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Railroad Community Credit Union: Return on Assets

0.65% Within the BankRegReports reference band

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 68688) · FFIEC NIC profile (RSSD 677989)

Railroad Community Credit Union reported a return on assets of 0.65% as of Q2 2026. The return on assets is the latest quarter's net income, annualized, as a percent of total assets, how efficiently a credit union turns its balance sheet into earnings that build net worth.

NCUA sets no threshold for the return on assets. The band shown above is a BankRegReports reference band, not a regulatory standard.

6-Quarter Trend

Q1 2025 Q2 2026 (latest)
Q2 20260.65%
Q1 20260.64%
Q4 20250.10%
Q3 20250.61%
Q2 20250.31%
Q1 20250.38%

What Return on Assets Means

The latest quarter's net income, annualized, as a percent of total assets, how efficiently a credit union turns its balance sheet into earnings that build net worth.

Full definition & formula →

Return on Assets against similar-size credit unions

Compared with 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Return on assets Middle half of peers: 0.43% to 1.23% 0.65% 0.81% 40th below

Explore more for Railroad Community Credit Union: net worth ratio · delinquency ratio · loan-to-share · or browse all credit unions.