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Credit Union Routing Number

Saint Thomas Federal Credit Union Routing Number

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The Saint Thomas Federal Credit Union routing number is 221682540. It is a credit union in Charlotte Amalie, VI, NCUA charter 7970.

Primary ABA / RTN
221682540

Data as of · size and membership from the NCUA 5300 call report. How we update

About Saint Thomas Federal Credit Union

Saint Thomas Federal Credit Union is based in Charlotte Amalie, VI, and has been chartered since 1952. It reported $90.0M in assets for Q2 2026, the 1st largest of 5 credit unions headquartered in and 1901st of 4,249 nationally. Assets were $89.1M a year earlier (Q2 2025), so the credit union is larger now. It counted 8,984 members on that report. The NCUA lists 2 branch locations for the credit union.

Record

Routing number
221682540
NCUA charter number
7970
RSSD ID
455187
Headquarters
Charlotte Amalie, VI 00802
Chartered
1952
NCUA insured since
November 2, 1971
Total assets (Q2 2026)
$90.0M
Members (Q2 2026)
8,984
Branch locations
2
Routing record refreshed
October 16, 2026
Check before you send money. Saint Thomas Federal Credit Union's FFIEC record lists this one primary number and does not say whether it also serves wires. Confirm the wire number with the credit union. What a routing number is.

Saint Thomas Federal Credit Union routing numbers on file

Routing number Type Status Source
221682540 Primary ABA Active FFIEC NIC

How to confirm Saint Thomas Federal Credit Union's routing number

  1. Compare 221682540 with the first nine digits on a Saint Thomas Federal Credit Union check.
  2. Find Saint Thomas Federal Credit Union's number in its online banking account details.
  3. Search 221682540 in the Federal Reserve's E-Payments Routing Directory.

What is the Saint Thomas Federal Credit Union routing number?

The Saint Thomas Federal Credit Union routing number is 221682540. It is the primary ABA routing number on the FFIEC record for NCUA charter 7970, refreshed here on October 16, 2026.

Does Saint Thomas Federal Credit Union use the same routing number for wires?

The record lists one primary number for Saint Thomas Federal Credit Union, 221682540, and does not say whether wires use it. Ask Saint Thomas Federal Credit Union for its wire instructions before sending a wire.

Which credit union uses routing number 221682540?

Routing number 221682540 belongs to Saint Thomas Federal Credit Union, a credit union in Charlotte Amalie, VI with $90.0M in assets for Q2 2026.

Routing numbers of similar-size institutions in VI

Credit union, Christiansted, VI
Christiansted Federal Credit Union: 021683781
Credit union, Frederiksted, VI
Frederiksted Federal Credit Union: 021683794
Credit union, Christiansted, VI
Mid-Island Federal Credit Union: 021684133
Bank, Saint Thomas, VI
Merchants Commercial Bank: 021606742

All routing numbers in VI

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