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Credit union call report ยท Snowflake, AZ

Rim Country Federal Credit Union Call Report

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Rim Country Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 254 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Rim Country Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number16190
Federal Reserve RSSD ID946180

The official copy: search charter number 16190 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Rim Country Federal Credit Union call report, Q2 2026

Statement of Financial Condition (33 items)
Rim Country Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $344K
1c. Total Cash on Hand 730A $344K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $343K
2c. Cash on Deposit in Other Financial Institutions 730B2 $9K
2. Cash on Deposit (total) 730B $353K
3. Time Deposits in Banks and Credit Unions AS0007 $1.1M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $1.8M
8. Available-for-Sale Debt Securities AS0067 $4.4M
9. Held-to-Maturity Debt Securities AS0073 $4.2M
10b. ACL on Available-for-Sale Debt Securities AS0042 $32K
11. TOTAL INVESTMENT SECURITIES AS0013 $8.7M
12a. Nonperpetual Capital Account 769A $6K
13. TOTAL OTHER INVESTMENTS AS0017 $6K
15a. Number of Total Loans and Leases 025A 842
15b. Total Loans and Leases 025B $13.7M
17. ACL on Loans and Leases AS0048 $78K
19. Land and Building 007 $101K
20. Other Fixed Assets 008 $13K
21. NCUA Share Insurance Capitalization Deposit 794 $223K
22d. Accrued Interest on Loans 009A $39K
22e. Accrued Interest on Investments 009B $36K
22f. All Other Assets 009C $66K
22g. Total Other Assets AS0036 $141K
23. TOTAL ASSETS 010 $24.6M
Accounts Payable and Other Liabilities 825 $27K
Accrued Dividends and Interest Payable 820A $51K
Member Shares of All Types 013 $21.4M
Total Shares and Deposits 018 $21.4M
Undivided Earnings 940 $2.9M
Other Reserves 658 $234K
Total Net Worth 997 $3.2M
Net Worth Ratio 998 12.87%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $24.6M
Statement of Income and Expense (23 items)
Rim Country Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $460K
3. Income from Investments 120 $159K
5. TOTAL INTEREST INCOME 115 $619K
6. Dividends on Shares 380 $68K
9. TOTAL INTEREST EXPENSE 350 $68K
10. NET INTEREST INCOME IS0010 $551K
11. Provision for Loan and Lease Losses 300 -$6K
12a. Credit Loss Expense - Loans and Leases IS0011 $6K
12e. Total Credit Loss Expense IS0017 $6K
13. Fee Income 131 $29K
14. Other Operating Income IS0020 $2K
23. TOTAL NON-INTEREST INCOME 117 $31K
24. Employee Compensation and Benefits 210 $337K
25. Travel and Conference 230 $2K
26. Office Occupancy 250 $14K
27. Office Operations 260 $112K
28. Educational and Promotional 270 $1K
29. Loan Servicing 280 $21K
30. Professional and Outside Services 290 $7K
32. Operating Fees 320 $1K
33. Miscellaneous Operating Expense 360 $5K
34. TOTAL NON-INTEREST EXPENSE 671 $501K
35. NET INCOME 661A $80K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Rim Country Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $61K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $88K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $33K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $790
Loans Granted Year-to-Date 031A $161
Amount of Loans Granted Year-to-Date 031B $3.0M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $181K
Number of current members (not number of accounts) 083 2,023
Number of potential members 084 107,499
Interest Rate of Unsecured Credit Card Loans 521 790.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,324.00%
Interest Rate of New Vehicle Loans 523 632.00%
Interest Rate of Used Vehicle Loans 524 747.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $8K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $6K
Total Amount of All Other Shares 630 $1.5M
Amount of Regular Shares 657 $12.7M
Amount of Share Drafts 902 $2.6M
IRA/KEOGH Accounts - < 1 Year 906A $1.7M
Share Certificates - < 1 Year 908A $2.7M
Total Amount of Share Certificates 908C $2.9M
Number of Used Vehicle Loans 968 388
NCUA form-section FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Rim Country Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $21.2M
Total Shares - 1-3 Years 013B1 $192K
Total Shares and Deposits - < 1 Year 018A $21.2M
Total Shares and Deposits - 1-3 Years 018B1 $192K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 14
Amount of Delinquent Indirect Loans 041E $18K
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $5.9M
Amount of New Vehicle Loans 385 $1.4M
Amount of Unsecured Credit Card Loans 396 $243K
Amount of All Other Unsecured Loans/Lines of Credit 397 $240K
Share Certificates 451 $80
Number of Accounts for Share Drafts 452 369
IRA/KEOGH Accounts 453 $56
Number of Accounts for Regular Shares 454 2,033
All other shares 455 $385
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 2,923
Number of credit union employees who are Full-Time (26 hours or more) 564A 7
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $169K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,706.00%
Number of Outstanding Indirect Loans 617A 32
Total Amount of Outstanding Indirect Loans 618A $729K
Total credit lines 881 $700K
NCUA form-section FS220B (19 items)

maturity and repricing buckets (40%), credit cards (17%)

Rim Country Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $1K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $10K
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $11K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $21.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $1.5M
Amount of Regular Shares - < 1 Year 657A $12.7M
Fair value of Held to Maturity Securities 801 $4.2M
Amount of Share Drafts - < 1 Year 902A $2.6M
Total Amount of IRA/KEOGH Accounts 906C $1.7M
Share Certificates - 1-3 Years 908B1 $192K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $164K
Number of New Vehicle Loans 958 41
Total Shares 966 $3K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $21K
Number of Unsecured Credit Card Loans 993 98
Number of All Other Unsecured Loans/Lines of Credit 994 101
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 3
NCUA form-section FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Rim Country Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.1M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $661K
NCUA form-section FS220D (14 items)

member services and products offered (69%), CUSO relationships (27%)

Rim Country Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Financial Education 879B2 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Mortgage Processing 879G $1
Deposits and Shares Meeting 703.10(a) 879M $1
Low-cost wire transfers 879W $1
Loan Payments 887F $1
Bill Payment 887J $1
Informational Website PI0007 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (1 item)

loans and leases (32%), participation loans (18%)

Rim Country Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $700K
NCUA form-section FS220H (8 items)

student loans (43%), delinquency (27%)

Rim Country Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Number of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031C 12
Amount of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031D $6K
Amount of Payday Alternative Loans (PAL loans) 397A $3K
Interest Rate of Payday Alternative Loans (PAL loans) 522A 1,800.00%
Total Unfunded Commitments for all loan types 816A $410K
Number of Payday Alternative Loans (PAL loans) 994A 10
Total number of TDR loans outstanding 1000F $1
Total amount of TDR loans outstanding 1001F $6K
NCUA form-section FS220I (10 items)

vehicle lending (59%), delinquency (44%)

Rim Country Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $2K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $74K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $10K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 6
Amount of Reportable Delinquent New Vehicle Loans 041C1 $18K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $97K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $3K
Commercial Share Accounts 643 $807K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $14
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Rim Country Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $842
Total Amount of Loans & Leases on Loan Schedule 025B1 $13.7M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $27K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 790.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 747.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 668.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.4M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $4.5M
NCUA form-section FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Rim Country Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $398K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $12K
Total Unfunded Commitments for Non-Commercial Loans 816T $410K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 68
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 135
NCUA form-section FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Rim Country Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $2.2M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $993K
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $1.2M
Held-to-Maturity Debt Securities <=1 Year AS0068 $1.2M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $747K
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $2.2M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$32K
Total Liabilities LI0069 $21.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $24.6M
NCUA form-section FS220P (21 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Rim Country Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $8K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $2K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $544
All Other Unsecured Loans/Lines of Credit DL0024 $550
All Other Unsecured Loans/Lines of Credit DL0027 $550
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1
New Vehicle Loans DL0030 $18K
Used Vehicle Loans DL0037 $12K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $3K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $30K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $12K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $13K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $55K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $4
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $56K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $60K
Amount of Consumer Loans in Non-Accrual Status DL0145 $81K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $1
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $6K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 32
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $729K
NCUA form-section FS220Q (23 items)

investment portfolio detail (69%)

Rim Country Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0077 $4.2M
Held-to-maturity Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0078 $4.2M
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $4.4M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $4.4M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $4.2M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $4.4M
Total Fair Value Available-for-Sale Debt Securities NV0084 $4.4M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $1.1M
Investment Maturity Distribution - Time Deposits - Total NV0116 $1.1M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $4.4M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $4.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $6K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $6K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $4.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $1.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $3.5M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $9.8M
RBC Total Equity RB0001 $3.2M
RBC Allowance for Credit Losses RB0002 $78K
RBC Total Additions RB0005 $78K
RBC Total Deductions RB0009 $223K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.0M
RBC Risk-Based Capital Numerator RB0012 $3.0M
NCUA form-section FS220R (30 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Rim Country Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $8.7M
RBC Schedule Total Consumer Loans RB0060 $9.2M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $78K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $78K
RBC Schedule Total Loans RB0079 $13.6M
RBC Total for Risk Weighting Total Loans RB0081 -$78K
RBC Total Loans 0% Weight RB0082 -$78K
RBC Schedule Total Other Assets RB0088 $478K
RBC Total for Risk Weighting Other Assets RB0090 $223K
RBC Other Assets 0% Weight RB0091 $223K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $24.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $145K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $145K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $24.6M
RBC Allowance for Credit Losses (Loans) RB0177 $78K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 5.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 163,630.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 63.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 4,329,476.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 625,078.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $4.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $625K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 27,469.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $27K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $69
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $4.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $625K
Total Shares SH0013 $21.4M
Total Shares and Deposits SH0018 $21.4M

Rim Country Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Rim Country Federal Credit Union call report?

The Rim Country Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Rim Country Federal Credit Union file?

Rim Country Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Rim Country Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Rim Country Federal Credit Union is 16190.

How often does Rim Country Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Rim Country Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.