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Credit union call report ยท Durham, NC

Self-Help Federal Credit Union Call Report

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Self-Help Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 473 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Self-Help Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number24802
Federal Reserve RSSD ID3805055

The official copy: search charter number 24802 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Self-Help Federal Credit Union call report, Q2 2026

Statement of Financial Condition (42 items)
Self-Help Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $25.8M
1b. Cash Items in Process of Collection AS0005 $30.8M
1c. Total Cash on Hand 730A $56.6M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $59.9M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $383.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $147.9M
2. Cash on Deposit (total) 730B $591.2M
3. Time Deposits in Banks and Credit Unions AS0007 $17.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $665.0M
6. Equity Securities AS0055 $89K
9. Held-to-Maturity Debt Securities AS0073 $72.7M
11. TOTAL INVESTMENT SECURITIES AS0013 $72.7M
12b. Perpetual Contributed Capital 769B $1.3M
12c. All Other Investments AS0016 $1.7M
13. TOTAL OTHER INVESTMENTS AS0017 $3.1M
15a. Number of Total Loans and Leases 025A 39,977
15b. Total Loans and Leases 025B $1.59B
17. ACL on Loans and Leases AS0048 $41.5M
18a. Foreclosed/Repossessed - Commercial RE AS0022 $160K
18b. Foreclosed/Repossessed - Consumer RE AS0023 $230K
18c. Foreclosed/Repossessed - Vehicles AS0024 $801K
18e. Foreclosed/Repossessed Assets (total) 798A $1.2M
19. Land and Building 007 $66.1M
20. Other Fixed Assets 008 $15.5M
21. NCUA Share Insurance Capitalization Deposit 794 $15.3M
22d. Accrued Interest on Loans 009A $7.9M
22e. Accrued Interest on Investments 009B $1.2M
22f. All Other Assets 009C $15.3M
22g. Total Other Assets AS0036 $24.4M
23. TOTAL ASSETS 010 $2.41B
Accounts Payable and Other Liabilities 825 $36.9M
Accrued Dividends and Interest Payable 820A $93K
ACL on Off-Balance-Sheet Exposures LI0003 $6K
Borrowings (total) 860C $401.1M
Member Shares of All Types 013 $1.71B
Nonmember Deposits 880 $37.3M
Total Shares and Deposits 018 $1.75B
Undivided Earnings 940 $188.5M
Net Income (equity) 602 $4.4M
Total Net Worth 997 $606.6M
Net Worth Ratio 998 25.18%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $2.41B
Statement of Income and Expense (27 items)
Self-Help Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $50.8M
3. Income from Investments 120 $11.0M
5. TOTAL INTEREST INCOME 115 $61.8M
6. Dividends on Shares 380 $13.6M
8. Interest on Borrowed Money 340 $7.7M
9. TOTAL INTEREST EXPENSE 350 $21.3M
10. NET INTEREST INCOME IS0010 $40.5M
12a. Credit Loss Expense - Loans and Leases IS0011 $1.3M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $6K
12e. Total Credit Loss Expense IS0017 $1.3M
13. Fee Income 131 $1.8M
14. Other Operating Income IS0020 $2.7M
18. Gain (Loss) on Disposition of Fixed Assets 430 -$13K
22. Other Non-Operating Income 440 $571K
23. TOTAL NON-INTEREST INCOME 117 $5.1M
24. Employee Compensation and Benefits 210 $22.0M
25. Travel and Conference 230 $592K
26. Office Occupancy 250 $5.0M
27. Office Operations 260 $8.8M
28. Educational and Promotional 270 $570K
29. Loan Servicing 280 $778K
30. Professional and Outside Services 290 $1.0M
31. Member Insurance 310 $2K
32. Operating Fees 320 $165K
33. Miscellaneous Operating Expense 360 $914K
34. TOTAL NON-INTEREST EXPENSE 671 $39.9M
35. NET INCOME 661A $4.4M
Statement pages - all other filed accounts (27 items)

delinquency (21%), credit cards (21%)

Self-Help Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $20.3M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $3.4M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $1.2M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $5.1M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $238K
Loans Granted Year-to-Date 031A $4K
Amount of Loans Granted Year-to-Date 031B $87.5M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $16.1M
Number of current members (not number of accounts) 083 146,774
Number of potential members 084 1,125,000
Net Member Business Loan Balance 400A $69.6M
Non-Member Deposits 457 $5K
Interest Rate of Unsecured Credit Card Loans 521 1,325.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,600.00%
Interest Rate of New Vehicle Loans 523 675.00%
Interest Rate of Used Vehicle Loans 524 800.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $1.7M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $299K
Total Amount of All Other Shares 630 $176K
Amount of Regular Shares 657 $422.6M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $7.1M
Amount of Share Drafts 902 $290.3M
IRA/KEOGH Accounts - < 1 Year 906A $45.5M
Share Certificates - < 1 Year 908A $346.7M
Total Amount of Share Certificates 908C $446.9M
Total Amount of Money Market Shares 911 $498.6M
Number of Used Vehicle Loans 968 4,762
NCUA form-section FS220A (31 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Self-Help Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $1.60B
Total Shares - 1-3 Years 013B1 $103.3M
Total Shares - > 3 Years 013B2 $6.6M
Total Shares and Deposits - < 1 Year 018A $1.63B
Total Shares and Deposits - 1-3 Years 018B1 $111.7M
Total Shares and Deposits - > 3 Years 018B2 $7.8M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 285
Amount of Delinquent Indirect Loans 041E $53K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $60.8M
Amount of New Vehicle Loans 385 $18.2M
Amount of Unsecured Credit Card Loans 396 $10.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $53.4M
Share Certificates 451 $9K
Number of Accounts for Share Drafts 452 53,955
IRA/KEOGH Accounts 453 $3K
Number of Accounts for Regular Shares 454 123,036
All other shares 455 $34
Money Market Shares 458 $13K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 207,539
Number of credit union employees who are Full-Time (26 hours or more) 564A 422
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 23
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $8.0M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,586.90%
Number of Outstanding Indirect Loans 617A 529
Total Amount of Outstanding Indirect Loans 618A $6.9M
Total credit lines 881 $609.3M
Draws against lines of credit, more than 3 years 883B2 $11.9M
Draws against lines of credit, total amount 883C $11.9M
Total Subordinated Debt included in Net Worth 925A $389.2M
Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 945A $2.8M
NCUA form-section FS220B (35 items)

maturity and repricing buckets (40%), credit cards (17%)

Self-Help Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $30K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $6K
Number - Total Delinquent Credit Card Loans 045A 44
Total Amount of Delinquent Unsecured Credit Card Loans 045B $96K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $190.9M
Total Uninsured Nonmember Shares and Deposits > $250K (G+H+I) 067A2 $72K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $191.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $1.56B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $176K
Amount of Regular Shares - < 1 Year 657A $422.6M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $113K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $21K
Fair value of Held to Maturity Securities 801 $70.5M
Total Borrowings - > 3 Years 860B2 $401.1M
Subordinated Debt - > 3 Years 867B2 $389.2M
Total Amount of Subordinated Debt 867C $389.2M
Does you credit union maintain share/deposit insurance coverage other than the NCUSIF? 875 $1
Dollar amount of shares and/or deposits insured by the company named above 877 $2.7M
Non-Member Deposits - < 1 Year 880A $27.7M
Non-Member Deposits - 1-3 Years 880B1 $8.5M
Non-Member Deposits - > 3 Years 880B2 $1.2M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $290.3M
IRA/KEOGH Accounts - 1-3 Years 906B1 $8.6M
IRA/KEOGH Accounts - > 3 Years 906B2 $1.1M
Total Amount of IRA/KEOGH Accounts 906C $55.2M
Share Certificates - 1-3 Years 908B1 $94.7M
Share Certificates - > 3 Years 908B2 $5.5M
Money Market Shares - < 1 Year 911A $498.6M
Number of New Vehicle Loans 958 827
Total Shares 966 $203K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $1.1M
Number of Unsecured Credit Card Loans 993 8,058
Number of All Other Unsecured Loans/Lines of Credit 994 10,050
NCUA form-section FS220C (9 items)

charge-offs and recoveries (27%), participation loans (18%)

Self-Help Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $81K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $133K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $20K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $13K
Number of credit union branches (include the main office if member services are conducted at that location) 566 45
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $301.2M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $22.6M
Outstanding balance of brokered certificates of deposit and share certificates 788 $248K
NCUA form-section FS220D (28 items)

member services and products offered (69%), CUSO relationships (27%)

Self-Help Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
No Cost Tax Prep. Services 879C3 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Point-of-sale-Processing PI0012 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (12 items)

loans and leases (32%), participation loans (18%)

Self-Help Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $24.5M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $33.1M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $2.5M
Total Outstanding Amount of Participation Loans Sold By Type 691N $57K
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 63
Total Value of Investments in CUSOs 851 $3.1M
Total Aggregate Cash Outlay in CUSOs 853 $90K
Assets Pledged to Secure Borrowings 878 $221.9M
Total Credit Lines at Corporate Credit Unions 884 $65.8M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $24.5M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $24.5M
Adjustments made to Retained Earnings acquired through Business Combinations 1004B -$26K
NCUA form-section FS220H (9 items)

student loans (43%), delinquency (27%)

Self-Help Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 2 to <6 months 021T $310K
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $310K
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $4
Interest Rate on Non-Federally Guaranteed Student Loans 595A 500.00%
Amount of Non-Federally Guaranteed Student Loans 698A $7.3M
Total Unfunded Commitments for all loan types 816A $52.7M
Number of Non-Federally Guaranteed Student Loans 963A 69
Total number of TDR loans outstanding 1000F $17
Total amount of TDR loans outstanding 1001F $2.3M
NCUA form-section FS220I (19 items)

vehicle lending (59%), delinquency (44%)

Self-Help Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $327K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $2.2M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $56K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $358K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $62K
Number of Reportable Delinquent New Vehicle Loans 035E1 3
Number of Reportable Delinquent Used Vehicle Loans 035E2 60
Amount of Reportable Delinquent New Vehicle Loans 041C1 $56K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $723K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $52K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $535K
Amount of New Vehicle Loans YTD Recoveries 551C1 $22K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $138K
Commercial Share Accounts 643 $227.0M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $85K
Total Other Credit Lines 884D $401.1M
Draws Against LOCs from Other Sources 885A2 $401.1M
Total Draws Againts LOCs 885A4 $401.1M
Amount of Grants Received Year-to-Date 927 $571K
NCUA form-section FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Self-Help Federal Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Total Derivative Transactions Outstanding - Total Derivatives - Total Notional Amount 1030 $110.0M
Total Derivative Transactions Outstanding - Total Derivatives - Net Fair Value Gain (Loss) 1030C $3.5M
NCUA form-section FS220L (38 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Self-Help Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $40K
Total Amount of Loans & Leases on Loan Schedule 025B1 $1.59B
Outstanding Balance of purchased or participation interests in commercial loans Secured by Farmland to nonmembers 042A7 $50K
Amount of Agricultural Commercial Loans 042A9 $50K
Total number of commercial loans to members granted or purchased YTD 090A1 $1
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 1
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $1
Number of member construction and development commercial loans 143A3 1
Outstanding balance of member construction and development commercial loans 143B3 $389K
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $43.3M
Amount of All Other Real Estate Loans/Lines of Credit 386B $2.0M
Total outstanding balance of commercial loans to members 400A1 $92.3M
Total outstanding balance of nonmember commercial loans 400B1 $85K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $56.1M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $34K
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $7.3M
Outstanding balance of Member Commercial and Industrial loans 400L2 $26.1M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $2.4M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $26.1M
Outstanding balance of all member and non-member commercial loans 400T1 $92.4M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $2.9M
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $2.9M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $2.9M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 600.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 550.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 775.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 675.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 475.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 1,575.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $21.4M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 19
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $36.3M
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $24.8M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $16.2M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.28B
Total Outstanding Balance of real estate secured member commercial loans 718A3 $66.2M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $85K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $66.3M
NCUA form-section FS220M (24 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Self-Help Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $22.4M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $22.3M
Total Unfunded Commitments for Commercial Loans 814K $1.8M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $253K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $5.9M
Total Unfunded Commitments for Non-Commercial Loans 816T $50.9M
Total number of member commercial loans 900A1 $108
Total number of nonmember commercial loans 900B1 $2
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 64
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 1
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 15
Total number of real estate secured member commercial loans 900K2 $88
Total number of real estate secured nonmember commercial loans 900K3 $2
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 90
Number of Member Commercial and Industrial loans 900L2 20
Number of member commercial loans Secured by Multifamily Property 900M 8
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 21
Total Number of Member and Nonmember commercial loans 900T1 $110
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 8,775
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1,073
Number of All Other Real Estate Loans/Lines of Credit 960B 12
Number of purchased or participation interests in commercial loans secured by Farmland to nonmembers 961A7 1
Number of Agricultural Commercial Loans 961A9 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 6,240
NCUA form-section FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Self-Help Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities <=1 Year AS0050 $89K
Held-to-Maturity Debt Securities <=1 Year AS0068 $30.6M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $14.3M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $9.8M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $18.0M
Total Liabilities LI0069 $2.19B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $22.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $2.41B
NCUA form-section FS220P (60 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Self-Help Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $756K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $88K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $197K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $9K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0017 $15K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0018 $5K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property CH0030 $14K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $53.7M
Unsecured Credit Card Loans DL0002 $60K
All Other Unsecured Loans/Lines of Credit DL0022 $1.1M
All Other Unsecured Loans/Lines of Credit DL0023 $528K
All Other Unsecured Loans/Lines of Credit DL0024 $144K
All Other Unsecured Loans/Lines of Credit DL0025 $5K
All Other Unsecured Loans/Lines of Credit DL0026 $13K
All Other Unsecured Loans/Lines of Credit DL0027 $690K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $92
Used Vehicle Loans DL0037 $303K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $233K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $80K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $61K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $141K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $16
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $15.5M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $4.2M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $2.3M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $833K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $445K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $7.8M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $52
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $758K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $30K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $78K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $265K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $91K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $464K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $7
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0073 $57K
Total Dollar Amount of Reportable Delinquency - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0076 $57K
Total Number of Reportable Delinquent Loans - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0077 $1
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0100 $1.2M
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0103 $4.5M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0104 $5.7M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0105 $5
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0124 $84K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $84K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $6.4M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $102K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Whole or Partial Loans Purchased under 701.23 DL0144 $1.1M
Amount of Consumer Loans in Non-Accrual Status DL0145 $10.3M
Amount of Commercial Loans in Non-Accrual Status DL0146 $5.8M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $5
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $687K
Interest Rate Derivative Swaps Total Notional Amount DT0005 110,000,000.00%
Interest Rate Derivative Swaps Net Fair Value Gain (Loss) DT0006 3,456,684.00%
Number of Indirect Loans - New and Used Vehicle Loans IN0001 512
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $6.7M
Number of Indirect Loans - All Other Loans IN0007 17
Amount of Indirect Loans - All Other Loans IN0008 $186K
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $52.7M
NCUA form-section FS220Q (42 items)

investment portfolio detail (69%)

Self-Help Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $79.1M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $139.6M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $139.6M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $3.3M
Total Borrowings LQ0860 $401.1M
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $1.2M
Held-to-maturity Fair Value - US Government Obligations NV0002 $1.2M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $24.6M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $25.0M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $38.7M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $36.1M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $63.3M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $61.1M
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $8.1M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $8.2M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $72.7M
Trading Investments - Equity Securities - Common Stock NV0106 $89K
Trading Investments - Equity Securities - Total Equity Securities NV0109 $89K
Total Trading Debt and Equity Securities NV0110 $89K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $9.6M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $7.6M
Investment Maturity Distribution - Time Deposits - Total NV0116 $17.2M
Investment Maturity Distribution - Equity Securities - Total NV0122 $89K
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $72.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $1.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $1.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $3.1M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $40.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $21.9M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $9.8M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $19.7M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $1.3M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $93.0M
RBC Total Equity RB0001 $217.4M
RBC Allowance for Credit Losses RB0002 $41.5M
RBC Total Additions RB0005 $41.5M
RBC Total Deductions RB0009 $15.3M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $243.7M
RBC Risk-Based Capital Numerator RB0012 $243.7M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $100K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $9.0M
Participation Loans: Participations Sold - Retained Balance Outstanding - All Other SL0058 $57K
NCUA form-section FS220R (57 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Self-Help Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $2.7M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
RBC Schedule Total Investments RB0039 $75.8M
RBC Schedule Total Consumer Loans RB0060 $168.0M
RBC Schedule Total Commercial Loans RB0068 $92.4M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $41.5M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $41.5M
RBC Schedule Total Loans RB0079 $1.55B
RBC Total for Risk Weighting Total Loans RB0081 -$41.5M
RBC Total Loans 0% Weight RB0082 -$41.5M
RBC Schedule Total Other Assets RB0088 $122.4M
RBC Total for Risk Weighting Other Assets RB0090 $15.3M
RBC Other Assets 0% Weight RB0091 $15.3M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $2.41B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$26.2M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$26.2M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $2.41B
RBC Allowance for Credit Losses (Loans) RB0177 $41.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 8,093.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,241,338,510.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 44,248,013.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 485.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 29,574,187.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 642,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $7
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $1.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 190.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 11,554,078.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 100,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.28B
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $45.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 184.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 8,539,798.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 14.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 652,517.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Fixed Rate RL0026 395,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 875.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 34,089,486.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 7,914,500.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $43.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $8.3M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 10.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 1,893,313.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Number of Loans Outstanding RL0035 2.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Amount of Loans Outstanding RL0036 82,080.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $2.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $9K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $1.33B
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $53.3M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $43.4M
Total Shares SH0013 $1.71B
Total Shares and Deposits SH0018 $1.75B
Total Non-Member Deposits SH0880 $37.3M
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 3,396
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $269.3M
Number of Outstanding Loans Purchased from Other Sources SL0020 65
Amount of Outstanding Loans Purchased from Other Sources SL0021 $3.9M
NCUA form-section FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Self-Help Federal Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Self-Help Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Self-Help Federal Credit Union call report?

The Self-Help Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Self-Help Federal Credit Union file?

Self-Help Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Self-Help Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Self-Help Federal Credit Union is 24802.

How often does Self-Help Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Self-Help Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.