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Credit union call report ยท Solvay, NY

Salt City Federal Credit Union Call Report

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Salt City Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 324 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Salt City Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number8512
Federal Reserve RSSD ID242387

The official copy: search charter number 8512 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Salt City Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Salt City Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.3M
1c. Total Cash on Hand 730A $1.3M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $26.0M
2. Cash on Deposit (total) 730B $26.0M
3. Time Deposits in Banks and Credit Unions AS0007 $7.3M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $34.6M
6. Equity Securities AS0055 $1.5M
8. Available-for-Sale Debt Securities AS0067 $3.1M
11. TOTAL INVESTMENT SECURITIES AS0013 $4.6M
12a. Nonperpetual Capital Account 769A $125K
12c. All Other Investments AS0016 $1.6M
13. TOTAL OTHER INVESTMENTS AS0017 $1.7M
15a. Number of Total Loans and Leases 025A 6,204
15b. Total Loans and Leases 025B $73.3M
17. ACL on Loans and Leases AS0048 $395K
19. Land and Building 007 $2.3M
20. Other Fixed Assets 008 $259K
21. NCUA Share Insurance Capitalization Deposit 794 $944K
22d. Accrued Interest on Loans 009A $307K
22e. Accrued Interest on Investments 009B $64K
22f. All Other Assets 009C $1.4M
22g. Total Other Assets AS0036 $1.8M
23. TOTAL ASSETS 010 $119.1M
Accounts Payable and Other Liabilities 825 $678K
Member Shares of All Types 013 $107.8M
Total Shares and Deposits 018 $107.8M
Undivided Earnings 940 $10.7M
Total Net Worth 997 $10.7M
Net Worth Ratio 998 9.01%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $119.1M
Statement of Income and Expense (23 items)
Salt City Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $2.1M
3. Income from Investments 120 $610K
5. TOTAL INTEREST INCOME 115 $2.7M
6. Dividends on Shares 380 $881K
9. TOTAL INTEREST EXPENSE 350 $881K
10. NET INTEREST INCOME IS0010 $1.8M
12a. Credit Loss Expense - Loans and Leases IS0011 $90K
12e. Total Credit Loss Expense IS0017 $90K
13. Fee Income 131 $351K
14. Other Operating Income IS0020 $318K
15. Gain (Loss) on Equity/Trading Securities IS0046 $71K
23. TOTAL NON-INTEREST INCOME 117 $740K
24. Employee Compensation and Benefits 210 $957K
25. Travel and Conference 230 $4K
26. Office Occupancy 250 $137K
27. Office Operations 260 $530K
28. Educational and Promotional 270 $32K
29. Loan Servicing 280 $197K
30. Professional and Outside Services 290 $224K
32. Operating Fees 320 $7K
33. Miscellaneous Operating Expense 360 $6K
34. TOTAL NON-INTEREST EXPENSE 671 $2.1M
35. NET INCOME 661A $367K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Salt City Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $220K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $268K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $62K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $26K
Loans Granted Year-to-Date 031A $520
Amount of Loans Granted Year-to-Date 031B $14.0M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $571K
Number of current members (not number of accounts) 083 7,156
Number of potential members 084 15,000
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,075.00%
Interest Rate of New Vehicle Loans 523 575.00%
Interest Rate of Used Vehicle Loans 524 675.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $149K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $23K
Total Amount of All Other Shares 630 $164K
Amount of Regular Shares 657 $38.2M
Amount of Share Drafts 902 $15.9M
IRA/KEOGH Accounts - < 1 Year 906A $6.5M
Share Certificates - < 1 Year 908A $36.6M
Total Amount of Share Certificates 908C $37.8M
Total Amount of Money Market Shares 911 $8.8M
Number of Used Vehicle Loans 968 1,767
NCUA data file FS220A (27 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Salt City Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $106.1M
Total Shares - 1-3 Years 013B1 $1.3M
Total Shares - > 3 Years 013B2 $353K
Total Shares and Deposits - < 1 Year 018A $106.1M
Total Shares and Deposits - 1-3 Years 018B1 $1.3M
Total Shares and Deposits - > 3 Years 018B2 $353K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 46
Amount of Delinquent Indirect Loans 041E $97K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $18.7M
Amount of New Vehicle Loans 385 $25.5M
Amount of Unsecured Credit Card Loans 396 $4.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $3.2M
Share Certificates 451 $1K
Number of Accounts for Share Drafts 452 3,569
IRA/KEOGH Accounts 453 $500
Number of Accounts for Regular Shares 454 7,837
All other shares 455 $79
Money Market Shares 458 $170
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 13,224
Number of credit union employees who are Full-Time (26 hours or more) 564A 21
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $468K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,677.00%
Number of Outstanding Indirect Loans 617A 1,426
Total Amount of Outstanding Indirect Loans 618A $33.1M
Total credit lines 881 $6.2M
NCUA data file FS220B (25 items)

maturity and repricing buckets (40%), credit cards (17%)

Salt City Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $12K
Number - Total Delinquent Credit Card Loans 045A 9
Total Amount of Delinquent Unsecured Credit Card Loans 045B $28K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $5.9M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $5.9M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $101.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $164K
Amount of Regular Shares - < 1 Year 657A $38.2M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $62K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $6K
Amount of Share Drafts - < 1 Year 902A $15.9M
IRA/KEOGH Accounts - 1-3 Years 906B1 $316K
IRA/KEOGH Accounts - > 3 Years 906B2 $115K
Total Amount of IRA/KEOGH Accounts 906C $6.9M
Share Certificates - 1-3 Years 908B1 $948K
Share Certificates - > 3 Years 908B2 $238K
Money Market Shares - < 1 Year 911A $8.8M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $775K
Number of New Vehicle Loans 958 963
Total Shares 966 $13K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $1K
Number of Unsecured Credit Card Loans 993 1,825
Number of All Other Unsecured Loans/Lines of Credit 994 1,169
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 25
NCUA data file FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

Salt City Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $6K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $15K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $5K
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $19.8M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $3.2M
Outstanding balance of brokered certificates of deposit and share certificates 788 $7.2M
NCUA data file FS220D (25 items)

member services and products offered (69%), CUSO relationships (27%)

Salt City Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (5 items)

loans and leases (32%), participation loans (18%)

Salt City Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $1.4M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $979K
Total Value of Investments in CUSOs 851 $68K
Total Aggregate Cash Outlay in CUSOs 853 $45K
Total Credit Lines at Corporate Credit Unions 884 $6.2M
NCUA data file FS220H (8 items)

student loans (43%), delinquency (27%)

Salt City Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $24K
Non-Federally Guaranteed Student Loans YTD Recoveries 551T $2K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 920.00%
Amount of Non-Federally Guaranteed Student Loans 698A $3.2M
Total Unfunded Commitments for all loan types 816A $14.7M
Number of Non-Federally Guaranteed Student Loans 963A 85
Total number of TDR loans outstanding 1000F $12
Total amount of TDR loans outstanding 1001F $200K
NCUA data file FS220I (16 items)

vehicle lending (59%), delinquency (44%)

Salt City Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $69K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $99K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $9K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $79K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $8K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 22
Amount of Reportable Delinquent New Vehicle Loans 041C1 $9K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $242K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $27K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $2K
Amount of New Vehicle Loans YTD Recoveries 551C1 $3K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $7K
Commercial Share Accounts 643 $1.8M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $69K
Number of International Remittances originated Year-to-Date 928 5
NCUA data file FS220J (4 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Salt City Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Securities 789C $1.5M
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $630K
Other Assets - Other Non-insurance 789F $967K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $3.1M
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Salt City Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $6K
Total Amount of Loans & Leases on Loan Schedule 025B1 $73.3M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $7.9M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 625.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 575.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 699.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $2.0M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $8.8M
NCUA data file FS220M (9 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Salt City Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $1.4M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $9.0M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $2.1M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $458K
Total Unfunded Commitments for Non-Commercial Loans 816T $14.7M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $1.8M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 135
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 172
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 88
NCUA data file FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Salt City Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities >5 and <= 10 Years AS0053 $99K
Equity Securities > 10 Years AS0054 $1.4M
Available-for-sale Debt Securities <=1 Year AS0062 $1.5M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $497K
Available-for-sale Debt Securities > 10 Years AS0066 $1.1M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$30K
Total Liabilities LI0069 $108.4M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $57K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $119.1M
NCUA data file FS220P (32 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Salt City Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $24K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $5K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $34K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $1K
Unsecured Credit Card Loans DL0002 $17K
All Other Unsecured Loans/Lines of Credit DL0022 $979
All Other Unsecured Loans/Lines of Credit DL0023 $5K
All Other Unsecured Loans/Lines of Credit DL0024 $6K
All Other Unsecured Loans/Lines of Credit DL0027 $10K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $5
Used Vehicle Loans DL0037 $154K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $3K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $2K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $5K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $4
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $79K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $79K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $1
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $62K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $81K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $54K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $196K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $4
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $241K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $14K
Amount of Consumer Loans in Non-Accrual Status DL0145 $331K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $2
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $38K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 1,336
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $33.1M
Number of Indirect Loans - All Other Loans IN0007 90
Amount of Indirect Loans - All Other Loans IN0008 $61K
NCUA data file FS220Q (33 items)

investment portfolio detail (69%)

Salt City Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $3.1M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $3.1M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $3.1M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $3.1M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $3.1M
Total Fair Value Available-for-Sale Debt Securities NV0084 $3.1M
Trading Investments - Equity Securities - Other Equities NV0108 $1.5M
Trading Investments - Equity Securities - Total Equity Securities NV0109 $1.5M
Total Trading Debt and Equity Securities NV0110 $1.5M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $5.5M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.6M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $250K
Investment Maturity Distribution - Time Deposits - Total NV0116 $7.3M
Investment Maturity Distribution - Equity Securities - Total NV0122 $1.5M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $3.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $125K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $1.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $1.7M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $7.0M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $1.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $747K
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $1.7M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $2.5M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $13.6M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $665K
RBC Total Equity RB0001 $10.7M
RBC Allowance for Credit Losses RB0002 $395K
RBC Total Additions RB0005 $395K
RBC Total Deductions RB0009 $944K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $10.2M
RBC Risk-Based Capital Numerator RB0012 $10.2M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $402K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $65K
NCUA data file FS220R (36 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Salt City Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $6.3M
RBC Schedule Total Consumer Loans RB0060 $56.6M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $395K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $395K
RBC Schedule Total Loans RB0079 $72.9M
RBC Total for Risk Weighting Total Loans RB0081 -$395K
RBC Total Loans 0% Weight RB0082 -$395K
RBC Schedule Total Other Assets RB0088 $5.3M
RBC Total for Risk Weighting Other Assets RB0090 $944K
RBC Other Assets 0% Weight RB0091 $944K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $119.1M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $548K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $548K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $119.1M
RBC Allowance for Credit Losses (Loans) RB0177 $395K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 51.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 5,270,778.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 82.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 3,486,613.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 86,971.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $8.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 138.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 6,566,614.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 766,600.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 34.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 1,332,752.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 724,621.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $7.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $1.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $307
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $16.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.5M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $2.3M
Total Shares SH0013 $107.8M
Total Shares and Deposits SH0018 $107.8M
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Salt City Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Salt City Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Salt City Federal Credit Union call report?

The Salt City Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Salt City Federal Credit Union file?

Salt City Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Salt City Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Salt City Federal Credit Union is 8512.

How often does Salt City Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Salt City Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.