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Credit union call report ยท Erie, PA

Saint Vincent Erie Federal Credit Union Call Report

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Saint Vincent Erie Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 199 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Saint Vincent Erie Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number13933
Federal Reserve RSSD ID322083

The official copy: search charter number 13933 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Saint Vincent Erie Federal Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Saint Vincent Erie Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $213K
1c. Total Cash on Hand 730A $213K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $867K
2. Cash on Deposit (total) 730B $867K
3. Time Deposits in Banks and Credit Unions AS0007 $746K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $1.8M
9. Held-to-Maturity Debt Securities AS0073 $10.9M
11. TOTAL INVESTMENT SECURITIES AS0013 $10.9M
12b. Perpetual Contributed Capital 769B $66K
13. TOTAL OTHER INVESTMENTS AS0017 $66K
15a. Number of Total Loans and Leases 025A 438
15b. Total Loans and Leases 025B $4.5M
17. ACL on Loans and Leases AS0048 $33K
20. Other Fixed Assets 008 $6K
21. NCUA Share Insurance Capitalization Deposit 794 $148K
22d. Accrued Interest on Loans 009A $9K
22e. Accrued Interest on Investments 009B $60K
22f. All Other Assets 009C $443K
22g. Total Other Assets AS0036 $513K
23. TOTAL ASSETS 010 $17.9M
Accounts Payable and Other Liabilities 825 $2K
Member Shares of All Types 013 $15.7M
Total Shares and Deposits 018 $15.7M
Undivided Earnings 940 $2.1M
Other Reserves 658 $103K
Total Net Worth 997 $2.2M
Net Worth Ratio 998 12.21%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $17.9M
Statement of Income and Expense (21 items)
Saint Vincent Erie Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $143K
3. Income from Investments 120 $219K
5. TOTAL INTEREST INCOME 115 $362K
6. Dividends on Shares 380 $15K
9. TOTAL INTEREST EXPENSE 350 $15K
10. NET INTEREST INCOME IS0010 $346K
12a. Credit Loss Expense - Loans and Leases IS0011 $5K
12e. Total Credit Loss Expense IS0017 $5K
13. Fee Income 131 $75K
14. Other Operating Income IS0020 $9K
23. TOTAL NON-INTEREST INCOME 117 $85K
24. Employee Compensation and Benefits 210 $188K
26. Office Occupancy 250 $21K
27. Office Operations 260 $50K
28. Educational and Promotional 270 $2K
29. Loan Servicing 280 $1K
30. Professional and Outside Services 290 $59K
32. Operating Fees 320 $1K
33. Miscellaneous Operating Expense 360 $4K
34. TOTAL NON-INTEREST EXPENSE 671 $326K
35. NET INCOME 661A $99K
Statement pages - all other filed accounts (15 items)

delinquency (21%), credit cards (21%)

Saint Vincent Erie Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $29K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $283
Loans Granted Year-to-Date 031A $128
Amount of Loans Granted Year-to-Date 031B $627K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $39K
Number of current members (not number of accounts) 083 1,632
Number of potential members 084 4,500
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 953.00%
Interest Rate of New Vehicle Loans 523 608.00%
Interest Rate of Used Vehicle Loans 524 655.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $10K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $3K
Amount of Regular Shares 657 $12.5M
Amount of Share Drafts 902 $3.2M
Number of Used Vehicle Loans 968 60
NCUA data file FS220A (13 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $15.7M
Total Shares and Deposits - < 1 Year 018A $15.7M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 4
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $939K
Amount of New Vehicle Loans 385 $420K
Amount of All Other Unsecured Loans/Lines of Credit 397 $674K
Number of Accounts for Share Drafts 452 950
Number of Accounts for Regular Shares 454 2,377
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 3,327
Number of credit union employees who are Full-Time (26 hours or more) 564A 5
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Total credit lines 881 $1.0M
NCUA data file FS220B (10 items)

maturity and repricing buckets (40%), credit cards (17%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $15.7M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $12.5M
Fair value of Held to Maturity Securities 801 $11.3M
Amount of Share Drafts - < 1 Year 902A $3.2M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $134K
Number of New Vehicle Loans 958 21
Total Shares 966 $3K
Number of All Other Unsecured Loans/Lines of Credit 994 299
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 6
NCUA data file FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Outstanding balance of brokered certificates of deposit and share certificates 788 $11.4M
NCUA data file FS220D (19 items)

member services and products offered (69%), CUSO relationships (27%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $1.0M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $302K
NCUA data file FS220I (4 items)

vehicle lending (59%), delinquency (44%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $21K
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $33K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $3K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Other Insurance 789E2 $399K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $399K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $438
Total Amount of Loans & Leases on Loan Schedule 025B1 $4.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $835K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 581.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 488.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 793.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $149K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.5M
NCUA data file FS220M (5 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Non-Commercial Loans 816T $302K
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $302K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 29
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 20
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 9
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $1.7M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $6.2M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $2.7M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $248K
Total Liabilities LI0069 $15.7M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $17.9M
NCUA data file FS220P (10 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $10K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $3K
All Other Unsecured Loans/Lines of Credit DL0022 $8K
All Other Unsecured Loans/Lines of Credit DL0023 $6K
All Other Unsecured Loans/Lines of Credit DL0024 $283
All Other Unsecured Loans/Lines of Credit DL0027 $6K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
Used Vehicle Loans DL0037 $33K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $38K
Amount of Consumer Loans in Non-Accrual Status DL0145 $283
NCUA data file FS220Q (20 items)

investment portfolio detail (69%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0077 $10.9M
Held-to-maturity Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0078 $11.3M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $10.9M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $746K
Investment Maturity Distribution - Time Deposits - Total NV0116 $746K
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $10.9M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $66K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $66K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $2.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $6.2M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.7M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $248K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $66K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $11.7M
RBC Total Equity RB0001 $2.2M
RBC Allowance for Credit Losses RB0002 $33K
RBC Total Additions RB0005 $33K
RBC Total Deductions RB0009 $148K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $2.1M
RBC Risk-Based Capital Numerator RB0012 $2.1M
NCUA data file FS220R (31 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $10.9M
RBC Schedule Total Consumer Loans RB0060 $2.2M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $33K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $33K
RBC Schedule Total Loans RB0079 $4.5M
RBC Total for Risk Weighting Total Loans RB0081 -$33K
RBC Total Loans 0% Weight RB0082 -$33K
RBC Schedule Total Other Assets RB0088 $667K
RBC Total for Risk Weighting Other Assets RB0090 $148K
RBC Other Assets 0% Weight RB0091 $148K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $17.9M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $116K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $116K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $17.9M
RBC Allowance for Credit Losses (Loans) RB0177 $33K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 29.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,479,645.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 83,667.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $84K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 20.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 834,659.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 46,230.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $835K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $46K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $49
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.3M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $130K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $431K
Total Shares SH0013 $15.7M
Total Shares and Deposits SH0018 $15.7M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Saint Vincent Erie Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1

Saint Vincent Erie Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Saint Vincent Erie Federal Credit Union call report?

The Saint Vincent Erie Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Saint Vincent Erie Federal Credit Union file?

Saint Vincent Erie Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Saint Vincent Erie Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Saint Vincent Erie Federal Credit Union is 13933.

How often does Saint Vincent Erie Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Saint Vincent Erie Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.