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Credit union call report ยท Salem, VA

Salem Va Medical Center Federal Credit Union Call Report

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Salem Va Medical Center Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 251 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Salem Va Medical Center Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number1127
Federal Reserve RSSD ID1012176

The official copy: search charter number 1127 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Salem Va Medical Center Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Salem Va Medical Center Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.8M
1b. Cash Items in Process of Collection AS0005 $256K
1c. Total Cash on Hand 730A $2.0M
2a. Cash on Deposit in Corporate Credit Unions 730B1 -$1.2M
2. Cash on Deposit (total) 730B -$1.2M
3. Time Deposits in Banks and Credit Unions AS0007 $19.3M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $20.1M
12b. Perpetual Contributed Capital 769B $200K
13. TOTAL OTHER INVESTMENTS AS0017 $200K
15a. Number of Total Loans and Leases 025A 4,657
15b. Total Loans and Leases 025B $59.3M
17. ACL on Loans and Leases AS0048 $235K
19. Land and Building 007 $2.5M
20. Other Fixed Assets 008 $261K
21. NCUA Share Insurance Capitalization Deposit 794 $784K
22d. Accrued Interest on Loans 009A $155K
22e. Accrued Interest on Investments 009B $77K
22f. All Other Assets 009C $10.3M
22g. Total Other Assets AS0036 $10.5M
23. TOTAL ASSETS 010 $93.5M
Accounts Payable and Other Liabilities 825 $2.2M
Accrued Dividends and Interest Payable 820A $40K
Borrowings (total) 860C $1.7M
Member Shares of All Types 013 $77.8M
Total Shares and Deposits 018 $77.8M
Undivided Earnings 940 $11.8M
Net Income (equity) 602 $333K
Total Net Worth 997 $12.2M
Net Worth Ratio 998 13.02%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $93.5M
Statement of Income and Expense (24 items)
Salem Va Medical Center Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.6M
3. Income from Investments 120 $472K
5. TOTAL INTEREST INCOME 115 $2.1M
6. Dividends on Shares 380 $262K
8. Interest on Borrowed Money 340 $7K
9. TOTAL INTEREST EXPENSE 350 $269K
10. NET INTEREST INCOME IS0010 $1.8M
12a. Credit Loss Expense - Loans and Leases IS0011 $4K
12e. Total Credit Loss Expense IS0017 $4K
13. Fee Income 131 $280K
14. Other Operating Income IS0020 $168K
22. Other Non-Operating Income 440 -$59
23. TOTAL NON-INTEREST INCOME 117 $448K
24. Employee Compensation and Benefits 210 $587K
25. Travel and Conference 230 $13K
26. Office Occupancy 250 $181K
27. Office Operations 260 $196K
28. Educational and Promotional 270 $20K
29. Loan Servicing 280 $448K
30. Professional and Outside Services 290 $461K
32. Operating Fees 320 $7K
33. Miscellaneous Operating Expense 360 $39K
34. TOTAL NON-INTEREST EXPENSE 671 $2.0M
35. NET INCOME 661A $333K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Salem Va Medical Center Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $257K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $43K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $53K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $131K
Loans Granted Year-to-Date 031A $580
Amount of Loans Granted Year-to-Date 031B $17.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $96K
Number of current members (not number of accounts) 083 7,811
Number of potential members 084 221,100
Interest Rate of Unsecured Credit Card Loans 521 1,350.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 925.00%
Interest Rate of New Vehicle Loans 523 500.00%
Interest Rate of Used Vehicle Loans 524 500.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $5K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $3K
Total Amount of All Other Shares 630 $670K
Amount of Regular Shares 657 $40.6M
Amount of Share Drafts 902 $20.1M
IRA/KEOGH Accounts - < 1 Year 906A $2.0M
Share Certificates - < 1 Year 908A $8.8M
Total Amount of Share Certificates 908C $9.5M
Total Amount of Money Market Shares 911 $4.7M
Number of Used Vehicle Loans 968 943
NCUA data file FS220A (30 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $76.8M
Total Shares - 1-3 Years 013B1 $551K
Total Shares - > 3 Years 013B2 $410K
Total Shares and Deposits - < 1 Year 018A $76.8M
Total Shares and Deposits - 1-3 Years 018B1 $551K
Total Shares and Deposits - > 3 Years 018B2 $410K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 10
Amount of Delinquent Indirect Loans 041E $65K
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $18.5M
Amount of New Vehicle Loans 385 $29.0M
Amount of Unsecured Credit Card Loans 396 $1.8M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.9M
Share Certificates 451 $271
Number of Accounts for Share Drafts 452 4,379
IRA/KEOGH Accounts 453 $272
Number of Accounts for Regular Shares 454 7,811
All other shares 455 $351
Money Market Shares 458 $83
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 13,167
Number of credit union employees who are Full-Time (26 hours or more) 564A 23
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $271K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,727.00%
Number of Outstanding Indirect Loans 617A 1,768
Total Amount of Outstanding Indirect Loans 618A $40.3M
Total credit lines 881 $8.0M
Draws against lines of credit, less than 1 year 883A $1.7M
Draws against lines of credit, total amount 883C $1.7M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$455K
NCUA data file FS220B (27 items)

maturity and repricing buckets (40%), credit cards (17%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $21K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $710
Number - Total Delinquent Credit Card Loans 045A 7
Total Amount of Delinquent Unsecured Credit Card Loans 045B $22K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $958K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $958K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $76.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $670K
Amount of Regular Shares - < 1 Year 657A $40.6M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $5K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $103
Total Borrowings - < 1 Year 860A $1.7M
Amount of Share Drafts - < 1 Year 902A $20.1M
IRA/KEOGH Accounts - 1-3 Years 906B1 $172K
IRA/KEOGH Accounts - > 3 Years 906B2 $77K
Total Amount of IRA/KEOGH Accounts 906C $2.3M
Share Certificates - 1-3 Years 908B1 $379K
Share Certificates - > 3 Years 908B2 $333K
Money Market Shares - < 1 Year 911A $4.7M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $99K
Number of New Vehicle Loans 958 1,190
Total Shares 966 $13K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $94K
Number of Unsecured Credit Card Loans 993 1,580
Number of All Other Unsecured Loans/Lines of Credit 994 691
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $300
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $3.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $327K
NCUA data file FS220D (18 items)

member services and products offered (69%), CUSO relationships (27%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
No Cost Bill Payer 879C2 $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (2 items)

loans and leases (32%), participation loans (18%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $8.0M
Line of Credit Borrowings Outstanding from Corporate Credit Unions 885A $1.7M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $15.5M
Total number of TDR loans outstanding 1000F $4
Total amount of TDR loans outstanding 1001F $25K
NCUA data file FS220I (12 items)

vehicle lending (59%), delinquency (44%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $14K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $71K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $13K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $9K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $53K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 2
Amount of Reportable Delinquent New Vehicle Loans 041C1 $13K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $62K
Amount of New Vehicle Loans YTD Recoveries 551C1 $300
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $80K
Total Draws Againts LOCs 885A4 $1.7M
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $5K
Total Amount of Loans & Leases on Loan Schedule 025B1 $59.3M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $5.5M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 675.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 600.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 750.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $860K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.7M
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $5.6M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $7.8M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $65K
Total Unfunded Commitments for Non-Commercial Loans 816T $15.5M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $2.1M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 29
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 168
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 56
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $81.7M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $93.5M
NCUA data file FS220P (6 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $3K
All Other Unsecured Loans/Lines of Credit DL0022 $3K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $39K
Amount of Consumer Loans in Non-Accrual Status DL0145 $75K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 1,768
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $40.3M
NCUA data file FS220Q (17 items)

investment portfolio detail (69%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Total Borrowings LQ0860 $1.7M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $15.6M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $3.5M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $248K
Investment Maturity Distribution - Time Deposits - Total NV0116 $19.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >3-5 Years NV0143 $200K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $200K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $15.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $3.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $448K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $19.5M
RBC Total Equity RB0001 $12.2M
RBC Allowance for Credit Losses RB0002 $235K
RBC Total Additions RB0005 $235K
RBC Total Deductions RB0009 $784K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $11.6M
RBC Risk-Based Capital Numerator RB0012 $11.6M
NCUA data file FS220R (34 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $200K
RBC Schedule Total Consumer Loans RB0060 $52.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $235K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $235K
RBC Schedule Total Loans RB0079 $59.1M
RBC Total for Risk Weighting Total Loans RB0081 -$235K
RBC Total Loans 0% Weight RB0082 -$235K
RBC Schedule Total Other Assets RB0088 $14.1M
RBC Total for Risk Weighting Other Assets RB0090 $784K
RBC Other Assets 0% Weight RB0091 $784K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $93.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $549K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $549K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $93.5M
RBC Allowance for Credit Losses (Loans) RB0177 $235K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 29.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,749,086.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 102,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $102K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 9.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 507,315.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 116,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 159.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 4,962,142.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 347,661.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $5.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $464K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $197
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $7.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $566K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $5.7M
Total Shares SH0013 $77.8M
Total Shares and Deposits SH0018 $77.8M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Salem Va Medical Center Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

Salem Va Medical Center Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Salem Va Medical Center Federal Credit Union call report?

The Salem Va Medical Center Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Salem Va Medical Center Federal Credit Union file?

Salem Va Medical Center Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Salem Va Medical Center Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Salem Va Medical Center Federal Credit Union is 1127.

How often does Salem Va Medical Center Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Salem Va Medical Center Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.