business Loan Balance 400A $108K
Non-Member Deposits 457 $89
Interest Rate of Unsecured Credit Card Loans 521 1,090.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,274.00%
Interest Rate of New Vehicle Loans 523 674.00%
Interest Rate of Used Vehicle Loans 524 699.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $341K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $215K
Amount of Regular Shares 657 $62.6M
Amount of Share Drafts 902 $28.8M
IRA/KEOGH Accounts - < 1 Year 906A $7.6M
Share Certificates - < 1 Year 908A $89.5M
Total Amount of Share Certificates 908C $121.3M
Number of Used Vehicle Loans 968 105
NCUA data file FS220A (20 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Puget Sound Cooperative Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $188.5M
Total Shares - 1-3 Years 013B1 $29.6M
Total Shares - > 3 Years 013B2 $3.4M
Total Shares and Deposits - < 1 Year 018A $207.9M
Total Shares and Deposits - 1-3 Years 018B1 $29.6M
Total Shares and Deposits - > 3 Years 018B2 $3.4M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 56
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $1.1M
Amount of New Vehicle Loans 385 $1.5M
Amount of Unsecured Credit Card Loans 396 $2.2M
Amount of All Other Unsecured Loans/Lines of Credit 397 $328K
Share Certificates 451 $2K
Number of Accounts for Share Drafts 452 4,024
IRA/KEOGH Accounts 453 $263
Number of Accounts for Regular Shares 454 17,561
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 23,935
Number of credit union employees who are Full-Time (26 hours or more) 564A 33
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Total credit lines 881 $18.0M
NCUA data file FS220B (24 items)

maturity and repricing buckets (40%), credit cards (17%)

Puget Sound Cooperative Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $14K
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $14K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $32.8M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $32.8M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $208.1M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $62.6M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $9K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $525
Non-Member Deposits - < 1 Year 880A $19.5M
Amount of Share Drafts - < 1 Year 902A $28.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $833K
IRA/KEOGH Accounts - > 3 Years 906B2 $379K
Total Amount of IRA/KEOGH Accounts 906C $8.8M
Share Certificates - 1-3 Years 908B1 $28.8M
Share Certificates - > 3 Years 908B2 $3.0M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $275K
Number of New Vehicle Loans 958 78
Total Shares 966 $24K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $262K
Number of Unsecured Credit Card Loans 993 1,313
Number of All Other Unsecured Loans/Lines of Credit 994 83
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 10
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Puget Sound Cooperative Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 4
Supplemental Share Information - Accts Held by Member Government Depositors 631 $3K
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $106.5M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $3.1M
NCUA data file FS220D (23 items)

member services and products offered (69%), CUSO relationships (27%)

Puget Sound Cooperative Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (7 items)

loans and leases (32%), participation loans (18%)

Puget Sound Cooperative Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $1.2M
Total Outstanding Amount of Participation Loans Sold By Type 691N $371K
Total Value of Investments in CUSOs 851 $222K
Total Aggregate Cash Outlay in CUSOs 853 $40K
Total Credit Lines at Corporate Credit Unions 884 $18.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $1.6M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $1.6M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Puget Sound Cooperative Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $29.9M
Total number of TDR loans outstanding 1000F $12
Total amount of TDR loans outstanding 1001F $232K
NCUA data file FS220I (4 items)

vehicle lending (59%), delinquency (44%)

Puget Sound Cooperative Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $15K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $2K
Commercial Share Accounts 643 $7.5M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $318
NCUA data file FS220L (12 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Puget Sound Cooperative Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $11K
Total Amount of Loans & Leases on Loan Schedule 025B1 $202.0M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $19.3M
Total outstanding balance of commercial loans to members 400A1 $108K
Outstanding balance of Member Commercial and Industrial loans 400L2 $108K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $108K
Outstanding balance of all member and non-member commercial loans 400T1 $108K
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 675.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 604.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 661.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $172.5M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $4.8M
NCUA data file FS220M (11 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Puget Sound Cooperative Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $21.8M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $7.8M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $308K
Total Unfunded Commitments for Non-Commercial Loans 816T $29.9M
Total number of member commercial loans 900A1 $2
Number of Member Commercial and Industrial loans 900L2 2
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 2
Total Number of Member and Nonmember commercial loans 900T1 $2
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 26
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 259
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 9,275
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Puget Sound Cooperative Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $243.3M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $52K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $273.8M
NCUA data file FS220P (17 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Puget Sound Cooperative Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $330K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $215K
All Other Unsecured Loans/Lines of Credit DL0022 $13K
All Other Unsecured Loans/Lines of Credit DL0024 $5K
All Other Unsecured Loans/Lines of Credit DL0027 $5K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $693K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $174K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $499K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $199K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $871K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $51
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $264K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $264K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $174K
Amount of Consumer Loans in Non-Accrual Status DL0145 $981K
NCUA data file FS220Q (11 items)

investment portfolio detail (69%)

Puget Sound Cooperative Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $772K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $772K
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $772K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $772K
RBC Total Equity RB0001 $30.4M
RBC Allowance for Credit Losses RB0002 $170K
RBC Total Additions RB0005 $170K
RBC Total Deductions RB0009 $2.1M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $28.5M
RBC Risk-Based Capital Numerator RB0012 $28.5M
Participation Loans: Participations Sold - Retained Balance Outstanding - All Other SL0058 $371K
NCUA data file FS220R (36 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Puget Sound Cooperative Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $772K
RBC Schedule Total Consumer Loans RB0060 $177.7M
RBC Schedule Total Commercial Loans RB0068 $108K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $170K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $170K
RBC Schedule Total Loans RB0079 $201.8M
RBC Total for Risk Weighting Total Loans RB0081 -$170K
RBC Total Loans 0% Weight RB0082 -$170K
RBC Schedule Total Other Assets RB0088 $6.5M
RBC Total for Risk Weighting Other Assets RB0090 $2.1M
RBC Other Assets 0% Weight RB0091 $2.1M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $273.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $1.9M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $1.9M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $273.8M
RBC Allowance for Credit Losses (Loans) RB0177 $170K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 21.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 4,780,191.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 5.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 59,684.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $4.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 30.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 2,492,319.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 170,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 229.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 16,773,242.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 2,913,665.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $19.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $3.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $285
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $24.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $3.1M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $16.8M
Total Shares SH0013 $221.4M
Total Shares and Deposits SH0018 $240.9M
Total Non-Member Deposits SH0880 $19.5M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Puget Sound Cooperative Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Person-to-Person payments PP0045 $1

Puget Sound Cooperative Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Puget Sound Cooperative Credit Union call report?

The Puget Sound Cooperative Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Puget Sound Cooperative Credit Union file?

Puget Sound Cooperative Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Puget Sound Cooperative Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Puget Sound Cooperative Credit Union is 68204.

How often does Puget Sound Cooperative Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Puget Sound Cooperative Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.