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Credit union call report ยท Albuquerque, NM

Rio Grande Credit Union Call Report

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Rio Grande Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 487 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Rio Grande Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number62573
Federal Reserve RSSD ID475493

The official copy: search charter number 62573 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Rio Grande Credit Union call report, Q2 2026

Statement of Financial Condition (41 items)
Rio Grande Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $3.5M
1b. Cash Items in Process of Collection AS0005 $1.4M
1c. Total Cash on Hand 730A $4.9M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $34.1M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $20.1M
2c. Cash on Deposit in Other Financial Institutions 730B2 $35.2M
2. Cash on Deposit (total) 730B $89.5M
3. Time Deposits in Banks and Credit Unions AS0007 $1.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $95.7M
8. Available-for-Sale Debt Securities AS0067 $84.6M
9. Held-to-Maturity Debt Securities AS0073 $28.8M
10a. ACL on Held-to-Maturity Debt Securities AS0041 $3K
11. TOTAL INVESTMENT SECURITIES AS0013 $113.4M
12b. Perpetual Contributed Capital 769B $374K
12c. All Other Investments AS0016 $4.8M
13. TOTAL OTHER INVESTMENTS AS0017 $5.2M
15a. Number of Total Loans and Leases 025A 24,624
15b. Total Loans and Leases 025B $430.6M
17. ACL on Loans and Leases AS0048 $8.2M
18c. Foreclosed/Repossessed - Vehicles AS0024 $195K
18e. Foreclosed/Repossessed Assets (total) 798A $195K
19. Land and Building 007 $12.3M
20. Other Fixed Assets 008 $3.5M
21. NCUA Share Insurance Capitalization Deposit 794 $5.5M
22b. Mortgage Servicing Rights 779 $304K
22d. Accrued Interest on Loans 009A $2.0M
22e. Accrued Interest on Investments 009B $490K
22f. All Other Assets 009C $5.0M
22g. Total Other Assets AS0036 $7.8M
23. TOTAL ASSETS 010 $666.0M
Accounts Payable and Other Liabilities 825 $8.3M
Accrued Dividends and Interest Payable 820A $102K
Member Shares of All Types 013 $572.3M
Nonmember Deposits 880 $33.6M
Total Shares and Deposits 018 $606.0M
Undivided Earnings 940 $51.8M
Other Reserves 658 $4.7M
Net Income (equity) 602 $1.6M
Total Net Worth 997 $60.3M
Net Worth Ratio 998 9.06%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $666.0M
Statement of Income and Expense (25 items)
Rio Grande Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $15.2M
3. Income from Investments 120 $3.2M
5. TOTAL INTEREST INCOME 115 $18.4M
6. Dividends on Shares 380 $6.3M
8. Interest on Borrowed Money 340 $539
9. TOTAL INTEREST EXPENSE 350 $6.3M
10. NET INTEREST INCOME IS0010 $12.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $2.0M
12e. Total Credit Loss Expense IS0017 $2.0M
13. Fee Income 131 $3.0M
14. Other Operating Income IS0020 $2.1M
18. Gain (Loss) on Disposition of Fixed Assets 430 -$49K
22. Other Non-Operating Income 440 $1.1M
23. TOTAL NON-INTEREST INCOME 117 $6.1M
24. Employee Compensation and Benefits 210 $7.1M
25. Travel and Conference 230 $4K
26. Office Occupancy 250 $792K
27. Office Operations 260 $3.7M
28. Educational and Promotional 270 $446K
29. Loan Servicing 280 $1.7M
30. Professional and Outside Services 290 $699K
32. Operating Fees 320 $44K
33. Miscellaneous Operating Expense 360 $38K
34. TOTAL NON-INTEREST EXPENSE 671 $14.6M
35. NET INCOME 661A $1.6M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

Rio Grande Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $8.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $1.5M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $565K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $461K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $344K
Loans Granted Year-to-Date 031A $3K
Amount of Loans Granted Year-to-Date 031B $103.7M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $3.7M
Number of current members (not number of accounts) 083 51,348
Number of potential members 084 835,600
Net Member Business Loan Balance 400A $39K
Non-Member Deposits 457 $8
Interest Rate of Unsecured Credit Card Loans 521 1,514.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,165.00%
Interest Rate of New Vehicle Loans 523 689.00%
Interest Rate of Used Vehicle Loans 524 851.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $3.3M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $440K
Total Amount of All Other Shares 630 $6.9M
Amount of Regular Shares 657 $126.6M
Amount of Share Drafts 902 $93.5M
IRA/KEOGH Accounts - < 1 Year 906A $20.9M
Share Certificates - < 1 Year 908A $209.2M
Total Amount of Share Certificates 908C $235.9M
Total Amount of Money Market Shares 911 $86.1M
Number of Used Vehicle Loans 968 5,100
NCUA form-section FS220A (25 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Rio Grande Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $543.2M
Total Shares - 1-3 Years 013B1 $26.1M
Total Shares - > 3 Years 013B2 $3.1M
Total Shares and Deposits - < 1 Year 018A $561.1M
Total Shares and Deposits - 1-3 Years 018B1 $41.8M
Total Shares and Deposits - > 3 Years 018B2 $3.1M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 289
Amount of Delinquent Indirect Loans 041E $1.5M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $102.2M
Amount of New Vehicle Loans 385 $132.1M
Amount of Unsecured Credit Card Loans 396 $17.1M
Amount of All Other Unsecured Loans/Lines of Credit 397 $25.9M
Share Certificates 451 $5K
Number of Accounts for Share Drafts 452 35,526
IRA/KEOGH Accounts 453 $1K
Number of Accounts for Regular Shares 454 54,765
All other shares 455 $3K
Money Market Shares 458 $3K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 101,886
Number of credit union employees who are Full-Time (26 hours or more) 564A 163
Number of Outstanding Indirect Loans 617A 6,034
Total Amount of Outstanding Indirect Loans 618A $168.3M
Amount of real estate loans sold but serviced by the credit union 779A $24.1M
Total credit lines 881 $117.1M
NCUA form-section FS220B (29 items)

maturity and repricing buckets (40%), credit cards (17%)

Rio Grande Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $243K
Number - Total Delinquent Credit Card Loans 045A 71
Total Amount of Delinquent Unsecured Credit Card Loans 045B $323K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $30.6M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $30.6M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $575.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $6.9M
Amount of Regular Shares - < 1 Year 657A $126.6M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $447K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $82K
Fair value of Held to Maturity Securities 801 $24.9M
Non-Member Deposits - < 1 Year 880A $17.9M
Non-Member Deposits - 1-3 Years 880B1 $15.8M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $93.5M
IRA/KEOGH Accounts - 1-3 Years 906B1 $2.0M
IRA/KEOGH Accounts - > 3 Years 906B2 $459K
Total Amount of IRA/KEOGH Accounts 906C $23.3M
Share Certificates - 1-3 Years 908B1 $24.1M
Share Certificates - > 3 Years 908B2 $2.6M
Money Market Shares - < 1 Year 911A $86.1M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $909K
Number of New Vehicle Loans 958 4,319
Total Shares 966 $102K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $2.1M
Number of Unsecured Credit Card Loans 993 5,861
Number of All Other Unsecured Loans/Lines of Credit 994 5,268
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 8
NCUA form-section FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Rio Grande Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $1.4M
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $105K
Number of credit union branches (include the main office if member services are conducted at that location) 566 7
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $145.5M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $11.6M
Outstanding balance of brokered certificates of deposit and share certificates 788 $1.2M
NCUA form-section FS220D (30 items)

member services and products offered (69%), CUSO relationships (27%)

Rio Grande Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Credit Management and Repair 879B6 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
International Remittances 879V $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (9 items)

loans and leases (32%), participation loans (18%)

Rio Grande Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $2.2M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $7.6M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $1.1M
Total Value of Investments in CUSOs 851 $118K
Total Aggregate Cash Outlay in CUSOs 853 $390K
Assets Pledged to Secure Borrowings 878 $10.0M
Total Credit Lines at Corporate Credit Unions 884 $25.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $2.2M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $2.2M
NCUA form-section FS220H (3 items)

student loans (43%), delinquency (27%)

Rio Grande Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $47.7M
Total number of TDR loans outstanding 1000F $91
Total amount of TDR loans outstanding 1001F $1.5M
NCUA form-section FS220I (20 items)

vehicle lending (59%), delinquency (44%)

Rio Grande Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $2.6M
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $2.9M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $444K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $521K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $186K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $193K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $60K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $40K
Number of Reportable Delinquent New Vehicle Loans 035E1 51
Number of Reportable Delinquent Used Vehicle Loans 035E2 76
Amount of Reportable Delinquent New Vehicle Loans 041C1 $1.2M
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $1.2M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $495K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $1.5M
Amount of New Vehicle Loans YTD Recoveries 551C1 $70K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $117K
Commercial Share Accounts 643 $19.0M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $473K
Amount of Grants Received Year-to-Date 927 $718K
Number of International Remittances originated Year-to-Date 928 30
NCUA form-section FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Rio Grande Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Investments 789D $204K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $204K
NCUA form-section FS220L (30 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Rio Grande Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $25K
Total Amount of Loans & Leases on Loan Schedule 025B1 $430.6M
Outstanding Balance of purchased or participation interests in commercial loans to finance agricultural production and other loans to nonmember farmers 042A8 $4.0M
Amount of Agricultural Commercial Loans 042A9 $4.0M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $27.8M
Amount of All Other Real Estate Loans/Lines of Credit 386B $1.7M
Total outstanding balance of commercial loans to members 400A1 $15.2M
Total outstanding balance of nonmember commercial loans 400B1 $5.5M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $262K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $5.8M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $5.0M
Outstanding balance of Member Commercial and Industrial loans 400L2 $170K
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $1.5M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $3.9M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $5.9M
Outstanding balance of all member and non-member commercial loans 400T1 $20.7M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 567.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 311.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 804.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 591.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 603.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 994.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $5.5M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 20
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $5.5M
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $5.5M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $8.8M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $94.3M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $14.8M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $14.8M
NCUA form-section FS220M (24 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Rio Grande Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $8.8M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $25.0M
Total Unfunded Commitments for Commercial Loans 814K $58K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $724K
Total Unfunded Commitments for Non-Commercial Loans 816T $47.6M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $13.1M
Total number of member commercial loans 900A1 $70
Total number of nonmember commercial loans 900B1 $20
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 17
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 26
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 11
Total number of real estate secured member commercial loans 900K2 $41
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 41
Number of Member Commercial and Industrial loans 900L2 12
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 1
Number of member commercial loans Secured by Multifamily Property 900M 4
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 49
Total Number of Member and Nonmember commercial loans 900T1 $90
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 589
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 478
Number of All Other Real Estate Loans/Lines of Credit 960B 21
Number of purchased or participation interests in commercial loans to finance agricultural production and other loans to farmer nonmembers 961A8 19
Number of Agricultural Commercial Loans 961A9 19
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 2,898
NCUA form-section FS220N (13 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Rio Grande Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $3.0M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $10.9M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $39.9M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $30.2M
Available-for-sale Debt Securities > 10 Years AS0066 $579K
Held-to-Maturity Debt Securities <=1 Year AS0068 $2.3M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $2.0M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $4.5M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $18.8M
Held-to-Maturity Debt Securities > 10 Years AS0072 $1.1M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$8.8M
Total Liabilities LI0069 $614.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $666.0M
NCUA form-section FS220P (43 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Rio Grande Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $727K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $162K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $112K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $8K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $975
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $2.5M
Unsecured Credit Card Loans DL0002 $80K
All Other Unsecured Loans/Lines of Credit DL0022 $226K
All Other Unsecured Loans/Lines of Credit DL0023 $117K
All Other Unsecured Loans/Lines of Credit DL0024 $286K
All Other Unsecured Loans/Lines of Credit DL0025 $3K
All Other Unsecured Loans/Lines of Credit DL0027 $407K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $64
New Vehicle Loans DL0030 $473K
Used Vehicle Loans DL0037 $427K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $203K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $32K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $40K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $27K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $20K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $119K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $22
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $2.4M
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $249K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $249K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $1
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $155K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $92K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $247K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $4
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0134 $17K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $1.1M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $9K
Amount of Consumer Loans in Non-Accrual Status DL0145 $2.2M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $8
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $82K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 6,034
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $168.3M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $39.0M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $77K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $8.5M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $157K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $8.7M
NCUA form-section FS220Q (47 items)

investment portfolio detail (69%)

Rio Grande Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $72.5M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $10.0M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $21.7M
Available-for-sale Fair Value - US Government Obligations NV0004 $21.4M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $4.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $3.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $65.3M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $57.3M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $69.3M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $61.2M
Held-to-maturity Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0069 $28.5M
Held-to-maturity Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0070 $24.7M
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $2.3M
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $1.9M
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $248K
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $241K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $28.8M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $93.3M
Total Fair Value Available-for-Sale Debt Securities NV0084 $84.6M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $744K
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $500K
Investment Maturity Distribution - Time Deposits - Total NV0116 $1.2M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $84.6M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $28.8M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $5.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $5.2M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $11.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $13.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $44.4M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $49.0M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $1.7M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $119.8M
RBC Total Equity RB0001 $60.3M
RBC Allowance for Credit Losses RB0002 $8.2M
RBC Total Additions RB0005 $8.2M
RBC Total Deductions RB0009 $5.5M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $63.0M
RBC Risk-Based Capital Numerator RB0012 $63.0M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $95.7M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $26.6M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $69.1M
RBC Total for Risk Weighting Securities RB0019 $113.4M
RBC Securities 0% Weight RB0020 $23.7M
RBC Securities 20% Weight RB0021 $71.9M
RBC Securities 50% Weight RB0022 $17.7M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $130K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $817K
NCUA form-section FS220R (105 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Rio Grande Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Central Liquidity Facility LQ0060 $19.7M
CCULR Off-Balance sheet exposures LR0002 $8.7M
CCULR Off-Balance sheet exposures ratio LR0003 130.00%
RBC Total for Risk Weighting Other Investments RB0029 $5.2M
RBC Other Investments 0% Weight RB0030 $1.6M
RBC Other Investments 20% Weight RB0031 $487K
RBC Other Investments 100% Weight RB0032 $2.7M
RBC Other Investments 150% Weight RB0033 $374K
RBC Schedule Total Investments RB0039 $118.6M
RBC Total for Risk Weighting Total Investments RB0041 $118.6M
RBC Total Investments 0% Weight RB0042 $25.3M
RBC Total Investments 20% Weight RB0043 $72.4M
RBC Total Investments 50% Weight RB0044 $17.7M
RBC Total Investments 100% Weight RB0045 $2.7M
RBC Total Investments 150% Weight RB0046 $374K
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $94.3M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $94.0M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $249K
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $27.8M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $27.6M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $247K
RBC Schedule Total Consumer Loans RB0060 $287.8M
RBC Total for Risk Weighting Consumer Loans RB0062 $287.8M
RBC Consumer Loans 0% Weight RB0063 $319K
RBC Consumer Loans 75% Weight RB0065 $242.9M
RBC Consumer Loans 100% Weight RB0066 $42.5M
RBC Consumer Loans 150% Weight RB0067 $2.1M
RBC Schedule Total Commercial Loans RB0068 $20.7M
RBC Total for Risk Weighting Commercial Loans RB0070 $20.7M
RBC Commercial Loans 100% Weight RB0073 $20.7M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $8.2M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $8.2M
RBC Schedule Total Loans RB0079 $422.4M
RBC Total for Risk Weighting Total Loans RB0081 $422.4M
RBC Total Loans 0% Weight RB0082 -$7.9M
RBC Total Loans 50% Weight RB0084 $94.0M
RBC Total Loans 75% Weight RB0085 $242.9M
RBC Total Loans 100% Weight RB0086 $91.1M
RBC Total Loans 150% Weight RB0087 $2.3M
RBC Schedule Total Other Assets RB0088 $29.3M
RBC Total for Risk Weighting Other Assets RB0090 $29.3M
RBC Other Assets 0% Weight RB0091 $5.5M
RBC Other Assets 100% Weight RB0092 $23.5M
RBC Other Assets 250% Weight RB0094 $304K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $666.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $666.0M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $49.5M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $141.5M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $111.8M
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $242.9M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $117.2M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $2.7M
RBC Total Risk Weighted On-Balance Sheet Assets 250% Weight RB0107 $304K
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $388.4M
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $28.3M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $55.9M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $182.2M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $117.2M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $4.0M
RBC Total Risk Weighted Assets On-Balance Sheet 250% Weight RB0118 $760K
RBC Unfunded Commitment Commercial Loans Credit Equivalent Amount RB0123 $38K
RBC Unfunded Commitment Commercial Loans 100% Weight RB0124 $38K
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $847K
RBC Unfunded Commitment Secured Consumer Loans 75% Weight RB0127 $847K
RBC Unfunded Commitment Unsecured Consumer Loans Credit Equivalent Amount RB0129 $16K
RBC Unfunded Commitment Unsecured Consumer Loans 100% Weight RB0130 $16K
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $901K
RBC Total Off-Balance Sheet and Derivative 75% Weight RB0159 $847K
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $54K
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $690K
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 75% Weight RB0167 $636K
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $54K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $666.9M
RBC Total Risk-Weighted Assets RB0171 $389.1M
RBC Total Risk Based Capital Ratio RB0172 1,620.00%
RBC Allowance for Credit Losses (Loans) RB0177 $8.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 331.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 76,934,860.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 13,240,106.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 230.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 16,409,674.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 458,092.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 28.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 943,162.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $94.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $13.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 246.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 16,830,655.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 2,661,073.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 232.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 11,005,704.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 1,442,913.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $27.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $4.1M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 21.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 1,741,994.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $1.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $1K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $123.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $17.8M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $15.0M
Total Shares SH0013 $572.3M
Total Shares and Deposits SH0018 $606.0M
Total Non-Member Deposits SH0880 $33.6M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 196
NCUA form-section FS220S (8 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Rio Grande Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Person-to-Person payments PP0045 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Rio Grande Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Rio Grande Credit Union call report?

The Rio Grande Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Rio Grande Credit Union file?

Rio Grande Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Rio Grande Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Rio Grande Credit Union is 62573.

How often does Rio Grande Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Rio Grande Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.