Skip to main content

Credit union call report ยท Savannah, GA

Savannah Postal Credit Union Call Report

BankRegReports is independent of Savannah Postal Credit Union and never asks for online banking logins or passwords.

Savannah Postal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 239 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Savannah Postal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number67364
Federal Reserve RSSD ID1389177

The official copy: search charter number 67364 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Savannah Postal Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Savannah Postal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $127K
1c. Total Cash on Hand 730A $127K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.0M
2c. Cash on Deposit in Other Financial Institutions 730B2 $422K
2. Cash on Deposit (total) 730B $3.4M
3. Time Deposits in Banks and Credit Unions AS0007 $8.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $11.6M
12b. Perpetual Contributed Capital 769B $10K
13. TOTAL OTHER INVESTMENTS AS0017 $10K
15a. Number of Total Loans and Leases 025A 1,605
15b. Total Loans and Leases 025B $12.6M
17. ACL on Loans and Leases AS0048 $366K
19. Land and Building 007 $381K
20. Other Fixed Assets 008 $68K
21. NCUA Share Insurance Capitalization Deposit 794 $189K
22d. Accrued Interest on Loans 009A $46K
22e. Accrued Interest on Investments 009B $34K
22f. All Other Assets 009C $46K
22g. Total Other Assets AS0036 $126K
23. TOTAL ASSETS 010 $24.6M
Accounts Payable and Other Liabilities 825 $233K
Member Shares of All Types 013 $20.7M
Total Shares and Deposits 018 $20.7M
Undivided Earnings 940 $3.6M
Net Income (equity) 602 $70K
Total Net Worth 997 $3.7M
Net Worth Ratio 998 15.05%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $24.6M
Statement of Income and Expense (23 items)
Savannah Postal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $509K
3. Income from Investments 120 $160K
5. TOTAL INTEREST INCOME 115 $669K
6. Dividends on Shares 380 $21K
9. TOTAL INTEREST EXPENSE 350 $21K
10. NET INTEREST INCOME IS0010 $648K
12a. Credit Loss Expense - Loans and Leases IS0011 $145K
12e. Total Credit Loss Expense IS0017 $145K
13. Fee Income 131 $104K
14. Other Operating Income IS0020 $70K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$12K
23. TOTAL NON-INTEREST INCOME 117 $162K
24. Employee Compensation and Benefits 210 $238K
25. Travel and Conference 230 $6K
26. Office Occupancy 250 $44K
27. Office Operations 260 $182K
28. Educational and Promotional 270 $4K
29. Loan Servicing 280 $5K
30. Professional and Outside Services 290 $86K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $27K
34. TOTAL NON-INTEREST EXPENSE 671 $595K
35. NET INCOME 661A $70K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Savannah Postal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $617K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $164K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $112K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $43K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $37K
Loans Granted Year-to-Date 031A $230
Amount of Loans Granted Year-to-Date 031B $2.1M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $731K
Number of current members (not number of accounts) 083 2,064
Number of potential members 084 4,600
Interest Rate of Unsecured Credit Card Loans 521 1,150.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,800.00%
Interest Rate of New Vehicle Loans 523 500.00%
Interest Rate of Used Vehicle Loans 524 500.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $91K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $38K
Total Amount of All Other Shares 630 $779K
Amount of Regular Shares 657 $12.3M
Amount of Share Drafts 902 $5.5M
IRA/KEOGH Accounts - < 1 Year 906A $588K
Share Certificates - < 1 Year 908A $1.5M
Total Amount of Share Certificates 908C $1.5M
Number of Used Vehicle Loans 968 350
NCUA data file FS220A (19 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Savannah Postal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $20.6M
Total Shares - 1-3 Years 013B1 $55K
Total Shares and Deposits - < 1 Year 018A $20.6M
Total Shares and Deposits - 1-3 Years 018B1 $55K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 50
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $5.6M
Amount of New Vehicle Loans 385 $2.4M
Amount of Unsecured Credit Card Loans 396 $440K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.3M
Share Certificates 451 $109
Number of Accounts for Share Drafts 452 978
IRA/KEOGH Accounts 453 $29
Number of Accounts for Regular Shares 454 4,129
All other shares 455 $366
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,611
Number of credit union employees who are Full-Time (26 hours or more) 564A 5
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 3
Total credit lines 881 $2.0M
NCUA data file FS220B (21 items)

maturity and repricing buckets (40%), credit cards (17%)

Savannah Postal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $5K
Number - Total Delinquent Credit Card Loans 045A 3
Total Amount of Delinquent Unsecured Credit Card Loans 045B $6K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.3M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.3M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $19.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
All other shares - < 1 Year 630A $779K
Amount of Regular Shares - < 1 Year 657A $12.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $9K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $1
Amount of Share Drafts - < 1 Year 902A $5.5M
Total Amount of IRA/KEOGH Accounts 906C $588K
Share Certificates - 1-3 Years 908B1 $55K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $264K
Number of New Vehicle Loans 958 86
Total Shares 966 $6K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $132K
Number of Unsecured Credit Card Loans 993 391
Number of All Other Unsecured Loans/Lines of Credit 994 673
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 26
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Savannah Postal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $730K
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $117K
NCUA data file FS220D (10 items)

member services and products offered (69%), CUSO relationships (27%)

Savannah Postal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Low-cost wire transfers 879W $1
Bill Payment 887J $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Savannah Postal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $2.0M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Savannah Postal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $808K
Total number of TDR loans outstanding 1000F $13
Total amount of TDR loans outstanding 1001F $132K
NCUA data file FS220I (14 items)

vehicle lending (59%), delinquency (44%)

Savannah Postal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $113K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $390K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $126K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $32K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $76K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $43K
Number of Reportable Delinquent New Vehicle Loans 035E1 3
Number of Reportable Delinquent Used Vehicle Loans 035E2 21
Amount of Reportable Delinquent New Vehicle Loans 041C1 $97K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $320K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $44K
Amount of New Vehicle Loans YTD Recoveries 551C1 $14K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $10K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $22K
NCUA data file FS220L (10 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Savannah Postal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $12.6M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $357K
Amount of All Other Real Estate Loans/Lines of Credit 386B $347K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 600.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 450.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 450.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 600.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $759K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.4M
NCUA data file FS220M (9 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Savannah Postal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $34K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $395K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $184K
Total Unfunded Commitments for Non-Commercial Loans 816T $808K
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $195K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 14
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 7
Number of All Other Real Estate Loans/Lines of Credit 960B 6
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 78
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Savannah Postal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $20.9M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $30K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $24.6M
NCUA data file FS220P (21 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Savannah Postal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $38K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $14K
Unsecured Credit Card Loans DL0002 $2K
All Other Unsecured Loans/Lines of Credit DL0022 $37K
All Other Unsecured Loans/Lines of Credit DL0023 $10K
All Other Unsecured Loans/Lines of Credit DL0024 $38K
All Other Unsecured Loans/Lines of Credit DL0027 $48K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $21
New Vehicle Loans DL0030 $65K
Used Vehicle Loans DL0037 $75K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $157K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $157K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $40K
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0072 $103K
Total Dollar Amount of Reportable Delinquency - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0076 $103K
Total Number of Reportable Delinquent Loans - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0077 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $412K
Amount of Consumer Loans in Non-Accrual Status DL0145 $319K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $5
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $42K
NCUA data file FS220Q (17 items)

investment portfolio detail (69%)

Savannah Postal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $4.8M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $2.5M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $750K
Investment Maturity Distribution - Time Deposits - Total NV0116 $8.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $10K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $10K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $4.8M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $2.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $750K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $10K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $8.1M
RBC Total Equity RB0001 $3.7M
RBC Allowance for Credit Losses RB0002 $366K
RBC Total Additions RB0005 $366K
RBC Total Deductions RB0009 $189K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.9M
RBC Risk-Based Capital Numerator RB0012 $3.9M
NCUA data file FS220R (33 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Savannah Postal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $10K
RBC Schedule Total Consumer Loans RB0060 $10.8M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $366K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $366K
RBC Schedule Total Loans RB0079 $12.2M
RBC Total for Risk Weighting Total Loans RB0081 -$366K
RBC Total Loans 0% Weight RB0082 -$366K
RBC Schedule Total Other Assets RB0088 $763K
RBC Total for Risk Weighting Other Assets RB0090 $189K
RBC Other Assets 0% Weight RB0091 $189K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $24.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$177K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$177K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $24.6M
RBC Allowance for Credit Losses (Loans) RB0177 $366K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 11.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,261,039.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 154,451.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 7.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 356,873.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $357K
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 6.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 346,876.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Granted YTD RL0034 35,000.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $347K
All Other (Non-commercial) Real Estate - Amount of Loans Granted YTD - Total RL0045 $35K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $27
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $35K
Total Shares SH0013 $20.7M
Total Shares and Deposits SH0018 $20.7M

Savannah Postal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Savannah Postal Credit Union call report?

The Savannah Postal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Savannah Postal Credit Union file?

Savannah Postal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Savannah Postal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Savannah Postal Credit Union is 67364.

How often does Savannah Postal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Savannah Postal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.