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Credit union call report ยท Bettendorf, IA

R I a Federal Credit Union Call Report

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R I a Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 483 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

R I a Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number17117
Federal Reserve RSSD ID476285

The official copy: search charter number 17117 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

R I a Federal Credit Union call report, Q2 2026

Statement of Financial Condition (39 items)
R I a Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $5.8M
1c. Total Cash on Hand 730A $5.8M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $14.0M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $31.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $498K
2. Cash on Deposit (total) 730B $46.1M
3. Time Deposits in Banks and Credit Unions AS0007 $7.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $59.2M
8. Available-for-Sale Debt Securities AS0067 $124.2M
11. TOTAL INVESTMENT SECURITIES AS0013 $124.2M
12b. Perpetual Contributed Capital 769B $110K
12c. All Other Investments AS0016 $3.2M
13. TOTAL OTHER INVESTMENTS AS0017 $3.3M
15a. Number of Total Loans and Leases 025A 32,503
15b. Total Loans and Leases 025B $512.9M
17. ACL on Loans and Leases AS0048 $6.6M
18c. Foreclosed/Repossessed - Vehicles AS0024 $643K
18e. Foreclosed/Repossessed Assets (total) 798A $643K
19. Land and Building 007 $13.4M
20. Other Fixed Assets 008 $1.8M
21. NCUA Share Insurance Capitalization Deposit 794 $6.5M
22b. Mortgage Servicing Rights 779 $141K
22c. Other Intangible Assets AS0032 $2.9M
22d. Accrued Interest on Loans 009A $2.0M
22e. Accrued Interest on Investments 009B $351K
22f. All Other Assets 009C $28.4M
22g. Total Other Assets AS0036 $33.8M
23. TOTAL ASSETS 010 $749.1M
Accounts Payable and Other Liabilities 825 $2.7M
Accrued Dividends and Interest Payable 820A $8K
ACL on Off-Balance-Sheet Exposures LI0003 $2K
Member Shares of All Types 013 $653.5M
Nonmember Deposits 880 $38.6M
Total Shares and Deposits 018 $692.1M
Undivided Earnings 940 $53.1M
Net Income (equity) 602 $1.4M
Total Net Worth 997 $65.4M
Net Worth Ratio 998 9.89%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $749.1M
Statement of Income and Expense (28 items)
R I a Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $16.6M
3. Income from Investments 120 $2.3M
5. TOTAL INTEREST INCOME 115 $18.9M
6. Dividends on Shares 380 $5.6M
8. Interest on Borrowed Money 340 $15
9. TOTAL INTEREST EXPENSE 350 $5.6M
10. NET INTEREST INCOME IS0010 $13.3M
12a. Credit Loss Expense - Loans and Leases IS0011 $1.8M
12e. Total Credit Loss Expense IS0017 $1.8M
13. Fee Income 131 $1.2M
14. Other Operating Income IS0020 $2.2M
16. Gain (Loss) on Other Investments IS0047 -$100K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$2K
21. Bargain Purchase Gain 431 $300K
22. Other Non-Operating Income 440 $391
23. TOTAL NON-INTEREST INCOME 117 $3.7M
24. Employee Compensation and Benefits 210 $5.7M
25. Travel and Conference 230 $149K
26. Office Occupancy 250 $721K
27. Office Operations 260 $2.0M
28. Educational and Promotional 270 $469K
29. Loan Servicing 280 $1.7M
30. Professional and Outside Services 290 $2.8M
31. Member Insurance 310 $23K
32. Operating Fees 320 $79K
33. Miscellaneous Operating Expense 360 $263K
34. TOTAL NON-INTEREST EXPENSE 671 $13.8M
35. NET INCOME 661A $1.4M
Statement pages - all other filed accounts (24 items)

delinquency (21%), credit cards (21%)

R I a Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $5.8M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $996K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $414K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $166K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $190K
Loans Granted Year-to-Date 031A $3K
Amount of Loans Granted Year-to-Date 031B $54.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $3.6M
Number of current members (not number of accounts) 083 46,841
Number of potential members 084 850,000
Non-Member Deposits 457 $14
Interest Rate of Unsecured Credit Card Loans 521 1,276.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,279.00%
Interest Rate of New Vehicle Loans 523 718.00%
Interest Rate of Used Vehicle Loans 524 817.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $3.3M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $1.4M
Amount of Regular Shares 657 $192.6M
Amount of Share Drafts 902 $131.3M
IRA/KEOGH Accounts - < 1 Year 906A $19.1M
Share Certificates - < 1 Year 908A $188.9M
Total Amount of Share Certificates 908C $197.2M
Total Amount of Money Market Shares 911 $110.3M
Number of Used Vehicle Loans 968 7,170
NCUA data file FS220A (28 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

R I a Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
The average of the current and three preceding quarter-end balances 010C $661.1M
Total Shares - < 1 Year 013A $642.2M
Total Shares - 1-3 Years 013B1 $9.7M
Total Shares - > 3 Years 013B2 $1.6M
Total Shares and Deposits - < 1 Year 018A $658.1M
Total Shares and Deposits - 1-3 Years 018B1 $28.5M
Total Shares and Deposits - > 3 Years 018B2 $5.5M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 253
Amount of Delinquent Indirect Loans 041E $1.3M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $98.4M
Amount of New Vehicle Loans 385 $106.7M
Amount of Unsecured Credit Card Loans 396 $12.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $23.7M
Share Certificates 451 $6K
Number of Accounts for Share Drafts 452 26,705
IRA/KEOGH Accounts 453 $1K
Number of Accounts for Regular Shares 454 54,291
Money Market Shares 458 $2K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 89,781
Number of credit union employees who are Full-Time (26 hours or more) 564A 164
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 13
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $19.8M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,675.00%
Number of Outstanding Indirect Loans 617A 7,892
Total Amount of Outstanding Indirect Loans 618A $140.1M
Amount of real estate loans sold but serviced by the credit union 779A $33.6M
Total credit lines 881 $49.1M
NCUA data file FS220B (30 items)

maturity and repricing buckets (40%), credit cards (17%)

R I a Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $104K
Number - Total Delinquent Credit Card Loans 045A 57
Total Amount of Delinquent Unsecured Credit Card Loans 045B $189K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $36.6M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $36.6M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $655.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $192.6M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $303K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $97K
Does you credit union maintain share/deposit insurance coverage other than the NCUSIF? 875 $1
Dollar amount of shares and/or deposits insured by the company named above 877 $28.0M
Non-Member Deposits - < 1 Year 880A $15.9M
Non-Member Deposits - 1-3 Years 880B1 $18.8M
Non-Member Deposits - > 3 Years 880B2 $3.9M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $131.3M
IRA/KEOGH Accounts - 1-3 Years 906B1 $2.4M
IRA/KEOGH Accounts - > 3 Years 906B2 $557K
Total Amount of IRA/KEOGH Accounts 906C $22.1M
Share Certificates - 1-3 Years 908B1 $7.3M
Share Certificates - > 3 Years 908B2 $1.1M
Money Market Shares - < 1 Year 911A $110.3M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.9M
Number of New Vehicle Loans 958 4,765
Total Shares 966 $90K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $650K
Number of Unsecured Credit Card Loans 993 8,030
Number of All Other Unsecured Loans/Lines of Credit 994 4,880
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 24
NCUA data file FS220C (10 items)

charge-offs and recoveries (27%), participation loans (18%)

R I a Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $1.5M
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $695K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $577K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $288K
Number of credit union branches (include the main office if member services are conducted at that location) 566 13
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $94.2M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $8.5M
Amount of Participation Loans Purchased Year-to-Date 690 $6.2M
Outstanding balance of brokered certificates of deposit and share certificates 788 $7.1M
NCUA data file FS220D (23 items)

member services and products offered (69%), CUSO relationships (27%)

R I a Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (10 items)

loans and leases (32%), participation loans (18%)

R I a Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $10.9M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $139.9M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $69.4M
Total Value of Investments in CUSOs 851 $291K
Total Amount Loaned to CUSOs 852 $1.0M
Total Aggregate Cash Outlay in CUSOs 853 $291K
Assets Pledged to Secure Borrowings 878 $55.2M
Total Credit Lines at Corporate Credit Unions 884 $5.5M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $10.9M
Adjustments made to Retained Earnings acquired through Business Combinations 1004B $11.2M
NCUA data file FS220H (14 items)

student loans (43%), delinquency (27%)

R I a Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $56K
Amount of Non-Federally Guaranteed Student Loans - 2 to <6 months 021T $23K
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $98K
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $17
Non-Federally Guaranteed Student Loans YTD Charge Offs 550T $87K
Non-Federally Guaranteed Student Loans YTD Recoveries 551T $7K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 657.00%
Outstanding Amount of Non-Federally Guaranteed Student Loans Participations Purchased 691L7 $11.7M
Amount of Non-Federally Guaranteed Student Loans 698A $11.7M
Total Unfunded Commitments for all loan types 816A $54.0M
Number of Non-Federally Guaranteed Student Loans 963A 3,699
Total number of TDR loans outstanding 1000F $162
Total amount of TDR loans outstanding 1001F $4.1M
Adjusted Gain from Bargain Purchase due to Business Combinations Completed During Current Quarter 1004C $294K
NCUA data file FS220I (20 items)

vehicle lending (59%), delinquency (44%)

R I a Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $1.9M
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $2.4M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $129K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $303K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $78K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $37K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $26K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $11K
Number of Reportable Delinquent New Vehicle Loans 035E1 29
Number of Reportable Delinquent Used Vehicle Loans 035E2 63
Amount of Reportable Delinquent New Vehicle Loans 041C1 $562K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $831K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $602K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $1.0M
Amount of New Vehicle Loans YTD Recoveries 551C1 $270K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $600K
Commercial Share Accounts 643 $3.0M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $249K
Amount of Grants Awarded Year-to-Date 926 $2K
Amount of Grants Received Year-to-Date 927 $2K
NCUA data file FS220J (4 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

R I a Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $15.1M
Other Assets - Other Insurance 789E2 $2.9M
Other Assets - Other Non-insurance 789F $2.5M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $20.5M
NCUA data file FS220L (20 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

R I a Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $33K
Total Amount of Loans & Leases on Loan Schedule 025B1 $512.9M
Number of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143A4 3
Outstanding balance of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143B4 $1.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $69.6M
Total outstanding balance of nonmember commercial loans 400B1 $54.4M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $169K
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $41.4M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $11.4M
Outstanding balance of all member and non-member commercial loans 400T1 $54.4M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 481.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 745.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 451.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 794.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $52.9M
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $1.5M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $13.3M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $123.1M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $54.4M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $54.4M
NCUA data file FS220M (16 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

R I a Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $16.2M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $32.8M
Total Unfunded Commitments for Commercial Loans 814K $1.0M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $3.2M
Total Unfunded Commitments for Non-Commercial Loans 816T $53.0M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $764K
Total number of nonmember commercial loans 900B1 $39
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 1
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 29
Total number of real estate secured nonmember commercial loans 900K3 $39
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 41
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 6
Total Number of Member and Nonmember commercial loans 900T1 $39
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 1,185
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1,755
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 978
NCUA data file FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

R I a Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $25.9M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $18.0M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $33.8M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $46.5M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$11.0M
Total Liabilities LI0069 $694.8M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $5.0M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $749.1M
NCUA data file FS220P (46 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

R I a Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $1.1M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $371K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $130K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $32K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0018 $100
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $36K
Unsecured Credit Card Loans DL0002 $85K
Non-Federally Guaranteed Student Loans DL0016 $75K
All Other Unsecured Loans/Lines of Credit DL0022 $430K
All Other Unsecured Loans/Lines of Credit DL0023 $195K
All Other Unsecured Loans/Lines of Credit DL0024 $159K
All Other Unsecured Loans/Lines of Credit DL0027 $354K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $54
New Vehicle Loans DL0030 $328K
Used Vehicle Loans DL0037 $480K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $279K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $82K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $63K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $146K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $15
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $523K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $699K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $91K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $298K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $56K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $1.1M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $13
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $40K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $72K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $123K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $73K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $268K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $5
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $2.0M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $166K
Amount of Consumer Loans in Non-Accrual Status DL0145 $1.6M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $25
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $513K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 7,643
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $137.5M
Number of Indirect Loans - All Other Loans IN0007 249
Amount of Indirect Loans - All Other Loans IN0008 $2.6M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $1.0M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $16.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $36.8M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $54.0M
NCUA data file FS220Q (46 items)

investment portfolio detail (69%)

R I a Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Loans Transferred under the FHLB MPF program LQ0021 $29.8M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $43.0M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $54.5M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $688K
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $38.7M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $34.4M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $96.4M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $89.8M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $135.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $124.2M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $135.2M
Total Fair Value Available-for-Sale Debt Securities NV0084 $124.2M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $2.4M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $3.3M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.7M
Investment Maturity Distribution - Time Deposits - Total NV0116 $7.4M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $124.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $291K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $1.9M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >3-5 Years NV0143 $1.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $3.3M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $28.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $23.2M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $36.6M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $46.5M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $134.8M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 -$100K
Total Gain (Loss) on Investments NV0162 -$100K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $1.7M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $15.1M
RBC Total Equity RB0001 $65.4M
RBC Allowance for Credit Losses RB0002 $6.6M
RBC Total Additions RB0005 $6.6M
RBC Excluded Intangible Assets RB0007 $2.9M
RBC Total Deductions RB0009 $6.5M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $65.5M
RBC Risk-Based Capital Numerator RB0012 $65.5M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $59.2M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $59.1M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $52K
RBC Total for Risk Weighting Securities RB0019 $124.2M
RBC Securities 0% Weight RB0020 $2.0M
RBC Securities 20% Weight RB0021 $122.2M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $1K
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Non-Federally Guaranteed Student Loans SL0041 $6.2M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $4.4M
NCUA data file FS220R (109 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

R I a Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $633K
CCULR Off-Balance sheet exposures LR0002 $83.8M
CCULR Off-Balance sheet exposures ratio LR0003 1,118.00%
RBC Total for Risk Weighting Other Investments RB0029 $3.3M
RBC Other Investments 20% Weight RB0031 $3.0M
RBC Other Investments 150% Weight RB0033 $291K
RBC Schedule Total Investments RB0039 $127.5M
RBC Total for Risk Weighting Total Investments RB0041 $127.5M
RBC Total Investments 0% Weight RB0042 $2.0M
RBC Total Investments 20% Weight RB0043 $125.2M
RBC Total Investments 150% Weight RB0046 $291K
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $123.1M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $122.5M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $588K
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $69.6M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $68.9M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $777K
RBC Schedule Total Consumer Loans RB0060 $265.8M
RBC Total for Risk Weighting Consumer Loans RB0062 $265.8M
RBC Consumer Loans 100% Weight RB0066 $263.7M
RBC Consumer Loans 150% Weight RB0067 $2.1M
RBC Schedule Total Commercial Loans RB0068 $54.4M
RBC Total for Risk Weighting Commercial Loans RB0070 $54.4M
RBC Commercial Loans 100% Weight RB0073 $54.4M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $6.6M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $6.6M
RBC Schedule Total Loans RB0079 $506.3M
RBC Total for Risk Weighting Total Loans RB0081 $506.3M
RBC Total Loans 0% Weight RB0082 -$6.6M
RBC Total Loans 50% Weight RB0084 $122.5M
RBC Total Loans 100% Weight RB0086 $387.5M
RBC Total Loans 150% Weight RB0087 $2.9M
RBC Schedule Total Other Assets RB0088 $56.1M
RBC Total for Risk Weighting Other Assets RB0090 $56.1M
RBC Other Assets 0% Weight RB0091 $6.5M
RBC Other Assets 100% Weight RB0092 $49.5M
RBC Other Assets 250% Weight RB0094 $141K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $749.1M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $749.1M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $61.0M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $125.3M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $122.5M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $437.1M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $3.2M
RBC Total Risk Weighted On-Balance Sheet Assets 250% Weight RB0107 $141K
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $528.5M
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $25.1M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $61.3M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $437.1M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $4.7M
RBC Total Risk Weighted Assets On-Balance Sheet 250% Weight RB0118 $353K
RBC Unfunded Commitment Commercial Loans Credit Equivalent Amount RB0123 $510K
RBC Unfunded Commitment Commercial Loans 100% Weight RB0124 $510K
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $1.6M
RBC Unfunded Commitment Secured Consumer Loans 50% Weight RB0126 $1.6M
RBC Unfunded Commitment Unsecured Consumer Loans Credit Equivalent Amount RB0129 $3.7M
RBC Unfunded Commitment Unsecured Consumer Loans 100% Weight RB0130 $3.7M
RBC Federal Home Loan Bank MPF Program Credit Equivalent Amount RB0131 $6.0M
RBC Federal Home Loan Bank MPF Program 50% Weight RB0132 $6.0M
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $11.8M
RBC Total Off-Balance Sheet and Derivative 50% Weight RB0158 $7.6M
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $4.2M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $8.0M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 50% Weight RB0166 $3.8M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $4.2M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $760.9M
RBC Total Risk-Weighted Assets RB0171 $536.5M
RBC Total Risk Based Capital Ratio RB0172 1,221.00%
RBC Allowance for Credit Losses (Loans) RB0177 $6.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 505.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 38,486,773.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 1,655,795.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 185.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 11,032,294.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 242,800.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $65
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $4.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $8
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $804K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 422.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 68,310,933.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 10,000,128.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $123.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $11.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 1,247.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 49,785,539.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 8,171,282.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 87.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 4,619,714.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Fixed Rate RL0026 80,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 421.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 15,232,357.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 884,725.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $69.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $9.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $3K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $192.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $21.0M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $29.9M
Total Shares SH0013 $653.5M
Total Shares and Deposits SH0018 $692.1M
Total Non-Member Deposits SH0880 $38.6M
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 610
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $1.5M
Number of Loans Sold, Year-to-date SL0022 9
Amount of Loans Sold, Year-to-date SL0023 $2.2M
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 9
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $2.2M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 259
NCUA data file FS220S (8 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

R I a Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1
Unsecured personal loans PP0041 $1
Acquire participation loans PP0044 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

R I a Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the R I a Federal Credit Union call report?

The R I a Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does R I a Federal Credit Union file?

R I a Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the R I a Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for R I a Federal Credit Union is 17117.

How often does R I a Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

R I a Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.